485BPOS
2012-06-30
0001157756
2012-10-31
COUNTRY MUTUAL FUNDS TRUST
false
2012-10-31
2012-10-31
<tt>The Fund pays transaction costs, such as commissions, when it buys and sells<br />securities (or "turns over" its portfolio). A higher portfolio turnover rate<br />may indicate higher transaction costs and may result in higher taxes when Fund<br />shares are held in a taxable account. These costs, which are not reflected in<br />annual fund operating expenses or in the example, affect the Fund's performance.<br />During the most recent fiscal year, the Fund's portfolio turnover rate was<br />25.99% of the average value of its portfolio.</tt>
<div style="display:none">~ http://www.countryfinancial.com/role/ExpenseExample_S000006845Member column dei_LegalEntityAxis compact * column rr_ProspectusShareClassAxis compact * row primary compact * ~</div>
<div style="display:none">~ http://www.countryfinancial.com/role/BarChartData_S000006845Member column dei_LegalEntityAxis compact * column rr_ProspectusShareClassAxis compact * row primary compact * ~</div>
<tt>The Bond Fund (the "Fund") seeks maximum total return consistent with<br />preservation of capital.</tt>
<tt>This Example is intended to help you compare the cost of investing in the Fund<br />with the cost of investing in other mutual funds. The Example assumes that you<br />invest $10,000 in the Fund for the time periods indicated and then redeem all <br />of your shares at the end of those periods. The Example also assumes that your<br />investment has a 5% return each year and that the Fund's operating expenses<br />remain the same, except for the fee waiver in effect for the first year.</tt>
reflects no deduction for fees, expenses or taxes
<tt>To pursue its goal, the Fund invests in a portfolio of bonds and other debt<br />obligations (debentures, notes, mortgage-backed and asset-backed) and maintains<br />a market value weighted average maturity of more than five years. Under normal<br />conditions, the Fund invests at least 80% of assets in the following:<br /> <br />·  debt obligations of corporations which are rated within the top three rating  <br />   categories by independent rating agencies or in non-rated equivalents    <br /> <br />·  securities issued by the U.S. Government or its agencies or instrumentalities<br /> <br />·  obligations of international agencies and U.S. dollar denominated foreign debt<br />   securities which are rated within the top three rating categories by          <br />   independent rating agencies or in non-rated equivalents                 <br /> <br />At least 80% of the value of the Fund's net assets will be invested in bonds<br />(U.S. Government, corporate and convertible issues). The Fund may invest up to<br />20% of its net assets in corporate bonds which are rated below the top three<br />rating categories. On occasion, up to 20% of the Fund's net assets may be<br />invested in commercial paper within the two highest rating categories of<br />independent rating agencies. The Fund may invest up to 10% of its assets in<br />securities of foreign issuers. The Fund may also invest in zero coupon U.S.<br />Government securities.<br /> <br />In managing its portfolio, the portfolio manager attempts to balance sensitivity<br />to interest rate movements with the potential for yields. The Fund invests in<br />securities of longer-term maturities in order to obtain higher yields. Securities <br />with longer maturities, however, tend to be more sensitive to interest rate changes.<br /> <br />The Fund may sell a security when it becomes substantially overvalued, is<br />experiencing deteriorating fundamentals, or in order to implement its investment<br />policy.</tt>
Bond Fund
Please note that the Total Annual Fund Operating Expenses After Fee Waiver
and/or Expense Reimbursement does not correlate to the Ratio of Expenses to
Average Net Assets included in the "Financial Highlights" section of the
Prospectus because the audited information in the "Financial Highlights"
reflects the operating expenses and does not include indirect expenses
such as AFFE.
You may qualify for sales charge discounts if you and your family invest, or
agree to invest in the future, at least $50,000 in the Class A Shares of the
COUNTRY Mutual Funds.
Example
After-tax returns are calculated using the historical highest individual Federal
marginal income tax rates and do not reflect the impact of state and local taxes.
