0001102062-13-000005.txt : 20130423 0001102062-13-000005.hdr.sgml : 20130423 20130423151507 ACCESSION NUMBER: 0001102062-13-000005 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20130331 FILED AS OF DATE: 20130423 DATE AS OF CHANGE: 20130423 EFFECTIVENESS DATE: 20130423 FILER: COMPANY DATA: COMPANY CONFORMED NAME: WEST CHESTER CAPITAL ADVISORS, INC CENTRAL INDEX KEY: 0001102062 IRS NUMBER: 232784994 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-05257 FILM NUMBER: 13776293 BUSINESS ADDRESS: STREET 1: 106 SOUTH CHURCH STREET CITY: WEST CHESTER STATE: PA ZIP: 19382 BUSINESS PHONE: 6106924905 MAIL ADDRESS: STREET 1: 106 SOUTH CHURCH STREET CITY: WEST CHESTER STATE: PA ZIP: 19382 FORMER COMPANY: FORMER CONFORMED NAME: WESTCHESTER CAPITAL ADVISORS /PA DATE OF NAME CHANGE: 19991229 13F-HR 1 asf0313WCCA.TXT 3/31/2013 13F 13F-HR 3/29/13 0001102062 #n8rtzur NONE STEVEN M KRAWICK (814)533-5127 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 13F FORM 13F COVER PAGE REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 3/29/13 CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER: THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT. ( ) ADDS NEW HOLDINGS ENTRIES INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT: NAME: WEST CHESTER CAPITAL ADVISORS, INC ADDRESS: 106 SOUTH CHURCH STREET WEST CHESTER, PA 19382 THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM. PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER: NAME: STEVEN M KRAWICK TITLE: President PHONE: (814)533-5127 SIGNATURE,PLACE,AND DATE OF SIGNING: STEVEN M KRAWICK Johnstown, PA 4/19/13 REPORT TYPE (CHECK ONLY ONE.): ( X) 13F HOLDINGS REPORT ( ) 13F NOTICE ( ) 13F COMBINATION REPORT LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER: NONE I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934. FORM 13F SUMMARY PAGE REPORT SUMMARY: NUMBER OF OTHER INCLUDED MANAGERS: 1 FORM 13F INFORMATION TABLE ENTRY TOTAL: 224 FORM 13F INFORMATION TABLE VALUE TOTAL: $155,876 FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- BUNGE LIMITED COM G16962105 576 7800 SH SOLE 4300 3500 EATON CORP PLC SHS G29183103 608 9929 SH SOLE 9929 0 0 EATON CORP PLC SHS G29183103 74 1208 SH OTHER 1208 0 0 INGERSOLL-RAND PLC SHS G47791101 1312 23850 SH SOLE 9100 14750 ALPS ETF TR ALERIAN MLP 00162Q866 470 26510 SH SOLE 26510 0 0 ALPS ETF TR ALERIAN MLP 00162Q866 50 2800 SH OTHER 2800 0 0 AT&T INC COM 00206R102 1105 30132 SH SOLE 29921 0 211 AT&T INC COM 00206R102 46 1251 SH OTHER 1161 0 90 ABBVIE INC COM 00287Y109 500 12250 SH SOLE 8000 4250 AIR PRODS & CHEMS INC COM 009158106 527 6051 SH SOLE 5201 850 ALTRIA GROUP INC COM 02209S103 2149 62509 SH SOLE 53794 0 8715 ALTRIA GROUP INC COM 02209S103 121 3532 SH OTHER 