0000950123-20-000841.txt : 20200204 0000950123-20-000841.hdr.sgml : 20200204 20200204144746 ACCESSION NUMBER: 0000950123-20-000841 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20191231 FILED AS OF DATE: 20200204 DATE AS OF CHANGE: 20200204 EFFECTIVENESS DATE: 20200204 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FIRST NATIONAL TRUST CO CENTRAL INDEX KEY: 0001277303 IRS NUMBER: 200433578 STATE OF INCORPORATION: PA FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-10633 FILM NUMBER: 20572985 BUSINESS ADDRESS: STREET 1: ONE F.N.B. BLVD. CITY: HERMITAGE STATE: PA ZIP: 16148 BUSINESS PHONE: 8145362110 MAIL ADDRESS: STREET 1: 532 MAIN STREET CITY: JOHNSTOWN STATE: PA ZIP: 15901 13F-HR 1 primary_doc.xml 13F-HR LIVE false true false 0001277303 XXXXXXXX 12-31-2019 12-31-2019 First National Trust Co

532 Main Street Johnstown PA 15901

13F HOLDINGS REPORT 028-10633 N Kim Craig 412-320-2300 Kim Craig Pittsburgh PA 01-20-2020 1 527 1230796 false 1 028-14012 FNB Investment Advisors, Inc INFORMATION TABLE 2 form13fInfoTable.xml INFORMATION TABLE FOR FORM 13F ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1003 4764 SH SOLE 4679 0 85 ACCENTURE PLC IRELAND SHS CLASS A G1151C101 335 1593 SH OTR 1445 80 68 EATON CORP PLC SHS G29183103 5988 63213 SH SOLE 62106 53 1054 EATON CORP PLC SHS G29183103 193 2036 SH OTR 2036 0 0 INGERSOLL-RAND PLC SHS G47791101 240 1803 SH SOLE 1803 0 0 INGERSOLL-RAND PLC SHS G47791101 34 254 SH OTR 254 0 0 LINDE PLC SHS G5494J103 6760 31752 SH SOLE 31256 31 465 LINDE PLC SHS G5494J103 209 983 SH OTR 983 0 0 MEDTRONIC PLC SHS G5960L103 6392 56344 SH SOLE 56138 0 206 MEDTRONIC PLC SHS G5960L103 73 646 SH OTR 599 47 0 CHUBB LIMITED COM H1467J104 4695 30163 SH SOLE 30039 0 124 CHUBB LIMITED COM H1467J104 205 1316 SH OTR 1251 65 0 LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 277 2930 SH SOLE 2930 0 0 LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 40 420 SH OTR 420 0 0 WRIGHT MED GROUP N V ORD SHS N96617118 305 10000 SH SOLE 10000 0 0 AFLAC INC COM 001055102 4168 78798 SH SOLE 78710 0 88 AFLAC INC COM 001055102 537 10151 SH OTR 9323 600 228 AES CORP COM 00130H105 983 49389 SH SOLE 49389 0 0 AT&T INC COM 00206R102 3784 96818 SH SOLE 95989 0 829 AT&T INC COM 00206R102 621 15895 SH OTR 14020 1275 600 ABBOTT LABS COM 002824100 7304 84092 SH SOLE 83969 0 123 ABBOTT LABS COM 002824100 724 8338 SH OTR 8073 65 200 ABBVIE INC COM 00287Y109 12104 136701 SH SOLE 135624 66 1011 ABBVIE INC COM 00287Y109 828 9357 SH OTR 8592 500 265 ADELPHIA RECOVERY TR CVV ACC-1 INT 00685R409 0 38097 SH SOLE 38097 0 0 ADOBE INC COM 00724F101 479 1452 SH SOLE 1452 0 0 AIR PRODS & CHEMS INC COM 009158106 278 1183 SH SOLE 1183 0 0 AIR PRODS & CHEMS INC COM 009158106 82 350 SH OTR 350 0 0 ALLSTATE CORP COM 020002101 133 1187 SH SOLE 1187 0 0 ALLSTATE CORP COM 020002101 106 942 SH OTR 942 0 0 ALPHABET INC CAP STK CL C 02079K107 582 435 SH SOLE 435 0 0 ALPHABET INC CAP STK CL C 02079K107 100 75 SH OTR 75 0 0 ALPHABET INC CAP STK CL A 02079K305 10308 7696 SH SOLE 7671 0 25 ALPHABET INC CAP STK CL A 02079K305 378 282 SH OTR 241 41 0 ALTRIA GROUP INC COM 02209S103 2452 49132 SH SOLE 43136 0 5996 ALTRIA GROUP INC COM 02209S103 413 8277 SH OTR 7627 650 0 AMAZON COM INC COM 023135106 18865 10209 SH SOLE 10176 0 33 AMAZON COM INC COM 023135106 686 371 SH OTR 304 67 0 AMERICAN ELEC PWR CO INC COM 025537101 2737 28963 SH SOLE 28919 0 44 AMERICAN ELEC PWR CO INC COM 025537101 447 4726 SH OTR 4001 725 0 AMERICAN EXPRESS CO COM 025816109 3206 25753 SH SOLE 25285 21 447 AMERICAN EXPRESS CO COM 025816109 103 831 SH OTR 802 0 29 AMERICAN TOWER CORP NEW COM 03027X100 883 3842 SH SOLE 3842 0 0 AMERICAN TOWER CORP NEW COM 03027X100 40 175 SH OTR 175 0 0 AMGEN INC COM 031162100 11015 45694 SH SOLE 45523 0 171 AMGEN INC COM 031162100 853 3538 SH OTR 3304 134 100 ANALOG DEVICES INC COM 032654105 1346 11322 SH SOLE 11269 0 53 ANALOG DEVICES INC COM 032654105 394 3318 SH OTR 3318 0 0 APPLE INC COM 037833100 35546 121050 SH SOLE 120340 37 673 APPLE INC COM 037833100 3345 11391 SH OTR 10749 591 51 APPLIED MATLS INC COM 038222105 1131 18536 SH SOLE 18375 0 161 APPLIED MATLS INC COM 038222105 8 132 SH OTR 132 0 0 AQUA AMERICA INC COM 03836W103 257 5473 SH SOLE 5473 0 0 1AUTOMATIC DATA PROCESSING IN COM 053015103 