EXHIBIT 32

      CERTIFICATION OF CHIEF EXECUTIVE OFFICER AND CHIEF FINANCIAL OFFICER
            PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

Mark W. Jaindl, Chief Executive Officer and Harry C. Birkhimer, Chief Financial
Officer of American Bank Incorporated (the "Company") each certify in his
capacity as an officer of the Company that he has reviewed the quarterly report
on Form 10-QSB of the Company for the quarter ended March 31, 2006 and that:

(1)      the report fully complies with the requirements of Sections 13(a) or
         15(d) of the Securities Exchange Act of 1934; and

(2)      the information contained in the report fairly presents, in all
         material respects, the consolidated financial condition and results of
         operations of the Company.

May 12, 2006                                        \s\ Mark W. Jaindl
-----------------                                   -------------------------
Date                                                Mark W. Jaindl,
                                                    Chief Executive Officer


May 12, 2006                                        \s\ Harry C. Birkhimer
-----------------                                   ------------------------
Date                                                Harry C. Birkhimer,
                                                    Chief Financial Officer

The purpose of this statement is solely to comply with Title 18, Chapter 63,
Section 1350 of the United States Code, as amended by Section 906 of the
Sarbanes-Oxley Act of 2002.

A signed original of this written statement required by Section 906 has been
provided to American Bank Incorporated and will be retained by American Bank
Incorporated and furnished to the Securities and Exchange Commission or its
staff upon request.