EX-99.(r)

Exhibit r

Historical Limits on Index Gains

1-, 2-, & 6-year crediting periods as of January 15, 2024


Crediting Strategy	Crediting Period	Buffer	S&P 500^®	Fidelity World Factor Leaders Index^SM	iShares^® Russell 2000 ETF	iShares^® U.S. Technology ETF	First Trust Equity Edge Index^TM
Participation Rates with No Cap With Credit Advantage: 1.25% Fee	6-year	15%	140% Participation Rate	170% Participation Rate	50% Participation Rate	50% Participation Rate	50% Participation Rate
Cap Rates No explicit fee	6-year	10%	Uncapped	Uncapped	10%	10%	10%
Cap Rates No explicit fee	6-year	20%	Uncapped	Uncapped	8%	8%	8%
	2-year	10%	40%	50%	50%	40%	4%
	2-year	15%	30%	35%	40%	35%	3%
	1-year	10%	15.50%	14%	20.5%	17.50%	2%
	1-year	15%	12.50%	11.50%	16%	14.50%	2%
Cap Rates With Credit Advantage: 1.25% Fee	2-year	15%	Uncapped	Uncapped	80%	60%	5%
Best Entry* With Credit Advantage: 1.25% Fee Reset threshold is -5% Reset maximum is -20%	6-year	10%	Uncapped	Uncapped	-	-	-
Best Entry Without Credit Advantage Reset threshold is -5% Reset maximum is -5%	6-year	10%	250%	Uncapped	-	-	-

1-, 2-, & 6-year crediting periods as of February 15, 2024


Crediting Strategy	Crediting Period	Buffer	S&P 500^®	Fidelity World Factor Leaders Index^SM	iShares^® Russell 2000 ETF	iShares^® U.S. Technology ETF	First Trust Equity Edge Index^TM
Participation Rates with No Cap With Credit Advantage: 1.25% Fee	6-year	15%	140% Participation Rate	170% Participation Rate	50% Participation Rate	50% Participation Rate	50% Participation Rate
Cap Rates No explicit fee	6-year	10%	Uncapped	Uncapped	10%	10%	10%
Cap Rates No explicit fee	6-year	20%	Uncapped	Uncapped	8%	8%	8%
	2-year	10%	40%	50%	50%	40%	4%
	2-year	15%	30%	35%	40%	35%	3%
	1-year	10%	15.50%	14%	20.5%	17.50%	2%
	1-year	15%	12.50%	11.50%	16%	14.50%	2%


Cap Rates With Credit Advantage: 1.25% Fee	2-year	15%	Uncapped	Uncapped	80%	60%	5%
Best Entry* With Credit Advantage: 1.25% Fee Reset threshold is -5% Reset maximum is -20%	6-year	10%	Uncapped	Uncapped	-	-	-
Best Entry Without Credit Advantage Reset threshold is -5% Reset maximum is -5%	6-year	10%	250%	Uncapped	-	-	-

1-, 2-, & 6-year crediting periods as of March 15, 2024


Crediting Strategy	Crediting Period	Buffer	S&P 500^®	Fidelity World Factor Leaders Index^SM	iShares^® Russell 2000 ETF	iShares^® U.S. Technology ETF	First Trust Equity Edge Index^TM
Participation Rates with No Cap With Credit Advantage: 1.25% Fee	6-year	15%	140% Participation Rate	170% Participation Rate	50% Participation Rate	50% Participation Rate	50% Participation Rate
Cap Rates No explicit fee	6-year	10%	Uncapped	Uncapped	10%	10%	10%
Cap Rates No explicit fee	6-year	20%	Uncapped	Uncapped	8%	8%	8%
	2-year	10%	40%	50%	50%	40%	4%
	2-year	15%	30%	35%	40%	35%	3%
	1-year	10%	15.50%	14%	20.5%	17.50%	2%
	1-year	15%	12.50%	11.50%	16%	14.50%	2%
Cap Rates With Credit Advantage: 1.25% Fee	2-year	15%	Uncapped	Uncapped	80%	60%	5%
Best Entry* With Credit Advantage: 1.25% Fee Reset threshold is -5% Reset maximum is -20%	6-year	10%	Uncapped	Uncapped	-	-	-
Best Entry Without Credit Advantage Reset threshold is -5% Reset maximum is -5%	6-year	10%	250%	Uncapped	-	-	-

