SEC FORM 3

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Herron C. Keith

(Last)

(First)

(Middle)

P. O. BOX 10247

(Street)

BIRMINGHAM

35202-0247

(City)

(State)

(Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
12/31/2010

3. Issuer Name and Ticker or Trading Symbol
REGIONS FINANCIAL CORP [ RF ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	SEVP

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	160,163⁽¹⁾	D
Common Stock (phantom stock)	6,583⁽²⁾	I	By Deferred Compensation Plan
Common Stock (phantom stock)	1,222.3951	I	Indirect - By 401 (k) Supplemental Plan

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Restricted Stock Units	⁽³⁾	⁽³⁾	Common Stock	11,665	⁽³⁾	D
Stock Option (Right to Buy)	02/24/2011⁽⁴⁾	02/23/2019	Common Stock	181,935	$3.29	D
Stock Option (Right to Buy)	06/22/2011⁽⁵⁾	06/21/2020	Common Stock	116,575	$7	D
Stock Option (Right to Buy)	02/28/2011⁽⁶⁾	02/27/2018	Common Stock	128,191	$21.94	D
Stock Option (Right to Buy)	⁽⁷⁾	01/29/2012	Common Stock	33,260	$25.41	D
Stock Option (Right to Buy)	⁽⁷⁾	02/10/2013	Common Stock	3,891	$25.7	D
Stock Option (Right to Buy)	⁽⁷⁾	02/04/2014	Common Stock	32,294	$30.55	D
Stock Option (Right to Buy)	⁽⁷⁾	02/08/2015	Common Stock	41,385	$32.02	D
Stock Option (Right to Buy)	⁽⁷⁾	04/03/2016	Common Stock	33,810	$34.46	D
Stock Option (Right to Buy)	⁽⁷⁾	04/23/2017	Common Stock	20,000	$35.07	D

Explanation of Responses:

1. Includes 146,927 shares of restricted stock; the restrictions on 108,069 shares lapse on February 24, 2013 and restriction on 38,858 shares lapse on June 22, 2013.

2. Amounts acquired by virtue of participation in AmSouth Bancorporation Deferred Compensation Plan. Since the merger of AmSouth with the issuer in 2006, only quarterly dividend equivalents are being accured in the Plan.

3. Each restricted stock unit is the equivalent of one share of Regions Financial Corporation common stock, and will be settled in shares of common stock on October 19, 2012.

4. Options vest in 3 equal installments with the first one being fully vested, 60,644 options vesting on February 24, 2011 and 60, 645 options vesting on February 24, 2012.

5. Options vest in 3 equal installments with the first one vesting on June 22, 2011, the second one vesting on June 22, 2012 and the third one vesting on June 22, 2013.

6. Options vest in 3 equal installments with the first two being fully vested and 42,730 options vesting on February 28, 2011.

7. These options are fully vested.

Remarks:

herronpoa.txt

	Lachelle S. Koon - Attorney -in-Fact	01/10/2011
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.