The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,773,304 24,400 SH   SOLE   23,500 0 900
ABBOTT LABS COM 002824100   943,378 8,300 SH   OTR   0 0 8,300
ABBVIE INC COM 00287Y109   5,208,060 28,600 SH   SOLE   27,400 0 1,200
ABBVIE INC COM 00287Y109   1,511,430 8,300 SH   OTR   0 0 8,300
AGILENT TECHNOLOGIES INC COM 00846U101   2,604,629 17,900 SH   SOLE   17,900 0 0
APPLE INC COM 037833100   9,335,371 54,440 SH   SOLE   54,440 0 0
APPLIED MATLS INC COM 038222105   6,248,769 30,300 SH   SOLE   30,300 0 0
AT&T INC COM 00206R102   1,569,920 89,200 SH   SOLE   86,800 0 2,400
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   567,702 1,350 SH   SOLE   1,350 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   2,944,689 54,300 SH   SOLE   52,300 0 2,000
CISCO SYS INC COM 17275R102   4,052,692 81,200 SH   SOLE   77,500 0 3,700
CISCO SYS INC COM 17275R102   74,865 1,500 SH   OTR   0 0 1,500
COCA COLA CO COM 191216100   1,761,984 28,800 SH   SOLE   26,800 0 2,000
COCA COLA CO COM 191216100   48,944 800 SH   OTR   0 0 800
CORNING INC COM 219350105   2,844,448 86,300 SH   SOLE   83,900 0 2,400
EMERSON ELEC CO COM 291011104   4,706,930 41,500 SH   SOLE   40,000 0 1,500
EMERSON ELEC CO COM 291011104   170,130 1,500 SH   OTR   0 0 1,500
EXXON MOBIL CORP COM 30231G102   128,329 1,104 SH   SOLE   1,104 0 0
EXXON MOBIL CORP COM 30231G102   1,520,535 13,081 SH   OTR   0 0 13,081
GEN DIGITAL INC COM 668771108   1,153,600 51,500 SH   SOLE   51,500 0 0
GENERAL ELECTRIC CO COM NEW 369604301   436,017 2,484 SH   OTR   0 0 2,484
GSK PLC SPONSORED ADR 37733W204   2,270,395 52,960 SH   SOLE   52,960 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109   1,012,383 57,100 SH   SOLE   54,100 0 3,000
HP INC COM 40434L105   1,725,562 57,100 SH   SOLE   54,100 0 3,000
ING GROEP N.V. SPONSORED ADR 456837103   1,352,180 82,000 SH   SOLE   82,000 0 0
INTEL CORP COM 458140100   5,569,837 126,100 SH   SOLE   121,100 0 5,000
INTEL CORP COM 458140100   130,301 2,950 SH   OTR   0 0 2,950
INTERNATIONAL BUSINESS MACHS COM 459200101   5,442,360 28,500 SH   SOLE   27,500 0 1,000
INTERNATIONAL BUSINESS MACHS COM 459200101   203,181 1,064 SH   OTR   0 0 1,064
JOHNSON & JOHNSON COM 478160104   6,058,677 38,300 SH   SOLE   36,800 0 1,500
JOHNSON & JOHNSON COM 478160104   53,468 338 SH   OTR   0 0 338
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   1,988,720 99,436 SH   SOLE   98,371 0 1,065
KONINKLIJKE PHILIPS N V NY REGIS SHS NEW 500472303   19,140 957 SH   OTR   0 0 957
MARSH & MCLENNAN COS INC COM 571748102   5,252,490 25,500 SH   SOLE   24,300 0 1,200
MERCK & CO INC COM 58933Y105   8,774,675 66,500 SH   SOLE   64,500 0 2,000
MERCK & CO INC COM 58933Y105   395,850 3,000 SH   OTR   0 0 3,000
MICROSOFT CORP COM 594918104   15,819,072 37,600 SH   SOLE   36,400 0 1,200
MICROSOFT CORP COM 594918104   1,346,304 3,200 SH   OTR   0 0 3,200
NORTHERN TR CORP COM 665859104   1,129,284 12,700 SH   SOLE   12,700 0 0
NUCOR CORP COM 670346105   5,145,400 26,000 SH   SOLE   24,700 0 1,300
NUCOR CORP COM 670346105   244,406 1,235 SH   OTR   0 0 1,235
ORACLE CORP COM 68389X105   1,213,393 9,660 SH   SOLE   9,660 0 0
PFIZER INC COM 717081103   3,019,144 108,798 SH   SOLE   106,298 0 2,500
PFIZER INC COM 717081103   164,002 5,910 SH   OTR   0 0 5,910
PROCTER AND GAMBLE CO COM 742718109   2,596,000 16,000 SH   SOLE   16,000 0 0
PROCTER AND GAMBLE CO COM 742718109   64,900 400 SH   OTR   0 0 400
PROGRESSIVE CORP COM 743315103   13,376,290 64,676 SH   SOLE   64,676 0 0
PROGRESSIVE CORP COM 743315103   102,496,062 495,581 SH   OTR   495,581 0 0
STRYKER CORPORATION COM 863667101   20,577,525 57,500 SH   SOLE   56,500 0 1,000
STRYKER CORPORATION COM 863667101   2,932,387 8,194 SH   OTR   0 0 8,194
THERMO FISHER SCIENTIFIC INC COM 883556102   6,355,531 10,935 SH   SOLE   10,585 0 350
UNILEVER PLC SPON ADR NEW 904767704   3,680,935 73,340 SH   SOLE   69,340 0 4,000
UNILEVER PLC SPON ADR NEW 904767704   135,513 2,700 SH   OTR   0 0 2,700
UNITED PARCEL SERVICE INC CL B 911312106   2,103,114 14,150 SH   SOLE   13,750 0 400
UNITED PARCEL SERVICE INC CL B 911312106   118,904 800 SH   OTR   0 0 800
VERIZON COMMUNICATIONS INC COM 92343V104   1,992,261 47,480 SH   SOLE   45,980 0 1,500
VERIZON COMMUNICATIONS INC COM 92343V104   81,864 1,951 SH   OTR   0 0 1,951
WILEY JOHN & SONS INC CL A 968223206   1,845,492 48,400 SH   SOLE   48,400 0 0