4606 27016 SH SOLE 26985 0 31 AUTOMATIC DATA PROCESSING IN COM 053015103 868 5092 SH OTR 4689 365 38 BP PLC SPONSORED ADR 055622104 312 8274 SH SOLE 8274 0 0 BP PLC SPONSORED ADR 055622104 97 2575 SH OTR 1625 950 0 BANK AMER CORP COM 060505104 2695 76510 SH SOLE 76510 0 0 BANK AMER CORP COM 060505104 1 41 SH OTR 41 0 0 BANK NEW YORK MELLON CORP COM 064058100 319 6330 SH SOLE 6330 0 0 BAXTER INTL INC COM 071813109 5197 62150 SH SOLE 61873 0 277 BAXTER INTL INC COM 071813109 115 1373 SH OTR 676 697 0 BECTON DICKINSON & CO COM 075887109 691 2540 SH SOLE 2540 0 0 BECTON DICKINSON & CO COM 075887109 60 220 SH OTR 181 0 39 BERKSHIRE HATHAWAY INC DEL CL A 084670108 679 2 SH SOLE 2 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6949 30678 SH SOLE 30597 0 81 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 963 4253 SH OTR 2511 1742 0 BEST BUY INC COM 086516101 1018 11600 SH SOLE 11600 0 0 BEST BUY INC COM 086516101 91 1042 SH OTR 1042 0 0 BLACKROCK INC COM 09247X101 1573 3129 SH SOLE 3129 0 0 BLACKROCK INC COM 09247X101 40 80 SH OTR 80 0 0 BOEING CO COM 097023105 2579 7916 SH SOLE 7916 0 0 BOEING CO COM 097023105 190 583 SH OTR 568 15 0 BOOKING HLDGS INC COM 09857L108 4105 1999 SH SOLE 1990 0 9 BOOKING HLDGS INC COM 09857L108 99 48 SH OTR 43 5 0 BRISTOL MYERS SQUIBB CO COM 110122108 8015 124861 SH SOLE 124425 0 436 BRISTOL MYERS SQUIBB CO COM 110122108 796 12393 SH OTR 10592 1301 500 BROADCOM INC COM 11135F101 531 1680 SH SOLE 1680 0 0 BROADCOM INC COM 11135F101 8 24 SH OTR 24 0 0 CB FINL SVCS INC COM 12479G101 305 10135 SH SOLE 10135 0 0 CME GROUP INC COM 12572Q105 7692 38322 SH SOLE 37675 37 610 CME GROUP INC COM 12572Q105 312 1554 SH OTR 1516 0 38 CSX CORP COM 126408103 531 7337 SH SOLE 7337 0 0 CSX CORP COM 126408103 20 275 SH OTR 275 0 0 CAPITAL ONE FINL CORP COM 14040H105 834 8104 SH SOLE 8104 0 0 CARDINAL HEALTH INC COM 14149Y108 3419 67588 SH SOLE 66777 61 750 CARDINAL HEALTH INC COM 14149Y108 101 2002 SH OTR 1941 0 61 CARNIVAL CORP UNIT 99/99/9999 143658300 411 8083 SH SOLE 8083 0 0 CARNIVAL CORP UNIT 99/99/9999 143658300 4 70 SH OTR 70 0 0 CATERPILLAR INC DEL COM 149123101 507 3434 SH SOLE 3434 0 0 CATERPILLAR INC DEL COM 149123101 109 740 SH OTR 255 385 100 CENTURYLINK INC COM 156700106 208 15722 SH SOLE 15722 0 0 CHEVRON CORP NEW COM 166764100 16857 139880 SH SOLE 139034 37 809 CHEVRON CORP NEW COM 166764100 881 7314 SH OTR 6434 748 132 CHURCH & DWIGHT INC COM 171340102 4103 58337 SH SOLE 58145 0 192 CHURCH & DWIGHT INC COM 171340102 52 740 SH OTR 638 102 0 CISCO SYS INC COM 17275R102 11456 238858 SH SOLE 237288 65 1505 CISCO SYS INC COM 17275R102 590 12294 SH OTR 11217 1012 65 CITIGROUP GLOBAL MKTS HLDGS VLCTYSHS 3X INV 17325E309 950 270000 SH SOLE 0 0 270000 CITIZENS FINL SVCS INC COM 174615104 606 9847 SH SOLE 9847 0 0 CLOROX CO DEL COM 189054109 599 3903 SH SOLE 3903 0 0 COCA COLA CO COM 191216100 1776 32078 SH SOLE 32036 0 42 COCA COLA CO COM 191216100 147 2648 SH OTR 1848 800 0 COLGATE PALMOLIVE CO COM 194162103 262 3808 SH SOLE 3808 0 0 COLGATE PALMOLIVE CO COM 194162103 31 455 SH OTR 455 0 0 COMCAST CORP NEW CL A 20030N101 817 18166 SH SOLE 18166 0 0 COMCAST CORP NEW CL A 20030N101 105 2337 SH OTR 2251 0 86 CONOCOPHILLIPS COM 20825C104 597 9177 SH SOLE 9125 0 52 CONOCOPHILLIPS COM 20825C104 35 540 SH OTR 540 0 0 CONSTELLATION BRANDS INC CL A 21036P108 6079 32036 SH SOLE 31873 0 163 CONSTELLATION BRANDS INC CL A 21036P108 208 1095 SH OTR 1018 77 0 COOPER COS INC COM NEW 216648402 172 535 SH SOLE 535 0 0 COOPER COS INC COM NEW 216648402 67 210 SH OTR 210 0 0 1CORNING INC COM 219350105 555 19070 SH SOLE 19070 0 0 CORNING INC COM 219350105 118 4046 SH OTR 3472 450 124 CORTEVA INC COM 22052L104 418 14143 SH SOLE 14143 0 0 CORTEVA INC COM 22052L104 92 3098 SH OTR 2715 341 42 COSTCO WHSL CORP NEW COM 22160K105 1104 3757 SH SOLE 3757 0 0 COSTCO WHSL CORP NEW COM 22160K105 19 65 SH OTR 65 0 0 CUMMINS INC COM 231021106 186 1041 SH SOLE 1041 0 0 CUMMINS INC COM 231021106 55 305 SH OTR 305 0 0 DBX ETF TR XTRACK MSCI EAFE 233051200 878 25983 SH SOLE 25983 0 0 DANAHER CORPORATION COM 235851102 441 2871 SH SOLE 2871 0 0 DANAHER CORPORATION COM 235851102 118 770 SH OTR 670 0 100 DEAN FOODS CO NEW COM NEW 242370203 1 10000 SH SOLE 10000 0 0 DEERE & CO COM 244199105 499 2882 SH SOLE 2882 0 0 