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size="2"><b>Note 1.</b></font></p> </td> <td valign="top"> <p><font style="font-family: times new roman,times;" size="2"><b>Nature of Business and Summary of Significant Accounting Policies </b></font></p> </td> </tr> </table> <p><font style="font-family: times new roman,times;" size="2"><u>Nature of business</u>: Floridian Financial Group, Inc. (the &#8220;Company&#8221;) is a registered bank holding company formed to organize and own 100% of its subsidiary banks, Floridian Bank and Orange Bank of Florida (collectively referred to as the &#8220;Banks&#8221;). The Company was incorporated in 2005, and became operational as a bank holding company once Floridian Bank opened. Floridian Bank is a state-chartered, federally-insured full-service commercial banking institution and presently conducts business from its headquarters in Daytona Beach and branch offices in Ormond Beach, Palm Coast and Port Orange, Florida. Orange Bank of Florida is a state-chartered, federally-insured full-service commercial banking institution with its headquarters in Orlando, Florida. The Company operates from its main office and branch offices in Orange, Seminole, Lake and Citrus Counties, Florida. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Basis of Financial Statement Presentation</u>: The accompanying unaudited condensed consolidated financial statements include the accounts of the Company and its Banks. Significant intercompany accounts and transactions have been eliminated in consolidation. The accounting and reporting policies of the Company conform to accounting principles generally accepted in the United States of America and general practices within the financial services industry. The accompanying interim period adjustments, which are necessary for a fair presentation of the consolidated financial statements, have been included. The results of operations for the nine months ended September 30, 2012 are not necessarily indicative of the results which may be expected for the year as a whole or any interim period. The interim period consolidated financial statements and financial information included in this quarterly report on Form 10-Q should be read in conjunction with the notes to the consolidated financial statements included in the Company&#8217;s annual report on Form 10-K. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Use of estimates</u>: In preparing the condensed consolidated financial statements in conformity with accounting principles generally accepted in the United States of America, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, deferred tax assets and the fair value of financial instruments. </font></p> <p><font style="font-family: times new roman,times;" size="2"><b>A summary of the Company&#8217;s significant accounting policies follows: </b></font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Comprehensive income (loss)</u>: Comprehensive income or loss is comprised of the net income or loss from the consolidated statement of operations and any items of &#8220;other comprehensive income.&#8221; The only item of other comprehensive income for the Banks is the unrealized gain or loss on the available for sale investment securities portfolio, net of tax. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Cash and cash equivalents</u>: For purposes of reporting cash flows, cash and cash equivalents include cash on hand, amounts due from banks (including cash items in process of clearing) and federal funds sold. Cash flows from loans originated by the Company and deposits are reported net. The Company maintains amounts due from banks, which at times may exceed federal deposit insurance limits. The Company has not experienced any losses in such accounts. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Securities</u>: Certain securities which management has the positive intent and ability to hold until their maturity are classified as held to maturity. Such securities are carried at cost, adjusted for related amortization of premium and accretion of discounts through interest income from securities. </font></p> <p><font style="font-family: times new roman,times;" size="2">Securities available for sale which are used for asset/liability, liquidity and other funds management purposes have indefinite holding periods and are accounted for on a fair value basis with net unrealized gains and losses included in other comprehensive income net of tax. Declines in the fair value of securities available for sale that are deemed to be other than temporary are reflected in earnings as realized losses. In estimating other-than-temporary impairment losses, management considers: (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer including an evaluation of credit ratings, (3) the impact of changes in market interest rates, (4) the intent of the Company to sell a security, and (5) whether it is more likely than not the Company will have to sell the security before recovery of its cost basis. If the Company intends to sell an impaired security, the Company records an other-than-temporary loss in the amount equal to the entire difference between the fair value and amortized cost. If a security is determined to be other-than-temporarily&#160;impaired, but the Company does not intend to sell the security, only the credit portion of the estimated loss is recognized in earnings, with the other portion of the loss recognized in other comprehensive income. Amortization and accretion of premiums and discounts are recognized as adjustments to interest income. Realized gains and losses are recognized using the specific identification method. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Loans</u>: Loans are stated at the amount of unpaid principal balances, reduced by an allowance for loan losses and unearned fees and costs. Interest on loans is calculated by using the simple interest method on daily balances of the principal amounts outstanding unless loans are classified as nonaccrual loans. The accrual of interest is discontinued when future collection of principal or interest in accordance with the contractual terms becomes doubtful. When interest accrual is discontinued, all unpaid accrued interest is reversed against interest income. Accrual of interest is generally resumed when the customer is current on all principal and interest payments and has been paying on a timely basis for at least six months. </font></p> <p><font style="font-family: times new roman,times;" size="2">Accounting standards require the presentation of certain disclosure information at the portfolio segment level, which represents the level at which the Company determines its allowance for credit losses. The Company has four reportable loan segments: Commercial, Commercial Real Estate, Residential Real Estate, and Consumer. Segments are determined based on the products and services provided and the type of customer served. See Note 4 for a breakdown of loans by segment. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Commercial Loans</u>: All corporate and business purpose loans and lines of credit that are not real estate related are classified as commercial loans. These loans are generally secured by business assets including accounts receivable, inventory, and equipment and may incorporate a personal guarantee. Terms on commercial loans are generally for five years or less with most lines of credit written on an on-demand-basis. The majority of commercial loans have a floating interest rate tied to a published index. As of September 30, 2012, commercial loans represented 14.0% of the loan portfolio. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Commercial Real Estate Loans (&#8220;CRE&#8221;)</u>: CRE represents business purpose loans that are real estate related and secured by real estate. CRE loans are reviewed primarily as cash flow loans and secondarily as loans secured by real estate. CRE loans typically involve higher loan principal amounts and the repayment is generally largely dependent on the successful operations of the real property securing the loan or the business conducted on the property securing the loan. CRE loans may be adversely affected by conditions in the real estate markets or in the general economy than other loan types. As of September 30, 2012, 78.0% of the loan portfolio was concentrated in CRE loans. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Residential Real Estate Loans (&#8220;RRE&#8221;)</u>: RRE represents all consumer purpose loans collateralized by one to four family dwellings. RRE loans generally have terms of less than five years and are written on a fixed rate basis. As of September 30, 2012, 2.7% of the portfolio was classified as RRE. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Consumer Loans</u>: All non-business purpose loans are considered consumer loans. Consumer loans consist of home equity lines of credit, automobile loans, overdraft loans, loans secured by deposits and securities, and unsecured personal loans. Home Equity represents all consumer open end lines of credit secured by one to four family lines of credit. Consumer loans represent any consumer purpose loans or lines of credit not secured by real estate. As of September 30, 2012, consumer loans represented 5.3% of the portfolio. </font></p> <p><font style="font-family: times new roman,times;" size="2">Within each segment, the Company monitors and assesses the credit risk in the following classes, based on the risk characteristic of each loan segment: Pass, Special Mention, Substandard, Doubtful, and Loss. Within the Commercial and CRE portfolio risk grades are assigned based on an assessment of conditions that affect the borrower&#8217;s ability to meet obligations as outlined in the loan agreement. This process includes an in-depth review prior to loan approval and throughout the life of the loan. The analysis of the borrower includes a review of financial information, credit documentation, public information, past experience with the borrower, and other information that may be available specific to each borrower. The review also includes debt service capabilities, actual and projected cash flows, and industry and economic risks. Underwriting of RRE, consumer, and home equity loans and lines of credit include an assessment of the borrower&#8217;s credit history and the ability to meet existing debt obligations, as well as payments of principal and interest on the proposed loan. Risk grades are reviewed annually on all large credit relationships or on any credit where management becomes aware of information that may affect the borrower&#8217;s ability to fulfill contractual obligations. See Note 4 for a breakdown of loans by class.</font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Troubled Debt Restructuring</u>: The Company considers a loan to be a Troubled Debt Restructuring (&#8220;TDR&#8221;) when the debtor experiences financial difficulties and a concession is provided such that the Company will not collect all principal or interest in accordance with the original terms of the loan agreement. Concessions can relate to the contractual interest rate, maturity date, or payment structure of the note. As part of our workout plan, the Company at times restructures loan terms to assist borrowers facing challenges in the current economic environment. Loans classified as TDRs include loans on nonaccrual, loans moving to nonaccrual, and loans on an accruing status. The Company evaluates each individual borrower&#8217;s financial condition and prospects for repayment under the modified terms prior to restructuring. The evaluation includes but is not limited to the borrower&#8217;s capacity and willingness to pay, past payment history, and any secondary sources of payment. </font></p> <p><font style="font-family: times new roman,times;" size="2">As of September 30, 2012, five loans totaling $15.6 million were classified as TDRs with $6.3 million classified as nonperforming. As of December 31, 2011, ten loans totaling $17.5 million were classified as TDRs with $971 thousand classified as nonperforming. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Nonaccrual and Impaired loans</u>: Borrowers who have not made scheduled payments within 30 days of their due date are considered past due. The Company has a formal review process for all past due loans which includes a review of previous performance, collateral and future cash flows. The Company&#8217;s policy is to place all loans where interest and principal has been delinquent for 90 days or more on nonaccrual status unless the loan is well secured and in the process of collection. Loans operating on a cash basis because of deterioration in financial condition of the debtor as well as loans where the full collection of recorded interest or principal is not expected are also placed on nonaccrual status regardless of delinquency status. When loans are placed on nonaccrual status, future interest accruals are discontinued and all unpaid accrued interest is reversed against interest income. </font></p> <p><font style="font-family: times new roman,times;" size="2">Cash collections on nonaccrual loans are credited to the loan receivable balance and no interest income is recognized on those loans until the principal balance is current. Nonaccrual loans, after a reasonable period of sustained repayment performance (generally minimum of six months), are re-evaluated for possible return to an accrual status. See Note 4 for a breakdown of the Company&#8217;s loan portfolio based on aging. </font></p> <p><font style="font-family: times new roman,times;" size="2">Impaired loans are measured for impairment based on the present value of expected future cash flows discounted at the loan&#8217;s original effective interest rate or, as a practical expedient, at the loan&#8217;s observable market price or the fair value of the collateral, net of selling costs, if the loan is collateral dependent. A loan is impaired when it is probable the creditor will be unable to collect all contractual principal and interest payments due in accordance with the terms of the loan agreement. On at least a quarterly basis, the Company reviews impaired loans for any changes in the borrower&#8217;s ability to repay the loan. Based on this review, the Company may consider making modifications to the original loan agreement. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Allowance for loan losses</u>: The allowance for loan losses (&#8220;ALL&#8221;) is established through a provision for loan losses charged against operations. The allowance includes an unallocated component. The unallocated reserve represents the uncertainty in inherent factors that cannot be practically assigned to individual loan categories including the local economy and the uncertainty related to historical loss rates applied against loan risk-ratings. The Company believes the unallocated amount is warranted. All commercial loans risk rated substandard or doubtful are considered impaired and are reviewed on a quarterly basis to determine if a specific reserve needs to be allocated. </font></p> <p><font style="font-family: times new roman,times;" size="2">Loans are charged against the allowance for loan losses when management believes that the loss is confirmed. The allowance is an amount that management believes is adequate to absorb losses inherent in the loan portfolio, based on evaluations of the collectability of loans, industry historical loss experience, current economic conditions, portfolio mix, and other factors. During the second quarter of 2012, the Company changed from a rolling 12-month to a rolling 24- month look back period to evaluate and allocate loan losses in regard to the provision.</font></p> <p><font style="font-family: times new roman,times;" size="2">While management uses the best information available to make its evaluation, future adjustments to the allowance may be necessary if there are significant changes in economic conditions. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Loan Charge-Offs</u>: All loan segments except Consumer are charged off within 30 days from the date the loan is deemed uncollectible. The recognition of the loss of loans or portions of loans occurs as soon as there is a reasonable probability of loss. When the amount of loss can be readily calculated, then the loss is recognized. In cases where an amount cannot be calculated, a specific allowance for loan losses is estimated and provided for. </font></p> <p><font style="font-family: times new roman,times;" size="2">Losses on consumer credit card loans are taken as soon as possible and no later than when the loan is 90 days delinquent. All other consumer loan losses are taken as soon as possible and no later than when delinquency exceeds 120 days. </font></p> <p><font style="font-family: times new roman,times;" size="2">As a policy, the Banks reverse accrued interest on loans placed on nonaccrual. If the accrued interest being reversed was recorded in a previous calendar year and the amount is material, the accrued interest associated with the previous calendar year is charged off. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Credit related financial instruments</u>: In the ordinary course of business, the Banks enter into off-balance-sheet financial instruments consisting of commitments to extend credit and standby letters of credit. Such financial instruments are recorded in the financial statements when they are funded. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Transfers of financial assets</u>: Transfers of financial assets are accounted for as sales only when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been legally isolated from the Company and any of its affiliates, (2) the transferee has the ability to sell or pledge the transferred assets, and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or maintain effective control through a third-party beneficial interest in the transferred assets, the ability to unilaterally cause the holder to return specific assets, or have an in-the-money option held by a transferor when probable that the transferor will repurchase the assets. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Other Real Estate Owned</u>: Other real estate owned (&#8220;OREO&#8221;) consists of property acquired through, or in lieu of, loan foreclosures or other proceedings and is initially recorded at the fair value less estimated selling costs at the date of foreclosure, which establishes a new cost basis. Subsequent to foreclosure, the properties are held for sale and are carried at the lower of cost or fair value less estimated costs of disposal. Any write-down to fair value at the time of acquisition is charged to the allowance for loan losses. Properties are evaluated regularly to ensure the recorded amounts are supported by current fair values, and a charge to operations is recorded as necessary to reduce the carrying amount to fair value less estimated costs to dispose.</font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Income taxes</u>: The Company accounts for income taxes according to the asset and liability method. Under this method, deferred tax assets and liabilities are recognized for the future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax basis. Deferred tax assets and liabilities are measured using the enacted tax rates applicable to taxable income for the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period that includes the enactment date. Valuation reserves are established against certain deferred tax assets when it is more likely than not that the deferred tax assets will not be realized. Increases or decreases in the valuation reserve are charged or credited to the income tax provision. </font></p> <p><font style="font-family: times new roman,times;" size="2">The Company recognizes a benefit from its tax positions only if it is more-likely-than-not that the tax position will be sustained on examination by taxing authorities, based on the technical merits of the position. The tax benefits recognized in the financial statements from such a position are measured based on the largest benefit that has a greater than 50% likelihood of being realized upon ultimate settlement with a taxing authority that has full knowledge of all relevant information. </font></p> <p><font style="font-family: times new roman,times;" size="2">The periods subject to examination for the Company&#8217;s federal returns are the tax years subsequent to 2009. The periods subject to examination for the Company&#8217;s significant state return, which is Florida, are the tax years subsequent to 2008. The Company believes that its income tax filing positions and deductions will be sustained upon examination and does not anticipate any adjustments that will result in a material change in its financial statements. As a result, no reserve for uncertain income tax positions has been recorded. </font></p> <p><font style="font-family: times new roman,times;" size="2">The Company&#8217;s policy for recording interest and penalties related to uncertain tax positions is to record such items as part of its provision for federal and state income taxes. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Earnings per share</u>: Basic earnings per share is calculated by dividing net income (loss) by the weighted average number of shares of common stock outstanding for each period presented. Options outstanding at September 30, 2012 and 2011, to purchase 650 thousand and 645 thousand common shares, respectively, were not included in the computation of diluted earnings per share for the three and nine months ended September 30, 2012 and 2011, because they were antidilutive. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Share-based compensation</u>: The Company has a stock option plan for its employees and for its directors, as more fully described in Note 14 of our financial statements contained in our Annual Report. The Company is required to recognize compensation cost relating to share-based payment transactions, based on the fair value of the equity or liability instruments issued, in its financial statements. Compensation cost has been measured using the fair value of an award on the grant dates and is recognized over the service period, which is usually the vesting period. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>Reclassifications</u>: Certain amounts in the 2011 financial statements have been reclassified for comparative purposes to conform with the presentation in the 2012 financial statements. The results of these classifications had no effect on net operations or shareholders&#8217; equity. </font></p> <p><font style="font-family: times new roman,times;" size="2"><u>New Accounting Pronouncements</u>: In December 2011, the FASB issued ASU No. 2011-12, &#8220;Comprehensive Income (Topic 220): Deferral of the Effective Date for the Amendments to the Presentation of Reclassifications of the Items Out of Accumulated Other Comprehensive Income in ASU No. 2011-05&#8221;. This guidance delays the effective date of the disclosures for only those changes in ASU No. 2011-05 that relate to the presentation of reclassification adjustments to allow the FASB time to reconsider whether to require presentation of such adjustments on the face of the financial statements to show the effects of reclassifications out of accumulated other comprehensive income on the components of net income and other comprehensive income. ASU 2011-12 allows entities to continue to report reclassifications out of accumulated other comprehensive income consistent with the presentation requirements in effect before ASU No. 2011-05. All other requirements in ASU No. 2011-05 are not affected by ASU No. 2011-12. ASU No. 2011-12 is effective for annual and interim periods beginning on or after December 15, 2011 and is not expected to have a significant impact on our financial statements. </font></p> <table style="width: 100%;" border="0" cellspacing="0" cellpadding="0"> <tr> <td valign="top"> <p><font size="2" style="font-family:times new roman,times"><b>Note 2.