Investment Objectives
As with all mutual funds, past performance (before and after taxes) is not a prediction of future performance.
There is the risk that you could lose all or a portion of your money on your investment in the Fund.
Principal Risks
Shareholder Fees (fees paid directly from your investment):
Although your actual costs may be higher or lower, based on these assumptions your costs would be:
The Fund's performance presented in the table reflects the effects of the
maximum applicable sales charge and the Fund's operating expenses.
0.2599
Actual after-tax returns depend on an investor's tax situation and may differ
from those shown. After-tax returns shown are not relevant to investors who
hold their Fund shares through tax-deferred arrangements, such as 401(k) plans
or individual retirement accounts.
Annual Total Returns As of 12/31 each year (Class Y)
Bar Chart and Performance Table
50000
<tt>After-tax returns are calculated using the historical highest individual Federal<br />marginal income tax rates and do not reflect the impact of state and local<br />taxes. Actual after-tax returns depend on an investor's tax situation and may<br />differ from those shown. After-tax returns shown are not relevant to investors<br />who hold their Fund shares through tax-deferred arrangements, such as 401(k)<br />plans or individual retirement accounts. The Fund's performance presented in <br />the table reflects the effects of the maximum applicable sales charge and the <br />Fund's operating expenses. After-tax returns are shown only for the Fund's <br />Class Y shares and after-tax returns for Class A shares will vary.</tt>
The following bar chart provides some indication of the risks of investing
in the Fund's Class Y shares (the class of shares with the longest period of
annual returns) by showing changes in the Fund's performance from year to year.
<tt>During the period reflected in the bar chart, for Class Y shares, the highest<br />return for a quarter was 4.43% for the quarter ended September 30, 2009 and the<br />lowest return for a quarter was -2.16% for the quarter ended June 30, 2004. The<br />year-to-date total return as of September 30, 2012 was 3.66%.</tt>
1-800-245-2100
Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment):
Average Annual Total Returns (for the periods ended December 31, 2011 )
Portfolio Turnover
<tt>The risks associated with an investment in the Fund can increase during times of<br />significant market volatility. There is the risk that you could lose all or a<br />portion of your money on your investment in the Fund. The following risks could<br />affect the value of your investment:<br /> <br />·  risk that the value of the securities the Fund holds will fall as a result of <br />   changes in interest rates, an issuer's actual or perceived creditworthiness or<br />   an issuer's ability to meet its obligations;     <br /> <br />·  call risk or the risk that a bond might be called or forcibly redeemed during <br />   a period of declining interest rates;           <br /> <br />·  the longer the average maturity of the bonds in the Fund, the more the Fund's <br />   share price will fluctuate in response to interest rate changes: if interest  <br />   rates rise, the value of the bonds will fall;  <br /> <br />·  the Fund could lose money if any bonds it owns are downgraded in credit rating<br />   or go into default;                     <br /> <br />·  in some instances, when interest rates fall, mortgage-backed securities may   <br />   incur prepayments which could adversely affect performance if the Fund is     <br />   unable to reinvest at the higher interest rates;     <br /> <br />·  when interest rates rise, mortgage- and asset-backed securities may extend    <br />   duration due to lower than projected prepayments which could adversely affect <br />   investment returns; and                                         <br /> <br />·  foreign securities risks, including currency, natural event and political     <br />   risks.                           <br /> <br />Non-Insured: An investment in the Fund is not a deposit of COUNTRY Trust Bank®,<br />of which the Adviser is a department, and is not insured or guaranteed by the<br />Federal Deposit Insurance Corporation, the Office the Comptroller of the<br />Currency or any other government agency.<br /><br />Suitability<br />The Fund may be a suitable investment for you if you seek:<br /> <br />·  a relatively conservative investment for income <br /> <br />·  a bond fund that invests in both corporate and U.S. Government securities <br /> <br />·  a fund to complement a portfolio of more aggressive investments <br /> <br />The Fund may not be a suitable investment for you if you are seeking high growth<br />or maximum income.</tt>
Fees and Expenses
After-tax returns are shown only for the Fund's Class Y shares and after-tax returns for Class A shares will vary.
