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PARTICIPATION AGREEMENT

AMONG

DELAWARE GROUP PREMIUM FUND, INC.

AND

LINCOLN NATIONAL LIFE INSURANCE CO.

AND

DELAWARE DISTRIBUTORS, LP

THIS AGREEMENT, made and entered into this Ist day of May, 1996, by and

between DELAWARE GROUP PREMIUM FUND, INC., a corporation organized under the

laws of Maryland (the "Fund"), and LINCOLN NATIONAL LIFE INSURANCE CO., an

Indiana insurance corporation (the "Company"), on its own behalf and on behalf

of each separate account of the Company named in Schedule I to this Agreement as

in effect at the time this Agreement is executed and such other separate

accounts that may be added to Schedule I from time to time in accordance with

the provisions of Article XI of this Agreement (each such account referred to as

the "Account"), and DELAWARE DISTRIBUTORS, LP, a Delaware limited partnership

(the "Distributor").

WHEREAS, the Fund is engaged in business as an open-end management

investment company and was established for the purpose of serving as the

investment vehicle for separate accounts established for variable life insurance

policies and variable annuity contracts (collectively referred to as "Variable

Insurance Products," the owners of such products being referred to as "Product

owners") to be offered by insurance companies which have entered into

participation agreements with the Fund ("Participating Insurance Companies");

and

WHEREAS, the common stock of the Fund (the "Fund shares") consists of

separate series ("Series") issuing separate classes of shares ("Series shares"),

each such class representing an interest in a particular managed portfolio of

securities and other assets-, and

WHEREAS, the Fund filed with the Securities and Exchange Commission (the

"SEC") and the SEC has declared effective a registration statement (referred to

herein as the "Fund Registration Statement" and the prospectus contained

therein, or filed pursuant to Rule 497 under the 1933 Act, referred to herein as

the "Fund Prospectus") on Form N-lA to register itself as an open-end management

investment company (File No. 811-5162) under the Investment Company Act of 1940,

as amended (the " 1940 Act"), and the Fund shares (File No. 3 3 -143 63) under

the Securities Act of 1933, as amended (the "1933 Act"); and

WHEREAS, the Company has filed a registration statement with the SEC to

Schedule 2 to this Agreement as in effect at the time this Agreement is executed

and such other variable annuity contracts and variable life insurance policies

which may be added to Schedule 2 from time to time in accordance with Article XI

of this Agreement (such policies and contracts shall be referred to herein

collectively as the "Contracts," each such registration statement for a class or

classes of contracts

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listed on Schedule 2 being referred to as the "Contracts Registration Statement"

and the prospectus for each such class or classes being referred to herein as

the "Contracts Prospectus," and the owners of the such contracts, as

distinguished from all Product Owners, being referred to as "Contract Owners");

and

WHEREAS, each Account, a validly existing separate account, duly authorized

by resolution 'of the Board of Directors of the Company on the date set forth on

Schedule 1, sets aside and invests assets attributable to the Contracts; and

WHEREAS, the Company has registered or will have registered each Account

with the SEC as a unit investment trust under the 1940 Act before any Contracts

are issued by that Account; and

WHEREAS, the Distributor is registered as a broker-dealer with the SEC

under the Securities Exchange Act of 1934, as amended (the "1934 Act"), and is a

member in good standing of the National Association of Securities Dealers, Inc.

(the "NASD"); and

WHEREAS, the Distributor and the Fund have entered into an agreement (the

"Fund Distribution Agreement") pursuant to which the Distributor will distribute

Fund shares; and

WHEREAS, Delaware Management Company, Inc. (the "Investment Manager") is

registered as an investment adviser under the 1940 Act and any applicable state

securities laws and serves as an investment manager to the Fund pursuant to an

agreement; and

WHEREAS, to the extent permitted by applicable insurance laws and

regulations, the Company intends to purchase Series shares on behalf of each

Account to fund its Contracts and the Distributor is authorized to sell such

Series shares to unit investment trusts such as the Accounts at net asset value;

NOW, THEREFORE, in consideration of their mutual promises, the Company, the

Fund and the Distributor agree as follows:

ARTICLE 1. SALE OF FUND SHARES

1. 1. The Distributor agrees to sell to the Company those Series shares

which the Company orders on behalf of the Account, executing such orders on a

daily basis in accordance with Section 1.4 of this Agreement.

1.2. The Fund agrees to make the shares of its Series available for

purchase by the Company on behalf of the Account at the then applicable net

asset value per share on Business Days as defined in Section 1.4 of this

Agreement, and the Fund shall use its best efforts to calculate such net asset

value by 6:00 p.m., E.S.T., on each such Business Day. Notwithstanding any other

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provision in this Agreement to the contrary, the Board of Directors of the Fund

(the "Fund Board") may suspend or terminate the offering of Fund shares of any

Series, if such action is required by law or by regulatory authorities having

jurisdiction or if, in THE SOLE discretion of THE FUND BOARD acting in good

faith and in light of its fiduciary duties under Federal and any applicable

state laws, suspension or termination is necessary and in the best interests of

the shareholders of any Series (it being understood that "shareholders" for this

purpose shall mean Product owners).

1.3. The Fund agrees to redeem, at the Company's request, any full or

fractional shares of the Fund held by the Account or the Company, executing such

requests at the net asset value on a daily basis in accordance with Section 1.4

of this Agreement, the applicable provisions of the 1940 Act and the then

currently effective Fund Prospectus. Notwithstanding the foregoing, the Fund may

delay redemption of Fund shares of any Series to the extent permitted by the

1940 Act, any rules, regulations or orders thereunder, or the then currently

effective Fund Prospectus.

1.4.

(a) For purposes of Sections 1. 1, 1.2 and 1.3, the Company shall be

the agent of the Fund for the limited purpose of receiving redemption and

purchase requests from the Account (but not from the general account of the

Company), and receipt on any Business Day by the Company as such limited

agent of the Fund prior to the time prescribed in the current Fund

Prospectus (which as of the date of execution of this Agreement is 4 p.m.,

E.S.T.) shall constitute receipt by the Fund on that same Business Day,

provided that the Fund receives notice of such redemption or purchase

request by 11:00 a.m., E.S.T. on the next following Business Day. For

purposes of this Agreement, "Business Day" shall mean any day on which the

New York Stock exchange is open for trading.

