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<link:definition>003 - Statement - CONSOLIDATED BALANCE SHEETS [Parenthetical]</link:definition>
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<link:definition>004 - Statement - CONSOLIDATED STATEMENTS OF OPERATIONS</link:definition>
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<link:definition>008 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</link:definition>
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<link:definition>009 - Disclosure - EARNINGS (LOSS) PER SHARE</link:definition>
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<link:definition>010 - Disclosure - INVESTMENT SECURITIES</link:definition>
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<link:definition>011 - Disclosure - LOANS</link:definition>
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<link:definition>012 - Disclosure - ASSETS ACQUIRED IN SETTLEMENT OF LOANS</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:definition>013 - Disclosure - FAIR VALUE</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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<link:definition>014 - Disclosure - STOCK BASED COMPENSATION</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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<link:definition>015 - Disclosure - REGULATORY MATTERS</link:definition>
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<link:definition>016 - Disclosure - INCOME TAXES</link:definition>
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<link:definition>017 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)</link:definition>
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<link:definition>018 - Disclosure - EARNINGS (LOSS) PER SHARE (Tables)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/InvestmentSecuritiesTables" id="InvestmentSecuritiesTables">
<link:definition>019 - Disclosure - INVESTMENT SECURITIES (Tables)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
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<link:definition>020 - Disclosure - LOANS (Tables)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/Assetsacquiredinsettlementofloanstables" id="Assetsacquiredinsettlementofloanstables">
<link:definition>021 - Disclosure - ASSETS ACQUIRED IN SETTLEMENT OF LOANS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/FairValueTables" id="FairValueTables">
<link:definition>022 - Disclosure - FAIR VALUE (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/StockBasedCompensationTables" id="StockBasedCompensationTables">
<link:definition>023 - Disclosure - STOCK BASED COMPENSATION (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/RegulatoryMattersTables" id="RegulatoryMattersTables">
<link:definition>024 - Disclosure - REGULATORY MATTERS (Tables)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/SummaryOfSignificantAccountingPoliciesDetailsTextual" id="SummaryOfSignificantAccountingPoliciesDetailsTextual">
<link:definition>025 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/EarningsLossPerShareDetails" id="EarningsLossPerShareDetails">
<link:definition>026 - Disclosure - EARNINGS (LOSS) PER SHARE (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/Earningslosspersharedetailstextual" id="Earningslosspersharedetailstextual">
<link:definition>027 - Disclosure - EARNINGS (LOSS) PER SHARE (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/InvestmentSecuritiesDetails" id="InvestmentSecuritiesDetails">
<link:definition>028 - Disclosure - INVESTMENT SECURITIES (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/INVESTMENTSECURITIESDetails1" id="INVESTMENTSECURITIESDetails1">
<link:definition>029 - Disclosure - INVESTMENT SECURITIES (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/Investmentsecuritiesdetails2" id="Investmentsecuritiesdetails2">
<link:definition>030 - Disclosure - INVESTMENT SECURITIES (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/InvestmentSecuritiesDetailsTextual" id="InvestmentSecuritiesDetailsTextual">
<link:definition>031 - Disclosure - INVESTMENT SECURITIES (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/LoansDetails" id="LoansDetails">
<link:definition>032 - Disclosure - LOANS (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/LOANSDetails2" id="LOANSDetails2">
<link:definition>033 - Disclosure - LOANS (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/LOANSDetails3" id="LOANSDetails3">
<link:definition>034 - Disclosure - LOANS (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/LOANSDetails4" id="LOANSDetails4">
<link:definition>035 - Disclosure - LOANS (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.ohiolegacycorp.com/role/LOANSDetails5" id="LOANSDetails5">
