The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,373,233 12,476 SH   SOLE   12,476 0 0
ABBOTT LABS COM 002824100   303,243 2,755 SH   DFND 6 0 2,755 0
ABBOTT LABS COM 002824100   5,725,511 52,017 SH   DFND 7 0 52,017 0
ABBOTT LABS COM 002824100   3,280,196 29,801 SH   DFND 5 0 29,801 0
ABBOTT LABS COM 002824100   209,133 1,900 SH   DFND 12 0 1,900 0
ABBOTT LABS COM 002824100   49,531 450 SH   DFND 07,13 0 450 0
ABBOTT LABS COM 002824100   167,857 1,525 SH   DFND 13 0 1,525 0
ABBVIE COM 00287Y109   342,174 2,208 SH   SOLE   2,208 0 0
ABBVIE COM 00287Y109   330,861 2,135 SH   DFND 7 0 2,135 0
ABBVIE COM 00287Y109   42,772 276 SH   DFND 6 0 276 0
ABBVIE COM 00287Y109   979,410 6,320 SH   DFND 5 0 6,320 0
ADOBE SYS COM 00724F101   1,193 2 SH   SOLE   2 0 0
ADOBE SYS COM 00724F101   1,193,200 2,000 SH   DFND 7 0 2,000 0
ADOBE SYS COM 00724F101   4,773 8 SH   DFND 5 0 8 0
ADOBE SYS COM 00724F101   1,193 2 SH   DFND 6 0 2 0
ADVANCED MICRO DEVICES COM 007903107   1,437,837 9,754 SH   SOLE   9,754 0 0
ADVANCED MICRO DEVICES COM 007903107   455,644 3,091 SH   DFND 6 0 3,091 0
ADVANCED MICRO DEVICES COM 007903107   12,004,186 81,434 SH   DFND 7 0 81,434 0
ADVANCED MICRO DEVICES COM 007903107   3,350,777 22,731 SH   DFND 5 0 22,731 0
ADVANCED MICRO DEVICES COM 007903107   354,226 2,403 SH   DFND 12 0 2,403 0
ADVANCED MICRO DEVICES COM 007903107   116,306 789 SH   DFND 07,13 0 789 0
ADVANCED MICRO DEVICES COM 007903107   257,967 1,750 SH   DFND 13 0 1,750 0
AIRBNB INC COM 009066101   1,537,565 11,294 SH   DFND 7 0 11,294 0
ALPHABET INC CL A COM 02079K305   1,716,650 12,289 SH   SOLE   12,289 0 0
ALPHABET INC CL A COM 02079K305   426,334 3,052 SH   DFND 6 0 3,052 0
ALPHABET INC CL A COM 02079K305   11,274,659 80,712 SH   DFND 7 0 80,712 0
ALPHABET INC CL A COM 02079K305   4,284,292 30,670 SH   DFND 5 0 30,670 0
ALPHABET INC CL A COM 02079K305   429,547 3,075 SH   DFND 12 0 3,075 0
ALPHABET INC CL A COM 02079K305   125,721 900 SH   DFND 07,13 0 900 0
ALPHABET INC CL A COM 02079K305   209,535 1,500 SH   DFND 13 0 1,500 0
AMAZON.COM COM 023135106   1,042,916 6,864 SH   SOLE   6,864 0 0
AMAZON.COM COM 023135106   257,082 1,692 SH   DFND 6 0 1,692 0
AMAZON.COM COM 023135106   4,072,600 26,804 SH   DFND 7 0 26,804 0
AMAZON.COM COM 023135106   2,811,346 18,503 SH   DFND 5 0 18,503 0
AMAZON.COM COM 023135106   220,313 1,450 SH   DFND 12 0 1,450 0
AMAZON.COM COM 023135106   70,652 465 SH   DFND 07,13 0 465 0
AMAZON.COM COM 023135106   148,901 980 SH   DFND 13 0 980 0
ANALOG DEVICES COM 032654105   1,489,001 7,499 SH   SOLE   7,499 0 0
ANALOG DEVICES COM 032654105   390,170 1,965 SH   DFND 6 0 1,965 0