(b) The Company shall pay for shares of each Series on the same day

that it places an order with the Fund to purchase those Series shares for

an Account. Payment for Series shares will be made by the Account or the

Company in Federal Funds transmitted to the Fund by wire to be received by

11: 00 a.m., E. S. T. on the day the Fund is properly notified of the

purchase order for Series shares. If Federal Funds are not received on

time, such funds will be invested, and Series shares purchased thereby will

be issued, as soon as practicable.

will be made in Federal Funds transmitted to the Company by wire on the day

the Fund is notified of the redemption order of Series shares, except that

the Fund reserves the right to delay payment of redemption proceeds, but in

no event may such payment be delayed longer than the period permitted under

Section 22(e) of the 1940 Act. Neither the Fund nor the Distributor shall

bear any responsibility whatsoever for the proper disbursement or crediting

of redemption proceeds; the Company alone shall be responsible for such

action.

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1.5. Issuance and transfer of Fund shares will be by book entry only. Stock

certificates will not be issued to the Company or the Account. Purchase and

redemption orders for Fund shares will be recorded in an appropriate ledger for

the Account or the appropriate subaccount of the Account.

1.6. The Fund shall furnish notice as soon as reasonably practicable to the

Company of any income dividends or capital gain distributions payable on any

Series shares. The Company, on its behalf and on behalf of the Account, hereby

elects to receive all such dividends and distributions as are payable on any

Series shares in the form of additional shares of that Series. The Company

reserves the right, on its behalf and on behalf of the Account, to revoke this

election and to receive all such dividends in cash. The Fund shall notify the

Company of the number of Series shares so issued as payment of such dividends

and distributions.

1.7. The Fund shall use its best efforts to make the net asset value per

share for each Series available to the Company by 6 p.m., E.S.T. each Business

Day, and in any event, as soon as reasonably practicable after the net asset

value per share for such Series is calculated, and shall calculate such net

asset value in accordance with the then currently effective Fund Prospectus.

Neither the Fund, any Series, the Distributor, nor the Investment Manager nor

any of their affiliates shall be liable for any information provided to the

Company pursuant to this Agreement which information is based on incorrect

information supplied by the Company to the Fund, the Distributor or the

Investment Manager.

1.8.

(a) The Company may withdraw the Account's investment in the Fund

or a Series only: (I) necessary to facilitate Contract owner requests; (ii)

upon a determination by a majority of the Fund Board, or a majority of

disinterested Fund Board members, that an irreconcilable material conflict

exists among the interests of (x) any Product Owners or (y) the interests

of the Participating Insurance Companies investing in the Fund; (iii) upon

requisite vote of the Contractowners having an interest in the affected

Series to substitute the shares of another investment company for Series

shares in accordance with the terms of the Contracts; (iv) as required by

state and/or federal laws or regulations or judicial or other legal

precedent of general application; or (v) at the Company's sole discretion,

pursuant to an order of the SEC under Section 26(b) of the 1940 Act.

(b) The parties hereto acknowledge that the arrangement contemplated

by this Agreement is not exclusive and that the Fund shares may be sold to

other insurance companies (subject to Section 1.9 hereof) and the cash

value of the Contracts may be invested in other investment companies.

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(unless otherwise required by applicable law), take any action to operate

the Account as a management investment company under the 1940 Act.

1.9. The Fund and the Distributor agree that Fund shares will be sold only

to Participating Insurance Companies and their separate accounts. The Fund and

the Distributor will not sell Fund shares to any insurance company or separate

account unless an agreement complying with Article VII of this Agreement is in

effect to govern such sales. No Fund shares of any Series will be sold to the

general public.

ARTICLE H. REPRESENTATIONS AND WARRANTIES

2.1. The Company represents and warrants (a) that the Contracts are

registered under the 1933 Act or will be so registered before the issuance

thereof, (b) that the Contracts will be issued in compliance in all material

respects with all applicable Federal and state laws and (c) that the Company

will require of every person distributing the Contracts that the Contracts be

offered and sold in compliance in all material respects with all applicable

Federal and state laws. The Company further represents and warrants that it is

an insurance company duly organized and validly existing under applicable law

and that it has legally and validly authorized each Account as a separate

account under Section 27-1-5-1 of the Indiana Insurance Code, and has registered

or, prior to the issuance of any Contracts, will register each Account as a unit

investment trust in accordance with the provisions of the 1940 Act to serve as a

separate account for its Contracts, and that it will maintain such registrations

for so long as any Contracts issued under them are outstanding

2.2. The Fund represents and warrants that Fund shares sold pursuant to

this Agreement shall be registered under the 1933 Act and duly authorized for

issuance in accordance with applicable law and that the Fund is and shall remain

registered under the 1940 Act for so long as the Fund shares are sold. The Fund

further represents and warrants that it is a corporation duly organized and in

good standing under the laws of Maryland.

2.3. The Fund represents and warrants that it currently qualifies as a

Regulated Investment Company under Subchapter M of the Internal Revenue Code of

1986, as amended (the "Code"). The Fund further represents and warrants that it

will make every effort to continue to qualify and to maintain such qualification

(under Subchapter M or any successor or similar provision), and that it will

notify the Company immediately upon having a reasonable basis for believing that

it has ceased to so qualify or that it might not so qualify in the future.

2.4. The Fund represents and warrants that it will comply with Section

817(h) of the Code, and all regulations issued thereunder.

2.5. The Company represents that the Contracts are currently and at the

time of issuance will be treated as annuity contracts or life insurance

policies, whichever is appropriate, under applicable provisions of the Code. The

Company shall make every effort to maintain such treatment and shall notify the

Fund and the Distributor immediately upon having a reasonable basis

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for believing that the Contracts have ceased to be so treated or that they might

not be so treated in the future.

2.6. The Fund represents that the Fund's investment policies, fees and

expenses, and operations are and shall at all times remain in material

compliance with the laws of the state of Maryland, to the extent required to

perform this Agreement; and with any state- mandated investment restrictions set

forth on Schedule 3, as amended from time to time by the Company in accordance

with Section 6.6. The Fund, however, makes no representation as to whether any

aspect of its operations (including, but not limited to, fees and expenses and

investment policies) otherwise complies with the insurance laws or regulations

of any state. The Company alone shall be responsible for informing the Fund of

any investment restrictions imposed by state insurance law and applicable to the

Fund.

2.7. The Distributor represents and warrants that it is duly registered as

a broker-dealer under the 1934 Act, a member in good standing of the NASD, and

duly registered as a broker dealer under applicable state securities laws; its

operations are in compliance with applicable law, and it will distribute the

Fund shares according to applicable law.

