0001123270 us-gaap:StockOptionsMember bkmu:Plan2001Member 2001-12-31 0001123270 us-gaap:RestrictedStockMember bkmu:Plan2001Member 2001-12-31 0001123270 us-gaap:StockOptionsMember bkmu:Plan2004Member 2004-01-01 2004-12-31 0001123270 us-gaap:RestrictedStockMember bkmu:Plan2004Member 2004-01-01 2004-12-31 0001123270 us-gaap:StockOptionsMember bkmu:Plan2004Member 2004-12-31 0001123270 us-gaap:RestrictedStockMember bkmu:Plan2004Member 2004-12-31 0001123270 2010-12-31 0001123270 us-gaap:NoncontrollingInterestMember 2010-12-31 0001123270 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2010-12-31 0001123270 bkmu:OneToFourFamilyMember 2010-12-31 0001123270 us-gaap:AdditionalPaidInCapitalMember 2010-12-31 0001123270 bkmu:ConsumerMember 2010-12-31 0001123270 us-gaap:CommonStockMember 2010-12-31 0001123270 bkmu:MortgageServicingRightsMember 2010-12-31 0001123270 bkmu:CommercialBusinessMember 2010-12-31 0001123270 us-gaap:TreasuryStockMember 2010-12-31 0001123270 us-gaap:CommercialRealEstateMember 2010-12-31 0001123270 bkmu:MultifamilyMember 2010-12-31 0001123270 bkmu:ConstructionAndDevelopmentMember 2010-12-31 0001123270 us-gaap:RetainedEarningsMember 2010-12-31 0001123270 2011-04-01 2011-06-30 0001123270 2011-06-30 0001123270 2011-07-01 2011-09-30 0001123270 us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember 2011-07-01 2011-09-30 0001123270 us-gaap:MinimumMember 2011-07-01 2011-09-30 0001123270 us-gaap:MaximumMember 2011-07-01 2011-09-30 0001123270 2011-01-01 2011-09-30 0001123270 us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember 2011-01-01 2011-09-30 0001123270 us-gaap:NoncontrollingInterestMember 2011-01-01 2011-09-30 0001123270 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2011-01-01 2011-09-30 0001123270 bkmu:OneToFourFamilyMember 2011-01-01 2011-09-30 0001123270 us-gaap:AdditionalPaidInCapitalMember 2011-01-01 2011-09-30 0001123270 bkmu:ConsumerMember 2011-01-01 2011-09-30 0001123270 us-gaap:CommonStockMember 2011-01-01 2011-09-30 0001123270 bkmu:MortgageServicingRightsMember 2011-01-01 2011-09-30 0001123270 bkmu:CommercialBusinessMember 2011-01-01 2011-09-30 0001123270 us-gaap:TreasuryStockMember 2011-01-01 2011-09-30 0001123270 us-gaap:CommercialRealEstateMember 2011-01-01 2011-09-30 0001123270 bkmu:MultifamilyMember 2011-01-01 2011-09-30 0001123270 bkmu:ConstructionAndDevelopmentMember 2011-01-01 2011-09-30 0001123270 us-gaap:RetainedEarningsMember 2011-01-01 2011-09-30 0001123270 2011-09-30 0001123270 us-gaap:NoncontrollingInterestMember 2011-09-30 0001123270 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2011-09-30 0001123270 bkmu:OneToFourFamilyMember 2011-09-30 0001123270 us-gaap:AdditionalPaidInCapitalMember 2011-09-30 0001123270 bkmu:ConsumerMember 2011-09-30 0001123270 us-gaap:CommonStockMember 2011-09-30 0001123270 bkmu:MortgageServicingRightsMember 2011-09-30 0001123270 bkmu:CommercialBusinessMember 2011-09-30 0001123270 us-gaap:TreasuryStockMember 2011-09-30 0001123270 us-gaap:CommercialRealEstateMember 2011-09-30 0001123270 bkmu:MultifamilyMember 2011-09-30 0001123270 bkmu:ConstructionAndDevelopmentMember 2011-09-30 0001123270 us-gaap:RetainedEarningsMember 2011-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:OneToFourFamilyMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:MultifamilyMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember us-gaap:CommercialRealEstateMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialBusinessMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateOfficeMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentLandMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerHomeEquityMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerStudentMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerOtherConsumerMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialBusinessTermLoansMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialBusinessLinesOfCreditMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:OneToFourFamilyMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember us-gaap:CommercialRealEstateMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:MultifamilyMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialBusinessMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateOfficeMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentLandMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerHomeEquityMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerStudentMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerOtherConsumerMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialBusinessTermLoansMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialBusinessLinesOfCreditMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember 2011-10-01 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember 2011-10-01 2011-12-31 0001123270 2011-01-01 2011-12-31 0001123270 bkmu:MortgageServicingRightsMember 2011-01-01 2011-12-31 0001123270 2011-12-31 0001123270 bkmu:OneToFourFamilyMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:ConstructionAndDevelopmentMember 2011-12-31 0001123270 bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2011-12-31 0001123270 bkmu:UndisbursedCommercialLoansMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:ConsumerOtherConsumerMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2011-12-31 0001123270 us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:CommercialBusinessMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:CommercialBusinessTermLoansMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember us-gaap:CommercialRealEstateMember 2011-12-31 0001123270 bkmu:MultifamilyMember 2011-12-31 0001123270 bkmu:ConsumerStudentMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateOfficeMember 2011-12-31 0001123270 bkmu:ConsumerOtherConsumerMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:ConsumerHomeEquityMember 2011-12-31 0001123270 bkmu:ForwardCommitmentsMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2011-12-31 0001123270 us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2011-12-31 0001123270 bkmu:ConsumerMember 2011-12-31 0001123270 us-gaap:LandMember 2011-12-31 0001123270 bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:CommercialRealEstateOfficeMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialBusinessTermLoansMember 2011-12-31 0001123270 bkmu:CommercialRealEstateRetailWholesaleMixedMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:ConsumerMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:CommercialRealEstateOfficeMember 2011-12-31 0001123270 bkmu:CommercialRealEstateOfficeMember 2011-12-31 0001123270 bkmu:CommitmentsToExtendCreditFixedRateMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMember 2011-12-31 0001123270 us-gaap:SubstandardMember us-gaap:CommercialRealEstateMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2011-12-31 0001123270 bkmu:CommercialBusinessLinesOfCreditMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2011-12-31 0001123270 bkmu:MortgageServicingRightsMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:CommercialBusinessMember 2011-12-31 0001123270 bkmu:ConstructionAndDevelopmentMultifamilyMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:ConsumerStudentMember 2011-12-31 0001123270 us-gaap:StandbyLettersOfCreditMember 2011-12-31 0001123270 bkmu:ConstructionAndDevelopmentMember 2011-12-31 0001123270 us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember 2011-12-31 0001123270 bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:OneToFourFamilyMember 2011-12-31 0001123270 us-gaap:PassMember us-gaap:CommercialRealEstateMember 2011-12-31 0001123270 us-gaap:TreasuryStockMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember us-gaap:CommercialRealEstateMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerMember 2011-12-31 0001123270 bkmu:ConstructionAndDevelopmentLandMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentLandMember 2011-12-31 0001123270 us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember bkmu:NonInvestmentGradeMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:CommercialBusinessLinesOfCreditMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:MultifamilyMember 2011-12-31 0001123270 us-gaap:CommercialRealEstateMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2011-12-31 0001123270 bkmu:CommercialBusinessMember 2011-12-31 0001123270 us-gaap:FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember 2011-12-31 0001123270 bkmu:CommitmentsToExtendCreditAdjustableRateMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:CommercialBusinessMember 2011-12-31 0001123270 bkmu:CommercialRealEstateIndustrialWarehouseMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialBusinessMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:MultifamilyMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:ConsumerHomeEquityMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember 2011-12-31 0001123270 us-gaap:MortgageBackedSecuritiesOtherMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:ConsumerOtherConsumerMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2011-12-31 0001123270 bkmu:WatchMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:MultifamilyMember 2011-12-31 0001123270 us-gaap:InterestRateLockCommitmentsMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2011-12-31 0001123270 us-gaap:RetainedEarningsMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:CommercialRealEstateOfficeMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember 2011-12-31 0001123270 us-gaap:FairValueInputsLevel1Member 2011-12-31 0001123270 bkmu:WatchMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:CommercialBusinessLinesOfCreditMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialBusinessLinesOfCreditMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:ConsumerMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:ConstructionAndDevelopmentMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerOtherConsumerMember 2011-12-31 0001123270 us-gaap:FairValueInputsLevel3Member 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:OneToFourFamilyMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:ConstructionAndDevelopmentLandMember 2011-12-31 0001123270 bkmu:WatchMember us-gaap:CommercialRealEstateMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerStudentMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:CommercialBusinessLinesOfCreditMember 2011-12-31 0001123270 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentLandMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialBusinessTermLoansMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:CommercialBusinessTermLoansMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerOtherConsumerMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:MultifamilyMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerHomeEquityMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:ConstructionAndDevelopmentMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:OneToFourFamilyMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:ConsumerOtherConsumerMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:CommercialBusinessLinesOfCreditMember 2011-12-31 0001123270 bkmu:ConsumerHomeEquityMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:ConsumerHomeEquityMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2011-12-31 0001123270 us-gaap:SubstandardMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:ConstructionAndDevelopmentMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:ConstructionAndDevelopmentLandMember 2011-12-31 0001123270 bkmu:CommercialBusinessTermLoansMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:ConsumerHomeEquityMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember 2011-12-31 0001123270 us-gaap:CommonStockMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:MultifamilyMember 2011-12-31 0001123270 us-gaap:FairValueInputsLevel2Member 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:ConstructionAndDevelopmentLandMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:OneToFourFamilyMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:OneToFourFamilyMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialBusinessMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2011-12-31 0001123270 us-gaap:LoansReceivableMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:CommercialBusinessMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:CommercialRealEstateOfficeMember 2011-12-31 0001123270 us-gaap:NoncontrollingInterestMember 2011-12-31 0001123270 us-gaap:PassMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialBusinessLinesOfCreditMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:ConsumerOtherConsumerMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:ConsumerStudentMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember us-gaap:CommercialRealEstateMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:MultifamilyMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2011-12-31 0001123270 bkmu:WatchMember bkmu:ConsumerMember 2011-12-31 0001123270 us-gaap:AdditionalPaidInCapitalMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:CommercialBusinessTermLoansMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateOfficeMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerStudentMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2011-12-31 0001123270 bkmu:UnusedCommercialLinesOfCreditMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:ConsumerStudentMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:CommercialBusinessTermLoansMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:OneToFourFamilyMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerHomeEquityMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2011-12-31 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2011-12-31 0001123270 us-gaap:SecuritiesInvestmentMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:ConsumerStudentMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2011-12-31 0001123270 us-gaap:PassMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2011-12-31 0001123270 us-gaap:SubstandardMember bkmu:ConsumerMember 2011-12-31 0001123270 bkmu:UnusedConsumerLinesOfCreditMember 2011-12-31 0001123270 us-gaap:SpecialMentionMember bkmu:ConstructionAndDevelopmentLandMember 2011-12-31 0001123270 2012-06-30 0001123270 2012-07-01 2012-09-30 0001123270 