ANALOG DEVICES COM 032654105   9,626,586 48,482 SH   DFND 7 0 48,482 0
ANALOG DEVICES COM 032654105   3,358,444 16,914 SH   DFND 5 0 16,914 0
ANALOG DEVICES COM 032654105   282,948 1,425 SH   DFND 12 0 1,425 0
ANALOG DEVICES COM 032654105   121,122 610 SH   DFND 07,13 0 610 0
ANALOG DEVICES COM 032654105   207,495 1,045 SH   DFND 13 0 1,045 0
APPLE COM 037833100   1,934,926 10,050 SH   SOLE   10,050 0 0
APPLE COM 037833100   554,486 2,880 SH   DFND 6 0 2,880 0
APPLE COM 037833100   15,262,238 79,272 SH   DFND 7 0 79,272 0
APPLE COM 037833100   4,921,067 25,560 SH   DFND 5 0 25,560 0
APPLE COM 037833100   556,412 2,890 SH   DFND 12 0 2,890 0
APPLE COM 037833100   161,725 840 SH   DFND 07,13 0 840 0
APPLE COM 037833100   250,289 1,300 SH   DFND 13 0 1,300 0
APTARGROUP COM 038336103   1,174,019 9,497 SH   SOLE   9,497 0 0
APTARGROUP COM 038336103   243,284 1,968 SH   DFND 6 0 1,968 0
APTARGROUP COM 038336103   5,302,680 42,895 SH   DFND 7 0 42,895 0
APTARGROUP COM 038336103   2,735,587 22,129 SH   DFND 5 0 22,129 0
APTARGROUP COM 038336103   281,235 2,275 SH   DFND 12 0 2,275 0
APTARGROUP COM 038336103   89,624 725 SH   DFND 07,13 0 725 0
APTARGROUP COM 038336103   126,710 1,025 SH   DFND 13 0 1,025 0
APTIV PLC COM G6095L109   54,281 605 SH   SOLE   605 0 0
APTIV PLC COM G6095L109   939,189 10,468 SH   DFND 7 0 10,468 0
APTIV PLC COM G6095L109   926,180 10,323 SH   DFND 5 0 10,323 0
APTIV PLC COM G6095L109   17,944 200 SH   DFND 07,13 0 200 0
AUTOMATIC DATA PROCESSING COM 053015103   1,511,509 6,488 SH   SOLE   6,488 0 0
AUTOMATIC DATA PROCESSING COM 053015103   414,221 1,778 SH   DFND 6 0 1,778 0
AUTOMATIC DATA PROCESSING COM 053015103   7,007,738 30,080 SH   DFND 7 0 30,080 0
AUTOMATIC DATA PROCESSING COM 053015103   3,635,963 15,607 SH   DFND 5 0 15,607 0
AUTOMATIC DATA PROCESSING COM 053015103   378,576 1,625 SH   DFND 12 0 1,625 0
AUTOMATIC DATA PROCESSING COM 053015103   102,507 440 SH   DFND 07,13 0 440 0
AUTOMATIC DATA PROCESSING COM 053015103   199,189 855 SH   DFND 13 0 855 0
BECTON DICKINSON COM 075887109   322,831 1,324 SH   SOLE   1,324 0 0
BECTON DICKINSON COM 075887109   488,879 2,005 SH   DFND 5 0 2,005 0
BECTON DICKINSON COM 075887109   173,607 712 SH   DFND 7 0 712 0
BECTON DICKINSON COM 075887109   52,180 214 SH   DFND 6 0 214 0
BECTON DICKINSON COM 075887109   36,574 150 SH   DFND 12 0 150 0
BECTON DICKINSON COM 075887109   36,574 150 SH   DFND 13 0 150 0
BRISTOL-MYERS SQUIBB COM 110122108   446,397 8,700 SH   DFND 5 0 8,700 0
BRISTOL-MYERS SQUIBB COM 110122108   159,061 3,100 SH   DFND 12 0 3,100 0
CANADIAN NATL RAILWAY COM 136375102   1,483,062 11,805 SH   SOLE   11,805 0 0
CANADIAN NATL RAILWAY COM 136375102   369,352 2,940 SH   DFND 6 0 2,940 0
