EX-99.(R)(D) 8 d327898dex99rd.htm POWERS OF ATTORNEY Powers of Attorney

Exhibit (r)(d)

POWER OF ATTORNEY

With Respect to

TIAA-CREF Life Insurance Company

Variable Annuity, Variable Life Insurance and other SEC-registered annuity products

Rashmi Badwe,

whose signature appears below, constitutes and appoints Kenneth Reitz, John Piller and any such person(s) as Kenneth Reitz may designate in writing directed to the President of TIAA-CREF Life Insurance Company, and each of them, as such person’s attorney-in-fact, each with the power of substitution, for such person in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the TIAA-CREF Life Insurance Company products listed below, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof. I hereby revoke any prior power of attorney executed to accomplish the same purposes.

The separate accounts and products covered by this Power of Attorney are:

 

     SEC File No.

TIAA-CREF LIFE SEPARATE ACCOUNT VA-1

    811-08963

Lifetime Variable Select Individual Deferred Variable Annuity

    333-61761

Personal Annuity Select Individual Deferred Variable Annuity

    333-61761

Single Premium Immediate Annuity

    333-46414

Intelligent Variable Annuity

    333-145064

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-1

    811-10393

Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Last Survivor Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Intelligent Life Individual Flexible Premium

   

Variable Universal Life Insurance Policy

    333-128699

Intelligent Life Survivorship Variable Universal Life Insurance Policy

    333-151910

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-2

    811-22659

Flexible Premium Variable Universal Life Insurance Policy

    333-179272

Flexible Premium Last Survivor Variable Universal Life Insurance Policy

    333-183060

TIAA CREF LIFE INSURANCE COMPANY

   

TIAA-CREF Investment Horizon Annuity

   

(Individual Flexible Premium Modified Guaranteed Annuity Contract)

   

Inception through 4/31/2013

    333-149714

5/1/2013 through 4/31/2016

    333-187638

5/1/2016 through 4/31/2019

    333-210342

This Power of Attorney is effective April 1, 2017 and remains in effect until revoked or revised.

 

Signed:  
 

/s/ Rashmi Badwe

   
 

Rashmi Badwe

Director

POWER OF ATTORNEY

With Respect to

TIAA-CREF Life Insurance Company

Variable Annuity, Variable Life Insurance and other SEC-registered annuity products

Elizabeth D. Black,

whose signature appears below, constitutes and appoints Kenneth Reitz, John Piller and any such person(s) as Kenneth Reitz may designate in writing directed to the President of TIAA-CREF Life Insurance Company, and each of them, as such person’s attorney-in-fact, each with the power of substitution, for such person in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the TIAA-CREF Life Insurance Company products listed below, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof. I hereby revoke any prior power of attorney executed to accomplish the same purposes.

The separate accounts and products covered by this Power of Attorney are:

 

     SEC File No.

TIAA-CREF LIFE SEPARATE ACCOUNT VA-1

    811-08963

Lifetime Variable Select Individual Deferred Variable Annuity

    333-61761

Personal Annuity Select Individual Deferred Variable Annuity

    333-61761

Single Premium Immediate Annuity

    333-46414

Intelligent Variable Annuity

    333-145064

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-1

    811-10393

Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Last Survivor Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Intelligent Life Individual Flexible Premium

   

Variable Universal Life Insurance Policy

    333-128699

Intelligent Life Survivorship Variable Universal Life Insurance Policy

    333-151910

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-2

    811-22659

Flexible Premium Variable Universal Life Insurance Policy

    333-179272

Flexible Premium Last Survivor Variable Universal Life Insurance Policy

    333-183060

TIAA CREF LIFE INSURANCE COMPANY

   

TIAA-CREF Investment Horizon Annuity

   

(Individual Flexible Premium Modified Guaranteed Annuity Contract)

   

Inception through 4/31/2013

    333-149714

5/1/2013 through 4/31/2016

    333-187638

5/1/2016 through 4/31/2019

    333-210342

        ]

   

This Power of Attorney is effective April 1, 2017 and remains in effect until revoked or revised.