us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember 2012-07-01 2012-09-30 0001123270 us-gaap:MinimumMember 2012-07-01 2012-09-30 0001123270 us-gaap:MaximumMember 2012-07-01 2012-09-30 0001123270 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2012-01-01 2012-09-30 0001123270 bkmu:StockOptionsSixMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember us-gaap:CommercialRealEstateMember 2012-01-01 2012-09-30 0001123270 bkmu:CommecialIndustrialLoanMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateOfficeMember 2012-01-01 2012-09-30 0001123270 us-gaap:MaximumMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialBusinessTermLoansMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMember 2012-01-01 2012-09-30 0001123270 us-gaap:MinimumMember 2012-01-01 2012-09-30 0001123270 bkmu:StockOptionsSevenMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2012-01-01 2012-09-30 0001123270 bkmu:MortgageServicingRightsMember 2012-01-01 2012-09-30 0001123270 bkmu:ConstructionAndDevelopmentMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:OneToFourFamilyMember 2012-01-01 2012-09-30 0001123270 bkmu:StockOptionsFourMember 2012-01-01 2012-09-30 0001123270 us-gaap:TreasuryStockMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerMember 2012-01-01 2012-09-30 0001123270 bkmu:OneToFourFamilyMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentLandMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:MultifamilyMember 2012-01-01 2012-09-30 0001123270 bkmu:StockOptionsThreeMember 2012-01-01 2012-09-30 0001123270 bkmu:ConsumerMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialBusinessMember 2012-01-01 2012-09-30 0001123270 bkmu:StockOptionsOneMember 2012-01-01 2012-09-30 0001123270 bkmu:VestedOptionsMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:MultifamilyMember 2012-01-01 2012-09-30 0001123270 us-gaap:RetainedEarningsMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember 2012-01-01 2012-09-30 0001123270 bkmu:MultifamilyMember 2012-01-01 2012-09-30 0001123270 us-gaap:CommercialRealEstateMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialBusinessLinesOfCreditMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerOtherConsumerMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerMember 2012-01-01 2012-09-30 0001123270 bkmu:StockOptionsFiveMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerStudentMember 2012-01-01 2012-09-30 0001123270 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentLandMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialBusinessTermLoansMember 2012-01-01 2012-09-30 0001123270 bkmu:StockOptionsTenMember 2012-01-01 2012-09-30 0001123270 bkmu:NonVestedOptionsMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerOtherConsumerMember 2012-01-01 2012-09-30 0001123270 bkmu:CommercialBusinessMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerHomeEquityMember 2012-01-01 2012-09-30 0001123270 bkmu:CommercialAndRealEstateLoanMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2012-01-01 2012-09-30 0001123270 us-gaap:RestrictedStockMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember 2012-01-01 2012-09-30 0001123270 us-gaap:WeightedAverageMember 2012-01-01 2012-09-30 0001123270 bkmu:StockOptionsTwoMember 2012-01-01 2012-09-30 0001123270 us-gaap:CommonStockMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:OneToFourFamilyMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialBusinessMember 2012-01-01 2012-09-30 0001123270 bkmu:StockOptionsNineMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2012-01-01 2012-09-30 0001123270 us-gaap:NoncontrollingInterestMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialBusinessLinesOfCreditMember 2012-01-01 2012-09-30 0001123270 bkmu:ChicagoMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember us-gaap:CommercialRealEstateMember 2012-01-01 2012-09-30 0001123270 us-gaap:AdditionalPaidInCapitalMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateOfficeMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerStudentMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2012-01-01 2012-09-30 0001123270 bkmu:StockOptionsEightMember 2012-01-01 2012-09-30 0001123270 bkmu:StockOptionsElevenMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerHomeEquityMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2012-01-01 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2012-01-01 2012-09-30 0001123270 us-gaap:SupplementalEmployeeRetirementPlanDefinedBenefitMember 2012-01-01 2012-09-30 0001123270 2012-09-30 0001123270 bkmu:OneToFourFamilyMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:ConstructionAndDevelopmentMember 2012-09-30 0001123270 bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2012-09-30 0001123270 bkmu:UndisbursedCommercialLoansMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:ConsumerOtherConsumerMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2012-09-30 0001123270 us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember 2012-09-30 0001123270 bkmu:StockOptionsSixMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:CommercialBusinessMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:CommercialBusinessTermLoansMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember us-gaap:CommercialRealEstateMember 2012-09-30 0001123270 bkmu:MultifamilyMember 2012-09-30 0001123270 bkmu:ConsumerStudentMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateOfficeMember 2012-09-30 0001123270 bkmu:ConsumerOtherConsumerMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:ConsumerHomeEquityMember 2012-09-30 0001123270 bkmu:ForwardCommitmentsMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2012-09-30 0001123270 us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember 2012-09-30 0001123270 bkmu:ConsumerMember 2012-09-30 0001123270 us-gaap:LandMember 2012-09-30 0001123270 bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:CommercialRealEstateOfficeMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialBusinessTermLoansMember 2012-09-30 0001123270 us-gaap:StockOptionsMember bkmu:Plan2004Member 2012-09-30 0001123270 bkmu:CommercialRealEstateRetailWholesaleMixedMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:ConsumerMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:CommercialRealEstateOfficeMember 2012-09-30 0001123270 bkmu:CommercialRealEstateOfficeMember 2012-09-30 0001123270 bkmu:CommitmentsToExtendCreditFixedRateMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMember 2012-09-30 0001123270 us-gaap:SubstandardMember us-gaap:CommercialRealEstateMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2012-09-30 0001123270 bkmu:CommercialBusinessLinesOfCreditMember 2012-09-30 0001123270 bkmu:StockOptionsSevenMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2012-09-30 0001123270 bkmu:MortgageServicingRightsMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:CommercialBusinessMember 2012-09-30 0001123270 bkmu:ConstructionAndDevelopmentMultifamilyMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:ConsumerStudentMember 2012-09-30 0001123270 us-gaap:StandbyLettersOfCreditMember 2012-09-30 0001123270 bkmu:ConstructionAndDevelopmentMember 2012-09-30 0001123270 us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember 2012-09-30 0001123270 bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:OneToFourFamilyMember 2012-09-30 0001123270 bkmu:StockOptionsFourMember 2012-09-30 0001123270 us-gaap:PassMember us-gaap:CommercialRealEstateMember 2012-09-30 0001123270 us-gaap:TreasuryStockMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember us-gaap:CommercialRealEstateMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerMember 2012-09-30 0001123270 us-gaap:MinimumMember us-gaap:FairValueInputsLevel3Member 2012-09-30 0001123270 bkmu:ConstructionAndDevelopmentLandMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentLandMember 2012-09-30 0001123270 us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember bkmu:NonInvestmentGradeMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:CommercialBusinessLinesOfCreditMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:MultifamilyMember 2012-09-30 0001123270 us-gaap:CommercialRealEstateMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2012-09-30 0001123270 bkmu:StockOptionsThreeMember 2012-09-30 0001123270 bkmu:CommercialBusinessMember 2012-09-30 0001123270 us-gaap:FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember 2012-09-30 0001123270 bkmu:CommitmentsToExtendCreditAdjustableRateMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:CommercialBusinessMember 2012-09-30 0001123270 bkmu:CommercialRealEstateIndustrialWarehouseMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialBusinessMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:MultifamilyMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:ConsumerHomeEquityMember 2012-09-30 0001123270 bkmu:StockOptionsOneMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember 2012-09-30 0001123270 us-gaap:MortgageBackedSecuritiesOtherMember 2012-09-30 0001123270 bkmu:VestedOptionsMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:ConsumerOtherConsumerMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2012-09-30 0001123270 bkmu:WatchMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:MultifamilyMember 2012-09-30 0001123270 us-gaap:InterestRateLockCommitmentsMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2012-09-30 0001123270 us-gaap:RetainedEarningsMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:CommercialRealEstateOfficeMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember 2012-09-30 0001123270 us-gaap:FairValueInputsLevel1Member 2012-09-30 0001123270 bkmu:WatchMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:CommercialBusinessLinesOfCreditMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialBusinessLinesOfCreditMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:ConsumerMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:ConstructionAndDevelopmentMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerOtherConsumerMember 2012-09-30 0001123270 us-gaap:FairValueInputsLevel3Member 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:OneToFourFamilyMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:ConstructionAndDevelopmentLandMember 2012-09-30 0001123270 bkmu:WatchMember us-gaap:CommercialRealEstateMember 2012-09-30 0001123270 bkmu:StockOptionsFiveMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerStudentMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:CommercialBusinessLinesOfCreditMember 2012-09-30 0001123270 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentLandMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialBusinessTermLoansMember 2012-09-30 0001123270 bkmu:StockOptionsTenMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:CommercialBusinessTermLoansMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2012-09-30 0001123270 bkmu:NonVestedOptionsMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerOtherConsumerMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:MultifamilyMember 2012-09-30 0001123270 us-gaap:RestrictedStockMember bkmu:Plan2004Member 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerHomeEquityMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:ConstructionAndDevelopmentMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:OneToFourFamilyMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:ConsumerOtherConsumerMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:CommercialBusinessLinesOfCreditMember 2012-09-30 0001123270 bkmu:ConsumerHomeEquityMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:ConsumerHomeEquityMember 2012-09-30 0001123270 us-gaap:MaximumMember us-gaap:FairValueInputsLevel3Member 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:CommercialRealEstateRetailWholesaleMixedMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2012-09-30 0001123270 us-gaap:SubstandardMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:ConstructionAndDevelopmentMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:ConstructionAndDevelopmentLandMember 2012-09-30 0001123270 bkmu:CommercialBusinessTermLoansMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:ConsumerHomeEquityMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember 2012-09-30 0001123270 bkmu:StockOptionsTwoMember 2012-09-30 0001123270 us-gaap:CommonStockMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:MultifamilyMember 2012-09-30 0001123270 us-gaap:FairValueInputsLevel2Member 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:ConstructionAndDevelopmentLandMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:OneToFourFamilyMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:OneToFourFamilyMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialBusinessMember 2012-09-30 0001123270 bkmu:StockOptionsNineMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2012-09-30 0001123270 us-gaap:LoansReceivableMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateOtherCommercialRealEstateMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:CommercialBusinessMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:CommercialRealEstateOfficeMember 2012-09-30 0001123270 us-gaap:NoncontrollingInterestMember 2012-09-30 0001123270 us-gaap:PassMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialBusinessLinesOfCreditMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:ConsumerOtherConsumerMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:ConsumerStudentMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember us-gaap:CommercialRealEstateMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:MultifamilyMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2012-09-30 0001123270 bkmu:WatchMember bkmu:ConsumerMember 2012-09-30 0001123270 us-gaap:AdditionalPaidInCapitalMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:CommercialBusinessTermLoansMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:CommercialRealEstateOfficeMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConsumerStudentMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMultifamilyMember 2012-09-30 0001123270 bkmu:UnusedCommercialLinesOfCreditMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:ConsumerStudentMember 2012-09-30 0001123270 bkmu:StockOptionsEightMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:CommercialBusinessTermLoansMember 2012-09-30 0001123270 