CANADIAN NATL RAILWAY COM 136375102   7,523,981 59,890 SH   DFND 7 0 59,890 0
CANADIAN NATL RAILWAY COM 136375102   3,518,143 28,004 SH   DFND 5 0 28,004 0
CANADIAN NATL RAILWAY COM 136375102   295,230 2,350 SH   DFND 12 0 2,350 0
CANADIAN NATL RAILWAY COM 136375102   125,630 1,000 SH   DFND 07,13 0 1,000 0
CANADIAN NATL RAILWAY COM 136375102   169,600 1,350 SH   DFND 13 0 1,350 0
CHEVRON COM 166764100   633,333 4,246 SH   SOLE   4,246 0 0
CHEVRON COM 166764100   133,349 894 SH   DFND 6 0 894 0
CHEVRON COM 166764100   2,439,213 16,353 SH   DFND 5 0 16,353 0
CHEVRON COM 166764100   624,682 4,188 SH   DFND 7 0 4,188 0
CHEVRON COM 166764100   52,206 350 SH   DFND 12 0 350 0
CHEVRON COM 166764100   85,767 575 SH   DFND 07,13 0 575 0
CHEVRON COM 166764100   143,194 960 SH   DFND 13 0 960 0
CHURCH & DWIGHT COM 171340102   2,723,328 28,800 SH   DFND 7 0 28,800 0
CIGNA CORP NEW COM 125523100   239,560 800 SH   SOLE   800 0 0
CISCO SYS INC COM 17275R102   45,468 900 SH   SOLE   900 0 0
CISCO SYS INC COM 17275R102   45,468 900 SH   DFND 7 0 900 0
CISCO SYS INC COM 17275R102   157,622 3,120 SH   DFND 5 0 3,120 0
CISCO SYS INC COM 17275R102   37,890 750 SH   DFND 6 0 750 0
COCA COLA COM 191216100   96,056 1,630 SH   SOLE   1,630 0 0
COCA COLA COM 191216100   200,362 3,400 SH   DFND 6 0 3,400 0
COCA COLA COM 191216100   12,965 220 SH   DFND 7 0 220 0
CONOCOPHILLIPS COM 20825C104   155,998 1,344 SH   SOLE   1,344 0 0
CONOCOPHILLIPS COM 20825C104   26,116 225 SH   DFND 7 0 225 0
CONOCOPHILLIPS COM 20825C104   301,782 2,600 SH   DFND 5 0 2,600 0
CROWDSTRIKE HOLDINGS INC COM 22788C105   1,021,280 4,000 SH   DFND 7 0 4,000 0
CROWDSTRIKE HOLDINGS INC COM 22788C105   3,830 15 SH   DFND 5 0 15 0
CSX COM 126408103   270,426 7,800 SH   DFND 6 0 7,800 0
CVS HEALTH COM 126650100   269,412 3,412 SH   SOLE   3,412 0 0
CVS HEALTH COM 126650100   2,324,740 29,442 SH   DFND 7 0 29,442 0
CVS HEALTH COM 126650100   17,766 225 SH   DFND 6 0 225 0
CVS HEALTH COM 126650100   371,902 4,710 SH   DFND 5 0 4,710 0
CVS HEALTH COM 126650100   15,792 200 SH   DFND 07,13 0 200 0
CVS HEALTH COM 126650100   7,896 100 SH   DFND 13 0 100 0
DANAHER CORP COM 235851102   1,326,504 5,734 SH   SOLE   5,734 0 0
DANAHER CORP COM 235851102   244,064 1,055 SH   DFND 6 0 1,055 0
DANAHER CORP COM 235851102   8,869,113 38,338 SH   DFND 7 0 38,338 0
DANAHER CORP COM 235851102   2,874,168 12,424 SH   DFND 5 0 12,424 0
DANAHER CORP COM 235851102   213,989 925 SH   DFND 12 0 925 0
DANAHER CORP COM 235851102   96,006 415 SH   DFND 07,13 0 415 0
DANAHER CORP COM 235851102   161,938 700 SH   DFND 13 0 700 0
DEERE & CO COM 244199105   163,947 410 SH   SOLE   410 0 0