DEERE & CO COM 244199105 13 75 SH OTR 0 75 0 DELTA AIR LINES INC DEL COM NEW 247361702 200 3426 SH SOLE 3426 0 0 DELTA AIR LINES INC DEL COM NEW 247361702 1 21 SH OTR 21 0 0 DIAGEO P L C SPON ADR NEW 25243Q205 949 5637 SH SOLE 5637 0 0 DICKS SPORTING GOODS INC COM 253393102 216 4365 SH SOLE 4365 0 0 DIGITAL RLTY TR INC COM 253868103 9888 82579 SH SOLE 81657 40 882 DIGITAL RLTY TR INC COM 253868103 255 2131 SH OTR 1795 126 210 DISNEY WALT CO COM DISNEY 254687106 9976 68975 SH SOLE 68374 16 585 DISNEY WALT CO COM DISNEY 254687106 466 3223 SH OTR 2891 300 32 DISCOVER FINL SVCS COM 254709108 268 3161 SH SOLE 3161 0 0 DISCOVER FINL SVCS COM 254709108 31 367 SH OTR 367 0 0 DOLLAR GEN CORP NEW COM 256677105 442 2836 SH SOLE 2836 0 0 DOLLAR GEN CORP NEW COM 256677105 28 180 SH OTR 176 0 4 DOMINION ENERGY INC COM 25746U109 11427 137973 SH SOLE 136208 95 1670 DOMINION ENERGY INC COM 25746U109 616 7441 SH OTR 6686 622 133 DOW INC COM 260557103 1205 22014 SH SOLE 22014 0 0 DOW INC COM 260557103 189 3456 SH OTR 2740 674 42 DUKE ENERGY CORP NEW COM NEW 26441C204 1645 18030 SH SOLE 17996 0 34 DUKE ENERGY CORP NEW COM NEW 26441C204 74 807 SH OTR 807 0 0 DUPONT DE NEMOURS INC COM 26614N102 2787 43415 SH SOLE 43296 0 119 DUPONT DE NEMOURS INC COM 26614N102 256 3984 SH OTR 3226 701 57 ECOLAB INC COM 278865100 466 2413 SH SOLE 2413 0 0 EDWARDS LIFESCIENCES CORP COM 28176E108 789 3383 SH SOLE 3383 0 0 ELECTRONIC ARTS INC COM 285512109 3752 34902 SH SOLE 34709 0 193 ELECTRONIC ARTS INC COM 285512109 58 544 SH OTR 500 44 0 EMERSON ELEC CO COM 291011104 2156 28269 SH SOLE 28232 0 37 EMERSON ELEC CO COM 291011104 238 3124 SH OTR 2779 345 0 ENERGY TRANSFER LP COM UT LTD PTN 29273V100 665 51799 SH SOLE 51799 0 0 ENTERPRISE PRODS PARTNERS L COM 293792107 394 13999 SH SOLE 13999 0 0 EXELON CORP COM 30161N101 234 5125 SH SOLE 5125 0 0 EXELON CORP COM 30161N101 11 250 SH OTR 250 0 0 EXEO ENTMT INC COM 30162T107 36 36496 SH SOLE 36496 0 0 EXXON MOBIL CORP COM 30231G102 8333 119424 SH SOLE 118619 46 759 EXXON MOBIL CORP COM 30231G102 723 10357 SH OTR 8771 1350 236 FNB CORP PA COM 302520101 13494 1062556 SH SOLE 0 0 1062556 FNB CORP PA COM 302520101 840 66169 SH OTR 0 0 66169 FACEBOOK INC CL A 30303M102 7829 38144 SH SOLE 37990 0 154 FACEBOOK INC CL A 30303M102 401 1952 SH OTR 1121 831 0 FEDERATED INVS INC PA CL B 314211103 542 16644 SH SOLE 16644 0 0 FEDERATED INVS INC PA CL B 314211103 35 1085 SH OTR 785 300 0 FEDEX CORP COM 31428X106 319 2108 SH SOLE 2108 0 0 FEDEX CORP COM 31428X106 43 282 SH OTR 282 0 0 FIFTH THIRD BANCORP COM 316773100 1692 55058 SH SOLE 54928 0 130 FIFTH THIRD BANCORP COM 316773100 132 4285 SH OTR 2949 1336 0 FIRST COMWLTH FINL CORP PA COM 319829107 133 9184 SH SOLE 9184 0 0 FIRST COMWLTH FINL CORP PA COM 319829107 34 2360 SH OTR 2360 0 0 FISERV INC COM 337738108 270 2335 SH SOLE 2335 0 0 1FORD MTR CO DEL COM 345370860 303 32556 SH SOLE 32556 0 0 FORD MTR CO DEL COM 345370860 14 1500 SH OTR 0 1500 0 GENERAL DYNAMICS CORP COM 369550108 2402 13619 SH SOLE 13587 0 32 GENERAL DYNAMICS CORP COM 369550108 145 825 SH OTR 725 100 0 GENERAL ELECTRIC CO COM 369604103 174 15627 SH SOLE 15627 0 0 GENERAL ELECTRIC CO COM 369604103 37 3314 SH OTR 3064 250 0 GENERAL MLS INC COM 370334104 6793 126839 SH SOLE 124931 115 1793 GENERAL MLS INC COM 370334104 158 2952 SH OTR 2747 0 205 GENUINE PARTS CO COM 372460105 2149 20228 SH SOLE 20206 0 22 GENUINE PARTS CO COM 372460105 187 1757 SH OTR 1757 0 0 HP INC COM 40434L105 669 32569 SH SOLE 32569 0 0 HP INC COM 40434L105 59 2889 SH OTR 2889 0 0 HASBRO INC COM 418056107 3000 28404 SH SOLE 28267 47 90 HASBRO INC COM 418056107 89 840 SH OTR 809 0 31 HEALTHPEAK PPTYS INC COM 42250P103 307 8894 SH SOLE 8894 0 0 HEALTHPEAK PPTYS INC COM 42250P103 18 510 SH OTR 110 400 0 HERSHEY CO COM 427866108 1642 11173 SH SOLE 11088 0 85 HERSHEY CO COM 427866108 138 937 SH OTR 937 0 0 HI CRUSH INC COM 428337109 21 24168 SH SOLE 24168 0 0 HOME DEPOT INC COM 437076102 16584 75940 SH SOLE 75482 0 458 HOME DEPOT INC COM 437076102 1198 5487 SH OTR 5091 386 10 HONEYWELL INTL INC COM 438516106 15746 88963 SH SOLE 88262 33 668 HONEYWELL INTL INC COM 438516106 1023 5779 SH OTR 5254 492 33 HUMANA INC COM 444859102 235 641 SH SOLE 641 0 0 HUNTINGTON BANCSHARES INC COM 446150104 3868 256508 SH SOLE 252487 256 