Principal Investment Strategy
www.countryfinancial.com
<tt>The following bar chart provides some indication of the risks of investing in<br />the Fund's Class Y shares (the class of shares with the longest period of annual<br />returns) by showing changes in the Fund's performance from year to year. The<br />bar chart includes the effects of the Fund's expenses, but not sales charges. <br />If sales charges were included the returns would be lower. Class A shares would<br />have substantially similar annual returns because both classes of shares are<br />invested in the same portfolio of securities. Annual returns would differ only<br />to the extent that the classes do not have the same expenses. Unlike the bar<br />chart, the performance table includes the effects of sales charges. The<br />performance table shows how the Fund's average annual returns compare with <br />those of a broad measure of market performance, and includes an additional <br />peer average which consists of funds with similar investment objectives <br />(please refer to the section entitled "Index and Peer Average Descriptions" <br />in the Prospectus for more information). Both the bar chart and table assume <br />reinvestment of dividends and distributions. As with all mutual funds, past <br />performance (before and after taxes) is not a prediction of future performance. <br />Updated performance information is available on the Fund's website at<br />www.countryfinancial.com or by calling the Fund toll-free at 1-800-245-2100.</tt>
<tt>This table describes the fees and expenses that you may pay if you buy and <br />hold shares of the Fund. You may qualify for sales charge discounts if you <br />and your family invest, or agree to invest in the future, at least $50,000 <br />in the Class A Shares of the COUNTRY Mutual Funds. More information about <br />these and other discounts is available from your financial professional and <br />in the section entitled "Description of Classes" on page 22 of the Fund's <br />prospectus.</tt>
<div style="display:none">~ http://www.countryfinancial.com/role/OperatingExpensesData_S000006845Member column dei_LegalEntityAxis compact * column rr_ProspectusShareClassAxis compact * row primary compact * ~</div>
<div style="display:none">~ http://www.countryfinancial.com/role/PerformanceTableData_S000006845Member column dei_LegalEntityAxis compact * column rr_ProspectusShareClassAxis compact * column rr_PerformanceMeasureAxis compact * row primary compact * ~</div>
An investment in the Fund is not a deposit of COUNTRY Trust Bank®, of which
the Adviser is a department, and is not insured or guaranteed by the Federal
Deposit Insurance Corporation, the Office the Comptroller of the Currency or
any other government agency.
<div style="display:none">~ http://www.countryfinancial.com/role/ShareholderFeesData_S000006845Member column dei_LegalEntityAxis compact * column rr_ProspectusShareClassAxis compact * row primary compact * ~</div>
Lipper Intermediate Investment Grade Debt Funds Average (reflects no deduction for taxes)
0.0629
0.0560
0.0514
0.0598
2002-03-01
Barclays U.S. Aggregate Bond Index (reflects no deduction for fees, expenses or taxes)
0.0784
0.0650
0.0578
0.0573
2002-03-01
Return After Taxes on Distributions and Sale of Fund Shares Class Y Shares
0.0457
0.0461
0.0371
Return After Taxes on Distributions Class Y Shares
0.0577
0.0487
0.0380
CTLAX
0
0.0425
5
Return Before Taxes Class A Shares
0.0000
509
694
-0.0003
1472
894
0.0250
0.0037
0.0050
2013-10-31
0.0549
0.00
0.0002
0.0086
0.0089
0.0493
2002-03-01
0.00
CTYLX
0.0959
0
lowest return
highest return
0.0000
2012-09-30
5
Return Before Taxes Class Y Shares
0.0000
88
2009-09-30
281
-0.0216
0.0387
-0.0003
0.0555
1093
490
0.0672
0.0443
0.0697
0.0037
0.0416
0.0050
2013-10-31
2004-06-30
0.0873
0.0642
0.0198
year-to-date total return
0.0697
0.00
0.0379
0.0002
0.0545
0.0086
0.0089
0.0341
0.0366
0.00
<tt>The Fund pays transaction costs, such as commissions, when it buys and sells<br />securities (or "turns over" its portfolio). A higher portfolio turnover rate<br />may indicate higher transaction costs and may result in higher taxes when Fund<br />shares are held in a taxable account. These costs, which are not reflected in<br />annual fund operating expenses or in the example, affect the Fund's performance. <br />During the most recent fiscal year, the Fund's portfolio turnover rate was 12.96% <br />of the average value of its portfolio.</tt>