DEERE & CO COM 244199105   175,943 440 SH   DFND 7 0 440 0
DEERE & CO COM 244199105   39,987 100 SH   DFND 07,13 0 100 0
EDWARDS LIFESCIENCES COM 28176E108   44,987 590 SH   SOLE   590 0 0
EDWARDS LIFESCIENCES COM 28176E108   580,110 7,608 SH   DFND 7 0 7,608 0
EDWARDS LIFESCIENCES COM 28176E108   141,444 1,855 SH   DFND 5 0 1,855 0
EXXON MOBIL COM 30231G102   536,793 5,369 SH   SOLE   5,369 0 0
EXXON MOBIL COM 30231G102   507,698 5,078 SH   DFND 7 0 5,078 0
EXXON MOBIL COM 30231G102   311,938 3,120 SH   DFND 6 0 3,120 0
EXXON MOBIL COM 30231G102   2,145,071 21,455 SH   DFND 5 0 21,455 0
EXXON MOBIL COM 30231G102   219,956 2,200 SH   DFND 12 0 2,200 0
EXXON MOBIL COM 30231G102   12,497 125 SH   DFND 07,13 0 125 0
FISERV COM 337738108   1,457,122 10,969 SH   SOLE   10,969 0 0
FISERV COM 337738108   7,435,852 55,976 SH   DFND 7 0 55,976 0
FISERV COM 337738108   175,614 1,322 SH   DFND 6 0 1,322 0
FISERV COM 337738108   2,211,653 16,649 SH   DFND 5 0 16,649 0
FISERV COM 337738108   132,840 1,000 SH   DFND 12 0 1,000 0
FISERV COM 337738108   102,951 775 SH   DFND 07,13 0 775 0
FISERV COM 337738108   487,523 3,670 SH   DFND 13 0 3,670 0
GENERAL ELECTRIC COM 369604301   66,878 524 SH   SOLE   524 0 0
GENERAL ELECTRIC COM 369604301   58,327 457 SH   DFND 7 0 457 0
GENERAL ELECTRIC COM 369604301   51,052 400 SH   DFND 12 0 400 0
GENERAL ELECTRIC COM 369604301   129,162 1,012 SH   DFND 5 0 1,012 0
GENERAL ELECTRIC COM 369604301   28,717 225 SH   DFND 07,13 0 225 0
HOME DEPOT COM 437076102   967,568 2,792 SH   SOLE   2,792 0 0
HOME DEPOT COM 437076102   7,365,227 21,253 SH   DFND 7 0 21,253 0
HOME DEPOT COM 437076102   237,040 684 SH   DFND 6 0 684 0
HOME DEPOT COM 437076102   2,740,517 7,908 SH   DFND 5 0 7,908 0
HOME DEPOT COM 437076102   62,379 180 SH   DFND 12 0 180 0
HOME DEPOT COM 437076102   117,827 340 SH   DFND 07,13 0 340 0
HOME DEPOT COM 437076102   114,361 330 SH   DFND 13 0 330 0
HONEYWELL INTL COM 438516106   118,486 565 SH   SOLE   565 0 0
HONEYWELL INTL COM 438516106   3,565 17 SH   DFND 6 0 17 0
HONEYWELL INTL COM 438516106   1,853,836 8,840 SH   DFND 7 0 8,840 0
HONEYWELL INTL COM 438516106   1,250,920 5,965 SH   DFND 5 0 5,965 0
HONEYWELL INTL COM 438516106   10,485 50 SH   DFND 12 0 50 0
HUBSPOT INC COM 443573100   1,161,080 2,000 SH   DFND 7 0 2,000 0
INGERSOLL RAND INC COM 45687V106   339,136 4,385 SH   DFND 5 0 4,385 0
INTEL COM 458140100   9,547 190 SH   SOLE   190 0 0
INTEL COM 458140100   51,255 1,020 SH   DFND 6 0 1,020 0
INTEL COM 458140100   522,600 10,400 SH   DFND 5 0 10,400 0
INTEL COM 458140100   150,750 3,000 SH   DFND 12 0 3,000 0
INTEL COM 458140100   55,275 1,100 SH   DFND 7 0 1,100 0