bkmu:StockOptionsElevenMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:OneToFourFamilyMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:ConsumerHomeEquityMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithNoRelatedAllowanceMember bkmu:ConstructionAndDevelopmentCommercialRealEstateMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2012-09-30 0001123270 bkmu:ImpairedLoansReceivableWithRelatedAllowanceMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2012-09-30 0001123270 us-gaap:SecuritiesInvestmentMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:ConsumerStudentMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:ConstructionAndDevelopmentOneToFourFamilyMember 2012-09-30 0001123270 us-gaap:PassMember bkmu:CommercialRealEstateIndustrialWarehouseMember 2012-09-30 0001123270 us-gaap:SubstandardMember bkmu:ConsumerMember 2012-09-30 0001123270 bkmu:UnusedConsumerLinesOfCreditMember 2012-09-30 0001123270 us-gaap:SpecialMentionMember bkmu:ConstructionAndDevelopmentLandMember 2012-09-30 xbrli:shares iso4217:USD iso4217:USDxbrli:shares xbrli:pure BANK MUTUAL CORP 0001123270 --12-31 Accelerated Filer bkmu 46326484 10-Q false 2012-09-30 Q3 2012 52306000 35933000 68629000 45944000 232832000 103362000 120935000 81877000 781770000 618545000 0 158062000 19192000 0 0 19192000 26908000 0 0 26908000 1319636000 1384805000 24724000 6557000 1162000 3890000 13115000 13558000 3031000 146000 12000 4007000 6362000 7401000 6319000 224826000 194967000 2498484000 2485041000 2021663000 1920356000 153091000 211102000 3192000 32596000 51842000 45969000 2229788000 2210023000 0 0 788000 788000 490159000 489371000 140793000 143852000 -5379000 -2467000 360590000 359409000 265771000 272135000 2925000 2883000 315878000 2925000 -6897000 494377000 788000 -366553000 191238000 274679000 2936000 1623000 490089000 788000 -360590000 139833000 268696000 -360590000 140793000 -5379000 788000 2925000 490159000 275018000 -359409000 143852000 -2467000 788000 2883000 489371000 2498484000 2485041000 164174000 27928000 20979000 0.01 0.01 20000000 20000000 0 0 0 0 0.01 0.01 200000000 200000000 78783849 78783849 46228984 46326484 32554865 32457365 17468000 52887000 16514000 49142000 4303000 12131000 4134000 13228000 27000 125000 30000 130000 219000 2843000 19000 54000 22017000 67986000 20697000 62554000 4731000 15210000 3543000 11467000 1798000 5359000 1554000 5735000 2000 3000 1000 2000 6531000 20572000 5098000 17204000 15486000 47414000 15599000 45350000 1093000 5078000 657000 2438000 14393000 42336000 14942000 42912000 1683000 4709000 1832000 5055000 765000 2211000 678000 2224000 -1036000 -452000 -1091000 -2348000 2288000 3405000 3412000 9867000 1113000 543000 1576000 909000 -1187000 -573000 0 389000 0 336000 543000 1628000 528000 1578000 1231000 3803000 1486000 4468000 5474000 16028000 6845000 21051000 9642000 28643000 10465000 31738000 2781000 8629000 2835000 8567000 756000 2525000 831000 2533000 583000 1228000 376000 1446000 -1662000 -5389000 -1748000 -5496000 2496000 7170000 2535000 7669000 53584000 57449000 52600000 52570000 0 17920000 106154000 18790000 57449000 1947000 -47790000 2997000 6514000 610000 1236000 1044000 2107000 1337000 -49026000 1953000 4407000 -12000 -39000 -39000 0 0 0 0 0 -13000 -42000 0 0 0 0 -42000 0 1349000 -48987000 0 0 0 0 0 -48987000 1966000 4449000 0 4449000 0 0 0 0 0.03 -1.07 0.04 0.10 0.03 -1.07 0.04 0.10 0.01 0.05 0.01 0.03 166000 711000 0 343000 4689000 9960000 724000 2790000 -667000 -325000 4523000 8582000 724000 2122000 0 0 263000 790000 -62000 0 0 62000 -263000 -790000 4523000 8520000 0 8520000 0 0 0 0 987000 2912000 0 0 2912000 0 0 0 5860000 -40506000 2940000 7319000 -12000 -39000 -13000 -42000 5872000 -40467000 2953000 7361000 -111000 -476000 -230000 3139000 6668000 485000 1870000 -446000 -218000 176000 527000 -41000 50000 50000 0 0 0 -123000 0 123000 0 0 1181000 0 0 0 0 -1181000 1465000 0 0 -4375000 0 5840000 0 210000 0 0 210000 0 0 0 393000 0 0 0 0 0 393000 -2418000 0 0 0 0 0 -2418000 -1390000 0 -1390000 0 0 0 0 -4002000 -4559000 1931000 1913000 1718000 -1718000 3004000 -3004000 1097000 1919000 2568000 3674000 139577000 359514000 150531000 357824000 3405000 9867000 2738000 -3412000 29540000 6780000 185824000 0 21950000 0 407532000 51374000 92253000 194020000 0 20938000 0 158915000 0 570000 0 27021000 20023000 76248000 8843000 15248000 1193000 1816000 -119878000 -30556000 -69165000 -101307000 4270000 158935000 819000 100924000 -27485000 -29404000 2418000 1390000 1515000 0 -39132000 -15282000 -129470000 -39058000 22195000 17462000 0 171000 21641000 8641000 <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times"><b>1. Basis of Presentation</b></font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">The Unaudited Condensed Consolidated Financial Statements include the accounts of Bank Mutual Corporation (the &#8220;Company&#8221;), its wholly-owned subsidiary Bank Mutual (the &#8220;Bank&#8221;), and the Bank&#8217;s subsidiaries.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">The accompanying Unaudited Condensed Consolidated Financial Statements have been prepared in accordance with United States generally accepted accounting principles (&#8220;GAAP&#8221;) for interim financial information, Rule 10-01 of Regulation S-X, and the instructions to Form 10-Q. The financial statements do not include all of the information and footnotes required by GAAP for complete financial information. However, in the opinion of management, all adjustments (consisting of normal recurring entries) necessary for a fair presentation of operations, cash flows, and financial position have been included in the accompanying financial statements. This report should be read in conjunction with the Company&#8217;s 2011 Annual Report on Form 10-K. Operating results for the three and nine months ended September 30, 2012, are not necessarily indicative of the results that may be expected for the year ending December 31, 2012.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">In April 2011 the Financial Accounting Standards Board (&#8220;FASB&#8221;) issued new accounting guidance related to a creditor&#8217;s determination of whether a loan restructuring is a troubled debt restructuring. The new guidance was effective for the first interim period beginning on or after June 15, 2011, which was the third quarter of 2011 for the Company. The Company's adoption of this new guidance did not have a material impact on its financial condition, results of operations, or liquidity, although it did affect the matters that are disclosed in the financial statements.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">During the second quarter of 2011 the FASB issued new accounting guidelines related to (i) accounting for repurchase agreements, (ii) certain fair value measurements of assets, liability, and instruments classified in shareholders&#8217; equity, and (iii) presentation of net income, other comprehensive income, and total comprehensive income (certain aspects the adoption of which were deferred indefinitely in the fourth quarter of 2011). These new guidelines were effective for the first interim period beginning on or after December 15, 2011, which was the first quarter of 2012 for the Company. The Company's adoption of these guidelines did not have a material impact on its financial condition, results of operations, or liquidity. However, the new guidelines did affect the matters that are disclosed in the financial statements.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">During the fourth quarter of 2011 the FASB issued new accounting guidelines related to (i) the determination of whether a parent should derecognize the in-substance real estate of a subsidiary that is in-substance real estate when the parent ceases to have a controlling financial interest in the subsidiary and (ii) the disclosure of both gross information and net information about instruments eligible for offset in the statement of financial position and instruments and transactions subject to an agreement similar to a master netting agreement. Item (i) was effective for the Company in the third quarter of 2012. The adoption of this item did not have a material impact on its financial condition, results of operations, or liquidity. Item (ii) will be effective for interim and fiscal periods beginning on or after January 1, 2013, which for the Company will be the first quarter of 2013. The Company's adoption of item (ii) is not expected to have a material impact on its financial condition, results of operations, or liquidity. However, the new guidelines may affect matters that will be disclosed in the financial statements.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">During the third quarter of 2012 the FASB issued new accounting guidance related to testing indefinite-lived intangible assets for impairment. The new guidance permits an entity to first assess qualitative factors to determine if it is more likely than not that an indefinite-lived intangible asset other than goodwill is impaired as a basis for determining whether it is necessary to perform the quantitative impairment test. This new guidance is effective for years beginning after September 15, 2012, which will be the first quarter of 2013 for the Company. The Company&#8217;s adoption of this new guidance is not expected to have a material impact in its financial condition, results of operations, or liquidity.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">The Company describes all of its critical and/or significant accounting policies, judgments, and estimates in Note 1 of its Audited Consolidated Financial Statements contained in its 2011 Annual Report on Form 10-K. Particular attention should be paid to the Company&#8217;s allowance for losses on loans, which requires significant management</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">judgments and/or estimates because of the inherent uncertainties surrounding this area and/or the subjective nature of the area. Information regarding the impact loss allowances have had on the Company's financial condition and results of operations for the three and nine months ended September 30, 2012 and 2011, can be found in Note 3, &#8220;Loans Receivable,&#8221; below.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">Significant judgments and/or estimates are also made in accounting for the Company&#8217;s net deferred income taxes and other-than-temporary impairment (&#8220;OTTI&#8221;) of its mortgage-related securities. Management evaluates the Company&#8217;s net deferred tax asset on an on-going basis to determine if a valuation allowance is required. In the judgment of management there was no need for a valuation allowance against the Company&#8217;s net deferred tax asset as of September 30, 2012. Information regarding the impact OTTI has had on the Company&#8217;s financial condition and results of operations for the three and nine months ended September 30, 2012 and 2011, can be found in Note 2, &#8220;Mortgage-Related Securities Available-for-Sale and Held-to-Maturity,&#8221; below.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times"><b>2. Mortgage-Related Securities Available-for-Sale and Held-to-Maturity</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">The amortized cost and fair value of mortgage-related securities available-for-sale and held-to-maturity are as follows:</font></p> <table style="width: 100%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="14" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">September 30, 2012</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Gross</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Gross</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Estimated</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Amortized</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Unrealized</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Unrealized</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Fair</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Cost</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Gains</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Losses</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Value</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: 0in;"><font size="2" style="font-family:times new roman,times">Securities available-for-sale:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 0in; padding-left: 9pt; width: 52%;"><font size="2" style="font-family:times new roman,times">Federal Home Loan Mortgage Corporation</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">382,526</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">8,052</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">390,578</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 0in; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Federal National Mortgage Association</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">170,749</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">2,947</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">(24</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">)</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">173,672</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 0in; padding-left: 0.12in;"><font size="2" style="font-family:times new roman,times">Government National Mortgage Association</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">38</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">7</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">45</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: 0in; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Private-label CMOs</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">53,976</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">896</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">(622</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">)</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">54,250</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: 0in; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total available-for-sale</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">607,289</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">11,902</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">(646</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">)</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">618,545</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -9pt; padding-left: 