</b></font></p> </td> <td valign="top"> <p><font size="2" style="font-family:times new roman,times"><b>Cash and Due From Banks </b></font></p> </td> </tr> </table> <p><font size="2" style="font-family:times new roman,times">The Banks are required to maintain vault cash and reserve balances with the Federal Reserve Bank based upon a percentage of deposits. These requirements were $2.0 million at September 30, 2012 and $2.5 million at December 31, 2011. </font></p> <table style="width: 100%;" border="0" cellspacing="0" cellpadding="0"> <tr style="font-size: 1px;"> <td valign="top" width="12%"> <p></p> </td> <td valign="top" width="88%"> <p></p> </td> </tr> <tr> <td valign="top"> <p><font size="2" style="font-family:times new roman,times"><b>Note 3.</b></font></p> </td> <td valign="top"> <p><font size="2" style="font-family:times new roman,times"><b>Securities </b></font></p> </td> </tr> </table> <div>&#160;</div> <p><font size="2" style="font-family:times new roman,times">The amortized cost and estimated fair value of securities with gross unrealized gains and losses follows: </font></p> <div>&#160;</div> <table style="width: 100%;" border="0" cellspacing="0" cellpadding="0"> <tr style="font-size: 1px;"> <td valign="bottom" width="42%"> <p></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="1%"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p align="center"></p> </td> <td valign="bottom"> <p align="center"></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="11"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>As of September 30, 2012</b></font></p> </td> <td valign="bottom"> <p align="center"></p> </td> </tr> <tr> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>(Dollars in Thousands)</b> </font></p> </td> <td valign="bottom"> <p align="center"></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Amortized <br />Cost</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="center"></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Gross <br />Unrealized <br />Gains</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="center"></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Gross <br />Unrealized <br />Losses</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="center"></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Fair <br />Value</b></font></p> </td> <td valign="bottom"> <p align="center"></p> </td> </tr> <tr> <td valign="bottom"> <p align="center"></p> </td> </tr> <tr> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><u><b>Securities Available for sale</b></u></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 17.3pt;"><font size="2" style="font-family:times new roman,times"><b>Debt Securities:</b></font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td bgcolor="#e6e6e6" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 25.9pt;"><font size="2" style="font-family:times new roman,times"><b>States &amp; political subdivisions</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>5,914</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>&#8212;</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>87</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>5,827</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 25.9pt;"><font size="2" style="font-family:times new roman,times"><b>U.S. Agency REMIC</b></font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>36,068</b></font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>72</b></font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>322</b></font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>35,818</b></font></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td style="padding-bottom: 1px;" bgcolor="#e6e6e6" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 25.9pt;"><font size="2" style="font-family:times new roman,times"><b>U.S. Agency MBS</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>18,426</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>148</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>&#8212;</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>18,574</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> <tr> <td style="padding-bottom: 3px;" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 25.9pt;"><font size="2" style="font-family:times new roman,times"><b>Total securities available for sale</b></font></p> </td> <td valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>60,408</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>220</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>409</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>60,219</b></font></p> </td> <td valign="bottom"> <p></p> </td> </tr> </table> <div>&#160;</div> <table style="width: 100%;" border="0" cellspacing="0" cellpadding="0"> <tr style="font-size: 1px;"> <td valign="bottom" width="42%"> <p></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="1%"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="11"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>As of December 31, 2011</b> </font></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><u>Securities Available for Sale</u></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 17.3pt;"><font size="2" style="font-family:times new roman,times">Debt Securities:</font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td bgcolor="#e6e6e6" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 25.9pt;"><font size="2" style="font-family:times new roman,times">U.S. Government and federal agencies</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">13,385</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">305</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">&#8212;</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">13,690</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 25.9pt;"><font size="2" style="font-family:times new roman,times">States &amp; political subdivisions</font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">1,701</font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">94</font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">&#8212;</font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">1,795</font></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td bgcolor="#e6e6e6" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 