INTL BUSINESS MACH COM 459200101   81,775 500 SH   SOLE   500 0 0
INTL BUSINESS MACH COM 459200101   257,591 1,575 SH   DFND 5 0 1,575 0
INTL BUSINESS MACH COM 459200101   14,229 87 SH   DFND 6 0 87 0
IRONWOOD PHARMACEUTICALS COM 46333X108   11,440 1,000 SH   SOLE   1,000 0 0
IRONWOOD PHARMACEUTICALS COM 46333X108   400,400 35,000 SH   DFND 7 0 35,000 0
JOHNSON & JOHNSON COM 478160104   1,403,763 8,956 SH   SOLE   8,956 0 0
JOHNSON & JOHNSON COM 478160104   286,677 1,829 SH   DFND 6 0 1,829 0
JOHNSON & JOHNSON COM 478160104   6,196,559 39,534 SH   DFND 7 0 39,534 0
JOHNSON & JOHNSON COM 478160104   3,489,973 22,266 SH   DFND 5 0 22,266 0
JOHNSON & JOHNSON COM 478160104   351,098 2,240 SH   DFND 12 0 2,240 0
JOHNSON & JOHNSON COM 478160104   101,881 650 SH   DFND 07,13 0 650 0
JOHNSON & JOHNSON COM 478160104   94,044 600 SH   DFND 13 0 600 0
MASTERCARD COM 57636Q104   1,634,813 3,833 SH   SOLE   3,833 0 0
MASTERCARD COM 57636Q104   389,404 913 SH   DFND 6 0 913 0
MASTERCARD COM 57636Q104   11,040,211 25,885 SH   DFND 7 0 25,885 0
MASTERCARD COM 57636Q104   3,911,523 9,171 SH   DFND 5 0 9,171 0
MASTERCARD COM 57636Q104   127,953 300 SH   DFND 12 0 300 0
MASTERCARD COM 57636Q104   132,218 310 SH   DFND 07,13 0 310 0
MASTERCARD COM 57636Q104   219,653 515 SH   DFND 13 0 515 0
MCDONALDS CORP COM 580135101   74,127 250 SH   SOLE   250 0 0
MCDONALDS CORP COM 580135101   126,017 425 SH   DFND 7 0 425 0
MEDTRONIC COM G5960L103   334,875 4,065 SH   SOLE   4,065 0 0
MEDTRONIC COM G5960L103   94,407 1,146 SH   DFND 6 0 1,146 0
MEDTRONIC COM G5960L103   1,048,862 12,732 SH   DFND 7 0 12,732 0
MEDTRONIC COM G5960L103   1,117,485 13,565 SH   DFND 5 0 13,565 0
MEDTRONIC COM G5960L103   70,023 850 SH   DFND 12 0 850 0
MEDTRONIC COM G5960L103   28,833 350 SH   DFND 07,13 0 350 0
MEDTRONIC COM G5960L103   57,666 700 SH   DFND 13 0 700 0
MERCK COM 58933Y105   128,098 1,175 SH   SOLE   1,175 0 0
MERCK COM 58933Y105   35,431 325 SH   DFND 7 0 325 0
MERCK COM 58933Y105   492,225 4,515 SH   DFND 5 0 4,515 0
MERCK COM 58933Y105   163,530 1,500 SH   DFND 12 0 1,500 0
MERCK COM 58933Y105   3,816 35 SH   DFND 6 0 35 0
MERCK COM 58933Y105   8,176 75 SH   DFND 07,13 0 75 0
MICROSOFT COM 594918104   1,279,288 3,402 SH   SOLE   3,402 0 0
MICROSOFT COM 594918104   338,812 901 SH   DFND 6 0 901 0
MICROSOFT COM 594918104   11,686,571 31,078 SH   DFND 7 0 31,078 0
MICROSOFT COM 594918104   5,154,380 13,707 SH   DFND 5 0 13,707 0
MICROSOFT COM 594918104   515,175 1,370 SH   DFND 12 0 1,370 0
MICROSOFT COM 594918104   99,651 265 SH   DFND 07,13 0 265 0
MICROSOFT COM 594918104   150,416 400 SH   DFND 13 0 400 0
MODERNA INC COM 60770K107   954,720 9,600 SH   DFND 7 0 9,600 0
