The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Com 002824100   12,957 114 SH   SOLE 0 114 0 0
Abbott Laboratories Com 002824100   226,183 1,990 SH   OTR 0 1,990 0 0
Abbvie Inc Com Com 00287Y109   139,489 766 SH   SOLE 0 766 0 0
Abbvie Inc Com Com 00287Y109   276,064 1,516 SH   OTR 0 1,516 0 0
Alphabet Inc Cap Stk CL C Cap Com 02079K107   161,396 1,060 SH   SOLE 0 1,060 0 0
Alphabet Inc Cap Stk CL C Cap Com 02079K107   2,180,363 14,320 SH   DFND 0 14,320 0 0
Alphabet Inc Cap Stk CL A Cap Stk Com 02079K305   700,315 4,640 SH   SOLE 0 4,640 0 0
Alphabet Inc Cap Stk CL A Cap Stk Com 02079K305   2,152,262 14,260 SH   DFND 0 14,260 0 0
Amazon Com Inc Com 023135106   1,872,344 10,380 SH   SOLE 0 10,380 0 0
Amazon Com Inc Com 023135106   4,080,196 22,620 SH   DFND 0 22,620 0 0
American Express Co Com 025816109   1,892,787 8,313 SH   DFND 0 8,313 0 0
Analog Devices Inc Com 032654105   10,681 54 SH   SOLE 0 54 0 0
Analog Devices Inc Com 032654105   288,180 1,457 SH   OTR 0 1,457 0 0
Apple Computer Inc Com 037833100   1,031,109 6,013 SH   SOLE 0 6,013 0 0
Apple Computer Inc Com 037833100   5,387,730 31,419 SH   DFND 0 31,419 0 0
Apple Computer Inc Com 037833100   686,606 4,004 SH   OTR 0 4,004 0 0
Atmos Energy Corporation Com 049560105   942,164 7,926 SH   SOLE 0 7,926 0 0
Atmos Energy Corporation Com 049560105   2,858,467 24,047 SH   OTR 0 24,047 0 0
Berkshire Hathaway Inc Com 084670108   634,440 1 SH   SOLE 0 1 0 0
Berkshire Hathaway Inc-CL B Com 084670702   1,261,139 2,999 SH   SOLE 0 2,999 0 0
Boeing Company Com 097023105   811,523 4,205 SH   SOLE 0 4,205 0 0
Broadcom Inc Com Com 11135F101   205,439 155 SH   SOLE 0 155 0 0
Caterpillar Inc Com 149123101   1,296,063 3,537 SH   SOLE 0 3,537 0 0
Caterpillar Inc Com 149123101   267,494 730 SH   OTR 0 730 0 0
Chevron Corp Com 166764100   518,807 3,289 SH   SOLE 0 3,289 0 0
Chevron Corp Com 166764100   817,724 5,184 SH   DFND 0 5,184 0 0
Cisco Systems Inc Com 17275R102   103,850 2,081 SH   SOLE 0 2,081 0 0
Cisco Systems Inc Com 17275R102   162,707 3,260 SH   OTR 0 3,260 0 0
Coca-Cola Company - Common Com 191216100   279,593 4,570 SH   SOLE 0 4,310 0 260
Colgate Palmolive Co Com 194162103   539,490 5,991 SH   SOLE 0 5,991 0 0
Danaher Corp DE Com 235851102   418,281 1,675 SH   SOLE 0 1,675 0 0
Deere & Co - Common Com 244199105   1,057,245 2,574 SH   SOLE 0 2,574 0 0
Digital Rlty Tr Inc Com 253868103   42,060 292 SH   SOLE 0 292 0 0
Digital Rlty Tr Inc Com 253868103   240,115 1,667 SH   OTR 0 1,667 0 0
Dimensional ETF Trust Equity Com 25434V401   1,938,915 34,028 SH   SOLE 0 34,028 0 0
Dimensional ETF Trust US Small Cap Com 25434V500   378,778 6,076 SH   SOLE 0 6,076 0 0
Dimensional ETF Trust US Target Value Com 25434V609   296,916 5,455 SH   SOLE 0 5,455 0 0
Dimensional ETF Trust US Mktwide Value Com 25434V724   780,536 19,084 SH   SOLE 0 19,084 0 0
Energy Transfer Operating MLP Com 29273V100   165,165 10,500 SH   SOLE 0 10,500 0 0
Exxon Mobil Corp Com Com 30231G102   1,614,341 13,888 SH   SOLE 0 13,888 0 0
Exxon Mobil Corp Com Com 30231G102   92,992 800 SH   DFND 0 800 0 0
Federated International Leaders fund 119 Com 31428U623   13,781,131 361,235 SH   SOLE 0 361,002 0 233