1-, 2-, & 6-year crediting periods as of April 15, 2024


Crediting Strategy	Crediting Period	Buffer	S&P 500^®	Fidelity World Factor Leaders Index^SM	iShares^® Russell 2000 ETF	iShares^® U.S. Technology ETF	First Trust Equity Edge Index^TM
Participation Rates with No Cap With Credit Advantage: 1.25% Fee	6-year	15%	135% Participation Rate	165% Participation Rate	50% Participation Rate	50% Participation Rate	50% Participation Rate
Cap Rates No explicit fee	6-year	10%	Uncapped	Uncapped	10%	10%	10%
Cap Rates No explicit fee	6-year	20%	Uncapped	Uncapped	8%	8%	8%
	2-year	10%	35%	45%	45%	35%	4%
	2-year	15%	27%	32%	37%	32%	3%
	1-year	10%	15%	13%	19.5%	16.50%	2%
	1-year	15%	11.50%	10.5%	15%	13.50%	2%
Cap Rates With Credit Advantage: 1.25% Fee	2-year	15%	Uncapped	Uncapped	75%	55%	5%
Best Entry* With Credit Advantage: 1.25% Fee Reset threshold is -5% Reset maximum is -20%	6-year	10%	Uncapped	Uncapped	-	-	-
Best Entry Without Credit Advantage Reset threshold is -5% Reset maximum is -5%	6-year	10%	250%	Uncapped	-	-	-

1-, 2-, & 6-year crediting periods as of May 15, 2024


Crediting Strategy	Crediting Period	Buffer	S&P 500^®	Fidelity World Factor Leaders Index^SM	iShares^® Russell 2000 ETF	iShares^® U.S. Technology ETF	First Trust Equity Edge Index^TM
Participation Rates with No Cap With Credit Advantage: 1.25% Fee	6-year	15%	130% Participation Rate	155% Participation Rate	130% Participation Rate	125% Participation Rate	200% Participation Rate
Cap Rates No explicit fee	6-year	10%	Uncapped	Uncapped	300%	200%	Uncapped
Cap Rates No explicit fee	6-year	20%	Uncapped	Uncapped	150%	125%	Uncapped
	2-year	10%	35%	45%	45%	35%	80%
	2-year	15%	27%	32%	37%	32%	55%
	1-year	10%	15%	13%	19.5%	16.50%	16.50%
	1-year	15%	11.50%	10.5%	15%	13.50%	13%
Cap Rates With Credit Advantage: 1.25% Fee	2-year	15%	Uncapped	Uncapped	75%	55%	Uncapped

Best Entry*

With Credit

Advantage:

1.25% Fee

Reset threshold

is -5%

Reset maximum

is -20%

6-year

10%

Uncapped

Best Entry

Without Credit

Advantage

Reset threshold

is -5%

Reset maximum

is -5%

6-year

10%

250%

Uncapped

1-, 2-, & 6-year crediting periods as of June 15, 2024


Crediting Strategy	Crediting Period	Buffer	S&P 500^®	Fidelity World Factor Leaders Index^SM	iShares^® Russell 2000 ETF	iShares^® U.S. Technology ETF	First Trust Equity Edge Index^TM
Participation Rates with No Cap With Credit Advantage: 1.25% Fee	6-year	15%	130% Participation Rate	155% Participation Rate	130% Participation Rate	125% Participation Rate	200% Participation Rate
Cap Rates No explicit fee	6-year	10%	Uncapped	Uncapped	300%	200%	Uncapped
Cap Rates No explicit fee	6-year	20%	Uncapped	Uncapped	150%	125%	Uncapped
	2-year	10%	35%	45%	45%	35%	80%
	2-year	15%	27%	32%	37%	32%	55%
	1-year	10%	15%	13%	19.5%	16.50%	16.50%
	1-year	15%	11.50%	10.50%	15%	13.50%	13%
Cap Rates With Credit Advantage: 1.25% Fee	2-year	15%	Uncapped	Uncapped	75%	55%	Uncapped
Best Entry* With Credit Advantage: 1.25% Fee Reset threshold is -5% Reset maximum is -20%	6-year	10%	Uncapped	Uncapped	-	-	-
Best Entry Without Credit Advantage Reset threshold is -5% Reset maximum is -5%	6-year	10%	250%	Uncapped	-	-	-

