The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO CS 88579Y101   285 2,689 SH   SOLE   0 0 0
ABBOTT LABORATORIES CS 002824100   1,935 17,022 SH   SOLE   0 0 0
ABBVIE INC CS 00287Y109   7,698 42,276 SH   SOLE   0 0 0
ACCENTURE PLC CS G1151C101   4,553 13,135 SH   SOLE   0 0 0
ADOBE INC CS 00724F101   3,396 6,730 SH   SOLE   0 0 0
ADVANCED MICRO DEVICES INC CS 007903107   206 1,140 SH   SOLE   0 0 0
AIR PRODUCTS AND CHEMICALS INC CS 009158106   250 1,033 SH   SOLE   0 0 0
AIRBNB INC CS 009066101   1,218 7,382 SH   SOLE   0 0 0
AKAMAI TECHNOLOGIES INC CS 00971T101   230 2,117 SH   SOLE   0 0 0
ALBEMARLE CORP CS 012653101   228 1,731 SH   SOLE   0 0 0
ALPHABET INC CS 02079K107   25,307 166,209 SH   SOLE   0 0 0
ALPHABET INC CS 02079K305   9,124 60,450 SH   SOLE   0 0 0
AMAZON.COM INC CS 023135106   35,424 196,387 SH   SOLE   0 0 0
AMERICAN TOWER CORP CS 03027X100   5,192 26,275 SH   SOLE   0 0 0
AMETEK INC CS 031100100   274 1,500 SH   SOLE   0 0 0
AMGEN INC CS 031162100   5,775 20,313 SH   SOLE   0 0 0
AMPHENOL CORP CS 032095101   783 6,784 SH   SOLE   0 0 0
AMPLIFY CYBERSECURITY ETF CS 032108664   3,219 50,209 SH   SOLE   0 0 0
APPLE INC CS 037833100   68,798 401,200 SH   SOLE   0 0 0
APPLIED MATERIALS INC CS 038222105   477 2,314 SH   SOLE   0 0 0
ARCHER-DANIELS-MIDLAND CO CS 039483102   597 9,497 SH   SOLE   0 0 0
ARTHUR J GALLAGHER & CO CS 363576109   12,328 49,305 SH   SOLE   0 0 0
AT&T INC CS 00206R102   267 15,170 SH   SOLE   0 0 0
AUTODESK INC CS 052769106   6,379 24,496 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING INC CS 053015103   1,930 7,727 SH   SOLE   0 0 0
BANK OF AMERICA CORP CS 060505104   11,547 304,519 SH   SOLE   0 0 0
BECTON DICKINSON & CO CS 075887109   310 1,252 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC CS 084670108   634 1 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC CS 084670702   6,143 14,607 SH   SOLE   0 0 0
BLACKSTONE INC CS 09260D107   12,984 98,837 SH   SOLE   0 0 0
BOEING CO/THE CS 097023105   364 1,888 SH   SOLE   0 0 0
BOOKING HOLDINGS INC CS 09857L108   8,616 2,375 SH   SOLE   0 0 0
BRITISH AMERICAN TOBACCO PLC CS G1510J102   201 6,557 SH   SOLE   0 0 0
BROADCOM INC CS 11135F101   25,200 19,013 SH   SOLE   0 0 0
BROADRIDGE FINANCIAL SOLUTIONS CS 11133T103   2,731 13,330 SH   SOLE   0 0 0
CANADIAN PACIFIC KANSAS CITY L CS 13646K108   7,690 87,215 SH   SOLE   0 0 0
CATERPILLAR INC CS 149123101   694 1,895 SH   SOLE   0 0 0
CF INDUSTRIES HOLDINGS INC CS 125269100   202 2,433 SH   SOLE   0 0 0
CHEVRON CORP CS 166764100   792 5,019 SH   SOLE   0 0 0
CHIPOTLE MEXICAN GRILL INC CS 169656105   12,522 4,308 SH   SOLE   0 0 0
CHUBB LTD CS H1467J104   448 1,727 SH   SOLE   0 0 0