<div style="display:none">~ http://www.countryfinancial.com/role/ExpenseExample_S000006841Member column dei_LegalEntityAxis compact * column rr_ProspectusShareClassAxis compact * row primary compact * ~</div>
<div style="display:none">~ http://www.countryfinancial.com/role/BarChartData_S000006841Member column dei_LegalEntityAxis compact * column rr_ProspectusShareClassAxis compact * row primary compact * ~</div>
<tt>The Growth Fund (the "Fund") seeks growth of capital and dividend income, if<br />any, will be incidental to this objective.</tt>
<tt>This Example is intended to help you compare the cost of investing in the Fund<br />with the cost of investing in other mutual funds. The Example assumes that you<br />invest $10,000 in the Fund for the time periods indicated and then redeem all <br />of your shares at the end of those periods. The Example also assumes that your<br />investment has a 5% return each year and that the Fund's operating expenses<br />remain the same, except for the fee waiver in effect for the first year.</tt>
reflects no deduction for taxes
<tt>Under normal conditions, the Fund invests at least 80% of its assets in common<br />stocks of well-established, large-capitalization companies (which generally have<br />$5 billion of market value or more) that are determined to have above average<br />long-term growth potential. In selecting stocks, the portfolio managers identify<br />factors, both on company-specific and macroeconomic levels, which can provide<br />opportunities for certain firms or industries to achieve above average growth <br />in earnings. Other considerations in stock selection include opportunities for<br />growth in sales, revenues, and cash flow, manageability of debt levels and<br />capital structure, corporate profitability, and competitive position relative <br />to other companies. Additionally, the stock must fit into the existing portfolio<br />scheme and contribute to the overall diversification of the portfolio. This is <br />a growth-oriented strategy. Current income is not a significant factor in stock<br />selection.<br /> <br />The Fund may invest up to 20% of its assets in fixed-income securities of any<br />maturity when the portfolio managers believe the risk/reward characteristics of<br />such issues warrant such action. The fixed-income securities will be rated at<br />the time of purchase within the four highest grades assigned by independent<br />ratings agencies or in non-rated equivalents.<br /> <br />The Fund may sell a security when it becomes substantially overvalued, is<br />experiencing deteriorating fundamentals, or in order to implement its investment<br />policy.</tt>
Growth Fund
Please note that the Total Annual Fund Operating Expenses After Fee Waiver
does not correlate to the Ratio of Expenses to Average Net Assets included
in the "Financial Highlights" section of the Prospectus because the audited
information in the "Financial Highlights" reflects the operating expenses
and does not include indirect expenses such as AFFE.
You may qualify for sales charge discounts if you and your family invest, or agree
to invest in the future, at least $50,000 in the Class A Shares of the COUNTRY Mutual
Funds.
Example
After-tax returns are calculated using the historical highest individual Federal
marginal income tax rates and do not reflect the impact of state and local taxes.
Investment Objectives
As with all mutual funds, past performance (before and after taxes) is not a prediction of future performance.
There is the risk that you could lose all or a portion of your money on your investment in the Fund.
Principal Risks
Shareholder Fees (fees paid directly from your investment):
Although your actual costs may be higher or lower, based on these assumptions your costs would be:
In certain cases, the figure representing "Return After Taxes on Distributions
and Sale of Fund Shares" may be higher than the other return figures for the
same period, which results when a capital loss occurs upon redemption and
provides an assumed tax deduction that benefits the investor. The Fund's
performance presented in the table reflects the effects of the maximum
applicable sales charge and the Fund's operating expenses.
