The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,099 26,268 SH   SOLE 0 0 26,268
ABBVIE INC COM 00287Y109 369 6,462 SH   SOLE 0 0 6,462
AIR PRODS & CHEMS INC COM 009158106 494 3,429 SH   SOLE 0 0 3,429
ALCOA INC COM 013817101 165 17,270 SH   SOLE 0 0 17,270
ALLSTATE CORP COM 020002101 6,575 97,591 SH   SOLE 0 0 97,591
ALPHABET INC CAP STK CL C 02079K107 294 395 SH   SOLE 0 0 395
ALTRIA GROUP INC COM 02209S103 391 6,242 SH   SOLE 0 0 6,242
AMAZON COM INC COM 023135106 594 1,000 SH   SOLE 0 0 1,000
AMERICAN EXPRESS CO COM 025816109 328 5,341 SH   SOLE 0 0 5,341
APPLE INC COM 037833100 4,473 41,042 SH   SOLE 0 0 41,042
ASTORIA FINL CORP COM 046265104 263 16,600 SH   SOLE 0 0 16,600
AT&T INC COM 00206R102 781 19,941 SH   SOLE 0 0 19,941
BANK AMER CORP COM 060505104 309 22,858 SH   SOLE 0 0 22,858
BANK NEW YORK MELLON CORP COM 064058100 1,556 42,235 SH   SOLE 0 0 42,235
BB&T CORP COM 054937107 1,073 32,250 SH   SOLE 0 0 32,250
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 336 2,370 SH   SOLE 0 0 2,370
BRISTOL MYERS SQUIBB CO COM 110122108 348 5,441 SH   SOLE 0 0 5,441
CAPITAL ONE FINL CORP COM 14040H105 1,940 27,985 SH   SOLE 0 0 27,985
CATERPILLAR INC DEL COM 149123101 593 7,741 SH   SOLE 0 0 7,741
CELGENE CORP COM 151020104 444 4,435 SH   SOLE 0 0 4,435
CERNER CORP COM 156782104 205 3,870 SH   SOLE 0 0 3,870
CHEVRON CORP NEW COM 166764100 1,337 14,014 SH   SOLE 0 0 14,014
CHUBB LIMITED COM H1467J104 234 1,961 SH   SOLE 0 0 1,961
CISCO SYS INC COM 17275R102 1,168 41,030 SH   SOLE 0 0 41,030
CLOROX CO DEL COM 189054109 202 1,600 SH   SOLE 0 0 1,600
COCA COLA CO COM 191216100 418 9,012 SH   SOLE 0 0 9,012
COMCAST CORP NEW CL A 20030N101 229 3,747 SH   SOLE 0 0 3,747
COSTCO WHSL CORP NEW COM 22160K105 1,560 9,900 SH   SOLE 0 0 9,900
CSX CORP COM 126408103 595 23,100 SH   SOLE 0 0 23,100
CVS HEALTH CORP COM 126650100 869 8,380 SH   SOLE 0 0 8,380
DISNEY WALT CO COM DISNEY 254687106 1,196 12,043 SH   SOLE 0 0 12,043
DUNKIN BRANDS GROUP INC COM 265504100 4,880 103,455 SH   SOLE 0 0 103,455
EDWARDS LIFESCIENCES CORP COM 28176E108 423 4,800 SH   SOLE 0 0 4,800
EXXON MOBIL CORP COM 30231G102 4,824 57,705 SH   SOLE 0 0 57,705
FACEBOOK INC CL A 30303M102 322 2,825 SH   SOLE 0 0 2,825
FEDEX CORP COM 31428X106 4,464 27,434 SH   SOLE 0 0 27,434
FIFTH THIRD BANCORP COM 316773100 2,587 155,025 SH   SOLE 0 0 155,025
FIRST NIAGARA FINL GP INC COM 33582V108 1,256 129,721 SH   SOLE 0 0 129,721
FLUOR CORP NEW COM 343412102 1,254 23,350 SH   SOLE 0 0 23,350
FORD MTR CO DEL COM PAR $0.01 345370860 861 63,750 SH   SOLE 0 0 63,750
GENERAL ELECTRIC CO COM 369604103 4,001 125,856 SH   SOLE 0 0 125,856
HALLIBURTON CO COM 406216101 1,837 51,425 SH   SOLE 0 0 51,425
HARTFORD FINL SVCS GROUP INC COM 416515104 9,633 209,051 SH   SOLE 0 0 209,051
HOME DEPOT INC COM 437076102 379 2,844 SH   SOLE 0 0 2,844
INTEL CORP COM 458140100 814 25,156 SH   SOLE 0 0 25,156
INTERNATIONAL BUSINESS MACHS COM 459200101 1,144 7,553 SH   SOLE 0 0 7,553
INTL PAPER CO COM 460146103 1,310 31,910 SH   SOLE 0 0 31,910
ISHARES SILVER TRUST ISHARES 46428Q109 178 12,100 SH   SOLE 0 0 12,100