25.9pt;"><font size="2" style="font-family:times new roman,times">U.S. Agency REMIC</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">38,917</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">338</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">217</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">39,038</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> <tr> <td style="padding-bottom: 1px;" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 25.9pt;"><font size="2" style="font-family:times new roman,times">U.S. Agency MBS</font></p> </td> <td valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">18,683</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">18</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">88</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">18,613</font></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td style="padding-bottom: 3px;" bgcolor="#e6e6e6" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 34.55pt;"><font size="2" style="font-family:times new roman,times">Total securities available for sale</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">72,686</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">755</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">305</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">73,136</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><u>Securities Held to Maturity</u></font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td bgcolor="#e6e6e6" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 17.3pt;"><font size="2" style="font-family:times new roman,times">Debt Securities:</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> <tr> <td style="padding-bottom: 1px;" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 25.9pt;"><font size="2" style="font-family:times new roman,times">U.S. Government and federal agencies</font></p> </td> <td valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">1,002</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">11</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">&#8212;</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">1,013</font></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td style="padding-bottom: 3px;" bgcolor="#e6e6e6" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 25.9pt;"><font size="2" style="font-family:times new roman,times">Total securities held to maturity</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">1,002</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">11</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">&#8212;</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">1,013</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> </table> <div>&#160;</div> <p><font size="2" style="font-family:times new roman,times">At September 30, 2012 and December 31, 2011, government obligations with a carrying value of $8.3 million and $20.6 million, respectively, were pledged to secure public deposits and for other purposes required or permitted by law. At September 30, 2012 and December 31, 2011, the carrying amount of securities pledged to secure repurchase agreements was $5.2 million and $12.6 million, respectively.</font></p> <div> <p></p> <table style="width: 100%;" border="0" cellspacing="0" cellpadding="0"> <tr style="font-size: 1px;"> <td valign="top" width="12%"> <p></p> </td> <td valign="top" width="88%"> <p></p> </td> </tr> <tr> <td valign="top"> <p>&#160;</p> </td> <td valign="top"> <p>&#160;</p> </td> </tr> </table> <p><font size="2" style="font-family:times new roman,times">The carrying amount of debt securities by contractual maturity at September 30, 2012 follows: </font></p> <table style="width: 100%;" border="0" cellspacing="0" cellpadding="0"> <tr style="font-size: 1px;"> <td valign="bottom" width="28%" colspan="2"> <p></p> </td> <td valign="bottom" width="2%" colspan="2"> <p></p> </td> <td valign="bottom" width="1%" colspan="2"> <p></p> </td> <td valign="bottom" width="9%"> <p align="right"></p> </td> <td valign="bottom" width="3%" colspan="2"> <p></p> </td> <td valign="bottom" width="1%" colspan="2"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%" colspan="2"> <p></p> </td> <td valign="bottom" width="1%" colspan="2"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%" colspan="2"> <p></p> </td> <td valign="bottom" width="1%" colspan="2"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%" colspan="2"> <p></p> </td> <td valign="bottom" width="1%" colspan="2"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="1%" colspan="2"> <p></p> </td> </tr> <tr> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;"></td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>(Dollars in Thousands)</b></font></p> </td> <td valign="bottom" colspan="2"> <p align="center"></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="3"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Within<br />1 year</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p align="center"></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="3"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>After 1<br />year<br />through<br />5 years</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p align="center"></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="3"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>After 5 years<br />Through<br />10 years</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p align="center"></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="3"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Over<br />10 years</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p align="center"></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="3"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Total</b></font></p> </td> <td valign="bottom"> <p align="center"></p> </td> </tr> <tr> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> </tr> <tr> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><u><b>Available for sale, at fair value</b></u></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> </tr> <tr> <td