2.8. The Distributor, on behalf of the Investment Manager, represents and

warrants that the Investment Manager is registered as an investment adviser

under the Investment Advisers Act of 1940 and is in compliance with applicable

federal and state securities laws.

2.9. The Fund represents and warrants that it has and maintains a fidelity

bond in accordance with Rule 17g- I under the 1940 Act. The Fund will

immediately notify the Company in the event the fidelity bond coverage should

lapse at any time.

ARTICLE III. PROSPECTUSES AND PROXY STATEMENTS, SALES MATERIAL AND OTHER

INFORMATION

3. 1. The Distributor shall provide the Company with as many copies of the

current Fund Prospectus as the Company may reasonably request. If requested by

the Company in lieu thereof, the Fund at its expense shall provide to the

Company a camera-ready copy of the current Fund Prospectus suitable for printing

and other assistance as is reasonably necessary in order for the Company to have

a new Contracts Prospectus printed together with the Fund Prospectus in one

document. See Article V for a detailed explanation of the responsibility for the

cost of printing and distributing Fund prospectuses.

3.2. The Fund Prospectus shall state that the Statement of Additional

Information for the Fund is available from the Distributor (or, in the Fund's

discretion, the Fund Prospectus shall state that such Statement is available

from the Fund), and the Distributor (or the Fund) shall provide such Statement

free of charge to the Company and to any outstanding or prospective Contract

owner who requests such Statement.

3.3. (a) The Fund at its expense shall provide to the Company a

camera-ready copy of the Fund's shareholder reports and other communications to

shareholders (except proxy material), in each case in a form suitable for

printing. The Fund shall be responsible for the costs of printing and

distributing these materials to Contract owners.

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(b) The Fund at its expense shall be responsible for preparing,

printing and distributing its proxy material. The Company will provide the

appropriate Contractowner names and addresses to the Fund for this purpose.

3.4. The Company shall furnish each piece of sales literature or other

promotional material in which the Fund or the Investment Manager is named to the

Fund or the Distributor prior to its use. No such material shall be used, except

with the prior written permission of the Fund or the Distributor. The Fund and

the Distributor agree to respond to any request for approval on a prompt and

timely basis. Failure of the Fund to respond within 10 days of the request by

the Company shall relieve the Company of the obligation to obtain the prior

written permission of the Fund or the Distributor.

3.5. The Company shall not give any information or make any representations

or statements on behalf of the Fund or concerning the Fund other than the

information or representations contained in the Fund Registration Statement or

Fund Prospectus, as such Registration Statement and Prospectus may be amended or

supplemented from time to time, or in reports or proxy statements for the Fund,

or in sales literature or other promotional material approved by the Fund or by

the Distributor, except with the prior written permission of the Fund or the

Distributor. The Fund agrees to respond to any request for permission on a

prompt and timely basis. If neither the Fund nor the Distributor responds within

10 days of a request by the Company, then the Company shall be relieved of the

obligation to obtain the prior written permission of the Fund.

3.6. The Fund and the Distributor shall not give any information or make

any representations on behalf of the Company or concerning the Company, the

Account or the Contracts other than the information or representations contained

in the Contracts Registration Statement or Contracts Prospectus, as such

Registration Statement and Prospectus may be amended or supplemented from time

to time, or in published reports of the Account which are in the public domain

or approved in writing by the Company for distribution to Contract owners, or in

sales literature or other promotional material approved in writing by the

Company, except with the prior written permission of the Company. The Company

agrees to respond to any request for permission on a prompt and timely basis. If

the Company fails to respond within 10 days of a request by the Fund or the

Distributor, then the Fund and the Distributor are relieved of the obligation to

obtain the prior written permission of the Company.

3.7. The Fund will provide to the Company at least one complete copy of all

Fund Registration Statements, Fund Prospectuses, Statements of Additional

Information, annual and semi-annual reports and other reports, proxy statements,

sales literature and other promotional materials, applications for exemptions,

requests for no-action letters, and all amendments or supplements to any of the

above, that relate to the Fund or Fund shares, promptly after the filing of such

document with the SEC or other regulatory authorities.

3.8. The Company will provide to the Fund at least one complete copy of all

Contracts Registration Statements, Contracts Prospectuses, Statements of

Additional Information, Annual and Semi-annual Reports, sales literature and

other promotional materials, and all amendments or supplements to any of the

above, that relate to the Contracts, promptly after the filing of such document

with the SEC or other regulatory authorities.

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3.9. Each party will provide to the other party copies of draft versions of

any registration statements, prospectuses, statements of additional information,

reports, proxy statements, solicitations for voting instructions, sales

literature and other promotional materials, applications for exemptions,

requests for no-action letters, and all amendments or supplements to any of the

above, to the extent that the other party reasonably needs such information for

purposes of preparing a report or other filing to be filed with or submitted to

a regulatory agency. If a party requests any such information before it has been

filed, the other party will provide the requested information if then available

and in the version then available at the time of such request.

3.10. For purposes of this Article 1111, the phrase "sales literature or

other promotional material" includes, but is not limited to, advertisements

(such as material published, or designed for use, in a newspaper, magazine or

other periodical, radio, television, telephone or tape recording, videotape

display, computer net site, signs or billboards, motion pictures or other public

media), sales literature (Lie., any written communication distributed or made

generally available to customers or the public, in print or electronically,

including brochures, circulars, research reports, market letters, form letters,

seminar texts, or reprints or excerpts of any other advertisement, sales

literature, or published article), educational or training materials or other

communications distributed or made generally available to some or all agents or

employees, registration statements, prospectuses, Statements of Additional

Information, shareholder reports and proxy materials, and any other material

constituting sales literature or advertising under NASD rules, the 1940 Act or

the 1933 Act.

ARTICLE IV. Voting

4.1 Subject to applicable law and the order referred to in Article VII,

the Fund shall: solicit voting instructions from Contract owners,

4.2 Subject to applicable law and the order referred to in Article VII,

the Company shall:

(a) vote Fund shares of each Series attributable to Contract owners

in accordance with structions or proxies received in timely fashion from such

Contract owners;

(b) vote Fund shares of each Series attributable to Contract owners

for which no instructions have been received in the same proportion as Fund

shares of such Series for which instructions have been received in timely

fashion; and

behalf or on behalf of the Account that are not attributable to Contract owners

in the same proportion as Fund shares of such Series for which instructions have

been received in timely fashion.