0.12in;"><font size="2" style="font-family:times new roman,times">Securities held-to-maturity:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: 0in; padding-left: 0.12in;"><font size="2" style="font-family:times new roman,times">Federal National Mortgage Association</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">158,062</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">6,112</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">164,174</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: 0in; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total held-to-maturity</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">158,062</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">6,112</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">164,174</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <table style="width: 100%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="14" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">December 31, 2011</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Gross</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Gross</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Estimated</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Amortized</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Unrealized</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Unrealized</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Fair</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Cost</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Gains</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Losses</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Value</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: 0in;"><font size="2" style="font-family:times new roman,times">Securities available-for-sale:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 0in; padding-left: 9pt; width: 52%;"><font size="2" style="font-family:times new roman,times">Federal Home Loan Mortgage Corporation</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">537,935</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">11,009</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">548,944</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: 0in; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Federal National Mortgage Association</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">167,601</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">2,476</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">(57</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">)</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">170,020</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: 0in; padding-left: 0.12in;"><font size="2" style="font-family:times new roman,times">Government National Mortgage Association</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">767</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">10</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">777</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: 0in; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Private-label CMOs</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">67,754</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">540</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">(6,265</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">)</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">62,029</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: 0in; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total available-for-sale</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">774,057</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">14,035</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">(6,322</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">)</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">781,770</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> </table> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">The following tables summarize mortgage-related securities available-for-sale and held-to-maturity by amount of time the securities have had a gross unrealized loss as of the dates indicated:</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <table style="width: 100%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="30" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">September 30, 2012</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: center;" colspan="10" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Less Than 12 Months</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: center;" colspan="10" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Greater Than 12 Months</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Total</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="10" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">in an Unrealized Loss Position</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="10" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">in an Unrealized Loss Position</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: center; padding-bottom: 1pt;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Gross</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: center; padding-bottom: 1pt;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Total</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Unrealized </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loss </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Amount</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Number of </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Securities</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Estimated </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Fair </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Value</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Unrealized </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loss </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Amount</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Number of </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Securities</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Estimated </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Fair </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Value</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Unrealized </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loss </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Amount</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Estimated </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Fair </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Value</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Securities available-for-sale:</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; width: 36%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Federal National Mortgage Association</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">24</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">18,320</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#8211;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#8211;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#8211;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">24</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">18,320</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Private-label CMOs</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">622</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">13</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">25,158</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">622</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">25,158</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Total available-for-sale</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">24</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">18,320</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">622</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">13</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">25,158</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">646</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">43,478</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> </table> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times"><b>&#160;</b></font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"></p> <table style="width: 100%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="26" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">December 31, 2011</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: center;" colspan="10" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Less Than 12 Months</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: center;" colspan="10" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Greater Than 12 Months</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Total</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="10" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">in an Unrealized Loss Position</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="10" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">in an Unrealized Loss Position</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: center; padding-bottom: 1pt;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Gross</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: center; padding-bottom: 1pt;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Total</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Unrealized </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loss </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Amount</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Number of </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Securities</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Estimated </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Fair </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Value</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Unrealized </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loss </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Amount</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Number of </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Securities</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Estimated </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Fair </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Value</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Unrealized </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loss </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Amount</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Estimated </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Fair </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Value</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Securities available-for-sale:</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 16.2pt; width: 36%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Federal National Mortgage Association</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">57</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">9,603</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#8211;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#8211;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#8211;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">57</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 5%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">9,603</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Private-label CMOs</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">448</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">6,264</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">20</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">40,523</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">6,265</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">40,971</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Total available-for-sale</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">58</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">2</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">10,051</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">6,264</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">20</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">40,523</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">6,322</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">50,574</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> </table> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times"><b>&#160;&#160;</b></font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">Certain of the Company&#8217;s available-for-sale and held-to-maturity securities that were in an unrealized loss position at September 30, 2012, and December 31, 2011, consisted of mortgage-related securities issued by government-sponsored entities. As of those dates, the Company believed that it was probable that it would receive all future contractual cash flows related to such securities. The Company does not intend to sell the securities and it is unlikely that it will be required to sell the securities before the recovery of their amortized cost. Accordingly, the Company determined that the unrealized loss on its mortgage-related securities issued by government-sponsored entities was temporary as of September 30, 2012, and December 31, 2011.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">Except as noted below, the Company also determined that the unrealized loss on its private-label collateralized mortgage obligations (&#8220;CMOs&#8221;) was temporary as of September 30, 2012, and December 31, 2011. The Company does not intend to sell these securities and it is unlikely that it will be required to sell these securities before the recovery of their amortized cost. The Company believes it is probable that it will receive all future contractual cash flows related to these securities. This determination was based on management&#8217;s judgment regarding the nature of the loan collateral that supports the securities, a review of the current ratings issued on the securities by various credit rating agencies, a review of the actual delinquency and/or default performance of the loan collateral that supports the securities, and recent trends in the fair market values of the securities.