<link:definition>036 - Disclosure - LOANS (Details 4)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/LOANSDetails6" id="LOANSDetails6">
<link:definition>037 - Disclosure - LOANS (Details 5)</link:definition>
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<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/LOANSDetails7" id="LOANSDetails7">
<link:definition>038 - Disclosure - LOANS (Details 6)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/LOANSDetails8" id="LOANSDetails8">
<link:definition>039 - Disclosure - LOANS (Details 7)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/LOANSDetails9" id="LOANSDetails9">
<link:definition>040 - Disclosure - LOANS (Details 8)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/LOANSDetails10" id="LOANSDetails10">
<link:definition>041 - Disclosure - LOANS (Details 9)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.ohiolegacycorp.com/role/LoansDetailsTextual" id="LoansDetailsTextual">
<link:definition>042 - Disclosure - LOANS (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/AssetsAcquiredInSettlementOfLoansDetails" id="AssetsAcquiredInSettlementOfLoansDetails">
<link:definition>043 - Disclosure - ASSETS ACQUIRED IN SETTLEMENT OF LOANS (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/AssetsAcquiredInSettlementOfLoansDetailsTextual" id="AssetsAcquiredInSettlementOfLoansDetailsTextual">
<link:definition>044 - Disclosure - ASSETS ACQUIRED IN SETTLEMENT OF LOANS (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.ohiolegacycorp.com/role/FairValueDetails" id="FairValueDetails">
<link:definition>045 - Disclosure - FAIR VALUE (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.ohiolegacycorp.com/role/FairValueDetails3" id="FairValueDetails3">
<link:definition>046 - Disclosure - FAIR VALUE (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.ohiolegacycorp.com/role/FairValueDetails4" id="FairValueDetails4">
<link:definition>047 - Disclosure - FAIR VALUE (Details 2)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.ohiolegacycorp.com/role/FairValueDetails1" id="FairValueDetails1">
<link:definition>048 - Disclosure - FAIR VALUE (Details 3)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/FairValueDetails5" id="FairValueDetails5">
<link:definition>049 - Disclosure - FAIR VALUE (Details 4)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/FairValueDetails2" id="FairValueDetails2">
<link:definition>050 - Disclosure - FAIR VALUE (Details 5)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://www.ohiolegacycorp.com/role/FairValueDetailsTextual" id="FairValueDetailsTextual">
<link:definition>051 - Disclosure - FAIR VALUE (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/StockBasedCompensationDetails" id="StockBasedCompensationDetails">
<link:definition>052 - Disclosure - STOCK BASED COMPENSATION (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/Stockbasedcompensationdetails1" id="Stockbasedcompensationdetails1">
<link:definition>053 - Disclosure - STOCK BASED COMPENSATION (Details 1)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<link:roleType roleURI="http://www.ohiolegacycorp.com/role/StockBasedCompensationDetailsTextual" id="StockBasedCompensationDetailsTextual">
<link:definition>054 - Disclosure - STOCK BASED COMPENSATION (Details Textual)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
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<element name="FairValueAssetsMeasuredOnRecurringBasisImpactOfInterestIncomeOnUnrealizedGainLossRecognizedInOtherComprehensiveIncome" id="olcb_FairValueAssetsMeasuredOnRecurringBasisImpactOfInterestIncomeOnUnrealizedGainLossRecognizedInOtherComprehensiveIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLossInOtherComprehensiveIncomeTotal" id="olcb_FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLossInOtherComprehensiveIncomeTotal" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ResidentialOneToFourFamilyMortgagePropertyMember" id="olcb_ResidentialOneToFourFamilyMortgagePropertyMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ResidentialOneToFourFamilyRentalPropertyMember" id="olcb_ResidentialOneToFourFamilyRentalPropertyMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ConstructionAndDevelopmentLoansMember" id="olcb_ConstructionAndDevelopmentLoansMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ImpairedLoansAndOtherRealEstateAbstract" id="olcb_ImpairedLoansAndOtherRealEstateAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ImpairedFinancingReceivableRecordedInvestmentFairValue" id="olcb_ImpairedFinancingReceivableRecordedInvestmentFairValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AssetsAquiredInSettlementOfLoansAbstract" id="olcb_AssetsAquiredInSettlementOfLoansAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AssetsAcquiredInSettlementOfLoansFairValue" id="olcb_AssetsAcquiredInSettlementOfLoansFairValue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TypeOfValuationOfTechniquesAxis" id="olcb_TypeOfValuationOfTechniquesAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="TypeOfValuationOfTechniquesDomain" id="olcb_TypeOfValuationOfTechniquesDomain" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="SalesComparisonApproachMember" id="olcb_SalesComparisonApproachMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="NetBookValueMember" id="olcb_NetBookValueMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="IncomeApproachMember" id="olcb_IncomeApproachMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AdjustmentToChangesInComparableSalesRate" id="olcb_AdjustmentToChangesInComparableSalesRate" type="num:percentItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="CertificateOfDepositInFinancialInstitutionFairValueDisclosure" id="olcb_CertificateOfDepositInFinancialInstitutionFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InterestReceivableAndOtherAssetsFairValueDisclosure" id="olcb_InterestReceivableAndOtherAssetsFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InterestPayableFairValueDisclosure" id="olcb_InterestPayableFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FinanceReceivableMember" id="olcb_FinanceReceivableMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ImpairedLoansCollateralDependentLoansUnpaidPrincipalBalance" id="olcb_ImpairedLoansCollateralDependentLoansUnpaidPrincipalBalance" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="WriteDownOfAssetsAcquiredInSettlementOfLoans" id="olcb_WriteDownOfAssetsAcquiredInSettlementOfLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FutureRecognisationExpenseYearsAxis" id="olcb_FutureRecognisationExpenseYearsAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="FutureRecognisationExpenseYearsDomain" id="olcb_FutureRecognisationExpenseYearsDomain" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FutureRecognitionExpenseRemainderOfFiscalYearMember" id="olcb_FutureRecognitionExpenseRemainderOfFiscalYearMember" type="nonnum:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FutureRecognisationExpenseYearOneMember" id="olcb_FutureRecognisationExpenseYearOneMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FutureRecognitionExpenseYearTwoMember" id="olcb_FutureRecognitionExpenseYearTwoMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FutureRecognisationExpenseYearThreeMember" id="olcb_FutureRecognisationExpenseYearThreeMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TierOneCapitalToRiskAssetsAxis" id="olcb_TierOneCapitalToRiskAssetsAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrldt:dimensionItem"/>
<element name="TierOneCapitalToRiskAssetsDomain" id="olcb_TierOneCapitalToRiskAssetsDomain" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="WeightedAssetsMember" id="olcb_WeightedAssetsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AverageAssetsMember" id="olcb_AverageAssetsMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TierOneRiskBasedCapitalToRiskAverageAssets" id="olcb_TierOneRiskBasedCapitalToRiskAverageAssets" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskAverageAssets" id="olcb_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskAverageAssets" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskAverageAssets" id="olcb_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskAverageAssets" type="num:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" substitutionGroup="xbrli:item"/>
<element name="InterestExpenseInvestorNotes" id="olcb_InterestExpenseInvestorNotes" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="ProceedsFromInsuranceClaimForRealEstateOwned" id="olcb_ProceedsFromInsuranceClaimForRealEstateOwned" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AssetsToBeDisposedOfThroughBranchSale" id="olcb_AssetsToBeDisposedOfThroughBranchSale" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="AssetsToBeDisposedOfThroughBranchSaleFairValueDisclosure" id="olcb_AssetsToBeDisposedOfThroughBranchSaleFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="debit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LiabilitiesToBeDisposedOfThroughBranchSale" id="olcb_LiabilitiesToBeDisposedOfThroughBranchSale" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="LiabilitiesToBeDisposedOfThroughBranchSaleFairValueDisclosure" id="olcb_LiabilitiesToBeDisposedOfThroughBranchSaleFairValueDisclosure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" xbrli:balance="credit" nillable="true" substitutionGroup="xbrli:item"/>
<element name="FutureRecognisationExpenseYearFourMember" id="olcb_FutureRecognisationExpenseYearFourMember" type="nonnum:domainItemType" abstract="false" xbrli:periodType="duration" nillable="true" substitutionGroup="xbrli:item"/>
</schema>
