Exhibit 21

Berkshire Hills Bancorp, Inc.
Subsidiaries

Name			State or Other Jurisdiction of Incorporation or Organization
Berkshire Hills Bancorp, Inc.			Delaware
	Berkshire Bank		Massachusetts
		RSB Properties, Inc.	New York
		CSB Service Corp.	Massachusetts
		Legacy Insurance Services of the Berkshires, LLC	Delaware
		Renaissance Investment Group LLC	Delaware
		Berkshire Financial Planning, Inc.	Massachusetts
		Berkshire Bank Municipal Bank	New York
		Gold Leaf Securities Corporation	Massachusetts
		North Street Securities Corporation	Massachusetts
		Woodland Securities, Inc.	Massachusetts
	Berkshire Insurance Group, Inc.		Massachusetts
		McCormick Smith & Curry Insurance Agency, Inc.	Massachusetts
		Reynolds, Barnes & Hebb, Inc.	Massachusetts
		Minkler Insurance Agency, Inc.	Massachusetts