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">As of September 30, 2012, and December 31, 2011, the Company had private-label CMOs, with a fair value of $34,022 and $36,751 respectively, and unrealized losses of $284 and $5,357, respectively, that were rated less than investment grade. These private-label CMOs were analyzed using modeling techniques that considered the priority of cash flows in the CMO structure and various default and loss rate scenarios that management considered appropriate given the nature of the loan collateral. In the second quarter of 2012 the Company recognized $336 in net OTTI losses in earnings related to its investment in four private-label CMOs. The Company recognized $389 in net OTTI losses in earnings the second quarter of 2011 on three private-label CMOs. The determination of the net OTTI loss was based on modeling techniques that considered the priority of cash flows in the CMO structure and various default and loss rate scenarios that management considered appropriate given the nature of the loan collateral. The following assumptions were used in determining the amount of the credit loss in 2012: (i) prepayments speeds with a range of 5.1% to 16.5% and a weighted average rate of 9.9%, (ii) default rates with a range of 4.0% to 5.5% and a weighted average rate of 4.5%, (iii) loss severity rates with a range of 40.0% to 52.0% and a weighted average rate of 42.9%, and (iv) current credit enhancements with a range of 2.2% to 4.6% and a weighted average rate of 3.4%. The following assumptions were used in determining the amount of the credit loss in 2011: (i) prepayments speeds with a range of 6.1% to 14.9% and a weighted average rate of 11.6%, (ii) default rates with a range of 3.7% to 5.2% and a weighted average rate of 4.4%, (iii) loss severity rates with a range of 40.0% to 43.0% and a weighted average rate of 40.8%, and (iv) current credit enhancements with a range of 5.1% to 6.7% and a weighted average rate of 5.6%.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">The following table is a summary of OTTI related to credit losses that have been recognized in earnings as of the dates indicated, as well as end of period values for securities that have experienced such losses:</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <table style="width: 100%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="6" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">At or For the </font><br /><font size="2" style="font-family:times new roman,times">Three Months Ended </font><br /><font size="2" style="font-family:times new roman,times">September 30</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="6" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">At or For the </font><br /><font size="2" style="font-family:times new roman,times">Nine Months Ended </font><br /><font size="2" style="font-family:times new roman,times">September 30</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">2012</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">2011</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">2012</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">2011</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in; width: 52%;"><font size="2" style="font-family:times new roman,times">Beginning balance of unrealized OTTI related to credit losses</font></td> <td style="padding-bottom: 1pt; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">725</font></td> <td style="text-align: left; padding-bottom: 1pt; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">389</font></td> <td style="text-align: left; padding-bottom: 1pt; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">389</font></td> <td style="text-align: left; padding-bottom: 1pt; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in;"><font size="2" style="font-family:times new roman,times">Additional unrealized OTTI related to credit losses for which OTTI was not previously recognized</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">82</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">389</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in;"><font size="2" style="font-family:times new roman,times">Additional unrealized OTTI related to credit losses for which OTTI was previously recognized</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">254</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Net OTTI losses recognized in earnings</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">336</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">389</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font size="2" style="font-family:times new roman,times">Ending balance of unrealized OTTI related to credit losses</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">725</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">389</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">725</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">389</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font size="2" style="font-family:times new roman,times">Adjusted cost at end of period</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">8,541</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">8,616</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">8,541</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">8,616</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font size="2" style="font-family:times new roman,times">Estimated fair value at end of period</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">8,609</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">7,429</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">8,609</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">7,429</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> </table> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">The three and nine months ended September 30, 2012, included gross realized gains on the sale of securities of zero, and $543, respectively. There were no gross realized losses during these periods. The three and nine months ended September 30, 2011, included gross realized gains on the sale of securities of zero and $1,113, respectively. There were no gross realized losses during these periods.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">Mortgage-related securities available-for-sale with a fair value of approximately $71,702 and $91,731 at September 30, 2012, and December 31, 2011, respectively, were pledged to secure deposits, borrowings, and for other purposes as permitted or required by law.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times"><b>3. Loans Receivable</b></font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">The following table summarizes the components of loans receivable as of the dates indicated:</font></p> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <table style="width: 100%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">September 30</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">December 31</font></td> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">2012</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">2011</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Permanent mortgage loans:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt; width: 76%;"><font size="2" style="font-family:times new roman,times">One- to four-family</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">479,155</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">508,503</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Multi-family</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">251,685</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">247,040</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Commercial real estate</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">239,970</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">226,195</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total permanent mortgages</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">970,810</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">981,738</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Construction and development loans:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">One- to four-family</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">20,691</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">16,263</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Multi-family</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">55,124</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">29,409</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Commercial real estate</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">20,602</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">19,907</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Land</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">14,981</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">16,429</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total construction and development</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">111,398</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">82,008</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total real estate mortgage loans</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,082,208</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,063,746</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Consumer loans:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Fixed home equity</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">121,873</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">102,561</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Home equity lines of credit</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">82,413</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">86,540</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Student</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">13,305</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">15,711</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Home improvement</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">18,144</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">24,237</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Automobile</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,761</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">2,228</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Other consumer</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">8,677</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">7,177</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total consumer loans</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">246,173</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">238,454</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">Commercial business loans</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">139,566</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">87,715</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total loans receivable</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,467,947</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,389,915</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Undisbursed loan proceeds</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">(61,391</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">)</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">(41,859</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">)</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Allowance for loan losses</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">(20,979</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">)</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">(27,928</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">)</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">Unearned loan fees and discounts</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">(772</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">)</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">(492</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">)</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total loans receivable, net</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">1,384,805</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">1,319,636</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times"><b>&#160;</b></font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">The Company&#8217;s first mortgage loans and home equity loans are primarily secured by properties that are located in the Company's local lending areas in Wisconsin, Illinois, Michigan, and Minnesota. Substantially all of the Company&#8217;s non-mortgage loans have also been made to borrowers in these same lending areas.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">At September 30, 2012, and December 31, 2011, certain one- to four-family mortgage loans, multi-family mortgage loans, and home equity loans with aggregate carrying values of approximately $282,000 and $204,000 were pledged to secure advances from the FHLB of Chicago.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">The unpaid principal balance of loans serviced for others was $1,134,302 and $1,102,126 at September 30, 2012, and December 31, 2011, respectively. These loans are not reflected in the consolidated financial statements.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">The following tables summarize the activity in the allowance for loan losses by loan portfolio segment for the periods indicated. The tables also summarize the allowance for loan loss and loans receivable by the nature of the impairment evaluation, either individually or collectively, at the dates indicated (the loans receivable amounts in the table are net of undisbursed loan proceeds).