The Company shall be responsible for assuring that voting privileges for the

Accounts are calculated in a manner consistent with the provisions set forth

above.

ARTICLE V. Fees and EXPENSES

All expenses incident to performance by the Fund under this Agreement

(including expenses expressly assumed by the Fund pursuant to this Agreement)

shall be paid by the Fund to the extent permitted by law. Except as may

otherwise be provided in Section 1.4 and Article VII of

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this Agreement, the Company shall not bear any of the expenses for the cost of

registration and qualification of the Fund shares under Federal and any state

securities law, preparation and filing of the Fund Prospectus and Fund

Registration Statement, the preparation of all statements and notices required

by any Federal or state securities law, all taxes on the issuance or transfer of

Fund shares, and any expenses permitted to be paid or assumed by the Fund

pursuant to a plan, if any, under Rule 12b- I under the 1940 Act.

The Fund is responsible for the cost of printing and distributing Fund

Prospectuses and SAIs to existing Contract owners. (If for this purpose the

Company prints the Fund Prospectuses and SAIs in a booklet containing disclosure

for the Contracts and for underlying funds other than those of the Fund, then

the Fund shall pay only its proportionate share of the total cost to distribute

the booklet to existing Contract owners.)

The Company is responsible for the cost of printing and distributing Fund

prospectuses and SAIs for new sales; and Account Prospectuses and SAIs for

existing Contract owners. The Company shall have the final decision on choice of

printer for all Prospectuses and SAIs.

ARTICLE VI. COMPLIANCE UNDERTAKINGS

6. 1. The Fund undertakes to comply with Subchapter M and Section 817(h) of

the Code, and all regulations issued thereunder.

6.2. The Company shall amend the Contracts Registration Statements under

the 1933 Act and the Account's Registration Statement under the 1940 Act from

time to time as required in order to effect the continuous offering of the

Contracts or as may otherwise be required by applicable law. The Company shall

securities laws of the various states.

6.3. The Fund shall amend the Fund Registration Statement under the 1933

Act and the 1940 Act from time to time as required in order to effect for so

long as Fund shares are sold the continuous offering of Fund shares as described

in the then currently effective Fund Prospectus. The Fund shall register and

qualify Fund shares for sale to the extent required by applicable securities

laws of the various states.

6.4. The Company shall be responsible for assuring that any prospectus

offering a Contract that is a life insurance contract where it is reasonably

possible that such Contract would be deemed a "modified endowment contract," as

that term is defined in Section 7702A of the Code, will describe the

circumstances under which a Contract could be treated as a modified endowment

contract (or policy).

6.5. To the extent that it decides to finance distribution expenses

pursuant to Rule 12b-1, the Fund undertakes to have a Fund Board of Directors, a

majority of whom are not interested persons of the Fund, formulate and approve

any plan under Rule 12b- I to finance distribution expenses.

(a) The Company shall amend Schedule 3 when appropriate in order to

inform the Fund of any applicable state-mandated investment restrictions with

which the Fund must comply.

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(b) Should the Fund or the Distributor become aware of any

restrictions which may be appropriate for inclusion in Schedule 3, the Company

shall be informed immediately of the substance of those restrictions.

ARTICLE VII. POTENTIAL CONFLICTS

7.1. The Company has reviewed a copy of the order (the "Mixed and Shared

Funding Order") dated November 2, 1987 of the Securities and Exchange Commission

under Section 6 of the Act and, in particular, has reviewed the conditions to

the relief set forth in the related Notice As set forth therein, the Company

agrees to report to the Board of Directors of the Fund (the "Board") any

potential or existing conflicts between the interests of Product Owners of all

separate accounts investing in the Fund, and to assist the Board in carrying out

its responsibilities under the conditions of the Mixed and Shared Funding Order

by providing all information reasonably necessary for the Board to consider any

issues raised, including information as to a decision to disregard voting

instructions of variable contract owners.

7.2. If a majority of the Board, or a majority of disinterested Board

Members, determines that a material irreconcilable conflict exists, the Board

shall give prompt notice to all Participating Insurance Companies.

(a) If a majority of the whole Board, after notice to the Company and

a reasonable opportunity for the Company to appear before it and present its

case, determines that the Company is responsible for said conflict, and if the

Company agrees with that determination, the Company shall, at its sole cost and

expense, take whatever steps are necessary to remedy the irreconcilable material

conflict. These steps could include: (a) withdrawing the assets allocable to

some or all of the affected Accounts from the Fund or any Series and reinvesting

such assets in a different investment vehicle, including another Series of the

Fund, or submitting the question of whether such segregation should be

implemented to a vote of all affected Contractowners and, as appropriate,

segregating the assets of any particular group (i.e., variable annuity

Contractowners, variable life insurance policyowners, or variable Contractowners

of one or more Participating Insurance Companies) that votes in favor of such

segregation, or offering to the affected Contractowners the option of making

such a change; and (b) establishing a new registered mutual fund or management

separate account, or taking such other action as is necessary to remedy or

eliminate the irreconcilable material conflict.

(b) If the Company disagrees with the Board's determination, the

Company shall file a written protest with the Board, reserving its right to

dispute the determination as between just the Company and the Fund. After

reserving that right the Company, although disagreeing with the Board that it

(the Company) was responsible for the conflict, shall take the necessary steps,

under protest, to remedy the conflict, substantially in accordance with

paragraph (a) just above, for the protection of Contractowners.

Board's determination the Company elects to press the dispute, it shall so

notify the Board in writing. The parties shall then attempt to resolve the

matter amicably through negotiation by individuals from each party who are

authorized to settle the controversy.

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If the matter has not been amicably resolved within 60 days from the date

of the Company's notice of its intent to press the dispute, then before either

party shall undertake to litigate the dispute it shall be submitted to

non-binding arbitration conducted expeditiously in accordance with the CPR Rules

for Non-Administered Arbitration of Business Disputes, by a sole arbitrator;

PROVIDED, HOWEVER, that if one party has requested the other party to seek an

amicable resolution and the other party has failed to participate, the

requesting party may initiate arbitration before expiration of the 60-day period

set out just above.

If within 45 days of the commencement of the process to select an

arbitrator the parties cannot agree upon the arbitrator, then he or she will be

selected from the CPR Panels of Neutrals. The arbitration shall be governed by

the United States Arbitration Act, 9 U.S.C. Sec. 1-16. The place of arbitration

shall be Fort Wayne, Indiana. The Arbitrator is not empowered to award damages

in excess of compensatory damages.

