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<link:definition>028 - Disclosure - INVESTMENT SECURITIES (Details 1)</link:definition>
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<link:definition>029 - Disclosure - INVESTMENT SECURITIES (Details Textual)</link:definition>
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<link:definition>030 - Disclosure - LOANS (Details)</link:definition>
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<link:definition>031 - Disclosure - LOANS (Details 1)</link:definition>
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<link:definition>032 - Disclosure - LOANS (Details 2)</link:definition>
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<link:definition>034 - Disclosure - LOANS (Details 4)</link:definition>
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<link:definition>035 - Disclosure - LOANS (Details 5)</link:definition>
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<link:definition>036 - Disclosure - LOANS (Details 6)</link:definition>
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<link:definition>039 - Disclosure - BRANCH SALE (Details Textual)</link:definition>
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<element name="FederalFundsSoldAndInterestEarningDepositsInOtherBanks" id="ncbc_FederalFundsSoldAndInterestEarningDepositsInOtherBanks" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OccupancyAndEquipment" id="ncbc_OccupancyAndEquipment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="WeightedAverageCommonSharesOutstandingAbstract" id="ncbc_WeightedAverageCommonSharesOutstandingAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonStockReveivableMember" id="ncbc_CommonStockReveivableMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonStockSharesAmountReceivable" id="ncbc_CommonStockSharesAmountReceivable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonStockSharesReceivable" id="ncbc_CommonStockSharesReceivable" type="xbrli:sharesItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="GainLossOnWriteDownOnOtherAssets" id="ncbc_GainLossOnWriteDownOnOtherAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="RedemptionOfFhlbStock" id="ncbc_RedemptionOfFhlbStock" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="UnrealizedGainsLossesOnInvestmentSecuritiesAvailableForSaleNetOfTax" id="ncbc_UnrealizedGainsLossesOnInvestmentSecuritiesAvailableForSaleNetOfTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommonStockReceivable" id="ncbc_CommonStockReceivable" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfTypesOfModificationsTableTextBlock" id="ncbc_ScheduleOfTypesOfModificationsTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ScheduleOfNonPerformingAssetTableTextBlock" id="ncbc_ScheduleOfNonPerformingAssetTableTextBlock" type="nonnum:textBlockItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueAssetsMeasuredOnNonRecurringBasisByAssetClassAxis" id="ncbc_FairValueAssetsMeasuredOnNonRecurringBasisByAssetClassAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="FairValueAssetsMeasuredOnNonRecurringBasisByAssetClassDomain" id="ncbc_FairValueAssetsMeasuredOnNonRecurringBasisByAssetClassDomain" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ImpairedLoansMember" id="ncbc_ImpairedLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ForeclosedRealEstateMember" id="ncbc_ForeclosedRealEstateMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PremisesAndEquipmentHeldForSaleMember" id="ncbc_PremisesAndEquipmentHeldForSaleMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueMember" id="ncbc_FairValueMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CashAndDueFromBanksFairValueDisclosure" id="ncbc_CashAndDueFromBanksFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InterestBearingDepositsInBanksFairValueDisclosure" id="ncbc_InterestBearingDepositsInBanksFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AccruedInterestReceivableFairValueDisclosure" id="ncbc_AccruedInterestReceivableFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherNonMarketableSecuritiesFairValueDisclosure" id="ncbc_OtherNonMarketableSecuritiesFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AvailableForSaleSecuritiesWithinOneYearGrossUnrealizedGains" id="ncbc_AvailableForSaleSecuritiesWithinOneYearGrossUnrealizedGains" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AvailableForSaleSecuritiesAfterOneThroughFiveYearsGrossUnrealizedGains" id="ncbc_AvailableForSaleSecuritiesAfterOneThroughFiveYearsGrossUnrealizedGains" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AvailableForSaleSecuritiesAfterFiveThroughTenYearsGrossUnrealizedGains" id="ncbc_AvailableForSaleSecuritiesAfterFiveThroughTenYearsGrossUnrealizedGains" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AvailableForSaleSecuritiesAfterTenYearsGrossUnrealizedGains" id="ncbc_AvailableForSaleSecuritiesAfterTenYearsGrossUnrealizedGains" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AvailableForSaleSecuritiesWithinOneYearGrossUnrealizedLosses" id="ncbc_AvailableForSaleSecuritiesWithinOneYearGrossUnrealizedLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AvailableForSaleSecuritiesAfterOneThroughFiveYearsGrossUnrealizedLosses" id="ncbc_AvailableForSaleSecuritiesAfterOneThroughFiveYearsGrossUnrealizedLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AvailableForSaleSecuritiesAfterFiveYearsThroughTenYearsGrossUnrealizedLosses" id="ncbc_AvailableForSaleSecuritiesAfterFiveYearsThroughTenYearsGrossUnrealizedLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AvailableForSaleSecuritiesAfterTenYearsGrossUnrealizedLosses" id="ncbc_AvailableForSaleSecuritiesAfterTenYearsGrossUnrealizedLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TemporarilyImpairedSecuritiesMember" id="ncbc_TemporarilyImpairedSecuritiesMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FamilyResidentialRealEstate1To4Member" id="ncbc_FamilyResidentialRealEstate1To4Member" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MultiFamilyResidentialRealEstateMember" id="ncbc_MultiFamilyResidentialRealEstateMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ConstructionLoansRealEstateMember" id="ncbc_ConstructionLoansRealEstateMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommercialAndIndustrialOtherMember" id="ncbc_CommercialAndIndustrialOtherMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansToIndividualsAndOverdraftsMember" id="ncbc_LoansToIndividualsAndOverdraftsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherLoansMember" id="ncbc_OtherLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansAndLeasesReceivableGrossCarryingAmountBeforeDeferredLoanOriginationFees" id="ncbc_LoansAndLeasesReceivableGrossCarryingAmountBeforeDeferredLoanOriginationFees" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PercentageOfDeferredOriginationFees" id="ncbc_PercentageOfDeferredOriginationFees" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PercentageOfLoansAndLeasesReceivableGrossCarryingAmount" id="ncbc_PercentageOfLoansAndLeasesReceivableGrossCarryingAmount" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommercialAndInustrialBelowMarketInterestRateMember" id="ncbc_CommercialAndInustrialBelowMarketInterestRateMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ConstructionBelowMarketInterestRateMember" id="ncbc_ConstructionBelowMarketInterestRateMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommercialRealEstateBelowMarketInterestRateMember" id="ncbc_CommercialRealEstateBelowMarketInterestRateMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansToIndividualsAndOverdraftsBelowMarketInterestRateMember" id="ncbc_LoansToIndividualsAndOverdraftsBelowMarketInterestRateMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="Residential1To4FamilyBelowMarketInterestRateMember" id="ncbc_Residential1To4FamilyBelowMarketInterestRateMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MultiFamilyResidentialBelowMarketInterestRateMember" id="ncbc_MultiFamilyResidentialBelowMarketInterestRateMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="HomeEquityBelowMarketInterestRateMember" id="ncbc_HomeEquityBelowMarketInterestRateMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="BelowMarketInterestRateMember" id="ncbc_BelowMarketInterestRateMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommercialAndInustrialExtendedPaymentTermMember" id="ncbc_CommercialAndInustrialExtendedPaymentTermMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ConstructionExtendedPaymentTermMember" id="ncbc_ConstructionExtendedPaymentTermMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommercialRealEstateExtendedPaymentTermMember" id="ncbc_CommercialRealEstateExtendedPaymentTermMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansToIndividualsAndOverdraftsExtendedPaymentTermMember" id="ncbc_LoansToIndividualsAndOverdraftsExtendedPaymentTermMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="Residential1To4FamilyExtendedPaymentTermMember" id="ncbc_Residential1To4FamilyExtendedPaymentTermMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MultiFamilyResidentialExtendedPaymentTermsMember" id="ncbc_MultiFamilyResidentialExtendedPaymentTermsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="HomeEquityExtendedPaymentTermMember" id="ncbc_HomeEquityExtendedPaymentTermMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ExtendedPaymentTermMember" id="ncbc_ExtendedPaymentTermMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommercialAndInustrialForgivenessOfPrincipalMember" id="ncbc_CommercialAndInustrialForgivenessOfPrincipalMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ConstructionForgivenessOfPrincipalMember" id="ncbc_ConstructionForgivenessOfPrincipalMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommercialRealEstateForgivenessOfPrincipalMember" id="ncbc_CommercialRealEstateForgivenessOfPrincipalMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LoansToIndividualsAndOverdraftsForgivenessOfPrincipalMember" id="ncbc_LoansToIndividualsAndOverdraftsForgivenessOfPrincipalMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="Residential1To4FamilyForgivenessOfPrincipalMember" id="ncbc_Residential1To4FamilyForgivenessOfPrincipalMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="MultiFamilyResidentialForgivenessOfPrincipalMember" id="ncbc_MultiFamilyResidentialForgivenessOfPrincipalMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="HomeEquityForgivenessOfPrincipalMember" id="ncbc_HomeEquityForgivenessOfPrincipalMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ForgivenessOfPrincipalMember" id="ncbc_ForgivenessOfPrincipalMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherCommercialAndIndustrialMember" id="ncbc_OtherCommercialAndIndustrialMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherConstructionMember" id="ncbc_OtherConstructionMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherCommercialRealEstateMember" id="ncbc_OtherCommercialRealEstateMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherLoansToIndividualsAndOverdraftsMember" id="ncbc_OtherLoansToIndividualsAndOverdraftsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="Other1To4FamilyResidentialMember" id="ncbc_Other1To4FamilyResidentialMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherMultiFamilyResidentialMember" id="ncbc_OtherMultiFamilyResidentialMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OtherHomeEquityMember" id="ncbc_OtherHomeEquityMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="OthersMember" id="ncbc_OthersMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableModificationsNumberOfContracts2" id="ncbc_FinancingReceivableModificationsNumberOfContracts2" type="xbrli:integerItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinancingReceivableModificationsRecordedInvestment2" id="ncbc_FinancingReceivableModificationsRecordedInvestment2" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TroubledDebtRestructuringsModificationsTypeAxis" id="ncbc_TroubledDebtRestructuringsModificationsTypeAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="TroubledDebtRestructuringsModificationsTypeDomain" id="ncbc_TroubledDebtRestructuringsModificationsTypeDomain" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PaidInFullMember" id="ncbc_PaidInFullMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PayingAsRestructuredMember" id="ncbc_PayingAsRestructuredMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ConvertedToNonaccrualMember" id="ncbc_ConvertedToNonaccrualMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="SuperiorMember" id="ncbc_SuperiorMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="VeryGoodMember" id="ncbc_VeryGoodMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="GoodMember" id="ncbc_GoodMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AcceptableMember" id="ncbc_AcceptableMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AcceptableWithCareMember" id="ncbc_AcceptableWithCareMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LossMember" id="ncbc_LossMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NonPassMember" id="ncbc_NonPassMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NonPerformingLoansTotal" id="ncbc_NonPerformingLoansTotal" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NonPerformingAssets" id="ncbc_NonPerformingAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CommercialAndIndustrialLoanMember" id="ncbc_CommercialAndIndustrialLoanMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="Residential1To4FamilyMember" id="ncbc_Residential1To4FamilyMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TroubledDebtRestructuringAccrualStatusMember" id="ncbc_TroubledDebtRestructuringAccrualStatusMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TroubledDebtRestructuringNonaccrualStatusMember" id="ncbc_TroubledDebtRestructuringNonaccrualStatusMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TroubledDebtRestructuringsMember" id="ncbc_TroubledDebtRestructuringsMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PurchasePriceOfDepositsAndSelectedAssets" id="ncbc_PurchasePriceOfDepositsAndSelectedAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PurchasePriceOfRealPropertyAndEquipment" id="ncbc_PurchasePriceOfRealPropertyAndEquipment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PurchasePriceOfDepositPremium" id="ncbc_PurchasePriceOfDepositPremium" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="WriteOffOfCoreDepositIntangibleOnDepositPremium" id="ncbc_WriteOffOfCoreDepositIntangibleOnDepositPremium" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NetGainOffsetOfDepositPremium" id="ncbc_NetGainOffsetOfDepositPremium" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DepositsAssumed" id="ncbc_DepositsAssumed" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="DescriptionOnSeparateLoanPaymentConditions" id="ncbc_DescriptionOnSeparateLoanPaymentConditions" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="PercentageOfDiscountFromForeclosedRealEstate" id="ncbc_PercentageOfDiscountFromForeclosedRealEstate" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" abstract="false" nillable="true"/>

</schema>
