<?xml version="1.0" encoding="us-ascii"?>
<!-- EDGAR Online I-Metrix Xcelerate Risk Return XBRL Schema Document, based on XBRL 2.1  http://www.edgar-online.com/ -->
<!-- Created (UTC): 1/11/2013 3:17:35 PM -->
<!-- XBRL File Set ID: 11d0501e-35c6-475f-932d-853dbd8debbc -->
<!-- App Version: 3.0.0.183, 6.1.7601.65536, 14.0 -->
<!-- Copyright (c) 2005-2013 EDGAR Online, Inc. All Rights Reserved. -->
<schema xmlns:rr="http://xbrl.sec.gov/rr/2010-02-28" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:ck0001057120="http://www.rochdale.com/20130109" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:us-types="http://xbrl.us/us-types/2009-01-31" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.rochdale.com/20130109" xmlns="http://www.w3.org/2001/XMLSchema">
  <import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
  <import schemaLocation="http://taxonomies.xbrl.us/us-gaap/2009/elts/us-types-2009-01-31.xsd" namespace="http://xbrl.us/us-types/2009-01-31" />
  <import schemaLocation="http://xbrl.sec.gov/rr/2010/rr-2010-02-28.xsd" namespace="http://xbrl.sec.gov/rr/2010-02-28" />
  <import schemaLocation="http://www.xbrl.org/lrr/role/negated-2008-03-31.xsd" namespace="http://xbrl.us/us-gaap/negated/2008-03-31" />
  <import schemaLocation="http://taxonomies.xbrl.us/us-gaap/2009/non-gaap/dei-2009-01-31.xsd" namespace="http://xbrl.us/dei/2009-01-31" />
  <annotation>
    <appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="ck0001057120-20130109_lab.xml" xlink:title="Label Links, all" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" />
      <link:linkbaseRef xlink:type="simple" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="ck0001057120-20130109_def.xml" xlink:title="Definition Links, all" />
      <link:linkbaseRef xlink:type="simple" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="ck0001057120-20130109_pre.xml" xlink:title="Presentation Links, all" />
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/DocumentDocumentandEntityInformation" id="DocumentDocumentandEntityInformation" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>0011 - Document - Document And Entity Information {Elements}</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/RiskReturn_P0001-S000005953Member" id="RiskReturn_P0001-S000005953Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>010005 - Document - Risk/Return Summary {Unlabeled} (Rochdale Dividend &amp; Income Portfolio (Prospectus Summary):)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/ShareholderFeesData_P0001-S000005953Member" id="ShareholderFeesData_P0001-S000005953Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>010010 - Schedule - Shareholder Fees</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/OperatingExpensesData_P0001-S000005953Member" id="OperatingExpensesData_P0001-S000005953Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>010015 - Schedule - Annual Fund Operating Expenses</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/ExpenseExample_P0001-S000005953Member" id="ExpenseExample_P0001-S000005953Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>010020 - Schedule - Expense Example {Transposed}</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/ExpenseExampleNoRedemption_P0001-S000005953Member" id="ExpenseExampleNoRedemption_P0001-S000005953Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>010025 - Schedule - Expense Example, No Redemption {Transposed}</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/BarChartData_P0001-S000005953Member" id="BarChartData_P0001-S000005953Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>010030 - Schedule - Annual Total Returns</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/PerformanceTableData_P0001-S000005953Member" id="PerformanceTableData_P0001-S000005953Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>010035 - Schedule - Average Annual Total Returns {Transposed}</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/RiskReturn_P0001-S000005954Member" id="RiskReturn_P0001-S000005954Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050005 - Document - Risk/Return Summary {Unlabeled} (Rochdale Intermediate Fixed Income Portfolio (Prospectus Summary):)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/ShareholderFeesData_P0001-S000005954Member" id="ShareholderFeesData_P0001-S000005954Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050010 - Schedule - Shareholder Fees</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/OperatingExpensesData_P0001-S000005954Member" id="OperatingExpensesData_P0001-S000005954Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050015 - Schedule - Annual Fund Operating Expenses</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/ExpenseExample_P0001-S000005954Member" id="ExpenseExample_P0001-S000005954Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050020 - Schedule - Expense Example {Transposed}</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/ExpenseExampleNoRedemption_P0001-S000005954Member" id="ExpenseExampleNoRedemption_P0001-S000005954Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050025 - Schedule - Expense Example, No Redemption {Transposed}</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/BarChartData_P0001-S000005954Member" id="BarChartData_P0001-S000005954Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050030 - Schedule - Annual Total Returns</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/PerformanceTableData_P0001-S000005954Member" id="PerformanceTableData_P0001-S000005954Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050035 - Schedule - Average Annual Total Returns {Transposed}</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/RiskReturnDetailData_P0001-S000005954Member" id="RiskReturnDetailData_P0001-S000005954Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050040 - Disclosure - Risk/Return Detail Data {Elements} (Rochdale Intermediate Fixed Income Portfolio (Prospectus Summary):)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/RiskReturn_P0001-S000025813Member" id="RiskReturn_P0001-S000025813Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050045 - Document - Risk/Return Summary {Unlabeled} (Rochdale Fixed Income Opportunities Portfolio (Prospectus Summary):)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/ShareholderFeesData_P0001-S000025813Member" id="ShareholderFeesData_P0001-S000025813Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050050 - Schedule - Shareholder Fees</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/OperatingExpensesData_P0001-S000025813Member" id="OperatingExpensesData_P0001-S000025813Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050055 - Schedule - Annual Fund Operating Expenses</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/ExpenseExample_P0001-S000025813Member" id="ExpenseExample_P0001-S000025813Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050060 - Schedule - Expense Example {Transposed}</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/ExpenseExampleNoRedemption_P0001-S000025813Member" id="ExpenseExampleNoRedemption_P0001-S000025813Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050065 - Schedule - Expense Example, No Redemption {Transposed}</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/BarChartData_P0001-S000025813Member" id="BarChartData_P0001-S000025813Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050070 - Schedule - Annual Total Returns</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/PerformanceTableData_P0001-S000025813Member" id="PerformanceTableData_P0001-S000025813Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050075 - Schedule - Average Annual Total Returns {Transposed}</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/RiskReturnDetailData_P0001-S000025813Member" id="RiskReturnDetailData_P0001-S000025813Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050080 - Disclosure - Risk/Return Detail Data {Elements} (Rochdale Fixed Income Opportunities Portfolio (Prospectus Summary):)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/RiskReturn_P0001-S000032471Member" id="RiskReturn_P0001-S000032471Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050085 - Document - Risk/Return Summary {Unlabeled} (Rochdale Emerging Markets Portfolio (Prospectus Summary):)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/ShareholderFeesData_P0001-S000032471Member" id="ShareholderFeesData_P0001-S000032471Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050090 - Schedule - Shareholder Fees</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/OperatingExpensesData_P0001-S000032471Member" id="OperatingExpensesData_P0001-S000032471Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050095 - Schedule - Annual Fund Operating Expenses</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/ExpenseExample_P0001-S000032471Member" id="ExpenseExample_P0001-S000032471Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050100 - Schedule - Expense Example {Transposed}</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/ExpenseExampleNoRedemption_P0001-S000032471Member" id="ExpenseExampleNoRedemption_P0001-S000032471Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050105 - Schedule - Expense Example, No Redemption {Transposed}</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/BarChartData_P0001-S000032471Member" id="BarChartData_P0001-S000032471Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050110 - Schedule - Annual Total Returns</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/PerformanceTableData_P0001-S000032471Member" id="PerformanceTableData_P0001-S000032471Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050115 - Schedule - Average Annual Total Returns {Transposed}</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://www.rochdale.com/20130109/role/RiskReturnDetailData_P0001-S000032471Member" id="RiskReturnDetailData_P0001-S000032471Member" xmlns:link="http://www.xbrl.org/2003/linkbase">