(d) If the Board shall determine that the Fund or another insurer was

responsible for the conflict, then the Board shall notify the Company

immediately of that determination. The Fund shall assure the Company that it

(the Fund) or that other insurer, as applicable, shall, at its sole cost and

expense, take whatever steps are necessary to eliminate the conflict.

7.3. If a material irreconcilable conflict arises because of the Company's

decision to disregard Contract owner voting instructions and that decision

represents a minority position or would preclude a majority vote, the Company

shall withdraw (without charge or penalty) the Account's investment in the Fund,

if the Fund so elects.

7.4 Subject to the terms of Section 7.2 above, the Company shall carry out

the responsibility to take remedial action in the event of a Board determination

of an irreconcilable material conflict with a view only to the interests of

Contract Owners.

7.5. For purposes of this Article, a majority of the disinterested members

of the Board shall determine whether or not any proposed action adequately

remedies any irreconcilable conflict, but in no event will the Fund be required

to establish a new funding medium for any variable contract, nor will the

Company be required to establish a new funding medium for any Contract if an

offer to do so has been declined by a vote of a majority of affected

Contractowners.

ARTICLE VIII. INDEMNIFICATION

8.1. INDEMNIFICATION BY THE COMPANY. The Company agrees to indemnify and

hold harmless the Fund, the Distributor and each person who controls or is

associated with the Fund (other than another Participating Insurance Company) or

the Distributor within the meaning of such terms under the federal securities

laws and any officer, trustee, director, employee or agent of the foregoing,

against any and all losses, claims, damages or liabilities, joint or several

(including any investigative, legal and other expenses reasonably incurred in

connection with, and any amounts paid in settlement of, any action, suit or

proceeding or any claim asserted), to which they or any of them may become

subject under any statute or regulation, at common law or otherwise, insofar as

such losses, claims, damages or liabilities:

(a) arise out of or are based upon any untrue statement or alleged

untrue statement of any material fact contained in the Contracts

Registration Statement, Contracts Prospectus, sales literature or other

promotional material for the Contracts or the Contracts themselves(or any

amendment or supplement to any of the foregoing(, or arise out of or are

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based upon the omission or the alleged omission to state therein a material

fact required to be stated therein or necessary to make the statements

therein not misleading in light of the circumstances in which they were

made; provided that this obligation to indemnify shall not apply if such

statement or omission or such alleged statement or alleged omission was

made in reliance upon and in conformity with information furnished in

writing to the Company by the Fund or the Distributor (or a person

authorized in writing to do so on behalf of the Fund or the Distributor)

for use in the Contracts Registration Statement, Contracts Prospectus or in

the Contracts or sales literature (or any amendment or supplement) or

otherwise for use in connection with the sale of the Contracts or Fund

shares; or

(b) arise out of or are based upon any untrue statement or alleged

untrue statement of a material fact by or on behalf of the Company (other

than statements or representations contained in the Fund Registration

Statement, Fund Prospectus or sales literature or other promotional

material of the Fund not supplied by the Company or persons under its

control) or wrongful conduct of the Company or persons under its control

with respect to the sale or distribution of the Contracts or Fund shares;

material fact contained in the Fund Registration Statement, Fund Prospectus

or sales literature or other promotional material of the Fund or any

amendment thereof or supplement thereto, or the omission or alleged

omission to state therein a material fact required to be stated therein or

necessary to make the statements therein not misleading in fight of the

circumstances in which they were made, if such statement or omission was

made in reliance upon and in conformity with information furnished to the

Fund by or on behalf of the Company; or

(d) arise as a result of any failure by the Company to provide the

services and furnish the materials or to make any payments under the terms

of this Agreement; or

(e) arise out of any material breach by the Company of this Agreement,

including but not limited to any failure to transmit a request for

redemption or purchase of Fund shares on a timely basis in accordance with

the procedures set forth in Article 1; or

(f) arise as a result of the Company's providing the Fund with

inaccurate information, which causes the Fund to calculate its Net Asset

Values incorrectly.

This indemnification will be in addition to any liability which the Company may

otherwise have; provided, however, that no party shall be entitled to

indemnification if such loss, claim, damage or liability is due to the willful

misfeasance, bad faith, gross negligence or reckless disregard of duty by the

party seeking indemnification.

8.2. INDEMNIFICATION BY THE DISTRIBUTOR. The Distributor agrees to

indemnify and hold harmless the Company and each person who controls or is

associated with the Company within the meaning of such terms under the federal

securities laws and any officer, director, employee or agent of the foregoing,

against any and all losses, claims, damages or liabilities, joint or several

(including any investigative, legal and other expenses reasonably incurred in

connection with, and any amounts paid in settlement of, any action, suit or

proceeding or any claim asserted), to which they or any of them may become

subject under any statute or regulation, at common law or otherwise, insofar as

such losses, claims, damages or liabilities:

<PAGE>

(a) arise out of or are based upon any untrue statement or alleged

untrue statement of any material fact contained in the Fund Registration

Statement, Fund Prospectus (or any amendment or supplement thereto) or

sales literature or other promotional material of the Fund, or arise out of

or are based upon the omission or the alleged omission to state therein a

material fact required to be stated therein or necessary to make the

statements therein not misleading in light of the circumstances in which

they were made; provided that this obligation to indemnify shall not apply

if such statement or omission or alleged statement or alleged omission was

made in reliance upon and in conformity with information furnished in

writing by the Company to the Fund or the Distributor for use in the Fund

Registration Statement, Fund Prospectus (or any amendment or supplement

thereto) or sales literature for the Fund or otherwise for use in

connection with the sale of the Contracts or Fund shares; or

(b) arise out of or are based upon any untrue statement or alleged

untrue statement of a material fact made by the Distributor or the Fund

(other than statements or representations contained in the Fund

Registration Statement, Fund Prospectus or sales literature or other

promotional material of the Fund not supplied by the Distributor or the

Fund or persons under their control) or wrongful conduct of the Distributor

or persons under its control with respect to the sale or distribution of

the Contracts or Fund shares; or

material fact contained in the Contract's Registration Statement, Contracts

Prospectus or sales literature or other promotional material for the

Contracts (or any amendment or supplement thereto), or the omission or

alleged omission to state therein a material fact required to be stated

therein or necessary to make the statements therein not misleading in fight

of the circumstances in which they were made, if such statement or omission

was made in reliance upon information furnished in writing by the

Distributor or the Fund to the Company (or a person authorized in writing

to do so on behalf of the Fund or the Distributor); or

(d) arise as a result of any failure by the Fund to provide the

services and furnish the materials under the terms of this Agreement

(including, but not by way of limitation, a failure, whether unintentional

or in good faith or otherwise: (i) to comply with the diversification

requirements specified in Article VI of this Agreement; and (ii) to provide

the Company with accurate information sufficient for it to calculate its

accumulation and/or annuity unit values in timely fashion as required by

law and by the Contracts Prospectuses); or

(e) arise out of any material breach by the Distributor or the Fund of

this Agreement.