valign="bottom" colspan="2"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 17.3pt;"><font size="2" style="font-family:times new roman,times"><b>States &amp; political subdivisions</b></font></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>&#8212;</b></font></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>&#8212;</b></font></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>531</b></font></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>5,296</b></font></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>5,827</b></font></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> </tr> <tr> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 17.3pt;"><font size="2" style="font-family:times new roman,times"><b>U.S. Agency REMIC</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>2,806</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>30,706</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>2,306</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>&#8212;</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>35,818</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> </tr> <tr> <td style="padding-bottom: 1px;" valign="bottom" colspan="2"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 17.3pt;"><font size="2" style="font-family:times new roman,times"><b>U.S. Agency MBS</b></font></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>&#8212;</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>9,835</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>6,969</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>1,770</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>18,574</b></font></p> </td> <td valign="bottom" colspan="2"> <p></p> </td> </tr> <tr> <td style="padding-bottom: 3px;" bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 17.3pt;"><font size="2" style="font-family:times new roman,times"><b>Total</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>2,806</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>40,541</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>9,806</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>7,066</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>60,219</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom" colspan="2"> <p></p> </td> </tr> <tr> <td width="1"></td> <td width="205"></td> <td width="1"></td> <td width="21"></td> <td width="1"></td> <td width="6"></td> <td width="72"></td> <td width="1"></td> <td width="21"></td> <td width="1"></td> <td width="6"></td> <td width="72"></td> <td width="1"></td> <td width="21"></td> <td width="1"></td> <td width="6"></td> <td width="72"></td> <td width="1"></td> <td width="21"></td> <td width="1"></td> <td width="6"></td> <td width="72"></td> <td width="1"></td> <td width="21"></td> <td width="1"></td> <td width="6"></td> <td width="72"></td> <td width="1"></td> <td width="10"></td> </tr> </table> <p><font size="2" style="font-family:times new roman,times">For the three months ended September 30, 2012 and 2011, proceeds from sales, maturities, and calls of securities available for sale amounted to $27.9 million and $12.8 million, respectively. Gross realized gains amounted to $419 thousand and $0, respectively. There were no gross realized losses for the three months ended September 30, 2012 and 2011. </font></p> <p><font size="2" style="font-family:times new roman,times">For the nine months ended September 30, 2012 and 2011, proceeds from sales, maturities, and calls of securities amounted to $73.0 million and $23.6 million, respectively. Gross realized gains amounted to $1.3 million and $0, respectively. There were no gross realized losses for the nine months ended September 30, 2012 and 2011. </font></p> <p><font size="2" style="font-family:times new roman,times">Information pertaining to securities with gross unrealized losses at September 30, 2012 and December 31, 2011 aggregated by investment category and length of time that individual securities have been in a continuous loss position, follows: </font></p> <table style="width: 100%;" border="0" cellspacing="0" cellpadding="0"> <tr style="font-size: 1px;"> <td valign="bottom" width="28%"> <p></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="1%"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="11"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>September 30, 2012</b></font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="5"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Less Than Twelve Months</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="5"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Over Twelve Months</b></font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>(Dollars in Thousands)</b></font></p> </td> <td valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Gross <br />Unrealized <br />Losses</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Fair Value</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Gross <br />Unrealized <br />Losses</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Fair Value</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Total <br />Unrealized <br />Losses</b></font></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><u><b>Securities Available for sale</b></u></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>Debt Securities:</b></font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td bgcolor="#e6e6e6" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 17.3pt;"><font size="2" style="font-family:times new roman,times"><b>States &amp; political subdivisions</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>87</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>5,826</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>&#8212;</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>&#8212;</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>87</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 17.3pt;"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td style="padding-bottom: 1px;" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 17.3pt;"><font size="2" style="font-family:times