 

Signed:  
 

/s/ Elizabeth D. Black

   
 

Elizabeth D. Black

Director

POWER OF ATTORNEY

With Respect to

TIAA-CREF Life Insurance Company

Variable Annuity, Variable Life Insurance and other SEC-registered annuity products

Christopher Van Buren,

whose signature appears below, constitutes and appoints Kenneth Reitz, John Piller and any such person(s) as Kenneth Reitz may designate in writing directed to the President of TIAA-CREF Life Insurance Company, and each of them, as such person’s attorney-in-fact, each with the power of substitution, for such person in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the TIAA-CREF Life Insurance Company products listed below, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof. I hereby revoke any prior power of attorney executed to accomplish the same purposes.

The separate accounts and products covered by this Power of Attorney are:

 

     SEC File No.

TIAA-CREF LIFE SEPARATE ACCOUNT VA-1

    811-08963

Lifetime Variable Select Individual Deferred Variable Annuity

    333-61761

Personal Annuity Select Individual Deferred Variable Annuity

    333-61761

Single Premium Immediate Annuity

    333-46414

Intelligent Variable Annuity

    333-145064

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-1

    811-10393

Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Last Survivor Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Intelligent Life Individual Flexible Premium

   

Variable Universal Life Insurance Policy

    333-128699

Intelligent Life Survivorship Variable Universal Life Insurance Policy

    333-151910

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-2

    811-22659

Flexible Premium Variable Universal Life Insurance Policy

    333-179272

Flexible Premium Last Survivor Variable Universal Life Insurance Policy

    333-183060

TIAA CREF LIFE INSURANCE COMPANY

   

TIAA-CREF Investment Horizon Annuity

   

(Individual Flexible Premium Modified Guaranteed Annuity Contract)

   

Inception through 4/31/2013

    333-149714

5/1/2013 through 4/31/2016

    333-187638

5/1/2016 through 4/31/2019

    333-210342

This Power of Attorney is effective April 1, 2017 and remains in effect until revoked or revised.

 

Signed:  
 

/s/ Christopher Van Buren

   
 

Christopher Van Buren

Director

POWER OF ATTORNEY

With Respect to

TIAA-CREF Life Insurance Company

Variable Annuity, Variable Life Insurance and other SEC-registered annuity products

Sue Collins,

whose signature appears below, constitutes and appoints Kenneth Reitz, John Piller and any such person(s) as Kenneth Reitz may designate in writing directed to the President of TIAA-CREF Life Insurance Company, and each of them, as such person’s attorney-in-fact, each with the power of substitution, for such person in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the TIAA-CREF Life Insurance Company products listed below, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof. I hereby revoke any prior power of attorney executed to accomplish the same purposes.

The separate accounts and products covered by this Power of Attorney are:

 

     SEC File No.

TIAA-CREF LIFE SEPARATE ACCOUNT VA-1

    811-08963

Lifetime Variable Select Individual Deferred Variable Annuity

    333-61761

Personal Annuity Select Individual Deferred Variable Annuity

    333-61761

Single Premium Immediate Annuity

    333-46414

Intelligent Variable Annuity

    333-145064

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-1

    811-10393

Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Last Survivor Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Intelligent Life Individual Flexible Premium

   

Variable Universal Life Insurance Policy

    333-128699

Intelligent Life Survivorship Variable Universal Life Insurance Policy

    333-151910

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-2

    811-22659

Flexible Premium Variable Universal Life Insurance Policy

    333-179272

Flexible Premium Last Survivor Variable Universal Life Insurance Policy

    333-183060

TIAA CREF LIFE INSURANCE COMPANY

   

TIAA-CREF Investment Horizon Annuity

   

(Individual Flexible Premium Modified Guaranteed Annuity Contract)

   

Inception through 4/31/2013

    333-149714

5/1/2013 through 4/31/2016

    333-187638

5/1/2016 through 4/31/2019

    333-210342

This Power of Attorney is effective April 1, 2017 and remains in effect until revoked or revised.