Federated International Leaders fund 119 Com 31428U623   2,545,005 66,710 SH   DFND 0 66,223 0 487
Federated International Leaders fund 119 Com 31428U623   209,280 5,486 SH   OTR 0 4,923 0 562
Fidelity Balanced Com 316345206   253,969 8,803 SH   SOLE 0 8,803 0 0
Fundamental Investors Fund A Com 360802102   471,298 5,927 SH   SOLE 0 5,927 0 0
General Mills Inc Com 370334104   279,880 4,000 SH   SOLE 0 4,000 0 0
Global X Fds Com 37954Y889   2,126,785 33,419 SH   SOLE 0 33,419 0 0
Home Bancshares Inc Com Com 436893200   2,497,516 101,649 SH   SOLE 0 101,649 0 0
Illinois Tools Wks Inc Com 452308109   82,914 309 SH   SOLE 0 309 0 0
Illinois Tools Wks Inc Com 452308109   242,034 902 SH   OTR 0 902 0 0
Income Fund Of America Com 453320103   701,644 28,898 SH   SOLE 0 28,898 0 0
Intercontinental Exchange Group Com 45866F104   213,017 1,550 SH   SOLE 0 1,550 0 0
iShares JD Select Dividend Com 464287168   3,141,829 25,506 SH   SOLE 0 25,506 0 0
iShares JD Select Dividend Com 464287168   2,701,830 21,934 SH   DFND 0 21,934 0 0
iShares JD Select Dividend Com 464287168   1,438,742 11,680 SH   OTR 0 11,680 0 0
iShares Core S&P 500 ETF Com 464287200   59,570,992 113,311 SH   SOLE 0 113,311 0 0
iShares Core S&P 500 ETF Com 464287200   5,698,387 10,839 SH   DFND 0 10,839 0 0
iShares Core S&P 500 ETF Com 464287200   4,766,794 9,067 SH   OTR 0 9,067 0 0
iShares Core US Aggregate Bond ETF Com 464287226   32,115,603 327,911 SH   SOLE 0 327,911 0 0
iShares Core US Aggregate Bond ETF Com 464287226   5,421,469 55,355 SH   DFND 0 55,355 0 0
iShares MSCI Emerging Markets ETF Com 464287234   19,223,879 467,962 SH   SOLE 0 467,962 0 0
iShares MSCI Emerging Markets ETF Com 464287234   2,063,284 50,226 SH   DFND 0 50,226 0 0
iShares S&P 500 Growth ETF Com 464287309   22,820,248 270,254 SH   SOLE 0 270,254 0 0
iShares S&P 500 Growth ETF Com 464287309   7,800,905 92,384 SH   DFND 0 92,384 0 0
iShares S&P 500 Growth ETF Com 464287309   3,960,320 46,901 SH   OTR 0 46,901 0 0
iShares S&P 500 Value ETF Com 464287408   32,066,871 171,655 SH   SOLE 0 171,655 0 0
iShares S&P 500 Value ETF Com 464287408   21,895,253 117,206 SH   DFND 0 117,206 0 0
iShares S&P 500 Value ETF Com 464287408   3,782,342 20,247 SH   OTR 0 20,247 0 0
iShares Barclay 20 plus Yr Treasury Bond Fund Com 464287432   223,114 2,358 SH   SOLE 0 2,358 0 0
iShares Barclays 7-10 Year Treasury Bond Fund Com 464287440   798,930 8,440 SH   SOLE 0 8,440 0 0
iShares Barclays 1-3 Year Treasury Bond Fund Com 464287457   856,727 10,476 SH   SOLE 0 10,476 0 0
iShares MSCI EAFE Index Fund Com 464287465   5,706,316 71,454 SH   SOLE 0 71,454 0 0
iShares MSCI EAFE Index Fund Com 464287465   5,676,768 71,084 SH   DFND 0 71,084 0 0
iShares MSCI EAFE Index Fund Com 464287465   1,133,293 14,191 SH   OTR 0 14,191 0 0
iShares Russell Midcap Value Com 464287473   1,887,094 15,057 SH   SOLE 0 15,057 0 0
iShares Russell Midcap Value Com 464287473   2,231,125 17,802 SH   DFND 0 17,802 0 0
iShares Russell Midcap Value Com 464287473   619,005 4,939 SH   OTR 0 4,939 0 0
iShares Russell Midcap Grwth Com 464287481   2,112,275 18,506 SH   SOLE 0 18,506 0 0
