SEC FORM 5

SEC Form 5

FORM 5

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Form 3 Holdings Reported.

Form 4 Transactions Reported.

1. Name and Address of Reporting Person^*

Cuccaro Julia Trimarchi

(Last)

(First)

(Middle)

402 INDIANA THEATER BUILDING

(Street)

INDIANA

15701

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
FIRST COMMONWEALTH FINANCIAL CORP /PA/ [ FCF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2006

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	01/13/2006		J⁽¹⁾	222	A	$12.07	32,418	D
Common Stock	04/14/2006		J⁽¹⁾	211	A	$12.69	33,629	D
Common Stock	07/14/2006		J⁽¹⁾	237	A	$11.34	32,866	D
Common Stock	10/13/2006		J⁽¹⁾	224	A	$12	33,090	D
Common Stock	12/31/2006		J⁽²⁾	262	A	$12.75⁽²⁾	33,352	D
Common Stock	01/13/2006		J⁽³⁾	242	A	$12.07	17,430	D
Common Stock	04/14/2006		J⁽³⁾	234	A	$12.69	17,664	D
Common Stock	07/14/2006		J⁽³⁾	265	A	$11.34	17,929	D
Common Stock	10/13/2006		J⁽³⁾	254	A	$12	18,183	D
Common Stock							6,020	D⁽⁴⁾
Common Stock							59,304	D⁽⁵⁾
Common Stock	01/13/2006		J⁽⁶⁾	1,292	A	$12.07	92,982	I	Footnote 6
Common Stock	04/14/2006		J⁽⁶⁾	1,246	A	$12.69	94,228	I	Footnote6
Common Stock	07/14/2006		J⁽⁶⁾	1,413	A	$11.34	95,641	I	Footnote 6
Common Stock	10/13/2006		J⁽⁶⁾	1,354	A	$12	96,995	I	Footnote 6

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)	5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Shares acquired in 2006 from the automatic reinvestment of quarterly dividends paid on existing shares; price per share shown reflects a 10% discount on the fair market value price, a bonus feature of the plan for all participants

2. 2006 allocation of employee stock ownership plan (ESOP) shares; avg. price per share of the allocation was $12.75

3. Shares acquired in 2006 from the quarterly reinvestment of dividends paid on existing shares held by Ms. Cuccaro as custodian for minor children.

4. Exercises voting and investment power as Trustee of shares held in a family member's trust

5. Joint owner along with another family member of a company holding FCF shares

6. FCF shares held in a limited partnership of which Ms. Cuccaro is a limited partner with limited authority; Shares reported in Table I, #4, were acquired in 2006 from the automatic reinvestment of quarterly dividends paid on existing shares; the price/sh. reflects a 10% discount on the fair market value price, a bonus feature of the plan for all participants.

	Wendy Reynolds POA, Julia Trimarchi Cuccaro	02/12/2007
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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