SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

SCHEDULE 13G

INFORMATION STATEMENT PURSUANT TO RULES 13d-1 AND 13d-2

UNDER THE SECURITIES EXCHANGE ACT OF 1934

Vectoria, Inc.

(Name of Issuer)

Common Stock

(Title of Class of Securities)

92240A-203

(CUSIP Number)

September 13, 2004

(Date of Event Which Requires Filing of This Statement)

Check the Appropriate box to designate the rule pursuant to which this schedule is filed:

[  ]  Rule 13d-1(b)

[  ]  Rule 13d-1(c)

[X]  Rule 13d-1(d)

The information required in the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

1	NAME OF REPORTING PERSONS S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS
	Caribbean Overseas Investments Ltd. N/A
2	CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [   ] (b) [   ]
	N/A
3	SEC USE ONLY
4	CITIZENSHIP OR PLACE OF ORGANIZATION
	Belize Corporation
		5	SOLE VOTING POWER
NUMBER OF			1,117,200
SHARES		6	SHARED VOTING POWER
BENEFICIALLY			-0-
OWNED BY		7	SOLE DISPOSITIVE POWER
EACH			1,117,200
REPORTING		8	SHARED DISPOSITIVE POWER
PERSON WITH			-0-
9	AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
	­­­­­1,117,200
10	CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES*                        [  ]
11	PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
	9.9%
12	TYPE OF REPORTING PERSON*
	CO

Item 1

(a).  Name of Issuer:

Vectoria, Inc.

Item 1

(b).  Address of Issuer’s Principal Executive Offices:

2160 Rue De-la Montagne, Suite 720

Montreal, Quebec

H3G 2T3

Item 2

(a).  Name of Person Filing:

Caribbean Overseas Investments Ltd.

Item 2

(b).  Address of Principal Business Office or, if None, Residence:

Corner of Tarpon and Pescador Streets

San Pedro, Ambergris Caye

Belize

Central America

Item 2

(c).  Citizenship:

Belize Corporation

Item 2

(d).  Title of Class of Securities:

Common Stock

Item 2

(e).  CUSIP Number:

92240A-203

Item 3.

  If this statement is filed pursuant to Rules 13d-1(b), or 13d-2(b) or (c), check whether the

person filing is a:

(a)

[  ]

Broker or dealer registered under Section 15 of the Act;

(b)

[  ]

Bank as defined in Section 3(a)(6) of the Act;

(c)

[  ]

Insurance Company as defined in Section 3(a)(19) of the Act;

(d)

[  ]

Investment Company registered under Section 8 of the Investment Company Act;

(e)

[  ]

Investment adviser in accordance with Rule 13d-1(b)(1)(ii)(E);

(f)

[  ]

Employee benefit plan or endowment plan in accordance with Rule 13d-1(b)(1)(ii)(F);

(g)

[  ]

Parent holding company or control person, in accordance with Rule 13d-1(b)(1)(ii)(G);

(h)

[  ]

A savings association as defined in Section 3(b) of the Federal Deposit Insurance Act;

(i)

[  ]

A church plan that is excluded from the definition of an investment company under

Section 3(c)(14) of the Investment Company Act of 1940;

(j)

[  ]

Group, in accordance with Rule 13d-1(b)(1)(ii)(j).

[  ]  If this statement is filed pursuant to Rule 13d-1(c), check this box.

Item 4.

  Ownership.

Provide the following information regarding the aggregate number and percentage of the class of securities identified in Item 1.

(a)	Amount beneficially owned:	1,117,200
(b)	Percent of class:	9.9%
(c)	Number of shares as to which such person has:
	(i)    Sole power to vote or to direct the vote	1,117,200
	(ii)   Shared power to vote or to direct the vote	0
	(iii)  Sole power to dispose or to direct the disposition of	1,117,200
	(iv)  Shared power to dispose or to direct the disposition of	0

Instruction.  For computations regarding securities which represent a right to acquire an underlying security, see Rule 13d-3(d)(1).

Item 5.

  Ownership of Five Percent or Less of a Class.

If the statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following [  ].

Item 6.

  Ownership of More than Five Percent on Behalf of Another Person.

N/A

Item 7.

  Identification and Classification of the Subsidiary Which Acquired the Security Being

Reported on by the Parent Holding Company.

N/A

Item 8.

  Identification and Classification of Members of the Group.

N/A

Item 9.

  Notice of Dissolution of Group.

N/A

Item 10.  Certification.

N/A

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

October 5, 2004

(Date)

/s/ Mark C. Hulse

(Signature)

Mark C. Hulse - Director

(Name/Title)