SEC FORM 4

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

DE RAISMES ANN M

(Last)

(First)

(Middle)

THE HARTFORD FINANCIAL SERVICES GROUP

HARTFORD PLAZA

(Street)

HARTFORD

06115

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
HARTFORD FINANCIAL SERVICES GROUP INC/DE [ HIG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
03/15/2005

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units								2,478.8364	D
Restricted Stock								10,000	D
Common Stock	03/15/2005		F⁽¹⁾		534.3908	D	$71.25	7,265	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Stock Option	$39.3041							⁽²⁾	02/18/2010	Common Stock	4,110		4,110	D
Stock Option	$55.4378							⁽³⁾	04/05/2008	Common Stock	91		91	D
Stock Option	$44.5221							⁽⁴⁾	10/16/2008	Common Stock	1,241		1,241	D
Stock Option	$47.642							⁽⁵⁾	02/21/2008	Common Stock	1,168		1,168	D
Stock Option	$59.0917							⁽⁶⁾	02/20/2009	Common Stock	1,282		1,282	D
Stock Option	$56.375							⁽⁷⁾	07/21/2010	Common Stock	4,650		4,650	D
Stock Option	$62.07							⁽⁸⁾	02/23/2011	Common Stock	9,612		9,612	D
Stock Option	$65.85							⁽⁹⁾	02/23/2012	Common Stock	11,219		11,219	D
Stock Option	$37.37							⁽¹⁰⁾	02/22/2013	Common Stock	19,052		19,052	D
Stock Option	$65.99							⁽¹¹⁾	02/22/2014	Common Stock	11,379		11,379	D
Stock Option	$71.27							⁽¹²⁾	02/19/2015	Common Stock	7,656		7,656	D

Explanation of Responses:

1. Transaction involving a disposition to the Company of equity securities to satisfy tax withholding obligations in connection with a distribution to the reporting person pursuant to the Company's Deferred Restricted Stock Unit Plan.

2. The option became fully exercisable as of February 18, 2003, the third anniversary of the grant date.

3. The option became fully exercisable as of April 5, 2001, the third anniversary of the grant date.

4. The option became fully exercisable as of October 16, 2001, the third anniversary of the grant date.

5. The option became fully exercisable as of February 21, 2001, the third anniversary of the grant date.

6. The option became fully exercisable as of February 20, 2002, the third anniversary of the grant date.

7. On July 19, 2000, the reporting person was granted an option to purchase 6,200 shares of common stock. The option vests in four annual installments, commencing December 31, 2000, subject to the satisfaction of certain performance criteria each year, as determined by the Issuer?s compensation committee. The performance criteria in each of 2000, 2001 and 2002 were met, resulting in vesting of the option as to 4,650 shares.

8. The option became fully exercisable as of February 21, 2004, the third anniversary of the grant date.

9. The option became fully exercisable as of February 21, 2005, the third anniversary of the grant date.

10. Two-thirds of the option are currently exercisable and the remaining one-third of the option will become exercisable on February 20, 2006, the third anniversary of the grant date.

11. One-third of the option became exercisable on February 18, 2005, an additional one-third of the option will become exercisable on February 18, 2006 and the remaining one-third of the option will become exercisable on February 18, 2007, the third anniversary of the grant date.

12. The option becomes fully exercisable upon the later of: (i) the date on which the closing stock price on the New York Stock Exchange equals or exceeds 125% of the exercise price for 10 consecutive trading days or (ii) February 17, 2008, three years from the date of the grant.

Remarks:

	/s/ Richard G. Costello, POA for Ann M. de Raismes by Power of Attorney of Ann M. de Raismes dated February 19, 2004	03/17/2005
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
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