3765 HUNTINGTON BANCSHARES INC COM 446150104 100 6641 SH OTR 6385 0 256 ILLINOIS TOOL WKS INC COM 452308109 2404 13383 SH SOLE 13383 0 0 INTEL CORP COM 458140100 7802 130354 SH SOLE 130234 0 120 INTEL CORP COM 458140100 955 15950 SH OTR 14659 1000 291 INTERCONTINENTAL EXCHANGE IN COM 45866F104 198 2140 SH SOLE 2140 0 0 INTERCONTINENTAL EXCHANGE IN COM 45866F104 78 842 SH OTR 487 0 355 INTERNATIONAL BUSINESS MACHS COM 459200101 11173 83358 SH SOLE 82516 53 789 INTERNATIONAL BUSINESS MACHS COM 459200101 221 1649 SH OTR 1438 158 53 INTL PAPER CO COM 460146103 283 6137 SH SOLE 6137 0 0 INTL PAPER CO COM 460146103 3 70 SH OTR 70 0 0 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR 46090A887 639 12693 SH SOLE 12693 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 668 3141 SH SOLE 3141 0 0 INVESCO QQQ TR UNIT SER 1 46090E103 127 595 SH OTR 595 0 0 INTUIT COM 461202103 223 853 SH SOLE 853 0 0 INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 543 2742 SH SOLE 2742 0 0 INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 459 7875 SH SOLE 7875 0 0 ISHARES S&P GSCI COMMODITY I UNIT BEN INT 46428R107 345 21260 SH SOLE 21260 0 0 ISHARES GOLD TRUST ISHARES 464285105 686 47320 SH SOLE 47320 0 0 ISHARES TR SELECT DIVID ETF 464287168 2521 23855 SH SOLE 23855 0 0 ISHARES TR SELECT DIVID ETF 464287168 113 1066 SH OTR 1066 0 0 ISHARES TR TIPS BD ETF 464287176 2474 21222 SH SOLE 21222 0 0 ISHARES TR CORE S&P500 ETF 464287200 15716 48621 SH SOLE 48621 0 0 ISHARES TR CORE US AGGBD ET 464287226 586 5219 SH SOLE 5219 0 0 ISHARES TR MSCI EMG MKT ETF 464287234 1383 30831 SH SOLE 30831 0 0 ISHARES TR S&P 500 GRWT ETF 464287309 981 5066 SH SOLE 5066 0 0 ISHARES TR S&P 500 VAL ETF 464287408 234 1802 SH SOLE 1802 0 0 ISHARES TR MSCI EAFE ETF 464287465 12834 184816 SH SOLE 183278 1538 0 ISHARES TR MSCI EAFE ETF 464287465 27 383 SH OTR 383 0 0 ISHARES TR RUS MDCP VAL ETF 464287473 2708 28571 SH SOLE 28571 0 0 ISHARES TR RUS MDCP VAL ETF 464287473 37 395 SH OTR 0 395 0 ISHARES TR RUS MD CP GR ETF 464287481 4018 26332 SH SOLE 26332 0 0 ISHARES TR RUS MD CP GR ETF 464287481 44 290 SH OTR 0 290 0 ISHARES TR RUS MID CAP ETF 464287499 3932 65943 SH SOLE 65943 0 0 ISHARES TR RUS MID CAP ETF 464287499 119 2000 SH OTR 2000 0 0 ISHARES TR CORE S&P MCP ETF 464287507 22554 109579 SH SOLE 108854 725 0 1ISHARES TR CORE S&P MCP ETF 464287507 212 1030 SH OTR 870 0 160 ISHARES TR COHEN STEER REIT 464287564 204 1747 SH SOLE 1747 0 0 ISHARES TR RUS 1000 VAL ETF 464287598 1772 12980 SH SOLE 12980 0 0 ISHARES TR RUS 1000 GRW ETF 464287614 2364 13440 SH SOLE 13440 0 0 ISHARES TR RUS 1000 ETF 464287622 723 4050 SH SOLE 4050 0 0 ISHARES TR RUS 2000 VAL ETF 464287630 246 1910 SH SOLE 1910 0 0 ISHARES TR RUS 2000 VAL ETF 464287630 6 44 SH OTR 44 0 0 ISHARES TR RUS 2000 GRW ETF 464287648 558 2603 SH SOLE 2603 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 9843 59414 SH SOLE 59414 0 0 ISHARES TR RUSSELL 2000 ETF 464287655 190 1144 SH OTR 903 241 0 ISHARES TR RUSSELL 3000 ETF 464287689 252 1336 SH SOLE 1336 0 0 ISHARES TR U.S. TECH ETF 464287721 1223 5257 SH SOLE 5257 0 0 ISHARES TR CORE S&P SCP ETF 464287804 5028 59963 SH SOLE 59963 0 0 ISHARES TR CORE S&P SCP ETF 464287804 154 1834 SH OTR 1444 0 390 ISHARES TR SHRT NAT MUN ETF 464288158 195 1823 SH SOLE 1823 0 0 ISHARES TR SHRT NAT MUN ETF 464288158 102 953 SH OTR 953 0 0 ISHARES TR EAFE SML CP ETF 464288273 274 4394 SH SOLE 4394 0 0 ISHARES TR JPMORGAN USD EMG 464288281 435 3800 SH SOLE 3800 0 0 ISHARES TR NATIONAL MUN ETF 464288414 170 1490 SH SOLE 1490 0 0 ISHARES TR NATIONAL MUN ETF 464288414 319 2800 SH OTR 2800 0 0 ISHARES TR IBOXX HI YD ETF 464288513 303 3451 SH SOLE 3451 0 0 ISHARES TR MBS ETF 464288588 465 4300 SH SOLE 4300 0 0 ISHARES TR INTRM GOV CR ETF 464288612 469 4161 SH SOLE 4161 0 0 ISHARES TR INTRM TR CRP ETF 464288638 341 5880 SH SOLE 5880 0 0 ISHARES TR 3 7 YR TREAS BD 464288661 234 1860 SH SOLE 1860 0 0 ISHARES TR PFD AND INCM SEC 464288687 4708 125250 SH SOLE 96750 0 28500 ISHARES TR PFD AND INCM SEC 464288687 153 4057 SH OTR 850 400 2807 ISHARES TR FLTG RATE NT ETF 46429B655 953 18707 SH SOLE 18707 0 0 ISHARES TR MIN VOL EAFE ETF 46429B689 461 6183 SH SOLE 6183 0 0 ISHARES TR MSCI MIN VOL ETF 46429B697 904 13781 SH SOLE 13781 0 0 ISHARES US ETF TR SHT MAT BD