CHURCH & DWIGHT CO INC CS 171340102   430 4,118 SH   SOLE   0 0 0
CINTAS CORP CS 172908105   1,122 1,633 SH   SOLE   0 0 0
CISCO SYSTEMS INC CS 17275R102   776 15,541 SH   SOLE   0 0 0
CLIFTON MINING CO CS 186904108   1 25,000 SH   SOLE   0 0 0
CME GROUP INC CS 12572Q105   3,497 16,241 SH   SOLE   0 0 0
COCA-COLA CO/THE CS 191216100   1,094 17,878 SH   SOLE   0 0 0
COLGATE-PALMOLIVE CO CS 194162103   650 7,217 SH   SOLE   0 0 0
COMCAST CORP CS 20030N101   331 7,642 SH   SOLE   0 0 0
COMMUNICATION SERVICES SELECT CS 81369Y852   1,036 12,686 SH   SOLE   0 0 0
CONSTELLATION BRANDS INC CS 21036P108   9,027 33,217 SH   SOLE   0 0 0
CONSTELLATION SOFTWARE INC/CAN CS 21037X100   6,391 2,337 SH   SOLE   0 0 0
CONSUMER STAPLES SELECT SECTOR CS 81369Y308   269 3,526 SH   SOLE   0 0 0
CORNING INC CS 219350105   1,473 44,679 SH   SOLE   0 0 0
COSTCO WHOLESALE CORP CS 22160K105   11,087 15,133 SH   SOLE   0 0 0
CRH PLC CS G25508105   1,984 23,005 SH   SOLE   0 0 0
CSX CORP CS 126408103   682 18,409 SH   SOLE   0 0 0
CVS HEALTH CORP CS 126650100   370 4,635 SH   SOLE   0 0 0
DANAHER CORP CS 235851102   12,716 50,920 SH   SOLE   0 0 0
DARDEN RESTAURANTS INC CS 237194105   451 2,696 SH   SOLE   0 0 0
DAVIDE CAMPARI-MILANO NV CS N24565108   212 20,725 SH   SOLE   0 0 0
DEERE & CO CS 244199105   415 1,010 SH   SOLE   0 0 0
DISCOVER FINANCIAL SERVICES CS 254709108   2,610 19,909 SH   SOLE   0 0 0
DOW INC CS 260557103   1,339 23,113 SH   SOLE   0 0 0
DR HORTON INC CS 23331A109   6,072 36,900 SH   SOLE   0 0 0
EDWARDS LIFESCIENCES CORP CS 28176E108   580 6,065 SH   SOLE   0 0 0
ELI LILLY & CO CS 532457108   3,947 5,073 SH   SOLE   0 0 0
EMERSON ELECTRIC CO CS 291011104   213 1,876 SH   SOLE   0 0 0
ENERGY SELECT SECTOR SPDR FUND CS 81369Y506   23,183 245,556 SH   SOLE   0 0 0
EOG RESOURCES INC CS 26875P101   727 5,684 SH   SOLE   0 0 0
EQUINIX INC CS 29444U700   12,519 15,168 SH   SOLE   0 0 0
EXXON MOBIL CORP CS 30231G102   5,002 43,032 SH   SOLE   0 0 0
FINANCIAL SELECT SECTOR SPDR F CS 81369Y605   930 22,081 SH   SOLE   0 0 0
FIRST TRUST NASDAQ CYBERSECURI CS 33734X846   7,151 126,810 SH   SOLE   0 0 0
FORD MOTOR CO CS 345370860   480 36,135 SH   SOLE   0 0 0
FORTIVE CORP CS 34959J108   416 4,840 SH   SOLE   0 0 0
GENERAL ELECTRIC CO CS 369604301   645 3,677 SH   SOLE   0 0 0
GENERAL MILLS INC CS 370334104   761 10,881 SH   SOLE   0 0 0
GLOBAL X VIDEO GAMES & ESPORTS CS 37954Y392   5,036 243,286 SH   SOLE   0 0 0
GOLDMAN SACHS GROUP INC/THE CS 38141G104   2,671 6,395 SH   SOLE   0 0 0
HERSHEY CO/THE CS 427866108   5,450 28,019 SH   SOLE   0 0 0
HOME DEPOT INC/THE CS 437076102   26,168 68,218 SH   SOLE   0 0 0