 

Signed:  
 

/s/ Sue Collins

   
 

Sue Collins

Director

POWER OF ATTORNEY

With Respect to

TIAA-CREF Life Insurance Company

Variable Annuity, Variable Life Insurance and other SEC-registered annuity products

Larkin W. Fields,

whose signature appears below, constitutes and appoints Kenneth Reitz, John Piller and any such person(s) as Kenneth Reitz may designate in writing directed to the President of TIAA-CREF Life Insurance Company, and each of them, as such person’s attorney-in-fact, each with the power of substitution, for such person in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the TIAA-CREF Life Insurance Company products listed below, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof. I hereby revoke any prior power of attorney executed to accomplish the same purposes.

The separate accounts and products covered by this Power of Attorney are:

 

     SEC File No.

TIAA-CREF LIFE SEPARATE ACCOUNT VA-1

    811-08963

Lifetime Variable Select Individual Deferred Variable Annuity

    333-61761

Personal Annuity Select Individual Deferred Variable Annuity

    333-61761

Single Premium Immediate Annuity

    333-46414

Intelligent Variable Annuity

    333-145064

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-1

    811-10393

Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Last Survivor Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Intelligent Life Individual Flexible Premium

   

Variable Universal Life Insurance Policy

    333-128699

Intelligent Life Survivorship Variable Universal Life Insurance Policy

    333-151910

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-2

    811-22659

Flexible Premium Variable Universal Life Insurance Policy

    333-179272

Flexible Premium Last Survivor Variable Universal Life Insurance Policy

    333-183060

TIAA CREF LIFE INSURANCE COMPANY

   

TIAA-CREF Investment Horizon Annuity

   

(Individual Flexible Premium Modified Guaranteed Annuity Contract)

   

Inception through 4/31/2013

    333-149714

5/1/2013 through 4/31/2016

    333-187638

5/1/2016 through 4/31/2019

    333-210342

        ]

   

This Power of Attorney is effective April 1, 2017 and remains in effect until revoked or revised.

 

Signed:  
 

/s/ Larkin W. Fields

   
 

Larkin W. Fields

Chief Financial Officer

POWER OF ATTORNEY

With Respect to

TIAA-CREF Life Insurance Company

Variable Annuity, Variable Life Insurance and other SEC-registered annuity products

Eric Jones,

whose signature appears below, constitutes and appoints Kenneth Reitz, John Piller and any such person(s) as Kenneth Reitz may designate in writing directed to the President of TIAA-CREF Life Insurance Company, and each of them, as such person’s attorney-in-fact, each with the power of substitution, for such person in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the TIAA-CREF Life Insurance Company products listed below, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof. I hereby revoke any prior power of attorney executed to accomplish the same purposes.

The separate accounts and products covered by this Power of Attorney are:

 

     SEC File No.

TIAA-CREF LIFE SEPARATE ACCOUNT VA-1

    811-08963

Lifetime Variable Select Individual Deferred Variable Annuity

    333-61761

Personal Annuity Select Individual Deferred Variable Annuity

    333-61761

Single Premium Immediate Annuity

    333-46414

Intelligent Variable Annuity

    333-145064

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-1

    811-10393

Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Last Survivor Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Intelligent Life Individual Flexible Premium

   

Variable Universal Life Insurance Policy

    333-128699

Intelligent Life Survivorship Variable Universal Life Insurance Policy

    333-151910

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-2

    811-22659

Flexible Premium Variable Universal Life Insurance Policy

    333-179272

Flexible Premium Last Survivor Variable Universal Life Insurance Policy

    333-183060

TIAA CREF LIFE INSURANCE COMPANY

   

TIAA-CREF Investment Horizon Annuity

   

(Individual Flexible Premium Modified Guaranteed Annuity Contract)

   

Inception through 4/31/2013

    333-149714

5/1/2013 through 4/31/2016

    333-187638

5/1/2016 through 4/31/2019

    333-210342

This Power of Attorney is effective April 1, 2017 and remains in effect until revoked or revised.

