The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN GOLD ETF TRUST PHYSCL GOLD SHS 00326A104   1,508,274 76,407 SH   SOLE   0 0 76,407
AMPLIFY ETF TR CWP ENHANCED DIV 032108409   622,489 17,031 SH   SOLE   0 0 17,031
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744   1,490,889 53,265 SH   SOLE   0 0 53,265
INVESCO QQQ TR UNIT SER 1 46090E103   15,386,418 37,572 SH   SOLE   40 0 37,532
ISHARES TR S&P 500 VAL ETF 464287408   6,841,421 39,343 SH   SOLE   0 0 39,343
ISHARES TR RUS TP200 GR ETF 464289438   437,268 2,496 SH   SOLE   0 0 2,496
ISHARES TR MBS ETF 464288588   856,591 9,105 SH   SOLE   0 0 9,105
ISHARES TR RUS MDCP VAL ETF 464287473   282,701 2,431 SH   SOLE   0 0 2,431
ISHARES TR CORE S&P500 ETF 464287200   12,821,834 26,845 SH   SOLE   0 0 26,845
ISHARES TR AGENCY BOND ETF 464288166   430,767 3,973 SH   SOLE   0 0 3,973
ISHARES TR 3 7 YR TREAS BD 464288661   1,175,664 10,037 SH   SOLE   0 0 10,037
ISHARES TR CORE US AGGBD ET 464287226   1,054,904 10,629 SH   SOLE   0 0 10,629
ISHARES TR ESG AWR MSCI USA 46435G425   6,199,501 59,088 SH   SOLE   159 0 58,929
ISHARES TR 1 3 YR TREAS BD 464287457   2,524,856 30,776 SH   SOLE   0 0 30,776
ISHARES TR 7-10 YR TRSY BD 464287440   362,633 3,762 SH   SOLE   0 0 3,762
ISHARES TR S&P MC 400VL ETF 464287705   1,759,641 15,430 SH   SOLE   0 0 15,430
ISHARES TR SP SMCP600VL ETF 464287879   1,688,953 16,386 SH   SOLE   0 0 16,386
ISHARES TR MRGSTR MD CP ETF 464288208   6,009,343 89,518 SH   SOLE   230 0 89,288
ISHARES TR MSCI EAFE ETF 464287465   277,960 3,689 SH   SOLE   0 0 3,689
ISHARES TR RUS 1000 GRW ETF 464287614   1,017,125 3,355 SH   SOLE   0 0 3,355
ISHARES TR S&P SML 600 GWT 464287887   2,142,551 17,121 SH   SOLE   0 0 17,121
ISHARES TR US TREAS BD ETF 46429B267   852,020 36,980 SH   SOLE   0 0 36,980
ISHARES TR IBOXX HI YD ETF 464288513   222,811 2,879 SH   SOLE   0 0 2,879
ISHARES TR CORE DIV GRWTH 46434V621   5,623,544 104,488 SH   SOLE   250 0 104,238
ISHARES TR CORE S&P SCP ETF 464287804   9,034,628 83,461 SH   SOLE   143 0 83,318
ISHARES TR RUS MID CAP ETF 464287499   892,683 11,484 SH   SOLE   0 0 11,484
ISHARES TR S&P MC 400GR ETF 464287606   3,014,123 38,048 SH   SOLE   0 0 38,048
ISHARES TR RUS TP200 VL ETF 464289420   266,333 3,796 SH   SOLE   0 0 3,796
ISHARES TR RUSSELL 2000 ETF 464287655   401,685 2,001 SH   SOLE   0 0 2,001
ISHARES TR SHORT TREAS BD 464288679   777,029 7,056 SH   SOLE   0 0 7,056
ISHARES TR RUS 1000 VAL ETF 464287598   1,055,186 6,385 SH   SOLE   0 0 6,385
ISHARES TR RUS 1000 ETF 464287622   1,060,317 4,043 SH   SOLE   0 0 4,043
ISHARES TR S&P 500 GRWT ETF 464287309   8,633,697 114,963 SH   SOLE   135 0 114,828
ISHARES TR CORE S&P MCP ETF 464287507   5,128,097 18,503 SH   SOLE   0 0 18,503
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   833,636 2,212 SH   SOLE   0 0 2,212
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,735,575 9,963 SH   SOLE   0 0 9,963
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,048,174 2,066 SH   SOLE   0 0 2,066
SPDR SER TR PRTFLO S&P500 VL 78464A508   5,988,038 128,416 SH   SOLE   399 0 128,017
SPDR SER TR PORTFOLIO INTRMD 78464A375   2,767,936 84,311 SH   SOLE   0 0 84,311
SPDR SER TR PORTFOLIO S&P500 78464A854   1,522,950 27,244 SH   SOLE   0 0 27,244
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,369,181 17,777 SH   SOLE   51 0 17,726
VANGUARD BD INDEX FDS INTERMED TERM 921937819   995,061 13,028 SH   SOLE   158 0 12,870
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   244,175 3,274 SH   SOLE   28 0 3,246
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   758,789 10,317 SH   SOLE   137 0 10,180
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   506,691 10,264 SH   SOLE   84 0 10,180
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,222,672 5,154 SH   SOLE   0 0 5,154
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   550,286 1,260 SH   SOLE   0 0 1,260
VANGUARD INDEX FDS LARGE CAP ETF 922908637   900,087 4,126 SH   SOLE   0 0 4,126
VANGUARD INDEX FDS GROWTH ETF 922908736   2,864,004 9,213 SH   SOLE   207 0 9,006
VANGUARD INDEX FDS VALUE ETF 922908744   2,153,194 14,403 SH   SOLE   314 0 14,089
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   278,189 6,769 SH   SOLE   50 0 6,719
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   1,527,999 23,697 SH   SOLE   0 0 23,697
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   247,620 5,341 SH   SOLE   44 0 5,297
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   355,755 6,099 SH   SOLE   0 0 6,099
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   652,189 3,827 SH   SOLE   0 0 3,827
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   891,153 18,604 SH   SOLE   134 0 18,470