HONEYWELL INTERNATIONAL INC CS 438516106   482 2,347 SH   SOLE   0 0 0
ILLINOIS TOOL WORKS INC CS 452308109   441 1,642 SH   SOLE   0 0 0
INTEL CORP CS 458140100   1,088 24,636 SH   SOLE   0 0 0
INTERCONTINENTAL EXCHANGE INC CS 45866F104   15,716 114,358 SH   SOLE   0 0 0
INTERNATIONAL BUSINESS MACHINE CS 459200101   852 4,462 SH   SOLE   0 0 0
INTUIT INC CS 461202103   16,268 25,027 SH   SOLE   0 0 0
INVITATION HOMES INC CS 46187W107   1,407 39,503 SH   SOLE   0 0 0
IQVIA HOLDINGS INC CS 46266C105   7,523 29,749 SH   SOLE   0 0 0
ISHARES BIOTECHNOLOGY ETF CS 464287556   10,008 72,932 SH   SOLE   0 0 0
JOHNSON & JOHNSON CS 478160104   9,081 57,408 SH   SOLE   0 0 0
JPMORGAN CHASE & CO CS 46625H100   32,273 161,121 SH   SOLE   0 0 0
KIMBERLY-CLARK CORP CS 494368103   296 2,289 SH   SOLE   0 0 0
LAM RESEARCH CORP CS 512807108   328 338 SH   SOLE   0 0 0
LOCKHEED MARTIN CORP CS 539830109   7,473 16,430 SH   SOLE   0 0 0
LOWE'S COS INC CS 548661107   1,061 4,165 SH   SOLE   0 0 0
LVMH MOET HENNESSY LOUIS VUITT CS 502441306   6,333 34,981 SH   SOLE   0 0 0
MARSH & MCLENNAN COS INC CS 571748102   272 1,320 SH   SOLE   0 0 0
MASTERCARD INC CS 57636Q104   515 1,070 SH   SOLE   0 0 0
MATERIALS SELECT SECTOR SPDR F CS 81369Y100   246 2,644 SH   SOLE   0 0 0
MCDONALD'S CORP CS 580135101   5,441 19,296 SH   SOLE   0 0 0
MEDTRONIC PLC CS G5960L103   3,252 37,310 SH   SOLE   0 0 0
MERCK & CO INC CS 58933Y105   13,744 104,162 SH   SOLE   0 0 0
META PLATFORMS INC CS 30303M102   3,372 6,944 SH   SOLE   0 0 0
MICRON TECHNOLOGY INC CS 595112103   17,448 147,998 SH   SOLE   0 0 0
MICROSOFT CORP CS 594918104   51,117 121,499 SH   SOLE   0 0 0
MONDELEZ INTERNATIONAL INC CS 609207105   1,333 19,041 SH   SOLE   0 0 0
MONGODB INC CS 60937P106   255 712 SH   SOLE   0 0 0
MONSTER BEVERAGE CORP CS 61174X109   7,120 120,100 SH   SOLE   0 0 0
MORGAN STANLEY CS 617446448   15,277 162,241 SH   SOLE   0 0 0
NETFLIX INC CS 64110L106   11,905 19,602 SH   SOLE   0 0 0
NEXTERA ENERGY INC CS 65339F101   210 3,289 SH   SOLE   0 0 0
NIKE INC CS 654106103   494 5,258 SH   SOLE   0 0 0
NINTENDO CO LTD CS 654445303   1,640 120,690 SH   SOLE   0 0 0
NORTHERN TRUST CORP CS 665859104   224 2,515 SH   SOLE   0 0 0
NORTHROP GRUMMAN CORP CS 666807102   10,499 21,935 SH   SOLE   0 0 0
NOVARTIS AG CS 66987V109   214 2,215 SH   SOLE   0 0 0
NOVO NORDISK A/S CS 670100205   281 2,192 SH   SOLE   0 0 0
NUCOR CORP CS 670346105   366 1,850 SH   SOLE   0 0 0
NVIDIA CORP CS 67066G104   4,228 4,679 SH   SOLE   0 0 0
NXP SEMICONDUCTORS NV CS N6596X109   633 2,555 SH   SOLE   0 0 0
ORACLE CORP CS 68389X105   850 6,763 SH   SOLE   0 0 0
PALO ALTO NETWORKS INC CS 697435105   7,970 28,049 SH   SOLE   0 0 0
