EX-21 3 v332798_ex21.htm EXHIBIT 21

 

EXHIBIT 21

 

SUBSIDIARIES OF THE REGISTRANT

 

 
 

 

 

EXHIBIT 21

 

Subsidiaries of the Registrant

 

Parent Company   Subsidiary Companies   State of Incorporation
         
First Federal of Northern Michigan Bancorp, Inc.   First Federal of Northern Michigan   Federal
         
First Federal of Northern Michigan   Financial Services and Mortgage Corporation   Michigan
         
First Federal of Northern Michigan   FFNM Agency, Inc   Michigan