3494 38 0 AMAZON COM INC COM 023135106 628 2358 SH SOLE 2331 0 27 AMAZON COM INC COM 023135106 89 333 SH OTHER 333 0 0 AMERICA MOVIL SAB DE CV SPON ADR L SHS 02364W105 350 16708 SH SOLE 10000 6708 AMERISERV FINL INC COM 03074A102 1283 409772 SH SOLE 398955 0 10817 AMERISERV FINL INC COM 03074A102 13 4276 SH OTHER 4276 0 0 ANNALY CAP MGMT INC COM 035710409 462 29092 SH SOLE 28451 0 641 ANNALY CAP MGMT INC COM 035710409 24 1484 SH OTHER 1256 0 228 APPLE INC COM 037833100 3434 7758 SH SOLE 7465 0 293 APPLE INC COM 037833100 247 558 SH OTHER 546 6 6 APPLIED MATLS INC COM 038222105 149 11020 SH SOLE 3300 7720 ARES CAP CORP COM 04010L103 250 13837 SH SOLE 9350 4487 ARTESIAN RESOURCES CORP CL A 043113208 218 9699 SH SOLE 6000 3699 AUTOMATIC DATA PROCESSING IN COM 053015103 823 12650 SH SOLE 6000 6650 BAKER HUGHES INC COM 057224107 504 10850 SH SOLE 3050 7800 BANK OF AMERICA CORPORATION COM 060505104 756 62029 SH SOLE 31836 30193 BARD C R INC COM 067383109 291 2883 SH SOLE 2883 0 0 BARD C R INC COM 067383109 100 988 SH OTHER 988 0 0 BAXTER INTL INC COM 071813109 1208 16625 SH SOLE 6800 9825 BERKSHIRE HATHAWAY INC DEL CL A 084670108 313 2 SH SOLE 2 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1530 14690 SH SOLE 7718 0 6972 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 135 1299 SH OTHER 1299 0 0 BOEING CO COM 097023105 1163 13550 SH SOLE 6750 6800 BRISTOL MYERS SQUIBB CO COM 110122108 1580 38357 SH SOLE 22366 0 15991 BRISTOL MYERS SQUIBB CO COM 110122108 47 1139 SH OTHER 1139 0 0 CBRE CLARION GLOBAL REAL EST COM 12504G100 149 15300 SH SOLE 15300 CSX CORP COM 126408103 641 26019 SH SOLE 22719 0 3300 CSX CORP COM 126408103 32 1303 SH OTHER 1303 0 0 CVS CAREMARK CORPORATION COM 126650100 231 4200 SH SOLE 500 3700 CATEPILLAR INC DEL COM 149123101 1724 19825 SH SOLE 9550 10275 CHEVRON CORP NEW COM 166764100 1052 8855 SH SOLE 2100 6755 CISCO SYS INC COM 17275R102 790 37825 SH SOLE 19600 18225 CLOROX CO DEL COM 189054109 460 5203 SH SOLE 4703 0 500 CLOROX CO DEL COM 189054109 43 490 SH OTHER 490 0 0 COCA COLA CO COM 191216100 563 13931 SH SOLE 13931 COLGATE PALMOLIVE CO COM 194162103 847 7175 SH SOLE 4675 2500 DCP MIDSTREAM PARTNERS LP COM UT LTD PTN 23311P100 203 4357 SH SOLE N.A. N.A. N.A. DANAHER CORP DEL COM 235851102 655 10542 SH SOLE 10542 0 0 DANAHER CORP DEL COM 235851102 83 1332 SH OTHER 1332 0 0 DU PONT E I DE NEMOURS & CO COM 263534109 761 15481 SH SOLE 15456 0 25 DU PONT E I DE NEMOURS & CO COM 263534109 57 1153 SH OTHER 1153 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 403 5552 SH SOLE 5552 0 0 DUKE ENERGY CORP NEW COM NEW 26441C204 15 200 SH OTHER 200 0 0 EGA EMERGING GLOBAL SHS TR EGS EMKTCONS ETF 268461779 621 23360 SH SOLE 14660 8700 EGA EMERGING GLOBAL SHS TR