0.1296
Actual after-tax returns depend on an investor's tax situation and may differ
from those shown. After-tax returns shown are not relevant to investors who
hold their Fund shares through tax-deferred arrangements, such as 401(k) plans
or individual retirement accounts.
Annual Total Returns As of 12/31 each year (Class Y)
Bar Chart and Performance Table
50000
<tt>After-tax returns are calculated using the historical highest individual <br />Federal marginal income tax rates and do not reflect the impact of state and <br />local taxes. Actual after-tax returns depend on an investor's tax situation <br />and may differ from those shown. After-tax returns shown are not relevant to <br />investors who hold their Fund shares through tax-deferred arrangements, such <br />as 401(k) plans or individual retirement accounts. In certain cases, the figure<br />representing "Return After Taxes on Distributions and Sale of Fund Shares" may<br />be higher than the other return figures for the same period, which results when<br />a capital loss occurs upon redemption and provides an assumed tax deduction that<br />benefits the investor. The Fund's performance presented in the table reflects<br />the effects of the maximum applicable sales charge and the Fund's operating<br />expenses. After-tax returns are shown only for the Fund's Class Y shares and<br />after-tax returns for Class A shares will vary.</tt>
The following bar chart provides some indication of the risks of investing in
the Fund's Class Y shares (the class of shares with the longest period of annual
returns) by showing changes in the Fund's performance from year to year.
<tt>During the period reflected in the bar chart, for Class Y, the highest return<br />for a quarter was 14.59% for the quarter ended September 30, 2009 and the lowest<br />return for a quarter was -19.52% for the quarter ended December 31, 2008. The<br />year-to-date total return as of September 30, 2012 was 10.07%.</tt>
1-800-245-2100
Annual Fund Operating Expenses (expenses that you pay each year as a percentage of the value of your investment)
Average Annual Total Returns (for the periods ended December 31, 2011)
Portfolio Turnover
<tt>The risks associated with an investment in the Fund can increase during times of<br />significant market volatility. There is the risk that you could lose all or a<br />portion of your money on your investment in the Fund. The following risks could<br />affect the value of your investment:<br /> <br />·  stock market risk, or the risk that the price of securities held by the Fund  <br />   will fall due to various conditions or circumstances which may be             <br />   unpredictable;            <br /> <br />·  the success of the Fund's investments depends on the portfolio managers' skill<br />   in assessing the potential of the securities they buy;   <br /> <br />·  large capitalization companies as a group could fall out of favor with the    <br />   market, causing the Fund to underperform investments that focus on small or   <br />   mid cap companies;                                                            <br />  <br />·  the price of growth stocks may be more sensitive to changes in current or     <br />   expected earnings than the prices of other stocks;      <br /> <br />·  the value of any fixed-income security held by the Fund is likely to decline  <br />   when interest rates rise;                  <br /> <br />·  credit risk, or the risk that issuers' credit ratings may be lowered or may   <br />   not make interest and principal payments on time or in full;      <br /> <br />·  foreign securities carry additional risks, including currency, natural event  <br />   and political risks.                                     <br /> <br />Non-Insured: An investment in the Fund is not a deposit of COUNTRY Trust Bank®,<br />of which the Adviser is a department, and is not insured or guaranteed by the<br />Federal Deposit Insurance Corporation, the Office of the Comptroller of the<br />Currency or any other government agency.<br /><br />Suitability<br />The Fund may be a suitable investment for you if you:<br /> <br />·  have a long-term investment horizon such as investing for retirement or other <br />   future goals                  <br /> <br />·  can accept the risks of investing in a portfolio of common stocks <br /> <br />·  desire a fund that uses a growth-oriented strategy <br /> <br />·  can tolerate performance which varies from year to year <br /> <br />The Fund may not be suitable for you if you find it difficult to deal with an<br />investment that may go up and down in value.</tt>
Fees and Expenses
After-tax returns are shown only for the Fund's Class Y shares and after-tax returns for Class A shares will vary.