 

Signed:  
 

/s/ Eric Jones

   
 

Eric Jones

Director

POWER OF ATTORNEY

With Respect to

TIAA-CREF Life Insurance Company

Variable Annuity, Variable Life Insurance and other SEC-registered annuity products

Meredith J. Kornreich,

whose signature appears below, constitutes and appoints Kenneth Reitz, John Piller and any such person(s) as Kenneth Reitz may designate in writing directed to the President of TIAA-CREF Life Insurance Company, and each of them, as such person’s attorney-in-fact, each with the power of substitution, for such person in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the TIAA-CREF Life Insurance Company products listed below, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof. I hereby revoke any prior power of attorney executed to accomplish the same purposes.

The separate accounts and products covered by this Power of Attorney are:

 

     SEC File No.

TIAA-CREF LIFE SEPARATE ACCOUNT VA-1

    811-08963

Lifetime Variable Select Individual Deferred Variable Annuity

    333-61761

Personal Annuity Select Individual Deferred Variable Annuity

    333-61761

Single Premium Immediate Annuity

    333-46414

Intelligent Variable Annuity

    333-145064

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-1

    811-10393

Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Last Survivor Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Intelligent Life Individual Flexible Premium

   

Variable Universal Life Insurance Policy

    333-128699

Intelligent Life Survivorship Variable Universal Life Insurance Policy

    333-151910

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-2

    811-22659

Flexible Premium Variable Universal Life Insurance Policy

    333-179272

Flexible Premium Last Survivor Variable Universal Life Insurance Policy

    333-183060

TIAA CREF LIFE INSURANCE COMPANY

   

TIAA-CREF Investment Horizon Annuity

   

(Individual Flexible Premium Modified Guaranteed Annuity Contract)

   

Inception through 4/31/2013

    333-149714

5/1/2013 through 4/31/2016

    333-187638

5/1/2016 through 4/31/2019

    333-210342

This Power of Attorney is effective April 1, 2017 and remains in effect until revoked or revised.

 

Signed:  
 

/s/ Meredith Kornreich

   
 

Meredith Kornreich

Director

POWER OF ATTORNEY

With Respect to

TIAA-CREF Life Insurance Company

Variable Annuity, Variable Life Insurance and other SEC-registered annuity products

Russell Noles,

whose signature appears below, constitutes and appoints Kenneth Reitz, John Piller and any such person(s) as Kenneth Reitz may designate in writing directed to the President of TIAA-CREF Life Insurance Company, and each of them, as such person’s attorney-in-fact, each with the power of substitution, for such person in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the TIAA-CREF Life Insurance Company products listed below, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof. I hereby revoke any prior power of attorney executed to accomplish the same purposes.

The separate accounts and products covered by this Power of Attorney are:

 

     SEC File No.

TIAA-CREF LIFE SEPARATE ACCOUNT VA-1

    811-08963

Lifetime Variable Select Individual Deferred Variable Annuity

    333-61761

Personal Annuity Select Individual Deferred Variable Annuity

    333-61761

Single Premium Immediate Annuity

    333-46414

Intelligent Variable Annuity

    333-145064

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-1

    811-10393

Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Last Survivor Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Intelligent Life Individual Flexible Premium

   

Variable Universal Life Insurance Policy

    333-128699

Intelligent Life Survivorship Variable Universal Life Insurance Policy

    333-151910

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-2

    811-22659

Flexible Premium Variable Universal Life Insurance Policy

    333-179272

Flexible Premium Last Survivor Variable Universal Life Insurance Policy

    333-183060

TIAA CREF LIFE INSURANCE COMPANY

   

TIAA-CREF Investment Horizon Annuity

   

(Individual Flexible Premium Modified Guaranteed Annuity Contract)

   

Inception through 4/31/2013

    333-149714

5/1/2013 through 4/31/2016

    333-187638

5/1/2016 through 4/31/2019

    333-210342

This Power of Attorney is effective April 1, 2017 and remains in effect until revoked or revised.

 

Signed:  
 

/s/ Russell Noles

   
 

Russell Noles

Director

POWER OF ATTORNEY

With Respect to

TIAA-CREF Life Insurance Company

Variable Annuity, Variable Life Insurance and other SEC-registered annuity products

Scott Parnell,

whose signature appears below, constitutes and appoints Kenneth Reitz, John Piller and any such person(s) as Kenneth Reitz may designate in writing directed to the President of TIAA-CREF Life Insurance Company, and each of them, as such person’s attorney-in-fact, each with the power of substitution, for such person in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the TIAA-CREF Life Insurance Company products listed below, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof. I hereby revoke any prior power of attorney executed to accomplish the same purposes.

