The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   56,533,102 404,704 SH   SOLE   404,704 0 0
ALPHABET INC CAP STK CL C 02079K107   3,635,994 25,800 SH   SOLE   25,800 0 0
ALPS ETF TR ALERIAN MLP 00162Q452   2,743,178 64,515 SH   SOLE   64,515 0 0
AMAZON COM INC COM 023135106   52,433,582 345,094 SH   SOLE   345,094 0 0
APPLE INC COM 037833100   5,816,596 30,211 SH   SOLE   30,211 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   21,900,871 993,687 SH   SOLE   993,687 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   352,373 860 SH   SOLE   860 0 0
ISHARES INC CORE MSCI EMKT 46434G103   3,421,778 67,651 SH   SOLE   67,651 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   36,040,177 365,556 SH   SOLE   365,556 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   694,619 6,416 SH   SOLE   6,416 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   3,627,083 30,966 SH   SOLE   30,966 0 0
ISHARES TR CORE MSCI EAFE 46432F842   14,711,713 209,122 SH   SOLE   209,122 0 0
ISHARES TR CORE S&P TTL STK 464287150   9,410,529 89,428 SH   SOLE   89,428 0 0
ISHARES TR CORE US AGGBD ET 464287226   46,689,609 470,424 SH   SOLE   470,424 0 0
ISHARES TR EAFE GRWTH ETF 464288885   952,326 9,833 SH   SOLE   9,833 0 0
ISHARES TR EAFE VALUE ETF 464288877   24,026,673 461,165 SH   SOLE   461,165 0 0
ISHARES TR MSCI ACWI ETF 464288257   472,020 4,638 SH   SOLE   4,638 0 0
ISHARES TR MSCI CHINA ETF 46429B671   14,354,421 352,342 SH   SOLE   352,342 0 0
ISHARES TR MSCI EAFE ETF 464287465   34,086,917 452,381 SH   SOLE   452,381 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   10,692,140 265,907 SH   SOLE   265,907 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   7,173,829 270,608 SH   SOLE   270,608 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   9,993,554 67,919 SH   SOLE   67,919 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   3,695,456 23,791 SH   SOLE   23,791 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,221,722 6,087 SH   SOLE   6,087 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   576,313,632 2,105,332 SH   SOLE   2,105,332 0 0
ISHARES TR S&P 100 ETF 464287101   5,505,968 24,647 SH   SOLE   24,647 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   59,182,795 788,053 SH   SOLE   788,053 0 0
ISHARES TR S&P 500 VAL ETF 464287408   5,045,244 29,014 SH   SOLE   29,014 0 0
ISHARES TR U.S. REAL ES ETF 464287739   7,975,248 87,247 SH   SOLE   87,247 0 0
ISHARES TR US TREAS BD ETF 46429B267   8,407,484 364,908 SH   SOLE   364,908 0 0
META PLATFORMS INC CL A 30303M102   16,453,831 46,485 SH   SOLE   46,485 0 0
MICROSOFT CORP COM 594918104   73,076,080 194,331 SH   SOLE   194,331 0 0
OWL ROCK CAPITAL CORPORATION COM 69121K104   13,009,154 881,379 SH   SOLE   881,379 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   17,762,049 716,501 SH   SOLE   716,501 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   223,218,748 6,039,468 SH   SOLE   6,039,468 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   71,172,619 1,468,991 SH   SOLE   1,468,991 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   224,590,299 4,034,315 SH   SOLE   4,034,315 0 0
SPDR GOLD TR GOLD SHS 78463V107   13,124,968 68,656 SH   SOLE   68,656 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   42,801,510 89,690 SH   SOLE   89,690 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   102,861,478 3,544,503 SH   SOLE   3,544,503 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   65,143,785 1,001,288 SH   SOLE   1,001,288 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,204,620 47,279 SH   SOLE   47,279 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,718,074 22,705 SH   SOLE   22,705 0 0
SPDR SER TR S&P METALS MNG 78464A755   26,481,922 442,619 SH   SOLE   442,619 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   2,495,238 23,992 SH   SOLE   23,992 0 0
TESLA INC COM 88160R101   5,884,255 23,681 SH   SOLE   23,681 0 0
UNDER ARMOUR INC CL C 904311206   415,696 49,784 SH   SOLE   49,784 0 0
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   3,429,239 20,417 SH   SOLE   20,417 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   8,646,282 27,812 SH   SOLE   27,812 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   38,588,574 436,720 SH   SOLE   436,720 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   704,122 1,612 SH   SOLE   1,612 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   507,570,237 2,139,660 SH   SOLE   2,139,660 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   226,855,118 1,517,426 SH   SOLE   1,517,426 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   6,665,264 118,726 SH   SOLE   118,726 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   147,000,023 3,576,643 SH   SOLE   3,576,643 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   34,524,344 335,579 SH   SOLE   335,579 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   143,665,101 2,814,204 SH   SOLE   2,814,204 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   565,717,535 9,536,708 SH   SOLE   9,536,708 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   77,230,402 1,255,167 SH   SOLE   1,255,167 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   224,859,789 3,854,960 SH   SOLE   3,854,960 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   346,772,691 7,239,513 SH   SOLE   7,239,513 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   19,835,716 358,823 SH   SOLE   358,823 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   21,588,574 253,804 SH   SOLE   253,804 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306   47,512,761 405,122 SH   SOLE   405,122 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   12,301,828 25,417 SH   SOLE   25,417 0 0