SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person* VEST DAVID (Last) (First) (Middle) 601 WEST MARKET STREET (Street) LOUISVILLE KY 40202 (City) (State) (Zip)	2. Date of Event Requiring Statement (Month/Day/Year) 01/15/2004	3. Issuer Name and Ticker or Trading Symbol REPUBLIC BANCORP INC /KY/ [ RBCAA ]
		4. Relationship of Reporting Person(s) to Issuer (Check all applicable) Director 10% Owner X Officer (give title below) Other (specify below) Executive Vice President	5. If Amendment, Date of Original Filed (Month/Day/Year)
			6. Individual or Joint/Group Filing (Check Applicable Line) X Form filed by One Reporting Person Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A Common Stock	35,626	D
Class A Common Stock	8,075	I	Held in 401(k) plan
Class A Common Stock	1,167.4207	I	Held in ESOP
Class A Common Stock	700	I	Held by son

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option, Right to Purchase	08/01/2004	07/31/2005	Class A Common Stock	3,750	$13	D
Employee Stock Option, Right to Purchase	12/28/2005	12/27/2006	Class A Common Stock	12,000	$5.88	D
Employee Stock Option, Right to Purchase	12/28/2006	12/27/2007	Class A Common Stock	12,000	$5.88	D
Employee Stock Option, Right to Purchase	01/26/2006	01/25/2007	Class A Common Stock	3,750	$6.81	D
Employee Stock Option, Right to Purchase	04/11/2007	04/10/2008	Class A Common Stock	10,000	$10.6	D
Employee Stock Option, Right to Purchase	04/11/2008	04/10/2009	Class A Common Stock	10,000	$10.6	D
Class B Common Stock	(1)	(2)	Class A Common Stock(3)	140	$0	I	Held by son
Class B Common Stock	(1)	(2)	Class A Common Stock(3)	1,715	$0	I	Held in 401(k) plan

Explanation of Responses:

1. Immediate

2. None

3. Class B Common Stock is convertible into Class A Common Stock on a share for share basis.

	/s/ David Vest	01/15/2004
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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