PIONEER FINANCIAL SERVICES, INC.

SUBSIDIARIES

PIONEER FUNDING, INC.

(Nevada Corporation)

4000 S. Eastern, Suite 300

Las Vegas, NV 89119

PIONEER SERVICES SALES FINANCE, INC.

(Nevada Corporation)

4000 S. Eastern, Suite 300

 Las Vegas, NV 89119

PIONEER SERVICES, CORP.

(Missouri Corporation)

4700 Belleview, Suite 300

Kansas City, MO 64112