</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <table style="width: 100%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="26" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">At&#160;or&#160;For&#160;the&#160;Nine&#160;Months&#160;Ended&#160;September&#160;30,&#160;2012</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Allowance&#160;for&#160;loan&#160;losses:</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">One-&#160;to </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Four-</font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Family</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Multi- </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Family</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Commercial </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Real </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Estate</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Construction </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">and </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Development</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Consumer</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Commercial </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Business</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Total</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; width: 37%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Beginning balance</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 6%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">3,201</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 6%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">7,442</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 6%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">9,467</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 6%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">4,506</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 6%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,214</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 6%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">2,098</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 6%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">27,928</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Provision</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">2,408</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(2,268</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,198</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">597</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">682</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(179</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">2,438</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Charge-offs</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(2,292</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(857</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(4,149</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(2,545</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(555</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(48</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(10,446</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Recoveries</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">3</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">568</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">428</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">34</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">26</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,059</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Ending balance</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">3,320</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">4,885</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">6,944</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">2,558</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,375</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,897</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">20,979</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loss allowance individually evaluated for impairment</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">492</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">319</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">125</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">300</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">427</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">65</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,728</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loss allowance collectively evaluated for impairment</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">2,828</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">4,566</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">6,819</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">2,258</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">948</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,832</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">19,251</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loan receivable balances at the end of the period:</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loans individually evaluated for impairment</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">9,231</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">12,707</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">25,716</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">14,513</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,749</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,877</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">65,793</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loans collectively evaluated for impairment</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">463,075</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">238,978</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">214,252</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">42,343</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">244,462</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">137,653</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,340,763</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Total loans receivable</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">472,306</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">251,685</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">239,968</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">56,856</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">246,211</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">139,530</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,406,556</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> </table> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <table style="width: 100%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="26" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">At&#160;or&#160;For&#160;the&#160;Nine&#160;Months&#160;Ended&#160;September&#160;30,&#160;2011</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Allowance&#160;for&#160;loan&#160;losses:</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">One-&#160;to </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Four-</font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Family</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Multi- </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Family</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Commercial </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Real&#160; </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Estate</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Construction </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">and </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Development</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Consumer</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Commercial </font><br /><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Business</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Total</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in; width: 37%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Beginning balance</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 6%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">3,726</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 6%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">9,265</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 6%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">21,885</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 6%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">10,141</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 6%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,427</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 6%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,541</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right; width: 6%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">47,985</font></td> <td style="text-align: left; width: 1%;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Provision</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,446</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">617</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">577</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">897</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">450</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,092</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">5,078</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Charge-offs</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(2,519</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(4,812</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(6,941</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(2,607</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(724</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(551</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(18,154</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Recoveries</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">49</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">19</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">4</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">550</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">17</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">18</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">657</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; text-indent: -0.1in; padding-left: 16.2pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Transfers</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">2,765</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">2,026</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">(4,791</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">)</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Ending balance</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">2,702</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">7,854</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">17,551</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">4,190</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,170</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">2,100</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">35,567</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loss allowance individually evaluated for impairment</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">145</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">3,683</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">10,301</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">2,762</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">367</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">129</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">17,387</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loss allowance collectively evaluated for impairment</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">2,557</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">4,171</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">7,250</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,428</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">803</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,971</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">18,180</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loan receivable balances at the end of the period:</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loans individually evaluated for impairment</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">15,278</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">25,112</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">43,040</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">20,915</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,741</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">4,871</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">110,957</font></td> <td style="text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; text-indent: -0.1in; padding-left: 0.1in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Loans collectively evaluated for impairment</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">493,706</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">208,848</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">192,133</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">29,122</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">232,887</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">76,244</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,232,940</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; text-indent: -0.1in; padding-left: 0.35in;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">Total loans receivable</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">508,984</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">233,960</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">235,173</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">50,037</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">234,628</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">81,115</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">1,343,897</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font style="font-size: 8pt;; font-family:times new roman,times" size="2">&#160;</font></td> </tr> </table> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">During the nine months ended September 30, 2012 and 2011, the Company adjusted certain factors used to determine the allowance for loan losses on loans that are collectively evaluated for impairment. Management considered these adjustments necessary and prudent in light of recent trends in real estate values, economic conditions, and unemployment. The Company estimates that these adjustments, as well as overall changes in the balance of loans to which these factors were applied, resulted in a decrease of $372 and an increase of $961 in the total allowances for loan losses during the nine months ended September 30, 2012 and 2011, respectively. The transfers noted in the table were the result of the reclassification of certain construction loans to permanent loans as a result of the completion of construction.