EGS BRAZ INF ETF 268461829 554 26130 SH SOLE 12800 13330 ETFS PRECIOUS METALS BASKET PHYS PM BSKT 26922W109 293 3300 SH SOLE 2100 1200 ETFS WHITE METALS BASKET TR PHY WM BSK SHS 26923B104 322 6500 SH SOLE 4950 1550 ENBRIDGE ENERGY PARTNERS L P COM 29250R106 271 8998 SH SOLE 4000 4998 ENTERPRISE PRODS PARTNERS L COM 293792107 295 4893 SH SOLE N.A. N.A. N.A. EXXON MOBIL CORP COM 30231G102 4171 46281 SH SOLE 20813 0 25468 EXXON MOBIL CORP COM 30231G102 16 175 SH OTHER 175 0 0 FNB CORP PA COM 302520101 381 31470 SH SOLE 31470 0 0 FIRST COMWLTH FINL CORP PA COM 319829107 79 10640 SH SOLE 10640 0 0 FISERV INC COM 337738108 1810 20601 SH SOLE 10150 10451 FOOT LOCKER INC COM 344849104 1270 37080 SH SOLE 27600 9480 FRANKLIN RES INC COM 354613101 1704 11300 SH SOLE 3500 7800 FREEPORT-MCMORAN COPPER & GO COM 35671D857 844 25500 SH SOLE 19100 6400 FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106 323 9536 SH SOLE 9536 0 0 GABELLI EQUITY TR INC COM 362397101 371 57245 SH SOLE 57245 0 0 GABELLI EQUITY TR INC COM 362397101 3 400 SH OTHER 400 0 0 GABELLI UTIL TR COM 36240A101 192 27894 SH SOLE 27894 0 0 GENERAL ELECTRIC CO COM 369604103 1688 73006 SH SOLE 27051 0 45955 GENERAL ELECTRIC CO COM 369604103 11 475 SH OTHER 475 0 0 GENERAL MLS INC COM 370334104 190 3844 SH SOLE 3844 0 0 GENERAL MLS INC COM 370334104 30 600 SH OTHER 600 0 0 GILEAD SCIENCES INC COM 375558103 162 3316 SH SOLE 3316 0 0 GILEAD SCIENCES INC COM 375558103 39 802 SH OTHER 802 0 0 GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 671 14296 SH SOLE 14296 0 0 GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 59 1268 SH OTHER 1268 0 0 GOLDMAN SACHS GROUP INC COM 38141G104 1560 10600 SH SOLE 5400 5200 GOOGLE INC CL A 38259P508 188 237 SH SOLE 237 0 0 GOOGLE INC CL A 38259P508 32 40 SH OTHER 40 0 0 GULFMARK OFFSHORE INC CL A NEW 402629208 327 8400 SH SOLE 5900 2500 HALLIBURTON CO COM 406216101 338 8375 SH SOLE 8375 0 0 HALLIBURTON CO COM 406216101 63 1555 SH OTHER 1555 0 0 HEINZ H J CO COM 423074103 1105 15287 SH SOLE 15158 0 129 HEINZ H J CO COM 423074103 53 733 SH OTHER 683 0 50 HERSHEY CO COM 427866108 411 4700 SH SOLE 1600 3100 HOME DEPOT INC COM 437076102 487 6981 SH SOLE 1600 5381 HONEYWELL INTL INC COM 438516106 1316 17471 SH SOLE 8900 8571 HUNTINGTON BANCSHARES INC COM 446150104 137 18582 SH SOLE 17561 0 1021 ILLINOIS TOOL WKS INC COM 452308109 612 10040 SH SOLE 5800 4240 INDEXIQ ETF TR GLB AGRI SM CP 45409B834 1316 49650 SH SOLE 26700 22950 INSPERITY INC COM 45778Q107 238 8400 SH SOLE 3000 5400 INTEL CORP COM 458140100 1174 53786 SH SOLE 18200 35586 INTERNATIONAL BUSINESS MACHS COM 459200101 363 1700 SH SOLE 1700 INTUITIVE SURGICAL INC COM NEW 46120E602 372 757 SH SOLE 757 0 0 INTUITIVE SURGICAL INC COM NEW 