Exhibit (g)(1)(n)

The MainStay Group of Funds

August 30, 2017

State Street Bank and Trust Company

1 Iron Street

Boston, MA 02210

Attention: MainStay Group of Funds Client Manager

Re: Amended and Restated Master Custodian Agreement (the “Agreement”)

Ladies and Gentlemen:

Please be advised of the following changes to the MainStay Group of Funds. These changes are reflected in the attached revised Appendix A to the Agreement.

Type of change	Fund name	New Fund name, if applicable	Date of change
New Fund	MainStay VP Indexed Bond Portfolio		May 1, 2017
Name Change	MainStay VP Janus Balanced Portfolio	MainStay VP Janus Henderson Balanced Portfolio	June 5, 2017

Please indicate your acceptance of the foregoing by executing two copies of this letter agreement, returning one to the MainStay Funds and retaining one for your records.

Sincerely,
MainStay VP Funds Trust
By:	/s/ Stephen P. Fisher
Name:	Stephen P. Fisher
Title:	President, Duly Authorized

Agreed and Accepted:

STATE STREET BANK AND TRUST COMPANY

By:	/s/ Andrew Erickson
Name:	Andrew Erickson
Title:	Executive Vice President, Duly Authorized

Effective Date: June 5, 2017

Appendix A

to the

Amended and Restated Master Custodian Agreement

(as of June 5, 2017)

Fund	Portfolio
The MainStay Funds	MainStay Common Stock Fund MainStay Convertible Fund MainStay Emerging Markets Debt Fund MainStay Government Fund MainStay High Yield Corporate Bond Fund MainStay Income Builder Fund MainStay International Equity Fund MainStay Large Cap Growth Fund MainStay MAP Equity Fund MainStay Money Market Fund MainStay Tax Free Bond Fund MainStay Unconstrained Bond Fund
MainStay VP Funds Trust	MainStay VP Absolute Return Multi-Strategy Portfolio MainStay VP Balanced Portfolio MainStay VP Bond Portfolio MainStay VP Common Stock Portfolio MainStay VP Conservative Allocation Portfolio MainStay VP Convertible Portfolio MainStay VP Cornerstone Growth Portfolio MainStay VP Cushing Renaissance Advantage Portfolio MainStay VP Eagle Small Cap Growth Portfolio MainStay VP Emerging Markets Equity Portfolio MainStay VP Epoch U.S. Equity Yield Portfolio MainStay VP Epoch U.S. Small Cap Portfolio MainStay VP Floating Rate Portfolio MainStay VP Government Portfolio MainStay VP Growth Allocation Portfolio MainStay VP High Yield Corporate Bond Portfolio MainStay VP Income Builder Portfolio MainStay VP Indexed Bond Portfolio MainStay VP International Equity Portfolio MainStay VP Janus Henderson Balanced Portfolio MainStay VP Large Cap Growth Portfolio MainStay VP MFS® Utilities Portfolio MainStay VP Mid Cap Core Portfolio MainStay VP Moderate Allocation Portfolio MainStay VP Moderate Growth Allocation Portfolio MainStay VP PIMCO Real Return Portfolio MainStay VP S&P 500 Index Portfolio MainStay VP Small Cap Core Portfolio MainStay VP T. Rowe Price Equity Income Portfolio MainStay VP Unconstrained Bond Portfolio MainStay VP U.S. Government Money Market Portfolio MainStay VP VanEck Global Hard Assets Portfolio

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MainStay Funds Trust

MainStay Absolute Return Multi-Strategy Fund MainStay Balanced Fund MainStay California Tax Free Opportunities Fund MainStay Conservative Allocation Fund MainStay Cornerstone Growth Fund MainStay Emerging Markets Equity Fund MainStay Epoch Capital Growth Fund MainStay Epoch Global Choice Fund MainStay Epoch Global Equity Yield Fund MainStay Epoch International Choice Fund MainStay Epoch International Small Cap Fund MainStay Epoch U.S. All Cap Fund MainStay Epoch U.S. Equity Yield Fund MainStay Epoch U.S. Small Cap Fund MainStay Floating Rate Fund MainStay Growth Allocation Fund MainStay High Yield Municipal Bond Fund MainStay Indexed Bond Fund MainStay International Opportunities Fund MainStay Moderate Allocation Fund MainStay Moderate Growth Allocation Fund MainStay New York Tax Free Opportunities Fund MainStay Retirement 2010 Fund MainStay Retirement 2020 Fund MainStay Retirement 2030 Fund MainStay Retirement 2040 Fund MainStay Retirement 2050 Fund MainStay Retirement 2060 Fund MainStay S&P 500 Index Fund MainStay Short Duration High Yield Fund MainStay Tax Advantaged Short Term Bond Fund MainStay Total Return Bond Fund MainStay U.S. Equity Opportunities Fund

MainStay DefinedTerm Municipal Opportunities Fund

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