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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
 MWn6w1s3fR29Q5R8CYBFHtc7NggyfJsCxQ02Rvmmad0FCXjgpCaJPvd0qZxOjFdH
 NKWEKmNocrnf04CKSmnHZA==

<SEC-DOCUMENT>0001140361-10-040329.txt : 20101006
<SEC-HEADER>0001140361-10-040329.hdr.sgml : 20101006
<ACCEPTANCE-DATETIME>20101006173113
ACCESSION NUMBER:		0001140361-10-040329
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20100930
FILED AS OF DATE:		20101006
DATE AS OF CHANGE:		20101006

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Springer Raymond Paul
		CENTRAL INDEX KEY:			0001375337

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-33389
		FILM NUMBER:		101112454

	MAIL ADDRESS:	
		STREET 1:		3923 COCONUT PALM DRIVE
		STREET 2:		SUITE 107
		CITY:			TAMPA
		STATE:			FL
		ZIP:			33619

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			nFinanSe Inc.
		CENTRAL INDEX KEY:			0001120792
		STANDARD INDUSTRIAL CLASSIFICATION:	SHORT-TERM BUSINESS CREDIT INSTITUTIONS [6153]
		IRS NUMBER:				651071956
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		3923 COCONUT PALM DRIVE
		STREET 2:		SUITE 107
		CITY:			TAMPA
		STATE:			FL
		ZIP:			33619
		BUSINESS PHONE:		813-367-4400

	MAIL ADDRESS:	
		STREET 1:		3923 COCONUT PALM DRIVE
		STREET 2:		SUITE 107
		CITY:			TAMPA
		STATE:			FL
		ZIP:			33619

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN BEAUMONT, INC.
		DATE OF NAME CHANGE:	20060420

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	MORGAN BEAUMONT INC
		DATE OF NAME CHANGE:	20040806

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	PAN AMERICAN ENERGY CORP
		DATE OF NAME CHANGE:	20040415
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc1.xml
<DESCRIPTION>FORM 4
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0303</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2010-09-30</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001120792</issuerCik>
        <issuerName>nFinanSe Inc.</issuerName>
        <issuerTradingSymbol>NFSE</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001375337</rptOwnerCik>
            <rptOwnerName>Springer Raymond Paul</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>3923 COCONUT PALM DRIVE</rptOwnerStreet1>
            <rptOwnerStreet2>SUITE 107</rptOwnerStreet2>
            <rptOwnerCity>TAMPA</rptOwnerCity>
            <rptOwnerState>FL</rptOwnerState>
            <rptOwnerZipCode>33619</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Chief Financial Officer</officerTitle>
            <otherText></otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Series E Preferred Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2010-09-30</value>
            </transactionDate>
            <deemedExecutionDate>
                <value>2010-09-30</value>
            </deemedExecutionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>P</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>10000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>1.50</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>10000</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <derivativeTable></derivativeTable>

    <footnotes></footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>Raymond Paul Springer</signatureName>
        <signatureDate>2010-10-06</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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