PAYCHEX INC CS 704326107   1,669 13,589 SH   SOLE   0 0 0
PEPSICO INC CS 713448108   10,251 58,573 SH   SOLE   0 0 0
PFIZER INC CS 717081103   419 15,095 SH   SOLE   0 0 0
PHILIP MORRIS INTERNATIONAL IN CS 718172109   449 4,905 SH   SOLE   0 0 0
PROCTER & GAMBLE CO/THE CS 742718109   11,710 72,171 SH   SOLE   0 0 0
RECKITT BENCKISER GROUP PLC CS G74079107   247 4,318 SH   SOLE   0 0 0
REPUBLIC SERVICES INC CS 760759100   10,007 52,274 SH   SOLE   0 0 0
RLI CORP CS 749607107   453 3,050 SH   SOLE   0 0 0
ROPER TECHNOLOGIES INC CS 776696106   12,257 21,854 SH   SOLE   0 0 0
RTX CORP CS 75513E101   429 4,400 SH   SOLE   0 0 0
S&P GLOBAL INC CS 78409V104   295 694 SH   SOLE   0 0 0
SALESFORCE INC CS 79466L302   804 2,669 SH   SOLE   0 0 0
SCHLUMBERGER NV CS 806857108   218 3,969 SH   SOLE   0 0 0
SERVICENOW INC CS 81762P102   1,154 1,514 SH   SOLE   0 0 0
SHERWIN-WILLIAMS CO/THE CS 824348106   11,663 33,580 SH   SOLE   0 0 0
SILVERCREST ASSET MANAGEMENT G CS 828359109   500 31,650 SH   SOLE   0 0 0
SOUTHERN CO/THE CS 842587107   312 4,356 SH   SOLE   0 0 0
SPDR S&P OIL & GAS EXPLORATION CS 78468R556   2,267 14,631 SH   SOLE   0 0 0
STARBUCKS CORP CS 855244109   6,437 70,430 SH   SOLE   0 0 0
STRYKER CORP CS 863667101   10,492 29,317 SH   SOLE   0 0 0
SYSCO CORP CS 871829107   2,120 26,115 SH   SOLE   0 0 0
T-MOBILE US INC CS 872590104   211 1,291 SH   SOLE   0 0 0
TE CONNECTIVITY LTD CS H84989104   2,322 15,985 SH   SOLE   0 0 0
TECHNOLOGY SELECT SECTOR SPDR CS 81369Y803   2,221 10,662 SH   SOLE   0 0 0
TESLA INC CS 88160R101   340 1,933 SH   SOLE   0 0 0
TEXAS INSTRUMENTS INC CS 882508104   1,068 6,129 SH   SOLE   0 0 0
THERMO FISHER SCIENTIFIC INC CS 883556102   21,920 37,714 SH   SOLE   0 0 0
TJX COS INC/THE CS 872540109   6,506 64,150 SH   SOLE   0 0 0
TRANE TECHNOLOGIES PLC CS G8994E103   496 1,651 SH   SOLE   0 0 0
TRAVELERS COS INC/THE CS 89417E109   521 2,264 SH   SOLE   0 0 0
UNILEVER PLC CS G92087165   232 4,578 SH   SOLE   0 0 0
UNILEVER PLC ORD GBP0.031111 CS GB00B10RZ   203 3,904 SH   SOLE   0 0 0
UNION PACIFIC CORP CS 907818108   953 3,875 SH   SOLE   0 0 0
UNITED STATES STEEL CORP CS 912909108   245 6,000 SH   SOLE   0 0 0
UNITEDHEALTH GROUP INC CS 91324P102   19,253 38,919 SH   SOLE   0 0 0
UTILITIES SELECT SECTOR SPDR F CS 81369Y886   3,527 53,722 SH   SOLE   0 0 0
VALERO ENERGY CORP CS 91913Y100   674 3,949 SH   SOLE   0 0 0
VERISIGN INC CS 92343E102   1,471 7,764 SH   SOLE   0 0 0
VERISK ANALYTICS INC CS 92345Y106   10,074 42,737 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC CS 92343V104   307 7,310 SH   SOLE   0 0 0
VERTEX PHARMACEUTICALS INC CS 92532F100   772 1,846 SH   SOLE   0 0 0
VISA INC CS 92826C839   27,379 98,104 SH   SOLE   0 0 0