ETF 46431W507 639 12722 SH SOLE 12722 0 0 ISHARES TR USA QUALITY FCTR 46432F339 346 3425 SH SOLE 3425 0 0 ISHARES TR USA MOMENTUM FCT 46432F396 293 2332 SH SOLE 2332 0 0 ISHARES TR CORE MSCI EAFE 46432F842 16912 259221 SH SOLE 259221 0 0 ISHARES TR CORE MSCI EAFE 46432F842 35 532 SH OTR 532 0 0 ISHARES INC CORE MSCI EMKT 46434G103 4575 85103 SH SOLE 85103 0 0 JPMORGAN CHASE & CO COM 46625H100 26726 191722 SH SOLE 190169 68 1485 JPMORGAN CHASE & CO COM 46625H100 1467 10525 SH OTR 9828 629 68 JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 8034 159319 SH SOLE 159319 0 0 JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 690 13680 SH OTR 8583 5097 0 JD COM INC SPON ADR CL A 47215P106 6932 196776 SH SOLE 196776 0 0 JOHNSON & JOHNSON COM 478160104 20122 137947 SH SOLE 136962 46 939 JOHNSON & JOHNSON COM 478160104 1019 6983 SH OTR 6044 693 246 KEURIG DR PEPPER INC COM 49271V100 277 9566 SH SOLE 9566 0 0 KIMBERLY CLARK CORP COM 494368103 733 5330 SH SOLE 5330 0 0 KIMBERLY CLARK CORP COM 494368103 259 1886 SH OTR 1404 460 22 KITE RLTY GROUP TR COM NEW 49803T300 212 10872 SH SOLE 10872 0 0 KROGER CO COM 501044101 208 7158 SH SOLE 7158 0 0 LILLY ELI & CO COM 532457108 4144 31529 SH SOLE 31481 0 48 LILLY ELI & CO COM 532457108 897 6827 SH OTR 6102 725 0 LOCKHEED MARTIN CORP COM 539830109 15837 40673 SH SOLE 40279 19 375 LOCKHEED MARTIN CORP COM 539830109 420 1079 SH OTR 999 31 49 LOWES COS INC COM 548661107 1979 16525 SH SOLE 16525 0 0 LOWES COS INC COM 548661107 55 460 SH OTR 460 0 0 M & T BK CORP COM 55261F104 1031 6073 SH SOLE 6073 0 0 MB BANCORP INC COM 55280E104 213 13611 SH SOLE 13611 0 0 MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 1014 16134 SH SOLE 16134 0 0 MARATHON PETE CORP COM 56585A102 933 15480 SH SOLE 15480 0 0 MARATHON PETE CORP COM 56585A102 14 226 SH OTR 226 0 0 MARSH & MCLENNAN COS INC COM 571748102 499 4480 SH SOLE 4480 0 0 1MARSH & MCLENNAN COS INC COM 571748102 1 6 SH OTR 6 0 0 MARRIOTT INTL INC NEW CL A 571903202 104 686 SH SOLE 686 0 0 MARRIOTT INTL INC NEW CL A 571903202 110 725 SH OTR 725 0 0 MARTIN MARIETTA MATLS INC COM 573284106 254 910 SH SOLE 910 0 0 MASTERCARD INC CL A 57636Q104 1174 3932 SH SOLE 3932 0 0 MASTERCARD INC CL A 57636Q104 2 8 SH OTR 8 0 0 MATTHEWS INTL CORP CL A 577128101 681 17851 SH SOLE 17851 0 0 MCDONALDS CORP COM 580135101 10217 51703 SH SOLE 51261 27 415 MCDONALDS CORP COM 580135101 533 2698 SH OTR 2572 100 26 MCKESSON CORP COM 58155Q103 181 1309 SH SOLE 1309 0 0 MCKESSON CORP COM 58155Q103 66 480 SH OTR 480 0 0 MEDIZONE INTL INC COM 585013105 0 13500 SH SOLE 0 0 13500 MERCK & CO INC COM 58933Y105 11640 127986 SH SOLE 126869 66 1051 MERCK & CO INC COM 58933Y105 7253 79751 SH OTR 78660 625 466 METLIFE INC COM 59156R108 1909 37446 SH SOLE 37446 0 0 METLIFE INC COM 59156R108 183 3583 SH OTR 3382 61 140 MICROSOFT CORP COM 594918104 37804 239719 SH SOLE 238683 33 1003 MICROSOFT CORP COM 594918104 1980 12553 SH OTR 11417 1018 118 MONDELEZ INTL INC CL A 609207105 544 9884 SH SOLE 6899 0 2985 MONDELEZ INTL INC CL A 609207105 10 173 SH OTR 173 0 0 MONSTER BEVERAGE CORP NEW COM 61174X109 3668 57718 SH SOLE 57447 0 271 MONSTER BEVERAGE CORP NEW COM 61174X109 103 1614 SH OTR 1471 143 0 MORGAN STANLEY COM NEW 617446448 696 13608 SH SOLE 13608 0 0 MORGAN STANLEY COM NEW 617446448 54 1065 SH OTR 1065 0 0 NBT BANCORP INC COM 628778102 596 14685 SH SOLE 14685 0 0 NASDAQ INC COM 631103108 5452 50908 SH SOLE 50668 0 240 NASDAQ INC COM 631103108 116 1085 SH OTR 959 126 0 NATIONAL FUEL GAS CO N J COM 636180101 382 8198 SH SOLE 8198 0 0 NETFLIX INC COM 64110L106 1029 3180 SH SOLE 3180 0 0 NETFLIX INC COM 64110L106 28 85 SH OTR 65 20 0 NEXTERA ENERGY INC COM 65339F101 19492 80494 SH SOLE 79835 27 632 NEXTERA ENERGY INC COM 65339F101 749 3092 SH OTR 2678 391 23 NIKE INC CL B 654106103 2153 21256 SH SOLE 21256 0 0 NIKE INC CL B 654106103 147 1452 SH OTR 1020 348 84 NORDSTROM INC COM 655664100 409 10000 SH SOLE 10000 0 0 NORFOLK SOUTHERN CORP COM 655844108 1348 6943 SH SOLE 6943 0 0 NORFOLK SOUTHERN CORP COM 655844108 655 3376 SH OTR 3066 310 0 NORTHROP GRUMMAN CORP COM 666807102 3209 9328 SH SOLE 9179 9 140 NORTHROP GRUMMAN CORP COM 666807102 197 574 SH OTR 374 200 0 NVIDIA CORP COM 67066G104 5756 24463 SH SOLE 24358 0 105 NVIDIA CORP COM 67066G104 96 409 SH