This indemnification will be in addition to any liability which the Distributor

may otherwise have; provided, however, that no party shall be entitled to

indemnification if such loss, claim, damage or liability is due to the willful

misfeasance, bad faith, gross negligence or reckless disregard of duty by the

party seeking indemnification.

8.3. INDEMNIFICATION PROCEDURES. After receipt by a party entitled to

indemnification ("indemnified party") under this Article VIII of notice of the

commencement of any action, if a claim in respect thereof is to be made by the

indemnified party against any person obligated to provide indemnification under

this Article VIII ("indemnifying party"), such indemnified party will notify the

indemnifying party in writing of the commencement thereof as soon as practicable

thereafter, provided that the omission to so notify the indemnifying party will

not relieve it from any liability under this Article VIII, except to the extent

that the omission results in a failure of actual notice to the indemnifying

party and such indemnifying party is damaged solely as a result of the failure

to give such notice. The indemnifying party, upon the request of the indemnified

party, shall retain counsel reasonably satisfactory to the indemnified party to

represent the indemnified party and any others the indemnifying party may

designate in such proceeding and shall pay the

<PAGE>

fees and disbursements of such counsel related to such proceeding. In any such

proceeding, any indemnified party shall have the right to retain its own

counsel, but the fees and expenses of such counsel shall be at the expense of

such indemnified party unless (i) the indemnifying party and the indemnified

party shall have mutually agreed to the retention of such counsel or (ii) the

named parties to any such proceeding (including any impleaded parties) include

both the indemnifying party and the indemnified party and representation of both

parties by the same counsel would be inappropriate due to actual or potential

differing interests between them. The indemnifying party shall not be liable for

any settlement of any proceeding effected without its written consent but if

settled with such consent or if there be a final judgment for the plaintiff, the

indemnifying party agrees to indemnify the indemnified party from and against

any loss or liability by reason of such settlement or judgment.

A successor by law of the parties to this Agreement shall be entitled to

the benefits of the indemnification contained in this Article VIII. The

indemnification provisions contained in this Article VIII shall survive any

termination of this Agreement.

ARTICLE IX. APPLICABLE LAW

9.1. This Agreement shall be construed and the provisions hereof

interpreted under and in accordance with the laws of the state of Indiana,

without giving effect to the principles of conflicts of laws.

9.2. This Agreement shall be subject to the provisions of the 1933, 1934

and 1940 Acts, and the rules and regulations and rulings thereunder, including

such exemptions from those statutes, rules and regulations as the SEC may grant,

and the terms hereof shall be limited, interpreted and construed in accordance

therewith.

ARTICLE X. TERMINATION

10.1. This Agreement shall terminate:

(a) at the option of any party upon six months advance written notice

to the other parties; or

(b) at the option of the Company if shares of any Series are not

available to meet the requirements of the Contracts as determined by the

Company. Prompt notice of the election to terminate for such cause shall be

furnished by the Company. Termination shall be effective ten days after the

giving of notice by the Company; or

against the Company by the NASD, the SEC, the insurance commission of any

state or any other regulatory body regarding the Company's duties under

this Agreement or related to the sale of the Contracts, the operation of

the Account, the administration of the Contracts or the purchase of Fund

shares, or an expected or anticipated ruling, judgment or outcome which

would, in the Fund's reasonable

<PAGE>

judgment, materially impair the Company's ability to perform the

Company's obligations and duties hereunder; or

(d) at the option of the Company upon institution of formal

proceedings against the Fund, the Distributor, the Investment Manager or

any Sub-Investment Manager, by the NASD, the SEC, or any state securities

or insurance commission or any other regulatory body regarding the duties

of the Fund or the Distributor under this Agreement, or an expected or

anticipated ruling, judgment or outcome which would, in the Company's

reasonable judgment, materially impair the Fund's or the Distributor's

ability to perform Fund's or Distributor's obligations and duties

hereunder; or

(e) at the option of the Company upon institution of formal

proceedings against the Investment Manager or Sub-investment Manager by the

NASD, the SEC, or any state securities or insurance commission or any other

regulatory body which would, in the good faith opinion of the Company,

result in material harm to the Accounts, the Company, or Contractowners.

(f) upon requisite vote of the Contract owners having an interest in

the affected Series (unless otherwise required by applicable law) and

written approval of the Company, to substitute the shares of another

investment company for the corresponding Series shares of the Fund in

accordance with the terms of the Contracts; or

(g) at the option of the Fund in the event any of the Contracts are

not registered, issued or sold in accordance with applicable Federal and/or

state law; or

(h) at the option of the Company or the Fund upon a determination by

a majority of the Fund Board, or a majority of disinterested Fund Board

members, that an irreconcilable material conflict exists among the

interests of (i) any Product owners or (ii) the interests of the

Participating Insurance Companies investing in the Fund; or

(i) at the option of the Company if the Fund ceases to qualify as a

Regulated Investment Company under Subchapter M of the Code, or under any

successor or similar provision, or if the Company reasonably believes,

based on an opinion of its counsel, that the Fund may fail to so qualify;

(j) at the option of the Company if the Fund fails to meet the

diversification requirements specified in Section 817(h) of the Code and

any regulations thereunder; or

(k) at the option of the Fund if the Contracts cease to qualify as

annuity contracts or life insurance policies, as applicable, under the

Code, or if the Fund reasonably believes that the Contracts may fail to so

qualify; or

(l) at the option of either the Fund or the Distributor if the Fund

or the Distributor, respectively, shall determine, in their sole judgment

exercised in good faith, that either (1) the Company shall have suffered a

material adverse change in its

<PAGE>

business or financial condition; or (2) the Company shall have been the

subject of material adverse publicity which is likely to have a material

adverse impact upon the business and operations of either the Fund or the

Distributor; or

(m) at the option of the Company, if the Company shall determine, in

its sole judgment exercised in good faith, that either: (1) the Fund and

the Distributor, or either of them, shall have suffered a material adverse

change in their respective businesses or financial condition; or (2) the

Fund or the Distributor, or both of them, shall have been the subject of

material adverse publicity which is likely to have a material adverse

impact upon the business and operations of the Company; or

(n) upon the assignment of this Agreement (including, without

limitation, any transfer of the Contracts or the Accounts to another

insurance company pursuant to an assumption reinsurance agreement) unless

the non-assigning party consents thereto or unless this Agreement is

assigned to an affiliate of the Distributor.

