8-K 1 amh044_8k0504.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): April 25, 2005 AMH (Depositor) (Issuer in respect of AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: April 25, 2005 AMH By: /s/ Ira Nydick ------------------------------ Name: Ira Nydick Assistant Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated April 25, 2005 Payment Date: 04/25/05 ------------------------------------------------------------ AMERICAN HOME MORTGAGE ACCEPTANCE, INC AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4 MORTGAGE BACKED NOTES ------------------------------------------------------------
Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 201,612,225.93 3.190000% 2,686,846.40 553,817.58 3,240,663.98 0.00 0.00 1A2 35,578,628.11 3.250000% 474,149.36 99,570.74 573,720.11 0.00 0.00 2A1 477,594,794.33 3.140000% 17,523,688.83 1,291,363.26 18,815,052.09 0.00 0.00 2A2 53,066,088.26 3.210000% 1,947,076.54 146,683.51 2,093,760.05 0.00 0.00 3A 499,174,348.69 3.150000% 18,581,251.92 1,354,010.42 19,935,262.34 0.00 0.00 4A 826,141,919.66 4.390000% 10,432,789.20 3,022,302.52 13,455,091.72 0.00 0.00 5A 538,659,302.30 4.440000% 10,889,942.59 1,993,039.42 12,882,982.01 0.00 0.00 6A1 276,326,019.39 5.500000% 5,688,282.08 1,266,494.26 6,954,776.34 0.00 0.00 6A2 15,000,000.00 5.500000% 0.00 68,750.00 68,750.00 0.00 0.00 7A 199,958,806.73 3.050000% 6,907,707.79 525,169.59 7,432,877.38 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M1 96,118,000.00 3.400000% 0.00 281,412.14 281,412.14 0.00 0.00 M2 71,360,000.00 3.900000% 0.00 239,650.67 239,650.67 0.00 0.00 M3 26,214,000.00 4.600000% 0.00 103,836.57 103,836.57 0.00 0.00 6M1 38,393,795.38 3.400000% 749,657.51 112,408.50 862,066.01 0.00 0.00 6M2 13,890,857.30 3.830000% 271,225.74 45,812.82 317,038.56 0.00 0.00 6M3 9,646,810.55 3.950000% 188,358.66 32,812.55 221,171.22 0.00 0.00 6B1 9,646,810.55 4.520000% 188,358.66 37,547.53 225,906.19 0.00 0.00 6B2 9,067,452.02 4.650000% 177,046.41 36,307.59 213,354.00 0.00 0.00 6B3 8,103,163.75 5.600000% 158,218.21 39,075.26 197,293.47 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 7,388,040,742.94 - 76,864,599.90 13,802,372.88 90,666,972.79 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 198,925,379.53 0.00 1A2 35,104,478.74 0.00 2A1 460,071,105.49 0.00 2A2 51,119,011.72 0.00 3A 480,593,096.77 0.00 4A 815,709,130.46 0.00 5A 527,769,359.71 0.00 6A1 270,637,737.31 0.00 6A2 15,000,000.00 0.00 7A 193,051,098.93 0.00 -------------------------------------------------------------------------------- Subordinate M1 96,118,000.00 0.00 M2 71,360,000.00 0.00 M3 26,214,000.00 0.00 6M1 37,644,137.87 0.00 6M2 13,619,631.56 0.00 6M3 9,458,451.89 0.00 6B1 9,458,451.89 0.00 6B2 8,890,405.61 0.00 6B3 7,944,945.54 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 7,311,176,143.04 - --------------------------------------------------------------------------------
Payment Date: 04/25/05 ------------------------------------------------------------ AMERICAN HOME MORTGAGE ACCEPTANCE, INC AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4 MORTGAGE BACKED NOTES ------------------------------------------------------------
Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 201,612,225.93 3.190000% 02660TCC5 13.117798 2.703864 971.199146 1A2 35,578,628.11 3.250000% 02660TCD3 13.117798 2.754720 971.199146 2A1 477,594,794.33 3.140000% 02660TCE1 35.211187 2.594798 924.442904 2A2 53,066,088.26 3.210000% 02660TCF8 35.211187 2.652644 924.442904 3A 499,174,348.69 3.150000% 02660TCG6 35.611686 2.595013 921.075210 4A 826,141,919.66 4.390000% 02660TCS0 12.381413 3.586805 968.066311 5A 538,659,302.30 4.440000% 02660TCT8 19.783996 3.620798 958.810119 6A1 276,326,019.39 5.500000% 02660TCJ0 20.194343 4.496264 960.808789 6A2 15,000,000.00 5.500000% 02660TCK7 0.000000 4.583333 1,000.000000 7A 199,958,806.73 3.050000% 02660TCU5 31.240764 2.375129 873.091912 ------------------------------------------------------------------------------------------------------------------------ Subordinate M1 96,118,000.00 3.400000% 02660TCH4 0.000000 2.927778 1,000.000000 M2 71,360,000.00 3.900000% 02660TCV3 0.000000 3.358333 1,000.000000 M3 26,214,000.00 4.600000% 02660TCW1 0.000000 3.961111 1,000.000000 6M1 38,393,795.38 3.400000% 02660TCL5 19.173317 2.874971 962.790298 6M2 13,890,857.30 3.830000% 02660TCM3 19.173317 3.238571 962.790298 6M3 9,646,810.55 3.950000% 02660TCN1 19.173317 3.340040 962.790298 6B1 9,646,810.55 4.520000% 02660TCP6 19.173317 3.822021 962.790298 6B2 9,067,452.02 4.650000% 02660TCQ4 19.173317 3.931946 962.790298 6B3 8,103,163.75 5.600000% 02660TCR2 19.173317 4.735247 962.790298 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 7,388,040,742.94 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------ AMERICAN HOME MORTGAGE ACCEPTANCE, INC AMERICAN HOME MORTGAGE INVESTMENT TRUST, SERIES 2004-4 MORTGAGE BACKED NOTES ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 252,176,560.70 552,805,909.41 519,866,293.64 Loan count 1046 2913 971 Avg loan rate 4.864522% 5.547112% 5.238378% Prepay amount 3,313,487.06 19,344,446.12 18,522,213.72 Prin balance 879,130,422.07 569,198,771.57 378,548,038.59 Loan count 4782 1115 2402 Avg loan rate 5.740974% 5.508565% 6.657983% Prepay amount 10,288,375.53 10,767,638.31 7,055,096.93 Total ----- Prin balance 197,118,708.17 3,348,844,704.15 Loan count 3486 16715 Avg loan rate 6.034213% 5.65 Prepay amount 6,890,746.90 76,182,004.57 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 66,636.16 176,611.86 112,310.79 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 17,148.01 89,376.60 89,708.03 Master serv fees 276,831.97 121,202.51 113,914.79 Sub servicer fees 0.00 0.00 0.00 Trustee fees 0.00 0.00 0.00 Agg advances N/A N/A N/A Adv this period 84,770.16 80,935.83 88,944.63 Total ----- Master serv fees 72,254.54 939,762.62 Sub servicer fees 0.00 0.00 Trustee fees 0.00 0.00 Agg advances N/A N/A Adv this period 0.00 450,883.26 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 5,182,277.53 11,891,878.89 11,220,549.60 Special Hazard 0.00 0.00 0.00 Bankruptcy 0.00 0.00 0.00 Fraud 18,120,796.97 11,837,497.61 7,858,733.89 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 4,268,851.53 70,380,586.02 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 96.199617% 100.000000% 7,105,599,853.38 ----------------------------------------------------------------------------- Junior 3.800383% 0.000000% 280,708,024.36 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 35 9,158,175.92 60 to 89 days 4 681,203.14 90 or more 0 0.00 Foreclosure 30 7,434,759.19 Totals: 69 17,274,138.25 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 90,666,972.79 90,666,972.79 Principal remittance amount 76,864,599.90 76,864,599.90 Interest remittance amount 13,802,372.88 13,802,372.88