EXHIBIT (h)(5)(b)

                               FOURTH AMENDMENT
                                      TO
                         FUND PARTICIPATION AGREEMENT

   The Fund Participation Agreement dated June 1, 1998 (the "Agreement")
between American General Life Insurance Company ("Insurance Company") and each
of Dreyfus Variable Investment Fund, The Dreyfus Socially Responsible Growth
Fund, Inc., Dreyfus Stock Index Fund, Inc. (formerly known as "Dreyfus Life and
Annuity Index Fund, Inc. [d/b/a Dreyfus Stock Index Fund]"), and Dreyfus
Investment Portfolios is hereby amended as follows:

1. Exhibit A to the Agreement, a revised copy of which is attached hereto, is
   hereby amended to add Dreyfus Variable Investment Fund International Value
   Portfolio effective as of October 1, 2007.

2. That certain Amendment to Fund Participation Agreement effective October 31,
   2003 ("Amendment") contained certain inaccuracies pertaining to (i) the date
   of the Agreement as referenced in the first paragraph which is hereby
   corrected to June 1, 1998 and (ii) separate account designations in
   paragraph 1.12 as set forth in paragraph (2) of the Amendment. The parties
   to the Agreement as referenced above hereby agree that the Amendment is
   applicable to the Agreement dated June 1, 1998. In addition, paragraph 1.12
   is hereby deleted in its entirety and replaced with the following in order
   to correct the separate account designations:

   "'Separate Account' shall mean the American General Life Insurance Company
   Separate Account VL-R and the American General Life Insurance Company
   Separate Account D, both separate accounts established by Insurance Company
   in accordance with the laws of the State of Texas."

3. The New York Stock Exchange and National Association of Securities Dealers,
   Inc. have been consolidated into a new self-regulatory body called Financial
   Industry Regulatory Authority. Any and all references to New York Stock
   Exchange or NYSE and National Association of Securities Dealers, Inc. or
   NASD in the Agreement shall be changed to Financial Industry Regulatory
   Authority or FINRA, as appropriate.

4. American General Equity Services Corporation ("AGESC"), a Delaware
   corporation, is registered as a broker-dealer under the Securities Exchange
   Act of 1934, as amended, and under any appropriate regulatory requirements
   of State law, and is a member in good standing of Financial Industry
   Regulatory Authority ("FINRA"), and is an affiliate of American General
   Securities Incorporated ("AGSI") and Insurance Company. AGESC ultimately
   replaced AGSI as distributor of the Contracts pursuant to a Distribution
   Agreement dated October 1, 2002. Therefore, all references to American
   General Securities Incorporated or AGSI in the Agreement shall be changed to
   American General Equity Services Corporation or AGESC, as appropriate,
   effective as of such date.

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5. All other terms and provisions of the Agreement not amended herein shall
   remain in full force and effect.

   IN WITNESS WHEREOF, the parties have hereunto affixed their respective
authorized signatures, intending that this Fourth Amendment be effective as of
the 1st day of October, 2007.

AMERICAN GENERAL LIFE INSURANCE COMPANY

                                        ATTEST:

By:                                     By:
       -------------------------------         -------------------------------
Name:                                   Name:
       -------------------------------         -------------------------------
Title:                                  Title:
       -------------------------------         -------------------------------

                                        (Corporate Seal)


ON BEHALF OF THOSE DREYFUS FUNDS LISTED
ABOVE AS PARTIES TO THE AGREEMENT

By:
       -------------------------
Name:  Michael A. Rosenberg
       -------------------------
Title: Secretary
       -------------------------

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                                   EXHIBIT A

                          LIST OF PARTICIPATING FUNDS
                            (as of October 1, 2007)

Dreyfus Investment Portfolios
   MidCap Stock Portfolio

Dreyfus Variable Investment Fund
   Developing Leaders Portfolio (formerly Small Cap Portfolio)
   International Value Portfolio
   Quality Bond Portfolio

The Dreyfus Socially Responsible Growth Fund, Inc.

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