OTR 353 56 0 NUTRIEN LTD COM 67077M108 199 4161 SH SOLE 4161 0 0 NUTRIEN LTD COM 67077M108 15 303 SH OTR 303 0 0 ONEOK INC NEW COM 682680103 2242 29635 SH SOLE 29635 0 0 ONEOK INC NEW COM 682680103 53 702 SH OTR 702 0 0 ORACLE CORP COM 68389X105 8838 166818 SH SOLE 165432 60 1326 ORACLE CORP COM 68389X105 206 3880 SH OTR 3644 180 56 PNC FINL SVCS GROUP INC COM 693475105 3147 19713 SH SOLE 19713 0 0 PNC FINL SVCS GROUP INC COM 693475105 303 1897 SH OTR 1897 0 0 PPG INDS INC COM 693506107 1250 9362 SH SOLE 9362 0 0 PPG INDS INC COM 693506107 511 3831 SH OTR 3217 600 14 PPL CORP COM 69351T106 1786 49777 SH SOLE 48224 75 1478 PPL CORP COM 69351T106 73 2025 SH OTR 1800 225 0 PACKAGING CORP AMER COM 695156109 212 1894 SH SOLE 1894 0 0 PACKAGING CORP AMER COM 695156109 74 657 SH OTR 613 0 44 PARKER HANNIFIN CORP COM 701094104 919 4466 SH SOLE 4466 0 0 PAYCHEX INC COM 704326107 1475 17338 SH SOLE 17338 0 0 PAYCHEX INC COM 704326107 390 4581 SH OTR 4581 0 0 PAYPAL HLDGS INC COM 70450Y103 6594 60958 SH SOLE 60661 0 297 PAYPAL HLDGS INC COM 70450Y103 189 1745 SH OTR 1206 539 0 1PENNSYLVANIA RL ESTATE INVT SH BEN INT 709102107 72 13500 SH SOLE 13500 0 0 PEOPLES UTD FINL INC COM 712704105 572 33817 SH SOLE 33817 0 0 PEPSICO INC COM 713448108 11499 84135 SH SOLE 83270 53 812 PEPSICO INC COM 713448108 794 5813 SH OTR 5442 299 72 PFIZER INC COM 717081103 6979 178117 SH SOLE 176353 97 1667 PFIZER INC COM 717081103 238 6087 SH OTR 4532 1355 200 PHILIP MORRIS INTL INC COM 718172109 1383 16257 SH SOLE 11749 0 4508 PHILIP MORRIS INTL INC COM 718172109 36 424 SH OTR 174 250 0 PHILLIPS 66 COM 718546104 1491 13386 SH SOLE 13386 0 0 PHILLIPS 66 COM 718546104 135 1208 SH OTR 1180 0 28 PIMCO ETF TR ENHAN SHRT MA AC 72201R833 636 6262 SH SOLE 6262 0 0 PRICE T ROWE GROUP INC COM 74144T108 3715 30493 SH SOLE 30373 0 120 PRICE T ROWE GROUP INC COM 74144T108 213 1746 SH OTR 1469 77 200 PRINCIPAL FINL GROUP INC COM 74251V102 198 3601 SH SOLE 3601 0 0 PRINCIPAL FINL GROUP INC COM 74251V102 46 845 SH OTR 845 0 0 PROCTER & GAMBLE CO COM 742718109 6722 53819 SH SOLE 53786 0 33 PROCTER & GAMBLE CO COM 742718109 719 5753 SH OTR 2094 758 2901 PROLOGIS INC COM 74340W103 294 3294 SH SOLE 3294 0 0 PROLOGIS INC COM 74340W103 3 34 SH OTR 12 0 22 PRUDENTIAL FINL INC COM 744320102 3860 41179 SH SOLE 40713 31 435 PRUDENTIAL FINL INC COM 744320102 180 1919 SH OTR 1590 200 129 PUBLIC SVC ENTERPRISE GRP IN COM 744573106 366 6203 SH SOLE 6203 0 0 PUBLIC SVC ENTERPRISE GRP IN COM 744573106 138 2344 SH OTR 2344 0 0 QUALCOMM INC COM 747525103 1101 12476 SH SOLE 12476 0 0 QUALCOMM INC COM 747525103 37 418 SH OTR 361 0 57 RAYTHEON CO COM NEW 755111507 3366 15317 SH SOLE 15248 0 69 RAYTHEON CO COM NEW 755111507 178 812 SH OTR 696 16 100 REALTY INCOME CORP COM 756109104 5068 68824 SH SOLE 67774 68 982 REALTY INCOME CORP COM 756109104 270 3673 SH OTR 3673 0 0 ROPER TECHNOLOGIES INC COM 776696106 296 835 SH SOLE 835 0 0 ROPER TECHNOLOGIES INC COM 776696106 9 26 SH OTR 26 0 0 ROYAL BK CDA MONTREAL QUE COM 780087102 435 5494 SH SOLE 5494 0 0 ROYAL DUTCH SHELL PLC SPON ADR B 780259107 797 13285 SH SOLE 13233 0 52 ROYAL DUTCH SHELL PLC SPON ADR B 780259107 230 3832 SH OTR 3307 525 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 36826 114415 SH SOLE 114415 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 354 1100 SH OTR 1100 0 0 SPDR GOLD TRUST GOLD SHS 78463V107 41210 288382 SH SOLE 286812 138 1432 SPDR GOLD TRUST GOLD SHS 78463V107 710 4968 SH OTR 4151 817 0 SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 5668 87848 SH SOLE 87848 0 0 SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 17 256 SH OTR 256 0 0 SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 6618 100718 SH SOLE 100718 0 0 SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 48 724 SH OTR 575 149 0 SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 27611 658823 SH SOLE 658823 0 0 SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 398 9502 SH OTR 6985 1727 790 SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 19112 547477 SH SOLE 547477 0 0 SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 283 8112 SH OTR 6541 1571 0 SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 277 9600 SH SOLE 9600 0 0 SPDR SERIES TRUST S&P DIVID ETF 78464A763 394 3662 SH