Principal Investment Strategy
www.countryfinancial.com
<tt>The following bar chart provides some indication of the risks of investing in<br />the Fund's Class Y shares (the class of shares with the longest period of annual<br />returns) by showing changes in the Fund's performance from year to year. The<br />bar chart includes the effects of the Fund's expenses, but not sales charges. <br />If sales charges were included the returns would be lower. Class A shares would<br />have substantially similar annual returns because both classes of shares are<br />invested in the same portfolio of securities. Annual returns would differ only<br />to the extent that the classes do not have the same expenses. Unlike the bar<br />chart, the performance table includes the effects of sales charges. The<br />performance table shows how the Fund's average annual returns compare with <br />those of a broad measure of market performance, and includes an additional <br />peer average which consists of funds with similar investment objectives (please <br />refer to the section entitled "Index and Peer Average Descriptions" in the <br />Prospectus for more information). Both the bar chart and table assume reinvestment <br />of dividends and distributions. As with all mutual funds, past performance (before<br />and after taxes) is not a prediction of future performance. Updated performance<br />information is available on the Fund's website at www.countryfinancial.com or by<br />calling the Fund toll-free at 1-800-245-2100.</tt>
<tt>This table describes the fees and expenses that you may pay if you buy and hold<br />shares of the Fund.  You may qualify for sales charge discounts if you and your<br />family invest, or agree to invest in the future, at least $50,000 in the Class A<br />Shares of the COUNTRY Mutual Funds. More information about these and other<br />discounts is available from your financial professional and in the section<br />entitled "Description of Classes" on page 22 of the Fund's prospectus.</tt>
<div style="display:none">~ http://www.countryfinancial.com/role/OperatingExpensesData_S000006841Member column dei_LegalEntityAxis compact * column rr_ProspectusShareClassAxis compact * row primary compact * ~</div>
<div style="display:none">~ http://www.countryfinancial.com/role/PerformanceTableData_S000006841Member column dei_LegalEntityAxis compact * column rr_ProspectusShareClassAxis compact * column rr_PerformanceMeasureAxis compact * row primary compact * ~</div>
An investment in the Fund is not a deposit of COUNTRY Trust Bank®, of which
the Adviser is a department, and is not insured or guaranteed by the Federal
Deposit Insurance Corporation, the Office of the Comptroller of the Currency
or any other government agency.
<div style="display:none">~ http://www.countryfinancial.com/role/ShareholderFeesData_S000006841Member column dei_LegalEntityAxis compact * column rr_ProspectusShareClassAxis compact * row primary compact * ~</div>
Lipper Large Cap Core Funds Average (reflects no deduction for taxes)
-0.0062
-0.0086
0.0261
0.0421
2002-03-01
S&P 500 Index (reflects no deduction for fees, expenses or taxes)
0.0211
-0.0025
0.0292
0.0309
2002-03-01
Return After Taxes on Distributions and Sale of Fund Shares Class Y Shares
0.0288
0.0110
0.0260
Return After Taxes on Distributions Class Y Shares
0.0254
0.0075
0.0258
CGRAX
0
0.0550
5
Return Before Taxes Class A Shares
0.0000
662
900
-0.0001
1891
1157
-0.0251
0.0035
0.0075
2013-10-31
0.0017
0.00
0.0007
0.0116
0.0117
0.0262
2002-03-01
0.00
CTYGX
-0.1836
0
lowest return
highest return
0.0000
2012-09-30
5
Return Before Taxes Class Y Shares
0.0000
118
2009-09-30
371
-0.1952
0.0722
-0.0001
0.1439
1419
643
0.0643
0.1459
0.0315
0.0035
-0.3084
0.0075
2013-10-31
2008-12-31
0.2284
0.0130
0.0484