VULCAN MATERIALS CO CS 929160109   8,667 31,757 SH   SOLE   0 0 0
WALMART INC CS 931142103   4,126 68,575 SH   SOLE   0 0 0
WALT DISNEY CO/THE CS 254687106   10,977 89,711 SH   SOLE   0 0 0
WASTE CONNECTIONS INC CS 94106B101   7,397 43,004 SH   SOLE   0 0 0
WASTE MANAGEMENT INC CS 94106L109   625 2,932 SH   SOLE   0 0 0
WATSCO INC CS 942622200   4,141 9,586 SH   SOLE   0 0 0
WEC ENERGY GROUP INC CS 92939U106   319 3,887 SH   SOLE   0 0 0
WELLS FARGO & CO CS 949746101   581 10,020 SH   SOLE   0 0 0
WELLTOWER INC CS 95040Q104   2,459 26,319 SH   SOLE   0 0 0
WESTINGHOUSE AIR BRAKE TECHNOL CS 929740108   604 4,143 SH   SOLE   0 0 0
WORKDAY INC CS 98138H101   571 2,094 SH   SOLE   0 0 0
YUM CHINA HOLDINGS INC CS 98850P109   259 6,506 SH   SOLE   0 0 0
YUM! BRANDS INC CS 988498101   923 6,654 SH   SOLE   0 0 0
ZOETIS INC CS 98978V103   14,995 88,617 SH   SOLE   0 0 0
FIRST TRUST NASDAQ CLEAN EDGE ETF 33733E500   305 8,803 SH   SOLE   0 0 0
FIRST TRUST NORTH AMERICAN ENE ETF 33738D101   4,088 138,423 SH   SOLE   0 0 0
GLOBAL X US PREFERRED ETF ETF 37954Y657   4,088 202,778 SH   SOLE   0 0 0
GOLDMAN SACHS ACTIVEBETA INTER ETF 381430107   15,020 438,032 SH   SOLE   0 0 0
GOLDMAN SACHS ACTIVEBETA U.S. ETF 381430503   47,158 454,359 SH   SOLE   0 0 0
GOLDMAN SACHS JUST US LARGE CA ETF 381430396   454 6,043 SH   SOLE   0 0 0
GRANITESHARES BLOOMBERG COMMOD ETF 38747R108   3,155 158,763 SH   SOLE   0 0 0
INVESCO FINANCIAL PREFERRED ET ETF 46137V621   355 23,293 SH   SOLE   0 0 0
INVESCO QQQ TRUST SERIES 1 ETF 46090E103   1,171 2,636 SH   SOLE   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E ETF 46137V357   281 1,660 SH   SOLE   0 0 0
INVESCO S&P 500 LOW VOLATILITY ETF 46138E354   280 4,247 SH   SOLE   0 0 0
INVESCO SENIOR LOAN ETF ETF 46138G508   2,848 134,663 SH   SOLE   0 0 0
ISHARES CORE INTERNATIONAL AGG ETF 46435G672   5,632 112,756 SH   SOLE   0 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   421 5,671 SH   SOLE   0 0 0
ISHARES CORE MSCI EMERGING MAR ETF 46434G103   12,886 249,735 SH   SOLE   0 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   2,782 5,291 SH   SOLE   0 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   1,059 17,433 SH   SOLE   0 0 0
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804   545 4,936 SH   SOLE   0 0 0
ISHARES CORE S&P U.S. VALUE ET ETF 464287663   368 4,072 SH   SOLE   0 0 0
ISHARES CORE TOTAL USD BOND MA ETF 46434V613   1,434 31,454 SH   SOLE   0 0 0
ISHARES CORE U.S. AGGREGATE BO ETF 464287226   203 2,070 SH   SOLE   0 0 0
ISHARES ESG AWARE MSCI EAFE ET ETF 46435G516   437 5,466 SH   SOLE   0 0 0