new roman,times"><b>U.S. Agency REMIC</b></font></p> </td> <td valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>188</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>21,559</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>134</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>6,204</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>322</b></font></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td style="padding-bottom: 3px;" bgcolor="#e6e6e6" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 25.9pt;"><font size="2" style="font-family:times new roman,times"><b>Total securities available for sale</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>275</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>27,385</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>134</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>6,204</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>$</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times"><b>409</b></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> </table> <p align="center"></p> <table style="width: 100%;" border="0" cellspacing="0" cellpadding="0"> <tr style="font-size: 1px;"> <td valign="bottom" width="28%"> <p></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="3%"> <p></p> </td> <td valign="bottom" width="1%"> <p></p> </td> <td valign="bottom" width="10%"> <p align="right"></p> </td> <td valign="bottom" width="1%"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="11"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>December 31, 2011</b></font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="5"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Less Than Twelve Months</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="5"> <p align="center"><font size="2" style="font-family:times new roman,times"><b>Over Twelve Months</b></font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><b>(Dollars in Thousands)</b></font></p> </td> <td valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>Gross <br />Unrealized <br />Losses</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>Fair Value</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>Gross <br />Unrealized <br />Losses</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>Fair Value</b></font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom" colspan="2"> <p><font size="2" style="font-family:times new roman,times"><b>Total <br />Unrealized <br />Losses</b></font></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times"><u>Securities Available for sale</u></font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> <tr> <td valign="bottom"> <p><font size="2" style="font-family:times new roman,times">Debt Securities:</font></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p></p> </td> <td valign="bottom"> <p align="right"></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td bgcolor="#e6e6e6" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 17.3pt;"><font size="2" style="font-family:times new roman,times">U.S. Agency REMIC</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">217</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">23,460</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">&#8212;</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">&#8212;</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">217</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> <tr> <td style="padding-bottom: 1px;" valign="bottom"> <p style="text-indent: -8.65pt; 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border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">&#8212;</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">&#8212;</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 1px; border-bottom-style: solid;" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">88</font></p> </td> <td valign="bottom"> <p></p> </td> </tr> <tr> <td style="padding-bottom: 3px;" bgcolor="#e6e6e6" valign="bottom"> <p style="text-indent: -8.65pt; margin-right: 0in; margin-left: 17.3pt;"><font size="2" style="font-family:times new roman,times">Total securities available for sale</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">305</font></p> </td> <td style="border-bottom-color: black; 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border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">&#8212;</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p><font size="2" style="font-family:times new roman,times">$</font></p> </td> <td style="border-bottom-color: black; border-bottom-width: 3px; border-bottom-style: double;" bgcolor="#e6e6e6" valign="bottom"> <p align="right"><font size="2" style="font-family:times new roman,times">305</font></p> </td> <td bgcolor="#e6e6e6" valign="bottom"> <p></p> </td> </tr> </table> <p><font size="2" style="font-family:times new roman,times">As of September 30, 2012, the Company&#8217;s security portfolio consisted of 40 securities, 24 of which were in an unrealized loss position. 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width="66%"> <p>&#160;</p> </td> <td valign="bottom" width="3%"> <p>&#160;</p> </td> <td valign="bottom" width="1%"> <p>&#160;</p> </td> <td valign="bottom" width="12%"> <p align="right">&#160;</p> </td> <td valign="bottom" width="3%"> <p>&#160;</p> </td> <td valign="bottom" width="1%"> <p>&#160;</p> </td> <td valign="bottom" width="11%"> <p align="right">&#160;</p> </td> <td valign="bottom" width="1%"> <p>&#160;</p> </td> </tr> <tr> <td style="border-bottom: solid black 1px;" valign="bottom"> <p><font style="font-family: times new roman,times;" size="2"><b> (Dollars in Thousands)</b></font></p> </td> <td valign="bottom"> <p><font style="font-family: times new roman,times;" size="2">&#160;</font></p> </td> <td style="border-bottom: solid black 1px;" valign="bottom" colspan="2"> <p align="right"><font style="font-family: times new roman,times;" size="2"><b>September 30, 2012</b></font></p> </td> <td valign="bottom"> <p><font style="font-family: times new roman,times;" 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