SOLE 3662 0 0 SPDR SERIES TRUST S&P DIVID ETF 78464A763 215 2000 SH OTR 2000 0 0 SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 8297 145329 SH SOLE 145329 0 0 SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 8715 159083 SH SOLE 159083 0 0 SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 444 8103 SH OTR 8103 0 0 SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 358 954 SH SOLE 954 0 0 SALESFORCE COM INC COM 79466L302 4723 29039 SH SOLE 28895 0 144 SALESFORCE COM INC COM 79466L302 66 403 SH OTR 328 75 0 SCHLUMBERGER LTD COM 806857108 656 16326 SH SOLE 16326 0 0 SCHLUMBERGER LTD COM 806857108 0 5 SH OTR 5 0 0 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2518 45847 SH SOLE 45847 0 0 SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 110 2010 SH OTR 0 2010 0 SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4518 89506 SH SOLE 89506 0 0 1SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1274 20736 SH SOLE 20736 0 0 SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 21 350 SH OTR 350 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1652 16216 SH SOLE 16216 0 0 SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 6 60 SH OTR 60 0 0 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 860 13660 SH SOLE 13660 0 0 SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 9 146 SH OTR 146 0 0 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1483 11828 SH SOLE 11828 0 0 SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 72 575 SH OTR 575 0 0 SELECT SECTOR SPDR TR ENERGY 81369Y506 738 12298 SH SOLE 12298 0 0 SELECT SECTOR SPDR TR ENERGY 81369Y506 15 250 SH OTR 250 0 0 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1318 42805 SH SOLE 42805 0 0 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 13 437 SH OTR 437 0 0 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1046 12834 SH SOLE 12834 0 0 SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 5 60 SH OTR 60 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1160 12652 SH SOLE 12652 0 0 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 48 528 SH OTR 428 0 100 SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 5069 131096 SH SOLE 131096 0 0 SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 8 213 SH OTR 213 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 591 9140 SH SOLE 9140 0 0 SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 66 1029 SH OTR 356 0 673 SHELL MIDSTREAM PARTNERS L P UNIT LTD INT 822634101 239 11840 SH SOLE 11840 0 0 SHERWIN WILLIAMS CO COM 824348106 229 392 SH SOLE 392 0 0 SMUCKER J M CO COM NEW 832696405 200 1917 SH SOLE 1917 0 0 SMUCKER J M CO COM NEW 832696405 27 264 SH OTR 264 0 0 SOUTHERN CO COM 842587107 3150 49453 SH SOLE 49453 0 0 SOUTHERN CO COM 842587107 243 3808 SH OTR 3628 180 0 STARBUCKS CORP COM 855244109 324 3681 SH SOLE 3681 0 0 STARBUCKS CORP COM 855244109 12 132 SH OTR 132 0 0 STATE STR CORP COM 857477103 1161 14676 SH SOLE 14676 0 0 STATE STR CORP COM 857477103 10 126 SH OTR 6 120 0 STRYKER CORP COM 863667101 1168 5562 SH SOLE 5562 0 0 STRYKER CORP COM 863667101 28 134 SH OTR 0 0 134 SUN LIFE FINL INC COM 866796105 353 7741 SH SOLE 7741 0 0 SWEDISH EXPT CR CORP ROG TTL ETN 22 870297801 341 63270 SH SOLE 63270 0 0 SYSCO CORP COM 871829107 10920 127664 SH SOLE 126211 77 1376 SYSCO CORP COM 871829107 198 2320 SH OTR 2122 140 58 TJX COS INC NEW COM 872540109 2493 40827 SH SOLE 40527 24 276 TJX COS INC NEW COM 872540109 125 2053 SH OTR 2030 0 23 TARGET CORP COM 87612E106 2585 20161 SH SOLE 20131 0 30 TARGET CORP COM 87612E106 123 960 SH OTR 735 225 0 TESLA INC COM 88160R101 209 500 SH SOLE 500 0 0 TEXAS INSTRS INC COM 882508104 4524 35267 SH SOLE 34687 20 560 TEXAS INSTRS INC COM 882508104 157 1226 SH OTR 1192 0 34 THERMO FISHER SCIENTIFIC INC COM 883556102 5277 16242 SH SOLE 16191 0 51 THERMO FISHER SCIENTIFIC INC COM 883556102 97 298 SH OTR 270 28 0 3M CO COM 88579Y101 7111 40306 SH SOLE 40214 0 92 3M CO COM 88579Y101 652 3697 SH OTR 3522 175 0 TRAVELERS COMPANIES INC COM 89417E109 5441 39732 SH SOLE 39227 29 476 TRAVELERS COMPANIES INC COM 89417E109 290 2116 SH OTR 2048 0 68 TRUIST FINL CORP COM 89832Q109 6424 114055 SH SOLE 112661 89 1305 TRUIST FINL CORP COM 89832Q109 420 7464 SH OTR 7309 79 76 TURQUOISE HILL RES LTD COM 900435108 