1-, 2-, & 6-year crediting periods as of July 15, 2024


Crediting Strategy	Crediting Period	Buffer	S&P 500^®	Fidelity World Factor Leaders Index^SM	iShares^® Russell 2000 ETF	iShares^® U.S. Technology ETF	First Trust Equity Edge Index^TM
Participation Rates with No Cap With Credit Advantage: 1.25% Fee	6-year	15%	125% Participation Rate	150% Participation Rate	125% Participation Rate	115% Participation Rate	200% Participation Rate
Cap Rates No explicit fee	6-year	10%	Uncapped	Uncapped	300%	200%	Uncapped
Cap Rates No explicit fee	6-year	20%	Uncapped	Uncapped	150%	125%	Uncapped
	2-year	10%	35%	45%	45%	35%	85%
	2-year	15%	27%	32%	37%	32%	60%
	1-year	10%	14%	13%	19.5%	16.50%	16.50%
	1-year	15%	10.50%	10.50%	15%	13.50%	13%
Cap Rates With Credit Advantage: 1.25% Fee	2-year	15%	Uncapped	Uncapped	75%	55%	Uncapped
Best Entry* With Credit Advantage: 1.25% Fee Reset threshold is -5% Reset maximum is -20%	6-year	10%	Uncapped	Uncapped	-	-	-
Best Entry Without Credit Advantage Reset threshold is -5% Reset maximum is -5%	6-year	10%	250%	Uncapped	-	-	-

1-, 2-, & 6-year crediting periods as of August 15, 2024


Crediting Strategy	Crediting Period	Buffer	S&P 500^®	Fidelity World Factor Leaders Index^SM	iShares^® Russell 2000 ETF	iShares^® U.S. Technology ETF	First Trust Equity Edge Index^TM
Participation Rates with No Cap With Credit Advantage: 1.25% Fee	6-year	15%	125% Participation Rate	150% Participation Rate	125% Participation Rate	115% Participation Rate	190% Participation Rate
Cap Rates No explicit fee	6-year	10%	Uncapped	Uncapped	300%	200%	Uncapped
Cap Rates No explicit fee	6-year	20%	Uncapped	Uncapped	150%	125%	Uncapped
	2-year	10%	35%	45%	45%	35%	85%
	2-year	15%	27%	32%	37%	32%	60%
	1-year	10%	14%	13%	20.5%	17.50%	17.50%
	1-year	15%	11.50%	10.50%	16%	14.50%	14%
Cap Rates With Credit Advantage: 1.25% Fee	2-year	15%	Uncapped	Uncapped	75%	55%	Uncapped

Best Entry*

With Credit

Advantage:

1.25% Fee

Reset threshold

is -5%

Reset maximum

is -20%

6-year

10%

Uncapped

Best Entry

Without Credit

Advantage

Reset threshold

is -5%

Reset maximum

is -5%

6-year

10%

250%

Uncapped

1-, 2-, & 6-year crediting periods as of September 15, 2024


Crediting Strategy	Crediting Period	Buffer	S&P 500^®	Fidelity World Factor Leaders Index^SM	iShares^® Russell 2000 ETF	iShares^® U.S. Technology ETF	First Trust Equity Edge Index^TM
Participation Rates with No Cap With Credit Advantage: 1.25% Fee	6-year	15%	125% Participation Rate	150% Participation Rate	125% Participation Rate	115% Participation Rate	190% Participation Rate
Cap Rates No explicit fee	6-year	10%	Uncapped	Uncapped	300%	200%	Uncapped
Cap Rates No explicit fee	6-year	20%	Uncapped	Uncapped	150%	125%	Uncapped
	2-year	10%	35%	50%	50%	35%	90%
	2-year	15%	27%	37%	42%	32%	65%
	1-year	10%	14%	13%	20.50%	17.50%	17.50%
	1-year	15%	11.50%	10.50%	16%	14.50%	14%
Cap Rates With Credit Advantage: 1.25% Fee	2-year	15%	Uncapped	Uncapped	80%	55%	Uncapped
Best Entry* With Credit Advantage: 1.25% Fee Reset threshold is -5% Reset maximum is -20%	6-year	10%	Uncapped	Uncapped	-	-	-
Best Entry Without Credit Advantage Reset threshold is -5% Reset maximum is -5%	6-year	10%	250%	Uncapped	-	-	-

