The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Adobe Systems Inc COM 00724F101   2,285 3,830 SH   SOLE   3,802 0 28
Alphabet Inc A COM 02079K305   4,287 30,690 SH   SOLE   30,430 0 260
Alphabet Inc C COM 02079K107   1,220 8,659 SH   SOLE   8,659 0 0
Amazon.com Inc COM 023135106   3,549 23,359 SH   SOLE   23,197 0 162
American States Water Co COM 029899101   302 3,750 SH   SOLE   3,750 0 0
American Tower Corp COM 03027X100   891 4,127 SH   SOLE   4,127 0 0
American Water Works Co Inc COM 030420103   1,788 13,545 SH   SOLE   13,451 0 94
Amgen Inc COM 031162100   2,631 9,134 SH   SOLE   9,060 0 74
Apple Inc COM 037833100   11,729 60,919 SH   SOLE   60,531 0 388
Automatic Data Processing Inc COM 053015103   2,997 12,863 SH   SOLE   12,794 0 69
AvalonBay Communities Inc COM 053484101   233 1,245 SH   SOLE   1,245 0 0
Bank of America Corporation COM 060505104   666 19,783 SH   SOLE   19,783 0 0
Berkshire Hathaway Inc B COM 084670702   2,653 7,438 SH   SOLE   7,438 0 0
BlackRock Inc COM 09247X101   2,633 3,243 SH   SOLE   3,218 0 25
Bristol-Myers Squibb Company COM 110122108   1,091 21,255 SH   SOLE   21,011 0 244
Broadcom Inc Com COM 11135F101   1,910 1,711 SH   SOLE   1,695 0 16
Chevron Corp COM 166764100   1,411 9,461 SH   SOLE   9,461 0 0
Chubb Ltd COM H1467J104   2,174 9,620 SH   SOLE   9,535 0 85
Cisco Systems Inc COM 17275R102   1,524 30,175 SH   SOLE   30,090 0 85
Coca-Cola Co COM 191216100   1,216 20,635 SH   SOLE   20,635 0 0
Cognizant Technology Solutions COM 192446102   961 12,727 SH   SOLE   12,687 0 40
Comcast Corp Class A COM 20030N101   956 21,804 SH   SOLE   21,749 0 55
Costco Wholesale Corp COM 22160K105   1,718 2,602 SH   SOLE   2,587 0 15
Crown Castle International Corp COM 22822V101   401 3,481 SH   SOLE   3,481 0 0
Digital Realty Trust Inc COM 253868103   341 2,535 SH   SOLE   2,535 0 0
Elevance Health COM 036752103   2,032 4,310 SH   SOLE   4,280 0 30
Equinix Inc COM 29444U700   653 811 SH   SOLE   811 0 0
Exxon Mobil Corp COM 30231G102   825 8,247 SH   SOLE   8,123 0 124
Fiserv Inc COM 337738108   1,181 8,889 SH   SOLE   8,862 0 27
Fleetcor Technologies Inc COM 339041105   1,062 3,758 SH   SOLE   3,747 0 11
Goldman Sachs Group Inc COM 38141G104   923 2,392 SH   SOLE   2,392 0 0
Honeywell International Inc COM 438516106   773 3,688 SH   SOLE   3,688 0 0
iShares Core S&P Mid-Cap COM 464287507   430 1,550 SH   SOLE   1,550 0 0
iShares Core S&P Small-Cap COM 464287804   301 2,780 SH   SOLE   2,780 0 0
iShares MSCI EAFE COM 464287465   280 3,710 SH   SOLE   3,710 0 0
Johnson & Johnson COM 478160104   2,480 15,822 SH   SOLE   15,709 0 113
JPMorgan Chase & Co COM 46625H100   2,828 16,625 SH   SOLE   16,482 0 143
Kenvue COM 49177J102   938 43,577 SH   SOLE   43,362 0 215
Kimberly-Clark Corp COM 494368103   920 7,573 SH   SOLE   7,540 0 33
Live Nation Entertainment Inc COM 538034109   839 8,964 SH   SOLE   8,934 0 30
Louis Vuitton Moet Hennessy COM 502441306   1,652 10,169 SH   SOLE   10,102 0 67
Madison Square Garden Sports COM 55825T103   481 2,645 SH   SOLE   2,634 0 11
Martin Marietta Materials Inc COM 573284106   1,879 3,766 SH   SOLE   3,739 0 27