NESTLE SA ADR COM 641069406   1,236,763 10,675 SH   SOLE   10,675 0 0
NESTLE SA ADR COM 641069406   6,313,920 54,498 SH   DFND 7 0 54,498 0
NESTLE SA ADR COM 641069406   339,342 2,929 SH   DFND 6 0 2,929 0
NESTLE SA ADR COM 641069406   2,956,298 25,517 SH   DFND 5 0 25,517 0
NESTLE SA ADR COM 641069406   312,811 2,700 SH   DFND 12 0 2,700 0
NESTLE SA ADR COM 641069406   99,636 860 SH   DFND 07,13 0 860 0
NESTLE SA ADR COM 641069406   144,820 1,250 SH   DFND 13 0 1,250 0
NIKE INC CLASS B COM 654106103   438,623 4,040 SH   SOLE   4,040 0 0
NIKE INC CLASS B COM 654106103   79,908 736 SH   DFND 6 0 736 0
NIKE INC CLASS B COM 654106103   1,890,095 17,409 SH   DFND 7 0 17,409 0
NIKE INC CLASS B COM 654106103   1,194,813 11,005 SH   DFND 5 0 11,005 0
NIKE INC CLASS B COM 654106103   97,713 900 SH   DFND 12 0 900 0
NIKE INC CLASS B COM 654106103   37,999 350 SH   DFND 07,13 0 350 0
NIKE INC CLASS B COM 654106103   86,856 800 SH   DFND 13 0 800 0
NOVARTIS AG ADR COM 66987V109   539,180 5,340 SH   SOLE   5,340 0 0
NOVARTIS AG ADR COM 66987V109   182,150 1,804 SH   DFND 6 0 1,804 0
NOVARTIS AG ADR COM 66987V109   243,439 2,411 SH   DFND 5 0 2,411 0
NOVARTIS AG ADR COM 66987V109   1,701,849 16,855 SH   DFND 7 0 16,855 0
NOVARTIS AG ADR COM 66987V109   100,970 1,000 SH   DFND 12 0 1,000 0
NOVARTIS AG ADR COM 66987V109   55,533 550 SH   DFND 13 0 550 0
NOVO NORDISK A S ADR COM 670100205   535,871 5,180 SH   SOLE   5,180 0 0
NOVO NORDISK A S ADR COM 670100205   258,625 2,500 SH   DFND 7 0 2,500 0
NOVOZYMES A S DKK 2.0 COM B798FW902   822 15 SH   SOLE   15 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902   942,757 17,200 SH   DFND 7 0 17,200 0
NOVOZYMES A S DKK 2.0 COM B798FW902   142,181 2,594 SH   DFND 5 0 2,594 0
NVIDIA CORP COM 67066G104   976,574 1,972 SH   SOLE   1,972 0 0
NVIDIA CORP COM 67066G104   104,987 212 SH   DFND 6 0 212 0
NVIDIA CORP COM 67066G104   6,869,197 13,871 SH   DFND 7 0 13,871 0
NVIDIA CORP COM 67066G104   5,498,923 11,104 SH   DFND 5 0 11,104 0
NVIDIA CORP COM 67066G104   643,786 1,300 SH   DFND 12 0 1,300 0
NVIDIA CORP COM 67066G104   173,327 350 SH   DFND 07,13 0 350 0
NVIDIA CORP COM 67066G104   143,614 290 SH   DFND 13 0 290 0
PEMBINA PIPELINE CO COM 706327103   145,390 4,224 SH   SOLE   4,224 0 0
PEMBINA PIPELINE CO COM 706327103   650,538 18,900 SH   DFND 5 0 18,900 0
PEMBINA PIPELINE CO COM 706327103   103,260 3,000 SH   DFND 12 0 3,000 0
PEPSICO COM 713448108   715,366 4,212 SH   SOLE   4,212 0 0
PEPSICO COM 713448108   2,275,007 13,395 SH   DFND 7 0 13,395 0
PEPSICO COM 713448108   610,575 3,595 SH   DFND 5 0 3,595 0
PEPSICO COM 713448108   40,762 240 SH   DFND 6 0 240 0