iShares Russell Midcap Grwth Com 464287481   1,332,242 11,672 SH   DFND 0 11,672 0 0
iShares Russell Midcap Grwth Com 464287481   719,424 6,303 SH   OTR 0 6,303 0 0
iShares Russell Mid-Cap ETF Com 464287499   16,771,330 199,445 SH   SOLE 0 199,445 0 0
iShares Russell Mid-Cap ETF Com 464287499   6,030,262 71,712 SH   DFND 0 71,712 0 0
iShares Russell Mid-Cap ETF Com 464287499   69,963 832 SH   OTR 0 832 0 0
iShares S&P Midcap 400 Com 464287507   1,639,919 26,999 SH   SOLE 0 26,999 0 0
iShares Russell 2000 Value Com 464287630   593,155 3,735 SH   SOLE 0 3,735 0 0
iShares Russell 2000 Value Com 464287630   31,444 198 SH   DFND 0 198 0 0
iShares Russell 2000 ETF Com 464287655   19,831,921 94,303 SH   SOLE 0 94,303 0 0
iShares Russell 2000 ETF Com 464287655   4,429,759 21,064 SH   DFND 0 21,064 0 0
iShares Russell 2000 ETF Com 464287655   2,026,661 9,637 SH   OTR 0 9,637 0 0
iShares S&P Smallcap 600 Com 464287804   229,440 2,076 SH   SOLE 0 2,076 0 0
iShares iBoxx $ High Yield Corp Bd ETF Com 464288513   13,665,711 175,810 SH   SOLE 0 175,810 0 0
iShares Core MSCI Intl Dev Mkts ETF Com 46435G326   49,817,911 742,111 SH   SOLE 0 742,111 0 0
iShares Core International Aggt Bd ETF Com 46435G672   22,655,522 453,564 SH   SOLE 0 453,564 0 0
JP Morgan Chase & Co Com Com 46625H100   764,745 3,818 SH   SOLE 0 3,818 0 0
JP Morgan Chase & Co Com Com 46625H100   5,161,330 25,768 SH   DFND 0 25,768 0 0
J P Morgan Sustainable Municipal Inc. A Com 46654Q815   715,891 14,207 SH   DFND 0 14,207 0 0
Johnson & Johnson Com 478160104   287,589 1,818 SH   SOLE 0 1,818 0 0
Johnson & Johnson Com 478160104   932,688 5,896 SH   DFND 0 5,896 0 0
Eli Lilly Company Com 532457108   179,709 231 SH   SOLE 0 231 0 0
Eli Lilly Company Com 532457108   3,094,725 3,978 SH   DFND 0 3,978 0 0
Eli Lilly Company Com 532457108   972,450 1,250 SH   OTR 0 1,250 0 0
Marathon Pete Corp Com Com 56585A102   210,165 1,043 SH   SOLE 0 1,043 0 0
Mastercard Inc Class A Com 57636Q104   2,523,908 5,241 SH   DFND 0 5,241 0 0
Matador Resources Co Com 576485205   165,256 2,475 SH   SOLE 0 2,475 0 0
Matador Resources Co Com 576485205   1,638,936 24,546 SH   DFND 0 24,546 0 0
Merck & Co Inc New Com Com 58933Y105   277,227 2,101 SH   SOLE 0 2,101 0 0
Merck & Co Inc New Com Com 58933Y105   182,619 1,384 SH   DFND 0 1,384 0 0
Microsoft Corp. Com 594918104   1,780,487 4,232 SH   SOLE 0 4,232 0 0
Microsoft Corp. Com 594918104   5,860,209 13,929 SH   DFND 0 13,929 0 0
Nike Inc Cl B Com 654106103   3,101 33 SH   SOLE 0 33 0 0
Nike Inc Cl B Com 654106103   828,152 8,812 SH   DFND 0 8,812 0 0
Inspire Global Hope ETF Com 66538H658   663,238 17,644 SH   SOLE 0 17,644 0 0
Northrop Corp - Common Com 666807102   305,864 639 SH   SOLE 0 639 0 0
Nvidia Corp Com 67066G104   771,640 854 SH   SOLE 0 854 0 0
Oracle Systems Com 68389X105   431,596 3,436 SH   SOLE 0 3,436 0 0
Oracle Systems Com 68389X105   2,774,222 22,086 SH   DFND 0 22,086 0 0
Origin Bancorp Inc Com Com 68621T102   220,055 7,044 SH   SOLE 0 7,044 0 0
Pepsico Inc Com 713448108   99,756 570 SH   SOLE 0 570 0 0
Pepsico Inc Com 713448108   156,459 894 SH   OTR 0 894 0 0