        <link:definition>050120 - Disclosure - Risk/Return Detail Data {Elements} (Rochdale Emerging Markets Portfolio (Prospectus Summary):)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </appinfo>
  </annotation>
  <element id="ck0001057120_AutoMarketIndexMember" xbrli:periodType="duration" name="AutoMarketIndexMember" nillable="true" substitutionGroup="xbrli:item" type="us-types:domainItemType" />
  <element id="ck0001057120_AverageAnnualReturnsInceptionDateSecondary" xbrli:periodType="duration" name="AverageAnnualReturnsInceptionDateSecondary" nillable="true" substitutionGroup="xbrli:item" type="xbrli:dateItemType" />
  <element id="ck0001057120_AverageAnnualReturnsSinceInceptionSecondary" xbrli:periodType="duration" name="AverageAnnualReturnsSinceInceptionSecondary" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" />
  <element id="ck0001057120_AverageAnnualReturnYear10Secondary" xbrli:periodType="duration" name="AverageAnnualReturnYear10Secondary" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" />
  <element id="ck0001057120_AverageAnnualReturnYear03" xbrli:periodType="duration" name="AverageAnnualReturnYear03" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" />
  <element id="ck0001057120_AverageAnnualReturnYTD" xbrli:periodType="duration" name="AverageAnnualReturnYTD" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" />
  <element id="ck0001057120_BeforeNetOtherOperatingExpense" xbrli:periodType="duration" name="BeforeNetOtherOperatingExpense" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativePure4Type" />
  <element id="ck0001057120_Component4OtherExpenses" xbrli:periodType="duration" name="Component4OtherExpenses" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativePure4Type" />
  <element id="ck0001057120_Component5OtherExpenses" xbrli:periodType="duration" name="Component5OtherExpenses" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativePure4Type" />
  <element id="ck0001057120_ExpenseExampleByYearNoExpenseReimbursementColumn" xbrli:periodType="duration" name="ExpenseExampleByYearNoExpenseReimbursementColumn" nillable="true" substitutionGroup="xbrli:item" type="us-types:textBlockItemType" />
  <element id="ck0001057120_ExpenseExampleNoRedemptionNoExpenseReimbursement10Years" xbrli:periodType="duration" name="ExpenseExampleNoRedemptionNoExpenseReimbursement10Years" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_ExpenseExampleNoRedemptionNoExpenseReimbursement1Year" xbrli:periodType="duration" name="ExpenseExampleNoRedemptionNoExpenseReimbursement1Year" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_ExpenseExampleNoRedemptionNoExpenseReimbursement3Years" xbrli:periodType="duration" name="ExpenseExampleNoRedemptionNoExpenseReimbursement3Years" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_ExpenseExampleNoRedemptionNoExpenseReimbursement5Years" xbrli:periodType="duration" name="ExpenseExampleNoRedemptionNoExpenseReimbursement5Years" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_ExpenseExampleNoRedemptionNoExpenseReimbursementByYearColumn" xbrli:periodType="duration" name="ExpenseExampleNoRedemptionNoExpenseReimbursementByYearColumn" nillable="true" substitutionGroup="xbrli:item" type="us-types:textBlockItemType" />
  <element id="ck0001057120_ExpenseExampleWithRedemptionNoExpenseReimbursement10Years" xbrli:periodType="duration" name="ExpenseExampleWithRedemptionNoExpenseReimbursement10Years" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_ExpenseExampleWithRedemptionNoExpenseReimbursement1Year" xbrli:periodType="duration" name="ExpenseExampleWithRedemptionNoExpenseReimbursement1Year" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_ExpenseExampleWithRedemptionNoExpenseReimbursement3Years" xbrli:periodType="duration" name="ExpenseExampleWithRedemptionNoExpenseReimbursement3Years" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_ExpenseExampleWithRedemptionNoExpenseReimbursement5Years" xbrli:periodType="duration" name="ExpenseExampleWithRedemptionNoExpenseReimbursement5Years" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_ExpenseExampleYear02" xbrli:periodType="duration" name="ExpenseExampleYear02" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_ExpenseExampleNoRedemptionYear02" xbrli:periodType="duration" name="ExpenseExampleNoRedemptionYear02" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_ExpenseExampleYear04" xbrli:periodType="duration" name="ExpenseExampleYear04" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_ExpenseExampleNoRedemptionYear04" xbrli:periodType="duration" name="ExpenseExampleNoRedemptionYear04" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_ExpenseExampleWithRedemptionNoExpenseReimbursementYear02" xbrli:periodType="duration" name="ExpenseExampleWithRedemptionNoExpenseReimbursementYear02" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_ExpenseExampleWithRedemptionNoExpenseReimbursementYear04" xbrli:periodType="duration" name="ExpenseExampleWithRedemptionNoExpenseReimbursementYear04" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_FeeWaiverOrReimbursementRecoupmentsOverAssets" xbrli:periodType="duration" name="FeeWaiverOrReimbursementRecoupmentsOverAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:pureItemType" />
  <element id="ck0001057120_NamespaceURI" xbrli:periodType="duration" name="NamespaceURI" nillable="true" substitutionGroup="xbrli:item" type="xbrli:anyURIItemType" />
  <element id="ck0001057120_OperatingExpenseClosingTextBlock" xbrli:periodType="duration" name="OperatingExpenseClosingTextBlock" nillable="true" substitutionGroup="xbrli:item" type="us-types:textBlockItemType" />
  <element id="ck0001057120_OperatingExpensesAdditionalExpense1" xbrli:periodType="duration" name="OperatingExpensesAdditionalExpense1" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativePure4Type" />
  <element id="ck0001057120_OperatingExpensesAdditionalExpense2" xbrli:periodType="duration" name="OperatingExpensesAdditionalExpense2" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativePure4Type" />
  <element id="ck0001057120_PurchaseFee" xbrli:periodType="duration" name="PurchaseFee" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativeMonetaryType" />
  <element id="ck0001057120_PurchaseFeeAsPercentageAmountInvested" xbrli:periodType="duration" name="PurchaseFeeAsPercentageAmountInvested" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativePure4Type" />
  <element id="ck0001057120_RecoupmentOverAssets" xbrli:periodType="duration" name="RecoupmentOverAssets" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativePure4Type" />
  <element id="ck0001057120_ShareholderFeeOther2" xbrli:periodType="duration" name="ShareholderFeeOther2" nillable="true" substitutionGroup="xbrli:item" type="rr:NonNegativePure4Type" />
  <element id="ck0001057120_ShareholderFeesAndOperatingExpensesAbstract" xbrli:periodType="duration" abstract="true" name="ShareholderFeesAndOperatingExpensesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" />
  <element id="ck0001057120_SupplementTextBlock" xbrli:periodType="duration" name="SupplementTextBlock" nillable="true" substitutionGroup="xbrli:item" type="us-types:textBlockItemType" />
  <element id="ck0001057120_SupplementClosingTextBlock" xbrli:periodType="duration" name="SupplementClosingTextBlock" nillable="true" substitutionGroup="xbrli:item" type="us-types:textBlockItemType" />
  <element id="ck0001057120_S000005953Member" name="S000005953Member" type="us-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" />
  <element id="ck0001057120_P0001-S000005953Member" name="P0001-S000005953Member" type="us-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" />
  <element id="ck0001057120_C000016407Member" name="C000016407Member" type="us-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" />
  <element id="ck0001057120_S000005954Member" name="S000005954Member" type="us-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" />
  <element id="ck0001057120_P0001-S000005954Member" name="P0001-S000005954Member" type="us-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" />
  <element id="ck0001057120_C000016408Member" name="C000016408Member" type="us-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" />
  <element id="ck0001057120_S000025813Member" name="S000025813Member" type="us-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" />
  <element id="ck0001057120_P0001-S000025813Member" name="P0001-S000025813Member" type="us-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" />
  <element id="ck0001057120_C000077172Member" name="C000077172Member" type="us-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" />
  <element id="ck0001057120_S000032471Member" name="S000032471Member" type="us-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" />
  <element id="ck0001057120_P0001-S000032471Member" name="P0001-S000032471Member" type="us-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" />
  <element id="ck0001057120_C000100185Member" name="C000100185Member" type="us-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" />
</schema>