7 10000 SH SOLE 10000 0 0 UNION PACIFIC CORP COM 907818108 3573 19762 SH SOLE 19762 0 0 UNION PACIFIC CORP COM 907818108 81 448 SH OTR 448 0 0 UNITED PARCEL SERVICE INC CL B 911312106 1749 14942 SH SOLE 14917 0 25 UNITED PARCEL SERVICE INC CL B 911312106 35 295 SH OTR 284 0 11 U S LTG GROUP INC COM 91214A108 90 100000 SH SOLE 100000 0 0 UNITED TECHNOLOGIES CORP COM 913017109 4916 32823 SH SOLE 32509 21 293 UNITED TECHNOLOGIES CORP COM 913017109 437 2918 SH OTR 2738 150 30 UNITEDHEALTH GROUP INC COM 91324P102 11182 38036 SH SOLE 37933 0 103 1UNITEDHEALTH GROUP INC COM 91324P102 388 1320 SH OTR 1266 54 0 V F CORP COM 918204108 1618 16240 SH SOLE 16240 0 0 V F CORP COM 918204108 261 2621 SH OTR 2053 400 168 VALERO ENERGY CORP NEW COM 91913Y100 9833 105001 SH SOLE 103932 56 1013 VALERO ENERGY CORP NEW COM 91913Y100 449 4791 SH OTR 4399 335 57 VANGUARD GROUP DIV APP ETF 921908844 1715 13759 SH SOLE 13759 0 0 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2691 61080 SH SOLE 61080 0 0 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 4 100 SH OTR 0 0 100 VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 7515 80189 SH SOLE 80189 0 0 VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 426 4550 SH OTR 3540 0 1010 VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 205 1070 SH SOLE 1070 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 2075 8474 SH SOLE 8474 0 0 VANGUARD WORLD FDS INF TECH ETF 92204A702 12 50 SH OTR 50 0 0 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4584 41257 SH SOLE 41257 0 0 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 212 3938 SH SOLE 3938 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1011 22740 SH SOLE 22740 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9006 111147 SH SOLE 111147 0 0 VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 304 3750 SH OTR 0 3750 0 VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 309 2576 SH SOLE 2576 0 0 VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 3988 75010 SH SOLE 75010 0 0 VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 1968 19416 SH SOLE 19416 0 0 VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 1453 17444 SH SOLE 17444 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4599 50356 SH SOLE 50356 0 0 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 373 4083 SH OTR 2464 1619 0 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2950 9974 SH SOLE 9974 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 990 10673 SH SOLE 10673 0 0 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 67 722 SH OTR 722 0 0 VANGUARD INDEX FDS MID CAP ETF 922908629 1932 10844 SH SOLE 10844 0 0 VANGUARD INDEX FDS LARGE CAP ETF 922908637 313 2120 SH SOLE 2120 0 0 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 227 1801 SH SOLE 1801 0 0 VANGUARD INDEX FDS GROWTH ETF 922908736 342 1880 SH SOLE 1880 0 0 VANGUARD INDEX FDS VALUE ETF 922908744 371 3094 SH SOLE 3094 0 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 1618 9768 SH SOLE 9768 0 0 VANGUARD INDEX FDS TOTAL STK MKT 922908769 453 2767 SH SOLE 2767 0 0 VERIZON COMMUNICATIONS INC COM 92343V104 18471 300828 SH SOLE 298173 94 2561 VERIZON COMMUNICATIONS INC COM 92343V104 1170 19049 SH OTR 16872 1997 180 VISA INC COM CL A 92826C839 10918 58107 SH SOLE 57951 0 156 VISA INC COM CL A 92826C839 702 3737 SH OTR 3255 82 400 WABTEC CORP COM 929740108 234 3009 SH SOLE 3009 0 0 WABTEC CORP COM 929740108 1 15 SH OTR 15 0 0 WALMART INC COM 931142103 9982 83997 SH SOLE 83319 39 639 WALMART INC COM 931142103 731 6155 SH OTR 5041 1075 39 WALGREENS BOOTS ALLIANCE INC COM 931427108 343 5823 SH SOLE 5823 0 0 WALGREENS BOOTS ALLIANCE INC COM 931427108 23 393 SH OTR 393 0 0 WASTE MGMT INC DEL COM 94106L109 4222 37048 SH SOLE 36887 0 161 WASTE MGMT INC DEL COM 94106L109 171 1502 SH OTR 1418 84 0 WELLS FARGO CO NEW COM 949746101 3263 60653 SH SOLE 60653 0 0 WELLS FARGO CO NEW COM 949746101 205 3806 SH OTR 3446 360 0 WESTERN UN CO COM 959802109 1154 43085 SH SOLE 43085 0 0 WESTERN UN CO COM 959802109 11 408 SH OTR 408 0 0 WEYERHAEUSER CO COM 962166104 226 7484 SH SOLE 7484 0 0 WEYERHAEUSER CO COM 962166104 18 600 SH OTR 600 0 0 WILLIAMS COS INC DEL COM 969457100 341 14369 SH SOLE 14369 0 0 YUM BRANDS INC COM 988498101 241 2395 SH SOLE 2395 0 0