Pfizer Inc Com 717081103   497,807 17,939 SH   SOLE 0 17,939 0 0
Phillips 66 Com 718546104   181,307 1,110 SH   SOLE 0 1,110 0 0
Phillips 66 Com 718546104   43,938 269 SH   DFND 0 269 0 0
Phillips 66 Com 718546104   155,826 954 SH   OTR 0 954 0 0
Pioneer Natural Resources Co Com 723787107   433,388 1,651 SH   SOLE 0 1,651 0 0
Pioneer Natural Resources Co Com 723787107   7,350 28 SH   DFND 0 28 0 0
Procter & Gamble - Common Com 742718109   214,657 1,323 SH   SOLE 0 1,323 0 0
Procter & Gamble - Common Com 742718109   691,510 4,262 SH   DFND 0 4,262 0 0
Procter & Gamble - Common Com 742718109   149,595 922 SH   OTR 0 922 0 0
Prologis Inc Com Com 74340W103   3,386 26 SH   SOLE 0 26 0 0
Prologis Inc Com Com 74340W103   270,858 2,080 SH   OTR 0 2,080 0 0
Qualcomm Inc Com 747525103   32,167 190 SH   SOLE 0 190 0 0
Qualcomm Inc Com 747525103   1,054,739 6,230 SH   DFND 0 6,230 0 0
S&P Depositary Receipt Com 78462F103   1,950,528 3,729 SH   SOLE 0 3,729 0 0
S&P Depositary Receipt Com 78462F103   18,836,797 36,012 SH   DFND 0 36,012 0 0
S&P Depositary Receipt Com 78462F103   3,462,723 6,620 SH   OTR 0 6,620 0 0
MFC Spdr Gold Tr Gold Shs Com 78463V107   6,172 30 SH   SOLE 0 30 0 0
MFC Spdr Gold Tr Gold Shs Com 78463V107   249,950 1,215 SH   OTR 0 1,215 0 0
Schwab Strategic Tr US Broad ETF Com 808524102   259,096 4,244 SH   SOLE 0 4,244 0 0
Health Care Select Sector Com 81369Y209   73,865 500 SH   SOLE 0 500 0 0
Health Care Select Sector Com 81369Y209   2,595,912 17,572 SH   DFND 0 17,572 0 0
Consumer Staples Spdr Com 81369Y308   535 7 SH   SOLE 0 7 0 0
Consumer Staples Spdr Com 81369Y308   5,158,118 67,550 SH   DFND 0 67,550 0 0
Industrial Select Sector Spdr Com 81369Y704   36,528 290 SH   SOLE 0 290 0 0
Industrial Select Sector Spdr Com 81369Y704   2,459,243 19,524 SH   DFND 0 19,524 0 0
Starbucks Corp Com 855244109   196,397 2,149 SH   SOLE 0 2,149 0 0
Starbucks Corp Com 855244109   980,158 10,725 SH   DFND 0 10,725 0 0
Texas Instruments Com 882508104   445,978 2,560 SH   SOLE 0 2,560 0 0
Textron Inc Com 883203101   383,720 4,000 SH   SOLE 0 4,000 0 0
Tyson Foods Inc - Cl A Com 902494103   208,492 3,550 SH   SOLE 0 3,550 0 0
Vanguard Index Total Stock Mkt ETF Com 922908769   563,463 2,168 SH   SOLE 0 2,168 0 0
Visa Inc Class A Com 92826C839   828,868 2,970 SH   SOLE 0 2,970 0 0
Visa Inc Class A Com 92826C839   2,094,774 7,506 SH   DFND 0 7,506 0 0
Wal-Mart Stores Inc Com 931142103   479,615 7,971 SH   SOLE 0 7,371 0 600
Wal-Mart Stores Inc Com 931142103   4,605,713 76,545 SH   DFND 0 76,545 0 0
Wal-Mart Stores Inc Com 931142103   265,530 4,413 SH   OTR 0 4,413 0 0
Wells Fargo & Co New Com Stk Com 949746101   259,951 4,485 SH   SOLE 0 4,485 0 0
WisdomTree U.S. Al Enhanced Value Fund Com 97717W406   715,615 7,031 SH   OTR 0 7,031 0 0
Xcel Energy Inc Com Com 98389B100   497,188 9,250 SH   SOLE 0 9,250 0 0
Xcel Energy Inc Com Com 98389B100   150,500 2,800 SH   OTR 0 2,800 0 0
Zoetis Inc Com 98978V103   1,071,776 6,334 SH   SOLE 0 6,334 0 0
Eaton Corp Plc Com Com G29183103   78,795 252 SH   SOLE 0 252 0 0
Eaton Corp Plc Com Com G29183103   318,308 1,018 SH   OTR 0 1,018 0 0