</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;<b>&#160;</b></font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">The following tables present information regarding impaired loans that have a related allowance for loan loss and those that do not as of the dates indicated (the loans receivable amounts in the table are net of undisbursed loan proceeds).</font></p> <p style="text-align: justify; margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times">&#160;</font></p> <table style="width: 100%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="18" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">September&#160;30,&#160;2012</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">With&#160;an&#160;allowance&#160;recorded:</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Loans </font><br /><font size="2" style="font-family:times new roman,times">Receivable </font><br /><font size="2" style="font-family:times new roman,times">Balance,&#160;Net</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Unpaid </font><br /><font size="2" style="font-family:times new roman,times">Principal </font><br /><font size="2" style="font-family:times new roman,times">Balance</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Related </font><br /><font size="2" style="font-family:times new roman,times">Allowance </font><br /><font size="2" style="font-family:times new roman,times">for&#160;Loss</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Average&#160;Loan </font><br /><font size="2" style="font-family:times new roman,times">Receivable </font><br /><font size="2" style="font-family:times new roman,times">Balance,&#160;Net</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Interest </font><br /><font size="2" style="font-family:times new roman,times">Income </font><br /><font size="2" style="font-family:times new roman,times">Recognized</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="width: 40%;"><font size="2" style="font-family:times new roman,times">One- to four-family</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">1,602</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">1,602</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">492</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">2,689</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">Multi-family</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">2,446</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">2,584</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">319</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">12,415</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Commercial real estate:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Office</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">137</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">145</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">77</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">993</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Retail/wholesale/mixed</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">515</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">542</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">48</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,833</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">3</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Industrial/warehouse</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">379</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Other</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">240</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total commercial real estate</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">652</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">687</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">125</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">3,445</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">4</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Construction and development:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">One- to four-family</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">69</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Multi-family</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,117</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Commercial real estate</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">689</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Land</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">509</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">534</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">300</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">2,071</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total construction and development</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">509</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">534</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">300</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">3,946</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td><font size="2" style="font-family:times new roman,times">Consumer:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Home equity</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">307</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">307</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">283</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">331</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Student</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Other</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">144</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">144</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">144</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">94</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total consumer</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">451</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">451</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">427</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">425</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Commercial business:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Term loans</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">105</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">109</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">65</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">208</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Lines of credit</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">37</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total commercial business</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">105</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">109</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">65</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">245</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total with an allowance recorded</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">5,765</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">5,967</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">1,728</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">23,165</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">5</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">With no allowance recorded:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td><font size="2" style="font-family:times new roman,times">One- to four-family</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">7,368</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">9,779</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">9,421</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">161</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">Multi-family</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">6,182</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">8,159</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">4,933</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">405</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Commercial real estate:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Office</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">2,292</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">3,959</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">3,356</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">34</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Retail/wholesale/mixed</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">8,631</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">13,841</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">7,472</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">244</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Industrial/warehouse</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">529</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">631</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">670</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">12</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Other</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">978</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total commercial real estate</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">11,452</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">18,431</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">12,476</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">290</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Construction and development:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">One- to four-family</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">19</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Multi-family</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">107</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">29</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Commercial real estate</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">685</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Land</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">629</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">2,173</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,057</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">6</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total construction and development</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">629</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">2,280</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,790</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">6</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td><font size="2" style="font-family:times new roman,times">Consumer:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Home equity</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,249</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,249</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,073</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">22</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Student</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Other</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">27</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">42</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">93</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">4</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total consumer</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,276</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,291</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,166</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">26</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Commercial business:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Term loans</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">505</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">587</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">627</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">17</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Lines of credit</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">70</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">161</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">385</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total commercial business</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">575</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">748</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,012</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">18</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total with no allowance recorded</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">27,482</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">40,688</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">30,798</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">906</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> </table> <p