1-, 2-, & 6-year crediting periods as of October 15, 2024


Crediting Strategy	Crediting Period	Buffer	S&P 500^®	Fidelity World Factor Leaders Index^SM	iShares^® Russell 2000 ETF	iShares^® U.S. Technology ETF	First Trust Equity Edge Index^TM
Participation Rates with No Cap With Credit Advantage: 1.25% Fee	6-year	15%	125% Participation Rate	150% Participation Rate	125% Participation Rate	115% Participation Rate	190% Participation Rate
Cap Rates No explicit fee	6-year	10%	Uncapped	Uncapped	300%	200%	Uncapped
Cap Rates No explicit fee	6-year	20%	Uncapped	Uncapped	150%	125%	Uncapped
	2-year	10%	35%	50%	50%	35%	90%
	2-year	15%	27%	37%	42%	32%	65%
	1-year	10%	14%	13%	20.5%	17.50%	17.50%
	1-year	15%	11.50%	10.5%	16%	14.50%	14%
Cap Rates With Credit Advantage: 1.25% Fee	2-year	15%	Uncapped	Uncapped	80%	55%	Uncapped
Best Entry* With Credit Advantage: 1.25% Fee Reset threshold is -5% Reset maximum is -20%	6-year	10%	Uncapped	Uncapped	-	-	-
Best Entry Without Credit Advantage Reset threshold is -5% Reset maximum is -5%	6-year	10%	250%	Uncapped	-	-	-

1-, 2-, & 6-year crediting periods as of November 15, 2024


Crediting Strategy	Crediting Period	Buffer	S&P 500^®	Fidelity World Factor Leaders Index^SM	iShares^® Russell 2000 ETF	iShares^® U.S. Technology ETF	First Trust Equity Edge Index^TM
Participation Rates with No Cap With Credit Advantage: 1.25% Fee	6-year	15%	125% Participation Rate	150% Participation Rate	125% Participation Rate	115% Participation Rate	200% Participation Rate
Cap Rates No explicit fee	6-year	10%	Uncapped	Uncapped	300%	200%	Uncapped
Cap Rates No explicit fee	6-year	20%	250%	Uncapped	125%	110%	Uncapped
	2-year	10%	35%	50%	50%	35%	90%
	2-year	15%	27%	37%	42%	32%	65%
	1-year	10%	14%	13%	20.5%	17.50%	17.50%
	1-year	15%	11.50%	10.50%	16%	14.50%	14%
Cap Rates With Credit Advantage: 1.25% Fee	2-year	15%	Uncapped	Uncapped	80%	55%	Uncapped

Best Entry*

With Credit

Advantage:

1.25% Fee

Reset threshold

is -5%

Reset maximum

is -20%

6-year

10%

Uncapped

Best Entry

Without Credit

Advantage

Reset threshold

is -5%

Reset maximum

is -5%

6-year

10%

250%

Uncapped

1-, 2-, & 6-year crediting periods as of December 15, 2024


Crediting Strategy	Crediting Period	Buffer	S&P 500^®	Fidelity World Factor Leaders Index^SM	iShares^® Russell 2000 ETF	iShares^® U.S. Technology ETF	First Trust Equity Edge Index^TM
Participation Rates with No Cap With Credit Advantage: 1.25% Fee	6-year	15%	120% Participation Rate	145% Participation Rate	120% Participation Rate	110% Participation Rate	200% Participation Rate
Cap Rates No explicit fee	6-year	10%	Uncapped	Uncapped	300%	200%	Uncapped
Cap Rates No explicit fee	6-year	20%	130%	Uncapped	110%	100%	Uncapped
	2-year	10%	30%	45%	45%	30%	85%
	2-year	15%	25%	32%	37%	27%	60%
	1-year	10%	14%	13%	20.5%	17.50%	17.50%
	1-year	15%	11.50%	10.50%	16%	14.50%	14%
Cap Rates With Credit Advantage: 1.25% Fee	2-year	15%	Uncapped	Uncapped	75%	50%	Uncapped
Best Entry* With Credit Advantage: 1.25% Fee Reset threshold is -5% Reset maximum is -20%	6-year	10%	Uncapped	Uncapped	-	-	-
Best Entry Without Credit Advantage Reset threshold is -5% Reset maximum is -5%	6-year	10%	250%	Uncapped	-	-	-