EXHIBIT 32


      CERTIFICATION OF CHIEF EXECUTIVE OFFICER AND CHIEF FINANCIAL OFFICER
            PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002



Mark W. Jaindl, Chief Executive Officer and Harry C. Birkhimer, Chief Financial
Officer of American Bank Incorporated (the "Company") each certify in his
capacity as an officer of the Company that he has reviewed the report on Form
10-QSB of the Company for the quarter ended June 30, 2006 and that:

          (1)  the report fully complies with the requirements of Sections 13(a)
               or 15(d) of the Securities Exchange Act of 1934; and

          (2)  the information contained in the report fairly presents, in all
               material respects, the consolidated financial condition and
               results of operations of the Company.



August 14, 2006                                     By: /s/ Mark W. Jaindl
Date                                                    ------------------------
                                                        Mark W. Jaindl,
                                                        Chief Executive Officer


August 14, 2006                                     By: /s/ Harry C. Birkhimer
Date                                                    ------------------------
                                                        Harry C. Birkhimer,
                                                        Chief Financial Officer

The purpose of this statement is solely to comply with Title 18, Chapter 63,
Section 1350 of the United States Code, as amended by Section 906 of the
Sarbanes-Oxley Act of 2002.

A signed original of this written statement required by Section 906 has been
provided to American Bank Incorporated and will be retained by American Bank
Incorporated and furnished to the Securities and Exchange Commission or its
staff upon request.