ISHARES GOLD TRUST ETF 464285204   541 12,866 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF ETF 464287465   2,686 33,632 SH   SOLE   0 0 0
ISHARES MSCI EAFE MIN VOL FACT ETF 46429B689   710 10,010 SH   SOLE   0 0 0
ISHARES MSCI EMERGING MARKETS ETF 464287234   780 18,991 SH   SOLE   0 0 0
ISHARES MSCI GLOBAL MIN VOL FA ETF 464286525   405 3,850 SH   SOLE   0 0 0
ISHARES MSCI USA MIN VOL FACTO ETF 46429B697   266 3,178 SH   SOLE   0 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   636 5,913 SH   SOLE   0 0 0
ISHARES RUSSELL 1000 GROWTH ET ETF 464287614   1,063 3,153 SH   SOLE   0 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   4,781 22,733 SH   SOLE   0 0 0
ISHARES RUSSELL 2000 GROWTH ET ETF 464287648   1,212 4,475 SH   SOLE   0 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   521 3,283 SH   SOLE   0 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499   2,093 24,893 SH   SOLE   0 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF 464287481   688 6,026 SH   SOLE   0 0 0
ISHARES RUSSELL MID-CAP VALUE ETF 464287473   310 2,471 SH   SOLE   0 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   247 1,323 SH   SOLE   0 0 0
ISHARES S&P MID-CAP 400 VALUE ETF 464287705   226 1,911 SH   SOLE   0 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   762 6,184 SH   SOLE   0 0 0
ISHARES U.S. ENERGY ETF ETF 464287796   328 6,639 SH   SOLE   0 0 0
JPMORGAN DIVERSIFIED RETURN US ETF 46641Q886   8,699 87,745 SH   SOLE   0 0 0
JPMORGAN DIVERSIFIED RETURN US ETF 46641Q845   7,829 173,199 SH   SOLE   0 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF 46641Q332   13,337 230,501 SH   SOLE   0 0 0
JPMORGAN ULTRA-SHORT INCOME ET ETF 46641Q837   32,633 646,836 SH   SOLE   0 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL ETF 46641Q654   9,230 181,911 SH   SOLE   0 0 0
PROSHARES TRUST S&P 500 EX-ENE ETF 74347B581   211 1,880 SH   SOLE   0 0 0
SCHWAB EMERGING MARKETS EQUITY ETF 808524706   439 17,405 SH   SOLE   0 0 0
SCHWAB FUNDAMENTAL EMERGING MA ETF 808524730   405 14,589 SH   SOLE   0 0 0
SCHWAB FUNDAMENTAL INTERNATION ETF 808524748   305 8,600 SH   SOLE   0 0 0
SCHWAB FUNDAMENTAL INTERNATION ETF 808524755   792 22,241 SH   SOLE   0 0 0
SCHWAB FUNDAMENTAL U.S. LARGE ETF 808524771   1,040 15,435 SH   SOLE   0 0 0
SCHWAB FUNDAMENTAL U.S. SMALL ETF 808524763   606 10,620 SH   SOLE   0 0 0
SCHWAB INTERNATIONAL EQUITY ET ETF 808524805   16,835 431,446 SH   SOLE   0 0 0
SCHWAB INTERNATIONAL SMALL-CAP ETF 808524888   218 6,089 SH   SOLE   0 0 0
SCHWAB U.S. LARGE-CAP GROWTH E ETF 808524300   1,607 17,336 SH   SOLE   0 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   315 3,863 SH   SOLE   0 0 0
SCHWAB U.S. REIT ETF ETF 808524847   4,046 199,333 SH   SOLE   0 0 0