10.2. Notice REQUIREMENT. Except as otherwise provided in Section 10. 1, no

termination of this Agreement shall be effective unless and until the party

terminating this Agreement gives prior written notice to all other parties to

this Agreement of its intent to terminate which notice shall set forth the basis

for such termination. Furthermore:

(a) In the event that any termination is based upon the provisions of

Article VII or the provisions of Section 10. 1 (a) of this Agreement, such

prior written notice shall be given in advance of the effective date of

termination as required by such provisions; and

(b) in the event that any termination is based upon the provisions

of Section 10. 1 (c) or 10. 1 (d) of this Agreement, such prior written

notice shall be given at least ninety (90) days before the effective date

of termination, or sooner if required by law or regulation.

of Section 10. 1 (e) of this Agreement, such prior written notice shall be

given at least sixty (60) days before the date of any proposed vote to

replace the Fund's shares.

10.3. EFFECT OF TERMINATION

(a) Notwithstanding any termination of this Agreement pursuant to

Section 10.1 of this Agreement, the Fund and the Distributor will, at the

option of the Company, continue to make available additional Fund shares

for so long after the termination of this Agreement as the Company desires,

pursuant to the terms and conditions of this Agreement as provided in

paragraph (b) below, for all Contracts in effect on the effective date of

termination of this Agreement (hereinafter referred to as "Existing

Contracts"). Specifically, without limitation, if the Company so elects to

make additional Fund shares available, the owners of the Existing Contracts

or the Company, whichever shall have legal authority to do so, shall be

permitted to reallocate investments in the Fund, redeem investments in the

Fund and/or invest in the Fund upon the making of additional purchase

payments under the Existing Contracts.

(b) In the event of a termination of this Agreement pursuant to

Section 10. 1 of this Agreement, the Fund and the Distributor shall

promptly notify the Company whether

<PAGE>

the Distributor and the Fund will continue to make Fund shares available

after such termination. If Fund shares continue to be made available after

such termination, the provisions of this Agreement shall remain in effect

except for Section 10. 1 (a) and thereafter either the Fund or the Company

may terminate the Agreement, as so continued pursuant to this Section 10.3,

upon prior written notice to the other party, such notice to be for a

period that is reasonable under the circumstances but, if given by the

Fund, need not be for more than six months.

termination made pursuant to Article VII or any conditions or undertakings

incorporated by reference in Article VII and the effect of such Article VII

termination shall be governed by the provisions set forth or incorporated

by reference therein.

ARTICLE XI. APPLICABILITY TO NEW ACCOUNTS AND NEW CONTACTS

The parties to this Agreement may amend the schedules to this Agreement

from time to time to reflect changes in or relating to the Contracts and to add

new classes of variable annuity contracts and variable fife insurance policies

to be issued by the Company through a Separate Account investing in the Fund.

The provisions of this Agreement shall be equally applicable to each such class

of contracts or policies, unless the context otherwise requires.

ARTICLE XII. NOTICES

Any notice shall be sufficiently given when sent by registered or certified

mail to the other party(ies) at the address of such party(ies) set forth below

or at such other address as such party(ies) may from time to time specify in

writing to the other party.

If to the Fund:

Delaware Group Premium Fund, Inc.

Ten Penn Center Plaza

Philadelphia, PA 19103

Attn: Christopher Price

If to the Company:

Lincoln National Life Insurance Co.

1300 South Clinton Street

Fort Wayne, Indiana 46802

Attn: Kelly D. Clevenger

If to the Distributor:

Delaware Distributors, Inc.

Ten Penn Center Plaza

Philadelphia, PA 19103

Attn: Keith E. Mitchell

<PAGE>

ARTICLE XIII. MISCELLANEOUS

13.1. The captions in this Agreement are included for convenience of

reference only and in no way define or delineate any of the provisions hereof or

otherwise affect their construction or effect.

13.2. This Agreement may be executed simultaneously in two or more

counterparts, each of which together shall constitute one and the same

instrument.

13.3. If any provision of this Agreement shall be held or made invalid by a

court decision, statute, rule or otherwise, the remainder of the Agreement shall

not be affected thereby.

13.4. Each party hereto shall cooperate with each other party and all

appropriate governmental authorities (including without limitation the SEC, the

NASD and state insurance regulators) and shall permit such authorities

reasonable access to its books and records in connection with any investigation

or inquiry relating to this Agreement or the transactions contemplated hereby.

13.5. Each party represents that the execution and delivery of this

Agreement and the consummation of the transactions contemplated herein have been

duly authorized by all necessary corporate or trust action, as applicable, by

such party, and when so executed and delivered this Agreement will be the valid

and binding obligation of such party enforceable in accordance with its terms.

<PAGE>

IN WITNESS WHEREOF, each of the parties hereto has caused this Agreement to be

executed in its name and behalf by its duly authorized officer on the date

specified below.

DELAWARE GROUP PREMIUM FUND, INC. (Fund)

Date: By:

Name:

Title:

LINCOLN NATIONAL LIFE INSURANCE CO. (Company)

Date: 4/30/96 By: /s/ Kelly D. Clevenger

Name: Kelly D. Clevenger

Title: Vice President

DELAWARE DISTRIBUTORS, LP (Distributor)

Date: By:

Name:

Title:

authorized by all necessary corporate or trust action, as applicable, by such

party, and when so executed and delivered this Agreement will be the valid and

binding obligation of such party enforceable in accordance with its terms.

IN WITNESS WHEREOF, each of the parties hereto has caused this Agreement to

be executed in its NAME and behalf by its duly authorized officer on the date

specified below.