PEPSICO COM 713448108   76,428 450 SH   DFND 07,13 0 450 0
PEPSICO COM 713448108   50,952 300 SH   DFND 13 0 300 0
PFIZER COM 717081103   47,619 1,654 SH   SOLE   1,654 0 0
PFIZER COM 717081103   138,192 4,800 SH   DFND 6 0 4,800 0
PFIZER COM 717081103   20,153 700 SH   DFND 07,13 0 700 0
PHILLIPS 66 COM 718546104   53,922 405 SH   SOLE   405 0 0
PHILLIPS 66 COM 718546104   13,314 100 SH   DFND 7 0 100 0
PHILLIPS 66 COM 718546104   182,402 1,370 SH   DFND 5 0 1,370 0
PROCTER & GAMBLE COM 742718109   1,473,753 10,057 SH   SOLE   10,057 0 0
PROCTER & GAMBLE COM 742718109   403,571 2,754 SH   DFND 6 0 2,754 0
PROCTER & GAMBLE COM 742718109   6,971,201 47,572 SH   DFND 7 0 47,572 0
PROCTER & GAMBLE COM 742718109   3,504,064 23,912 SH   DFND 5 0 23,912 0
PROCTER & GAMBLE COM 742718109   219,810 1,500 SH   DFND 12 0 1,500 0
PROCTER & GAMBLE COM 742718109   112,836 770 SH   DFND 07,13 0 770 0
PROCTER & GAMBLE COM 742718109   161,194 1,100 SH   DFND 13 0 1,100 0
ROCHE HLDG LTD ADR COM 771195104   66,663 1,840 SH   SOLE   1,840 0 0
ROCHE HLDG LTD ADR COM 771195104   317,918 8,775 SH   DFND 5 0 8,775 0
ROCKWELL AUTOMATION COM 773903109   1,150,949 3,707 SH   SOLE   3,707 0 0
ROCKWELL AUTOMATION COM 773903109   235,344 758 SH   DFND 6 0 758 0
ROCKWELL AUTOMATION COM 773903109   6,975,244 22,466 SH   DFND 7 0 22,466 0
ROCKWELL AUTOMATION COM 773903109   3,402,861 10,960 SH   DFND 5 0 10,960 0
ROCKWELL AUTOMATION COM 773903109   350,842 1,130 SH   DFND 12 0 1,130 0
ROCKWELL AUTOMATION COM 773903109   110,220 355 SH   DFND 07,13 0 355 0
ROCKWELL AUTOMATION COM 773903109   187,840 605 SH   DFND 13 0 605 0
RTX CORPORATION COM 75513E101   1,031,472 12,259 SH   SOLE   12,259 0 0
RTX CORPORATION COM 75513E101   243,669 2,896 SH   DFND 6 0 2,896 0
RTX CORPORATION COM 75513E101   5,098,716 60,598 SH   DFND 7 0 60,598 0
RTX CORPORATION COM 75513E101   2,310,821 27,464 SH   DFND 5 0 27,464 0
RTX CORPORATION COM 75513E101   176,694 2,100 SH   DFND 12 0 2,100 0
RTX CORPORATION COM 75513E101   73,622 875 SH   DFND 07,13 0 875 0
RTX CORPORATION COM 75513E101   151,452 1,800 SH   DFND 13 0 1,800 0
SCHNEIDER ELEC SA ADR COM 80687P106   317,071 7,895 SH   SOLE   7,895 0 0
SCHNEIDER ELEC SA ADR COM 80687P106   86,346 2,150 SH   DFND 6 0 2,150 0
SCHNEIDER ELEC SA ADR COM 80687P106   1,312,461 32,680 SH   DFND 7 0 32,680 0
SCHNEIDER ELEC SA ADR COM 80687P106   1,209,047 30,105 SH   DFND 5 0 30,105 0
SCHNEIDER ELEC SA ADR COM 80687P106   84,338 2,100 SH   DFND 12 0 2,100 0
SCHNEIDER ELEC SA ADR COM 80687P106   20,080 500 SH   DFND 07,13 0 500 0
SCHNEIDER ELEC SA ADR COM 80687P106   56,225 1,400 SH   DFND 13 0 1,400 0
SPDR S&P 500 ETF COM 78462F103   5,305,410 11,162 SH   DFND 7 0 11,162 0