SCHWAB US BROAD MARKET ETF ETF 808524102   387 6,335 SH   SOLE   0 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   720 8,932 SH   SOLE   0 0 0
SCHWAB US LARGE-CAP ETF ETF 808524201   41,179 663,535 SH   SOLE   0 0 0
SCHWAB US SMALL-CAP ETF ETF 808524607   10,676 216,811 SH   SOLE   0 0 0
SPDR BLOOMBERG INVESTMENT GRAD ETF 78468R200   6,079 197,178 SH   SOLE   0 0 0
SPDR DOW JONES INDUSTRIAL AVER ETF 78467X109   282 709 SH   SOLE   0 0 0
SPDR EURO STOXX 50 ETF ETF 78463X202   263 5,000 SH   SOLE   0 0 0
SPDR GOLD MINISHARES TRUST ETF 98149E303   298 6,759 SH   SOLE   0 0 0
SPDR GOLD SHARES ETF 78463V107   695 3,376 SH   SOLE   0 0 0
SPDR MSCI EMERGING MARKETS STR ETF 78463X426   1,387 24,023 SH   SOLE   0 0 0
SPDR PORTFOLIO AGGREGATE BOND ETF 78464A649   6,039 238,874 SH   SOLE   0 0 0
SPDR PORTFOLIO HIGH YIELD BOND ETF 78468R606   2,558 109,045 SH   SOLE   0 0 0
SPDR PORTFOLIO INTERMEDIATE TE ETF 78464A375   7,454 228,012 SH   SOLE   0 0 0
SPDR S&P 400 MID CAP VALUE ETF ETF 78464A839   232 3,058 SH   SOLE   0 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   12,788 24,448 SH   SOLE   0 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   740 5,642 SH   SOLE   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   546 982 SH   SOLE   0 0 0
US DIVERSIFIED REAL ESTATE ETF ETF 26922A511   215 7,105 SH   SOLE   0 0 0
VANGUARD COMMUNICATION SERVICE ETF 92204A884   492 3,753 SH   SOLE   0 0 0
VANGUARD DIVIDEND APPRECIATION ETF 921908844   732 4,006 SH   SOLE   0 0 0
VANGUARD ESG INTERNATIONAL STO ETF 921910725   232 4,029 SH   SOLE   0 0 0
VANGUARD ESG US STOCK ETF ETF 921910733   543 5,830 SH   SOLE   0 0 0
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775   1,345 22,935 SH   SOLE   0 0 0
VANGUARD FTSE ALL WORLD EX-US ETF 922042718   483 4,137 SH   SOLE   0 0 0
VANGUARD FTSE DEVELOPED MARKET ETF 921943858   2,577 51,370 SH   SOLE   0 0 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858   1,214 29,063 SH   SOLE   0 0 0
VANGUARD GROWTH ETF ETF 922908736   294 854 SH   SOLE   0 0 0
VANGUARD HIGH DIVIDEND YIELD E ETF 921946406   295 2,437 SH   SOLE   0 0 0
VANGUARD INFORMATION TECHNOLOG ETF 92204A702   1,272 2,425 SH   SOLE   0 0 0
VANGUARD LARGE-CAP ETF ETF 922908637   1,331 5,552 SH   SOLE   0 0 0
VANGUARD MID-CAP ETF ETF 922908629   2,750 11,006 SH   SOLE   0 0 0
VANGUARD S&P 500 ETF ETF 922908363   428 891 SH   SOLE   0 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   472 2,066 SH   SOLE   0 0 0
VANGUARD SMALL-CAP VALUE ETF ETF 922908611   370 1,928 SH   SOLE   0 0 0
VANGUARD TOTAL STOCK MARKET ET ETF 922908769   1,093 4,206 SH   SOLE   0 0 0
VANGUARD VALUE ETF ETF 922908744   284 1,745 SH   SOLE   0 0 0