style="margin: 0pt 0px; font: 10pt times new roman, times, serif;"><font size="2" style="font-family:times new roman,times"><b>&#160;</b></font></p> <table style="width: 100%; border-collapse: collapse; font: 10pt times new roman, times, serif;" cellspacing="0" cellpadding="0"> <tr style="vertical-align: bottom;"> <td nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="18" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">December 31, 2011</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="vertical-align: bottom;"> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Impaired loans with an allowance recorded:</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Loans </font><br /><font size="2" style="font-family:times new roman,times">Receivable </font><br /><font size="2" style="font-family:times new roman,times">Balance, Net</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Unpaid </font><br /><font size="2" style="font-family:times new roman,times">Principal </font><br /><font size="2" style="font-family:times new roman,times">Balance</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Related </font><br /><font size="2" style="font-family:times new roman,times">Allowance </font><br /><font size="2" style="font-family:times new roman,times">for Loss</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Average Loan</font><br /><font size="2" style="font-family:times new roman,times">Receivable </font><br /><font size="2" style="font-family:times new roman,times">Balance, Net</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: center;" colspan="2" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">Interest </font><br /><font size="2" style="font-family:times new roman,times">Income </font><br /><font size="2" style="font-family:times new roman,times">Recognized</font></td> <td style="padding-bottom: 1pt;" nowrap="nowrap"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="width: 40%;"><font size="2" style="font-family:times new roman,times">One- to four-family</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">2,606</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">2,606</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">364</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">3,916</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right; width: 9%;"><font size="2" style="font-family:times new roman,times">51</font></td> <td style="text-align: left; width: 1%;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">Multi-family</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">19,006</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">19,106</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">2,357</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">23,158</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">851</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Commercial real estate:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Office</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">2,474</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">2,474</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">746</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">7,917</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">30</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Retail/wholesale/mixed</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">3,220</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">3,225</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">570</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">16,931</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">78</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Industrial/warehouse</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,250</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,250</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">250</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,286</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Other</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">959</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">964</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">318</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,175</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">67</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total commercial real estate</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">7,903</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">7,913</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,884</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">27,309</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">175</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Construction and development:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">One- to four-family</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Multi-family</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">4,466</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">4,488</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">678</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">4,482</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">248</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Commercial real estate</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">152</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">153</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">84</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,908</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">11</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Land</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">2,993</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">2,995</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">2,434</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">2,944</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">58</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total construction and development</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">7,611</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">7,636</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">3,196</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">9,334</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">317</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td><font size="2" style="font-family:times new roman,times">Consumer:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Home equity</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">413</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">413</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">327</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">446</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Student</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Other</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black"><font size="2" style="font-family:times new roman,times">67</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">67</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">49</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">126</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total consumer</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">480</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">480</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">376</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">572</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Commercial business:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Term loans</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">164</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">165</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">83</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">690</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">15</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Lines of credit</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">117</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">117</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">45</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">324</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">5</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total commercial business</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">281</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">282</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">128</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,014</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">20</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 2.5pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total with an allowance recorded</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">37,887</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">38,023</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">8,305</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">65,303</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 2.5pt double; text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="border-bottom: black 2.5pt double; text-align: right;"><font size="2" style="font-family:times new roman,times">1,414</font></td> <td style="text-align: left; padding-bottom: 2.5pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Impaired loans with no allowance recorded:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td><font size="2" style="font-family:times new roman,times">One- to four-family</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">12,262</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">13,645</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">12,382</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">$</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">264</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">Multi-family</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">3,899</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">4,413</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">7,117</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">306</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Commercial real estate:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Office</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">6,580</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">8,520</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">2,937</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">375</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Retail/wholesale/mixed</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">8,716</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">15,318</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">7,797</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">712</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Industrial/warehouse</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">530</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">754</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,146</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">25</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Other</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">268</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,044</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">673</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">9</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total commercial real estate</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">16,094</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">25,636</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">12,553</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,121</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">Construction and development:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">One- to four-family</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Multi-family</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">20</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Commercial real estate</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">2,459</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-bottom: 1pt; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Land</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,757</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,967</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">3,219</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">28</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-bottom: 1pt; padding-left: 0.25in;"><font size="2" style="font-family:times new roman,times">Total construction and development</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,757</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">1,967</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">5,698</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="border-bottom: black 1pt solid; text-align: right;"><font size="2" style="font-family:times new roman,times">28</font></td> <td style="text-align: left; padding-bottom: 1pt;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td><font size="2" style="font-family:times new roman,times">Consumer:</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: white; vertical-align: bottom;"> <td style="text-align: left; padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Home equity</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,044</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">1,044</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">962</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">43</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> </tr> <tr style="background-color: #ccffcc; vertical-align: bottom;"> <td style="padding-left: 9pt;"><font size="2" style="font-family:times new roman,times">Student</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: right;"><font size="2" style="font-family:times new roman,times">&#8211;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td><font size="2" style="font-family:times new roman,times">&#160;</font></td> <td style="text-align: left;"><font size="2" style="font-family:times new roman,times">&#160;</font></td&g