year-to-date total return
0.0315
0.00
0.250
0.0007
0.0305
0.0116
0.0117
0.1039
0.1007
0.00
0001157756
ck0001157756:SummaryS000006841Memberck0001157756:S000006841Memberck0001157756:C000018495Member
2012-10-31
2012-10-31
0001157756
ck0001157756:SummaryS000006841Memberck0001157756:S000006841Memberck0001157756:C000018496Member
2012-10-31
2012-10-31
0001157756
ck0001157756:SummaryS000006841Memberck0001157756:S000006841Memberrr:AfterTaxesOnDistributionsMemberck0001157756:C000018495Member
2012-10-31
2012-10-31
0001157756
ck0001157756:SummaryS000006841Memberck0001157756:S000006841Memberrr:AfterTaxesOnDistributionsAndSalesMemberck0001157756:C000018495Member
2012-10-31
2012-10-31
0001157756
ck0001157756:SummaryS000006841Memberck0001157756:S000006841Memberck0001157756:RRINDEX00001Member
2012-10-31
2012-10-31
0001157756
ck0001157756:SummaryS000006841Memberck0001157756:S000006841Memberck0001157756:RRINDEX00002Member
2012-10-31
2012-10-31
0001157756
ck0001157756:SummaryS000006841Memberck0001157756:S000006841Member
2012-10-31
2012-10-31
0001157756
ck0001157756:SummaryS000006845Memberck0001157756:S000006845Memberck0001157756:C000018503Member
2012-10-31
2012-10-31
0001157756
ck0001157756:SummaryS000006845Memberck0001157756:S000006845Memberck0001157756:C000018504Member
2012-10-31
2012-10-31
0001157756
ck0001157756:SummaryS000006845Memberck0001157756:S000006845Memberrr:AfterTaxesOnDistributionsMemberck0001157756:C000018503Member
2012-10-31
2012-10-31
0001157756
ck0001157756:SummaryS000006845Memberck0001157756:S000006845Memberrr:AfterTaxesOnDistributionsAndSalesMemberck0001157756:C000018503Member
2012-10-31
2012-10-31
0001157756
ck0001157756:SummaryS000006845Memberck0001157756:S000006845Memberck0001157756:RRINDEX00003Member
2012-10-31
2012-10-31
0001157756
ck0001157756:SummaryS000006845Memberck0001157756:S000006845Memberck0001157756:RRINDEX00004Member
2012-10-31
2012-10-31
0001157756
ck0001157756:SummaryS000006845Memberck0001157756:S000006845Member
2012-10-31
2012-10-31
0001157756
2012-10-31
2012-10-31
pure
iso4217:USD
You pay a deferred sales charge of up to 1.00% on certain redemptions of Class A shares made within 18 months of purchase if you bought them without an initial sales charge as part of an investment of $1,000,000 or more.
"Other Expenses" includes Acquired Fund Fees and Expenses ("AFFE"), which are indirect fees and expenses that funds incur from investing in the shares of other mutual funds.
The Custodian has agreed to waive all custody fees through October 31, 2013. Please note that the Total Annual Fund Operating Expenses After Fee Waiver does not correlate to the Ratio of Expenses to Average Net Assets included in the "Financial Highlights" section of the Prospectus because the audited information in the "Financial Highlights" reflects the operating expenses and does not include indirect expenses such as AFFE.
The Adviser and Custodian have contractually agreed to waive fees and reimburse other Fund expenses until October 31, 2013, so that all custody fees are waived for the Fund and so that total annualized operating expenses do not exceed 0.85% of average daily net assets for the Class A shares of the Fund and 0.85% of average daily net assets for the Class Y shares of the Fund. The fee waiver and expense reimbursement does not apply to acquired funds fees and expenses and may be terminated at any time after October 31, 2013 at the discretion of the service providers. Please note that the Total Annual Fund Operating Expenses After Fee Waiver and/or Expense Reimbursement does not correlate to the Ratio of Expenses to Average Net Assets included in the "Financial Highlights" section of the Prospectus because the audited information in the "Financial Highlights" reflects the operating expenses and does not include indirect expenses such as AFFE.