46120E602 39 79 SH OTHER 79 0 0 ISHARES SILVER TRUST ISHARES 46428Q109 288 10500 SH SOLE 5100 5400 ISHARES GOLD TRUST ISHARES 464285105 398 25610 SH SOLE 20360 0 5250 ISHARES GOLD TRUST ISHARES 464285105 35 2250 SH OTHER 2250 0 0 ISHARES INC MSCI BRIC INDX 464286657 637 16400 SH SOLE 8500 7900 ISHARES INC MSCI PAC J IDX 464286665 510 10265 SH SOLE 2100 8165 ISHARES INC MSCI TAIWAN 464286731 136 10200 SH SOLE 3000 7200 ISHARES INC MSCI MALAYSIA 464286830 998 66700 SH SOLE 35400 31300 ISHARES TR FTSE CHINA25 IDX 464287184 605 16380 SH SOLE 7350 9030 ISHARES TR MSCI EMERG MKT 464287234 1028 24035 SH SOLE 7150 16885 ISHARES TR S&P GBL INF 464287291 959 13745 SH SOLE 7850 5895 ISHARES TR S&P LTN AM 40 464287390 793 18175 SH SOLE 3500 14675 ISHARES TR MSCI EAFE INDEX 464287465 948 16065 SH SOLE 16065 0 0 ISHARES TR MSCI EAFE INDEX 464287465 24 400 SH OTHER 400 0 0 ISHARES TR RUSSELL MCP VL 464287473 342 6000 SH SOLE 5500 500 ISHARES TR RUSSELL MIDCAP 464287499 475 3730 SH SOLE 1600 2130 ISHARES TR NASDQ BIO INDX 464287556 348 2175 SH SOLE 450 1725 ISHARES TR COHEN&ST RLTY 464287564 308 3730 SH SOLE 3730 ISHARES TR RUSSELL 2000 464287655 405 4290 SH SOLE 1000 3290 ISHARES TR S&P SMLCP VALU 464287879 252 2800 SH SOLE 200 2600 ISHARES TR S&P SMLCP GROW 464287887 239 2550 SH SOLE 450 2100 ISHARES TR HIGH YLD CORP 464288513 1027 10889 SH SOLE 10889 0 0 ISHARES TR US PFD STK IDX 464288687 5456 134639 SH SOLE 134639 0 0 ISHARES TR US PFD STK IDX 464288687 269 6630 SH OTHER 6284 346 0 ISHARES TR RSSL MCRCP IDX 464288869 208 3550 SH SOLE 2000 1550 JPMORGAN CHASE & CO COM 46625H100 1198 25250 SH SOLE 8800 16450 JOHNSON & JOHNSON COM 478160104 2628 32234 SH SOLE 17131 0 15103 JOHNSON & JOHNSON COM 478160104 55 670 SH OTHER 670 0 0 KENNAMETAL INC COM 489170100 435 11137 SH SOLE 3902 7235 KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 317 3532 SH SOLE N.A. N.A. N.A. KRAFT FOODS GROUP INC COM 50076Q106 296 5748 SH SOLE 3400 2348 LEGG MASON INC COM 524901105 434 3500 SH SOLE 6700 6800 LILLY ELI & CO COM 532457108 742 13058 SH SOLE 13058 0 0 LILLY ELI & CO COM 532457108 30 521 SH OTHER 521 0 0 LINNCO LLC COMSHS LTD INT 535782106 682 17462 SH SOLE 17458 0 4 LINNCO LLC COMSHS LTD INT 535782106 43 1113 SH OTHER 1047 0 66 MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 353 6604 SH SOLE N.A. N.A. N.A. MARKET VECTORS ETF TR MINOR METALS 57060U472 496 44950 SH SOLE 27800 17150 MARKET VECTORS ETF TR AGRIBUS ETF 57060U605 642 11850 SH SOLE 8000 3850 MARKET VECTORS ETF TR INDONESIA ETF 57060U753 1215 37725 SH SOLE 22400 15325 MCDONALDS CORP COM 580135101 989 9922 SH SOLE 6996 0 2926 MCDONALDS CORP COM 580135101 128 1286 SH OTHER 1286 0 0 MEDICAL PPTYS TRUST INC COM 58463J304 209 13000 SH SOLE 13000 0 0 