The separate accounts and products covered by this Power of Attorney are:

 

     SEC File No.

TIAA-CREF LIFE SEPARATE ACCOUNT VA-1

    811-08963

Lifetime Variable Select Individual Deferred Variable Annuity

    333-61761

Personal Annuity Select Individual Deferred Variable Annuity

    333-61761

Single Premium Immediate Annuity

    333-46414

Intelligent Variable Annuity

    333-145064

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-1

    811-10393

Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Last Survivor Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Intelligent Life Individual Flexible Premium

   

Variable Universal Life Insurance Policy

    333-128699

Intelligent Life Survivorship Variable Universal Life Insurance Policy

    333-151910

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-2

    811-22659

Flexible Premium Variable Universal Life Insurance Policy

    333-179272

Flexible Premium Last Survivor Variable Universal Life Insurance Policy

    333-183060

TIAA CREF LIFE INSURANCE COMPANY

   

TIAA-CREF Investment Horizon Annuity

   

(Individual Flexible Premium Modified Guaranteed Annuity Contract)

   

Inception through 4/31/2013

    333-149714

5/1/2013 through 4/31/2016

    333-187638

5/1/2016 through 4/31/2019

    333-210342

This Power of Attorney is effective April 1, 2017 and remains in effect until revoked or revised.

 

Signed:  
 

/s/ Scott Parnell

   
 

Scott Parnell

Director

POWER OF ATTORNEY

With Respect to

TIAA-CREF Life Insurance Company

Variable Annuity, Variable Life Insurance and other SEC-registered annuity products

Christopher Weyrauch,

whose signature appears below, constitutes and appoints Kenneth Reitz, John Piller and any such person(s) as Kenneth Reitz may designate in writing directed to the President of TIAA-CREF Life Insurance Company, and each of them, as such person’s attorney-in-fact, each with the power of substitution, for such person in any and all capacities, to sign any registration statements and amendments thereto and similar documents for the TIAA-CREF Life Insurance Company products listed below, and to file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission and necessary regulatory authorities of any State, hereby ratifying and confirming all that each of said attorneys-in-fact may do or cause to be done by virtue hereof. I hereby revoke any prior power of attorney executed to accomplish the same purposes.

The separate accounts and products covered by this Power of Attorney are:

 

     SEC File No.

TIAA-CREF LIFE SEPARATE ACCOUNT VA-1

    811-08963

Lifetime Variable Select Individual Deferred Variable Annuity

    333-61761

Personal Annuity Select Individual Deferred Variable Annuity

    333-61761

Single Premium Immediate Annuity

    333-46414

Intelligent Variable Annuity

    333-145064

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-1

    811-10393

Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Last Survivor Flexible Premium Variable Universal Life Insurance Policy

    333-62162

Intelligent Life Individual Flexible Premium

   

Variable Universal Life Insurance Policy

    333-128699

Intelligent Life Survivorship Variable Universal Life Insurance Policy

    333-151910

TIAA-CREF LIFE SEPARATE ACCOUNT VLI-2

    811-22659

Flexible Premium Variable Universal Life Insurance Policy

    333-179272

Flexible Premium Last Survivor Variable Universal Life Insurance Policy

    333-183060

TIAA CREF LIFE INSURANCE COMPANY

   

TIAA-CREF Investment Horizon Annuity

   

(Individual Flexible Premium Modified Guaranteed Annuity Contract)

   

Inception through 4/31/2013

    333-149714

5/1/2013 through 4/31/2016

    333-187638

5/1/2016 through 4/31/2019

    333-210342

This Power of Attorney is effective April 1, 2017 and remains in effect until revoked or revised.

 

Signed:  
 

/s/ Christopher Weyrauch

   
 

Christopher Weyrauch

Chief Executive Officer

President and Chairman of the Board