McDonald s Corp COM 580135101   2,404 8,106 SH   SOLE   8,041 0 65
Medtronic PLC COM G5960L103   1,327 16,110 SH   SOLE   15,964 0 146
Merck & Co Inc COM 58933Y105   1,075 9,859 SH   SOLE   9,859 0 0
Meta Platforms COM 30303M102   2,670 7,544 SH   SOLE   7,493 0 51
Microsoft Corp COM 594918104   10,481 27,873 SH   SOLE   27,686 0 187
Mondelez International Inc Class A COM 609207105   1,069 14,763 SH   SOLE   14,710 0 53
Netflix Inc COM 64110L106   1,379 2,832 SH   SOLE   2,813 0 19
NextEra Energy Inc COM 65339F101   1,844 30,365 SH   SOLE   30,120 0 245
Nike Inc B COM 654106103   988 9,104 SH   SOLE   9,104 0 0
NVIDIA Corp COM 67066G104   3,954 7,984 SH   SOLE   7,925 0 59
PayPal Holdings Inc COM 70450Y103   908 14,791 SH   SOLE   14,749 0 42
PepsiCo Inc COM 713448108   1,302 7,668 SH   SOLE   7,668 0 0
Procter & Gamble Co COM 742718109   670 4,570 SH   SOLE   4,570 0 0
Prologis Inc COM 74340W103   882 6,617 SH   SOLE   6,617 0 0
Public Storage COM 74460D109   418 1,372 SH   SOLE   1,372 0 0
S&P Global Inc COM 78409V104   2,108 4,785 SH   SOLE   4,746 0 39
SBA Communications Corp COM 78410G104   223 878 SH   SOLE   878 0 0
Schwab 1 5 Year Corp Bond ETF COM 808524714   605 12,499 SH   SOLE   12,499 0 0
Schwab Int-Term US Treasury ETF COM 808524854   441 8,866 SH   SOLE   8,866 0 0
Schwab Short-Term US Treasury ETF COM 808524862   415 8,568 SH   SOLE   8,568 0 0
Schwab US Aggregate Bond ETF COM 808524839   648 13,910 SH   SOLE   13,910 0 0
Schwab US Broad Market ETF COM 808524102   371 6,658 SH   SOLE   6,658 0 0
Schwab US Dividend Equity ETF COM 808524797   646 8,484 SH   SOLE   8,484 0 0
Schwab US Large-Cap Growth ETF COM 808524300   650 7,840 SH   SOLE   6,080 0 1,760
Schwab US Large-Cap Value ETF COM 808524409   1,413 20,162 SH   SOLE   20,162 0 0
Schwab US Mid-Cap ETF COM 808524508   320 4,251 SH   SOLE   4,251 0 0
Schwab US REIT ETF COM 808524847   1,058 51,090 SH   SOLE   51,090 0 0
Schwab US TIPS ETF COM 808524870   1,709 32,732 SH   SOLE   32,732 0 0
Simon Property Group Inc COM 828806109   419 2,938 SH   SOLE   2,938 0 0
SPDR Gold Shares COM 78463V107   1,303 6,815 SH   SOLE   6,815 0 0
SPDR S&P 500 ETF COM 78462F103   532 1,120 SH   SOLE   1,120 0 0
Starbucks Corp COM 855244109   1,475 15,359 SH   SOLE   15,319 0 40
Stryker Corp COM 863667101   2,201 7,351 SH   SOLE   7,304 0 47
Sysco Corp COM 871829107   1,425 19,489 SH   SOLE   19,349 0 140
The Hershey Co COM 427866108   1,392 7,467 SH   SOLE   7,447 0 20
The Home Depot Inc COM 437076102   1,064 3,069 SH   SOLE   3,069 0 0
The Travelers Companies Inc COM 89417E109   874 4,590 SH   SOLE   4,590 0 0
Union Pacific Corp COM 907818108   1,922 7,824 SH   SOLE   7,800 0 24
UnitedHealth Group Inc COM 91324P102   1,159 2,201 SH   SOLE   2,201 0 0
Vanguard Growth ETF COM 922908736   298 960 SH   SOLE   960 0 0
Vanguard Total Stock Market ETF COM 922908769   664 2,799 SH   SOLE   2,799 0 0
Visa Inc Class A COM 92826C839   3,278 12,589 SH   SOLE   12,505 0 84
Waste Management Inc COM 94106L109   1,962 10,953 SH   SOLE   10,840 0 113
Waters Corp COM 941848103   1,088 3,304 SH   SOLE   3,295 0 9