SEC FORM 3

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

MANCINO JOSEPH L

(Last)

(First)

(Middle)

615 MERRICK AVENUE

(Street)

WESTBURY

11590

(City)

(State)

(Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
10/31/2003

3. Issuer Name and Ticker or Trading Symbol
NEW YORK COMMUNITY BANCORP INC [ (NYB) ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)	X	Other (specify below)
			Co-Chairman of the Board

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	131,413	D
Common Stock	37,854	I	By 401(k)
Common Stock	59,361	I	By BRP
Common Stock	10,156	I	By ESOP
Common Stock	108,581	I	By Spouse
Common Stock	19,154	I	By Stock Award II⁽¹⁾
Common Stock	65,698	I	By Stock Award III⁽²⁾

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Incentive Stock Option (right to buy)	06/26/2002⁽³⁾	06/26/2011	Common Stock	8,154	$24.53	D
Non-Statutory Stock Option (right to buy)	06/26/2002⁽⁴⁾	06/26/2011	Common Stock	66,973	$24.53	D
Non-Statutory Stock Option (right to buy)	06/26/2002⁽⁵⁾	06/26/2011	Common Stock	247,500	$24.53	D
Non-Statutory Stock Option (right to buy)	06/25/2003⁽⁶⁾	06/25/2012	Common Stock	36,951	$28.47	D
Stock Option (right to buy)	09/02/1998⁽⁷⁾	09/02/2007	Common Stock	558,364	$20	D

Explanation of Responses:

1. Stock Awards granted pursuant to the Roslyn Bancorp, Inc. 1997 Stock-Based Incentive Plan vest in three equal annual installments commencing on October 1, 2002.

2. Stock Awards granted pursuant to the Roslyn Bancorp, Inc. 2001 Stock-Based Incentive Plan vest in five equal annual installments commencing on December 1, 2003.

3. Incentive Stock Options granted pursuant to the Roslyn Bancorp, Inc. 1997 Stock-Based Incentive Plan vest in three equal annual installments commencing on June 26, 2002.

4. Non-Statutory Stock Options granted pursuant to the Roslyn Bancorp, Inc. 1997 Stock-Based Incentive Plan vest as follows: 19,800 on June 26, 2002; 15,724 on June 26, 2003 and 2004; and 15,723 on June 26, 2005.

5. Non-Statutory Stock Options granted pursuant to the Roslyn Bancorp, Inc. 1997 Stock-Based Incentive Plan vest in four equal annual installments commencing on June 26, 2002.

6. Non-Statutory Stock Options granted pursuant to the Roslyn Bancorp, Inc. 2001 Stock-Based Incentive Plan vest in three equal annual installments commencing on June 25, 2003.

7. Stock Options granted pursuant to the Roslyn Bancorp, Inc. 1997 Stock-Based Incentive Plan are fully vested and exercisable as of September 2, 2002.

Remarks:

	/s/ Mancino, Joseph L	11/07/2003
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.