JOHNSON & JOHNSON COM 478160104 811 7,495 SH   SOLE 0 0 7,495
JPMORGAN CHASE & CO COM 46625H100 1,127 19,024 SH   SOLE 0 0 19,024
KEYCORP NEW COM 493267108 459 41,600 SH   SOLE 0 0 41,600
KROGER CO COM 501044101 363 9,500 SH   SOLE 0 0 9,500
LINCOLN NATL CORP IND COM 534187109 239 6,100 SH   SOLE 0 0 6,100
LOWES COS INC COM 548661107 932 12,305 SH   SOLE 0 0 12,305
MANULIFE FINL CORP COM 56501R106 183 12,920 SH   SOLE 0 0 12,920
MASTERCARD INC CL A 57636Q104 260 2,750 SH   SOLE 0 0 2,750
MCDONALDS CORP COM 580135101 603 4,800 SH   SOLE 0 0 4,800
MEDTRONIC PLC SHS G5960L103 1,234 16,455 SH   SOLE 0 0 16,455
METLIFE INC COM 59156R108 1,059 24,100 SH   SOLE 0 0 24,100
MICROSOFT CORP COM 594918104 4,316 78,152 SH   SOLE 0 0 78,152
NEXTERA ENERGY INC COM 65339F101 402 3,400 SH   SOLE 0 0 3,400
NORTHERN TR CORP COM 665859104 4,244 65,125 SH   SOLE 0 0 65,125
ORACLE CORP COM 68389X105 585 14,304 SH   SOLE 0 0 14,304
PARKER HANNIFIN CORP COM 701094104 813 7,320 SH   SOLE 0 0 7,320
PEPSICO INC COM 713448108 10,906 106,422 SH   SOLE 0 0 106,422
PFIZER INC COM 717081103 603 20,332 SH   SOLE 0 0 20,332
PHILIP MORRIS INTL INC COM 718172109 494 5,038 SH   SOLE 0 0 5,038
PNC FINL SVCS GROUP INC COM 693475105 7,212 85,273 SH   SOLE 0 0 85,273
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 383 3,504 SH   SOLE 0 0 3,504
PRAXAIR INC COM 74005P104 561 4,905 SH   SOLE 0 0 4,905
PRICE T ROWE GROUP INC COM 74144T108 620 8,435 SH   SOLE 0 0 8,435
PROCTER & GAMBLE CO COM 742718109 2,726 33,120 SH   SOLE 0 0 33,120
PRUDENTIAL FINL INC COM 744320102 7,884 109,171 SH   SOLE 0 0 109,171
QEP RES INC COM 74733V100 150 10,650 SH   SOLE 0 0 10,650
REXAHN PHARMACEUTICALS INC COM 761640101 27 83,000 SH   SOLE 0 0 83,000
SCHLUMBERGER LTD COM 806857108 10,607 143,821 SH   SOLE 0 0 143,821
SOUTHERN CO COM 842587107 471 9,102 SH   SOLE 0 0 9,102
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 6,946 39,325 SH   SOLE 0 0 39,325
SPDR GOLD TRUST GOLD SHS 78463V107 1,111 9,445 SH   SOLE 0 0 9,445
SPDR S&P 500 ETF TR TR UNIT 78462F103 23,618 114,920 SH   SOLE 0 0 114,920
STARBUCKS CORP COM 855244109 871 14,595 SH   SOLE 0 0 14,595
STATE STR CORP COM 857477103 3,244 55,430 SH   SOLE 0 0 55,430
SYSCO CORP COM 871829107 2,771 59,300 SH   SOLE 0 0 59,300
TEXAS INSTRS INC COM 882508104 273 4,755 SH   SOLE 0 0 4,755
TIME WARNER INC COM NEW 887317303 229 3,152 SH   SOLE 0 0 3,152
TRAVELERS COMPANIES INC COM 89417E109 3,105 26,600 SH   SOLE 0 0 26,600
U S G CORP COM NEW 903293405 734 29,600 SH   SOLE 0 0 29,600
UNITED PARCEL SERVICE INC CL B 911312106 4,057 38,463 SH   SOLE 0 0 38,463
UNITEDHEALTH GROUP INC COM 91324P102 285 2,209 SH   SOLE 0 0 2,209
VALLEY NATL BANCORP COM 919794107 900 94,284 SH   SOLE 0 0 94,284
VERIZON COMMUNICATIONS INC COM 92343V104 334 6,180 SH   SOLE 0 0 6,180
VISA INC COM CL A 92826C839 3,717 48,599 SH   SOLE 0 0 48,599
WALGREENS BOOTS ALLIANCE INC COM 931427108 653 7,750 SH   SOLE 0 0 7,750
WEATHERFORD INTL PLC ORD SHS G48833100 225 28,900 SH   SOLE 0 0 28,900
WELLS FARGO & CO NEW COM 949746101 211 4,371 SH   SOLE 0 0 4,371
YUM BRANDS INC COM 988498101 228 2,780 SH   SOLE 0 0 2,780