SPDR TOTAL STOCK MARKET PORTFO COM 78464A805   1,695,050 29,000 SH   DFND 13 0 29,000 0
THERMO FISHER SCIENTIFIC COM 883556102   66,349 125 SH   DFND 6 0 125 0
THERMO FISHER SCIENTIFIC COM 883556102   453,825 855 SH   DFND 13 0 855 0
TJX COS COM 872540109   865,866 9,230 SH   SOLE   9,230 0 0
TJX COS COM 872540109   167,076 1,781 SH   DFND 6 0 1,781 0
TJX COS COM 872540109   6,273,919 66,879 SH   DFND 7 0 66,879 0
TJX COS COM 872540109   1,979,860 21,105 SH   DFND 5 0 21,105 0
TJX COS COM 872540109   185,275 1,975 SH   DFND 12 0 1,975 0
TJX COS COM 872540109   63,322 675 SH   DFND 07,13 0 675 0
TJX COS COM 872540109   131,334 1,400 SH   DFND 13 0 1,400 0
TRANE TECHNOLOGIES PLC COM G8994E103   954,868 3,915 SH   DFND 5 0 3,915 0
UNION PACIFIC COM 907818108   300,884 1,225 SH   DFND 5 0 1,225 0
UNION PACIFIC COM 907818108   119,371 486 SH   DFND 7 0 486 0
UNION PACIFIC COM 907818108   280,007 1,140 SH   DFND 12 0 1,140 0
UNITED HEALTH GROUP COM 91324P102   883,417 1,678 SH   SOLE   1,678 0 0
UNITED HEALTH GROUP COM 91324P102   5,774,323 10,968 SH   DFND 7 0 10,968 0
UNITED HEALTH GROUP COM 91324P102   153,729 292 SH   DFND 6 0 292 0
UNITED HEALTH GROUP COM 91324P102   2,555,485 4,854 SH   DFND 5 0 4,854 0
UNITED HEALTH GROUP COM 91324P102   205,323 390 SH   DFND 12 0 390 0
UNITED HEALTH GROUP COM 91324P102   73,706 140 SH   DFND 07,13 0 140 0
UNITED HEALTH GROUP COM 91324P102   150,044 285 SH   DFND 13 0 285 0
WAL-MART STORES COM 931142103   86,707 550 SH   DFND 5 0 550 0
WAL-MART STORES COM 931142103   157,650 1,000 SH   DFND 13 0 1,000 0
XYLEM INC COM 98419M100   562,651 4,920 SH   SOLE   4,920 0 0
XYLEM INC COM 98419M100   117,905 1,031 SH   DFND 6 0 1,031 0
XYLEM INC COM 98419M100   1,445,053 12,636 SH   DFND 5 0 12,636 0
XYLEM INC COM 98419M100   5,601,124 48,978 SH   DFND 7 0 48,978 0
XYLEM INC COM 98419M100   45,744 400 SH   DFND 12 0 400 0
XYLEM INC COM 98419M100   9,721 85 SH   DFND 07,13 0 85 0
XYLEM INC COM 98419M100   160,104 1,400 SH   DFND 13 0 1,400 0
ZSCALER INC COM 98980G102   443,120 2,000 SH   DFND 7 0 2,000 0
AMG RIVER ROAD SMALL-MID CAP V Equity Mutual Fu 00171A878   5,086,047 523,256 SH   DFND 7 0 523,256 0
FPA CRESCENT FUND Equity Mutual Fu 30254T759   6,797,818 175,973 SH   DFND 7 0 175,973 0
GQG PARTNERS EMERGING MARKETS Equity Mutual Fu 00771X419   4,758,621 299,850 SH   DFND 7 0 299,850 0
MATTHEWS ASIA DIVIDEND FUND Equity Mutual Fu 577125107   1,409,465 102,881 SH   DFND 7 0 102,881 0
NEUBERGER BERMAN ALTERN LONG S Equity Mutual Fu 64128R608   6,895,977 395,412 SH   DFND 7 0 395,412 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581   6,384,079 482,546 SH   DFND 7 0 482,546 0