EX-21 3 ex21.htm SUBSIDIARIES OF REGISTRANT

First Federal of Northern Michigan 10-K

 

EXHIBIT 21

SUBSIDIARIES OF THE REGISTRANT

 
 

EXHIBIT 21

Subsidiaries of the Registrant

         
Parent Company   Subsidiary Companies   State of Incorporation
         
First Federal of Northern Michigan Bancorp, Inc.   First Federal of Northern Michigan   Federal
First Federal of Northern Michigan   Financial Services and Mortgage Corporation   Michigan
First Federal of Northern Michigan   FFNM Agency, Inc   Michigan