MERCK & CO INC NEW COM 58933Y105 715 16168 SH SOLE 8218 0 7950 MERCK & CO INC NEW COM 58933Y105 18 410 SH OTHER 410 0 0 MICROSOFT CORP COM 594918104 2466 86208 SH SOLE 41031 0 45177 MICROSOFT CORP COM 594918104 11 400 SH OTHER 400 0 0 MONDELEZ INTL INC CL A 609207105 761 24853 SH SOLE 17200 7653 MORGAN STANLEY COM NEW 617446448 500 22750 SH SOLE 22750 0 0 MORGAN STANLEY COM NEW 617446448 54 2450 SH OTHER 2450 0 0 NYSE EURONEXT COM 629491101 1833 47450 SH SOLE 27700 19750 NATIONAL PENN BANCSHARES INC COM 637138108 239 22369 SH SOLE 500 21869 NEW YORK MTG TR INC COM PAR $.02 649604501 223 29569 SH SOLE 29569 0 0 NUANCE COMMUNICATIONS INC COM 67020Y100 204 10096 SH SOLE 10096 0 0 NUANCE COMMUNICATIONS INC COM 67020Y100 19 950 SH OTHER 950 0 0 OBAGI MEDICAL PRODUCTS INC COM 67423R108 300 15193 SH SOLE 15193 0 0 OBAGI MEDICAL PRODUCTS INC COM 67423R108 29 1475 SH OTHER 1475 0 0 PNC FINL SVCS GROUP INC COM 693475105 235 3527 SH SOLE 1000 2527 PPG INDS INC COM 693506107 761 5680 SH SOLE 950 4730 PEPSICO INC COM 713448108 1424 18000 SH SOLE 10230 0 7770 PEPSICO INC COM 713448108 80 1009 SH OTHER 1009 0 0 PFIZER INC COM 717081103 806 27922 SH SOLE 12600 15322 PHILIP MORRIS INTL INC COM 718172109 2382 25700 SH SOLE 17277 0 8423 PHILIP MORRIS INTL INC COM 718172109 97 1043 SH OTHER 1034 9 0 PIMCO ETF TR 0-5 HIGH YIELD 72201R783 403 3850 SH SOLE 100 3750 PIONEER NAT RES CO COM 723787107 380 3059 SH SOLE 700 2359 PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 315 5570 SH SOLE N.A. N.A. N.A. POWERSHARES QQQ TRUST UNIT SER 1 73935A104 543 7870 SH SOLE 7870 0 0 POWERSHARES QQQ TRUST UNIT SER 1 73935A104 17 240 SH OTHER 240 0 0 POWERSHARES GLOBAL ETF TRUST GBL WTR PORT 73936T623 441 23000 SH SOLE 14200 8800 PRICE T ROWE GROUP INC COM 74144T108 2224 29708 SH SOLE 8800 20908 PROCTER & GAMBLE CO COM 742718109 2049 26595 SH SOLE 7375 19220 RALPH LAUREN CORP CL A 751212101 601 3549 SH SOLE 450 3099 ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 245 3759 SH SOLE 700 3059 SEI INVESTMENTS CO COM 784117103 1999 69296 SH SOLE 24100 45196 SPDR S&P 500 ETF TR TR UNIT 78462F103 3825 24412 SH SOLE 24412 0 0 SPDR S&P 500 ETF TR TR UNIT 78462F103 2194 14005 SH OTHER 14005 0 0 SPDR GOLD TRUST GOLD SHS 78463V107 793 5135 SH SOLE 5135 0 0 SPDR GOLD TRUST GOLD SHS 78463V107 13 85 SH OTHER 85 0 0 SPDR INDEX SHS FDS EUROPE ETF 78463X608 454 11000 SH SOLE 5000 6000 SPDR INDEX SHS FDS MIDEAST AFRICA 78463X806 769 11470 SH SOLE 5100 6370 SPDR INDEX SHS FDS MACQU GLBIN100 78463X855 1114 26400 SH SOLE 11300 15100 SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 723 16800 SH SOLE 11100 5700 SPDR SERIES TRUST BRC HGH YLD BD 78464A417 1135 27602 SH SOLE 27602 0 0 SCHLUMBERGER LTD COM 806857108 1142 15250 SH SOLE 8575 6675 SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 1060 13370 SH SOLE 9600 3770 SERVICE CORP INTL COM 817565104 167 10000 SH SOLE 10000 0 0 SOUTHERN CO COM 842587107 718 15293 SH SOLE 15293 0 0 SOUTHERN CO COM 842587107 57 1220 SH OTHER 1220 0 0 SPECTRA ENERGY PARTNERS LP COM 84756N109 231 5871 SH SOLE N.A. N.A. N.A. STANLEY BLACK & DECKER INC COM 854502101 782 9658 SH SOLE 2750 6908 SUNOCO LOGISTICS PRTNRS L P COM UNITS 86764L108 361 5521 SH SOLE N.A. N.A. N.A. TARGA RESOURCES PARTNERS LP COM UNIT 87611X105 234 5090 SH SOLE N.A. N.A. N.A. TEMPLETON EMERG MKTS INCOME COM 880192109 196 12000 SH SOLE 10000 2000 TEREX CORP NEW COM 880779103 575 16700 SH SOLE 11600 5100 TEXAS INSTRS INC COM 882508104 241 6800 SH SOLE 4500 2300 3-D SYS CORP DEL COM NEW 88554D205 223 6910 SH SOLE 6910 0 0 3-D SYS CORP DEL COM NEW 88554D205 25 771 SH OTHER 771 0 0 3M CO COM 88579Y101 706 6640 SH SOLE 1200 5440 UNILEVER N V N Y SHS NEW 904784709 267 6508 SH SOLE 6508 UNITED TECHNOLOGIES CORP COM 913017109 1133 12125 SH SOLE 4475 7650 UNITEDHEALTH GROUP INC COM 91324P102 287 5020 SH SOLE 3100 1920 VANGUARD WORLD FD MEGA CAP INDEX 921910873 1664 31077 SH SOLE 31077 0 0 VANGUARD WORLD FD MEGA CAP INDEX 921910873 99 1852 SH OTHER 1852 0 0 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 650 15160 SH SOLE 10400 4760 VANGUARD INTL EQUITY INDEX F MSCI PAC ETF 922042866 259 4460 SH SOLE 4200 260 VANGUARD INDEX FDS S&P 500 ETF SH 922908413 15020 209666 SH SOLE 209666 0 0 VANGUARD INDEX FDS S&P 500 ETF SH 922908413 387 5405 SH OTHER 5324 81 0 VANGUARD INDEX FDS MID CAP ETF 922908629 492 5300 SH SOLE 1300 4000 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1691 24783 SH SOLE 24783 0 0 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 106 1554 SH OTHER 1522 32 0 VANGUARD INDEX FDS SMALL CP ETF 922908751 406 4450 SH SOLE 1450 3000 VERIZON COMMUNICATIONS INC COM 92343V104 1435 29183 SH SOLE 18946 0 10237 VERIZON COMMUNICATIONS INC COM 92343V104 18 375 SH OTHER 375 0 0 VISA INC COM CL A 92826C839 1314 7738 SH SOLE 7738 0 0 VISA INC COM CL A 92826C839 84 492 SH OTHER 478 14 0 VULCAN MATLS CO COM 929160109 458 8850 SH SOLE 3000 5850 WAL-MART STORES INC COM 931142103 639 8546 SH SOLE 6986 0 1560 WAL-MART STORES INC COM 931142103 75 1006 SH OTHER 1006 0 0 WELLS FARGO & CO NEW COM 949746101 229 6197 SH SOLE 3200 2997 WISDOMTREE TRUST EMG MKTS SMCAP 97717W281 1152 22329 SH SOLE 10000 12329 WISDOMTREE TR MID EAST DIVD 97717X305 231 14275 SH SOLE 1500 12775 WISDOMTREE TRUST JAPN HEDGE EQT 97717W851 736 17045 SH SOLE 17045 0 0 WISDOMTREE TRUST JAPN HEDGE EQT 97717W851 105 2420 SH OTHER 2420 0 0 XEROX CORP COM 984121103 406 47166 SH SOLE 20980 26186 YUM BRANDS INC COM 988498101 496 6900 SH SOLE 2000 4900