DELAWARE GROUP PREMIUM FUND, INC. (Fund)

Date: 5/1/96 By: /s/ David K. Downes

Name: David K. Downes

Title: Senior Vice President, CAO & CFO

LINCOLN NATIONAL LIFE INSURANCE CO. (Company)

Date: By:

Name:

Title:

DELAWARE DISTRIBUTORS, LP (Distributor)

Date: 5/1/96 By: /s/ Keith E. Mitchell

Name: Keith E. Mitchell

Title: President & CEO

<PAGE>

SCHEDULE I

Separate Accounts of Lincoln National Life Insurance Company

Investing in the Fund

As of May 1, 1996

Lincoln National Variable Annuity Account C

Lincoln Life Flexible Premium Variable Life Account K

<PAGE>

SCHEDULE 2

Variable Annuity Contracts

and Variable Life Insurance Policies

Supported by Separate Accounts

Listed on Schedule I

As of May 1, 1996

Multi Fund Variable Annuity Contracts

Multi Fund Variable Life Insurance Contracts

<PAGE>

SCHEDULE 3

State-mandated Investment Restrictions

Applicable to the Fund

As of May 1, 1996

The California Department of Insurance has established the following Guidelines

for an underlying portfolio of a Separate Account:

Borrowing. Borrowing limits for any variable contract separate account portfolio

are (1) 10% of net asset value when borrowing for any general purpose; and (2)

25% of net asset value when borrowing as a temporary measure to facilitate

redemptions. Net asset value of a portfolio is the market value of all

investments or assets owned less outstanding liabilities of the portfolio at the

time that any new or additional borrowing is undertaken.

FOREIGN INVESTMENTS - DIVERSIFICATION.

1. A portfolio will be invested in a minimum of five different foreign

countries at all times. However, this minimum is reduced to four when foreign

investments comprise less than 80% of the portfolio's net asset value; to three

when less than 60% of that value; to two when less than 40%; and to one when

less than 20%.

2. Except as set forth in items 3 and 4 below, a Portfolio will have no more

than 20% of its net asset value invested in securities of issuers located in any

one country.

3. A Portfolio may have an additional 15% of its net asset value invested in

securities of issuers located in any one of the following countries: Australia,

Canada, France, Japan, the United Kingdom or Germany.

4. A Portfolio's investments in United States issuers are not subject to the

foreign country diversification guidelines.

<PAGE>

AMENDMENT TO SCHEDULE 1

Separate Accounts of Lincoln Life Insurance Company

Investing in the Fund

As of May 1, 1999

Lincoln National Variable Annuity Account C

Lincoln Life Flexible Premium Variable Life Account K

Lincoln Life Flexible Premium Variable Life Account M

Lincoln Life Variable Annuity Account N

Lincoln Life Flexible Premium Variable Life Account R

Lincoln Life Flexible Premium Variable Life Account S

Lincoln National Life Insurance Company Separate Account 53

IN WITNESS WHEREOF, each of the parties hereto has caused this Amendment to

Schedule 1 to be executed in its name and behalf by its duly authorized officer

on the date specified below.

DELAWARE GROUP PREMIUM FUND, INC (Fund)

Date: May 26, 1999 By:

------------------- --------------------------------

Jeffrey L. Nick

Chairman/President/Chief Executive

Officer

LINCOLN NATIONAL LIFE INSURANCE COMPANY

Date: June 4, 1999 By:

------------------- --------------------------------

Kelly D. Clevenger

Vice President

DELAWARE DISTRIBUTORS, LP (Distributor), by

DELAWARE DISTRIBUTORS, INC., General Partner

Date: May 26, 1999 By:

------------------- --------------------------------

Bruce D. Barton

President and Chief Executive Officer

--------------------------------

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and

Variable Life Insurance Policies

Support by Separate Accounts

Listed on Schedule 1

As of May 1, 1999

Multi-Fund -Registered Trademark- Individual Variable Annuity Contracts

(Registered and Non-Registered)

Multi-Fund -Registered Trademark- Variable Life Insurance Contracts

Group Multi-Fund -Registered Trademark- Variable Annuity Contracts

Delaware-Lincoln Accru ChoicePlusVariable Annuity Contracts

VUL I Variable Universal Life Insurance Contracts

Lincoln VUL Variable Universal Life Insurance Contracts

e-Annuity tm Variable Annuity Contracts

SVUL I Variable Universal Life Insurance Contracts

Lincoln SVUL Variable Universal Life Insurance Contracts

CVUL Variable Universal Life Insurance Contracts

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and

Variable Life Insurance Policies

Supported by Separate Accounts

Listed on Schedule 1

As of October 15, 1999

Multi Fund-Registered Trademark- Individual Variable Annuity Contracts

(Registered and non-registered)

Multi Fund-Registered Trademark- Variable Life Insurance Contracts

Group Multi Fund-Registered Trademark- Variable Annuity Contracts

Delaware-Lincoln ChoicePlus Variable Annuity Contracts

VUL I Variable Universal Life Insurance Contracts

Lincoln VUL Variable Universal Life Insurance Contracts

eAnnuity(TM) Variable Annuity Contracts

SVUL I Variable Universal Life Insurance Contracts

Lincoln SVUL Variable Universal Life Insurance Contracts

Lincoln CVUL Variable Universal Life Insurance Contracts

Lincoln VUL(DB) Variable Universal Life Insurance Contracts

<PAGE>

IN WITNESS WHEREOF, each of the parties hereto has caused this Amendment to

Schedule 2 to be executed in its name and behalf by its duly authorized officer

on the date specified below.

DELAWARE GROUP PREMIUM FUND, INC. (Fund)

Date: By: /s/ David K. Downes

-------------------- -----------------------------

David K. Downes

President/CEO

LINCOLN NATIONAL LIFE INSURANCE COMPANY

Date: 3/22/2000 By: /s/ Steven M. Kluever

-------------------- -----------------------------

Steven M. Kluever

Second Vice President

DELAWARE DISTRIBUTORS, LP (Distributor), by

DELAWARE DISTRIBUTORS, INC., General Partner

Date: By: /s/ Bruce Barton

-------------------- -----------------------------

Bruce Barton

President

<PAGE>

AMENDMENT TO SCHEDULE 1

Separate Accounts of Lincoln National Life Insurance Company

Investing in the Fund

As of May 1, 2000

Lincoln National Variable Annuity Account C

Lincoln Life Flexible Premium Variable Life Account K

Lincoln National Variable Annuity Account L

Lincoln Life Flexible Premium Variable Life Account M

Lincoln Life Variable Annuity Account N

Lincoln Life Variable Annuity Account Q

Lincoln Life Flexible Premium Variable Life Account R

Lincoln Life Flexible Premium Variable Life Account S

Lincoln National Life Insurance Company Separate Account 53

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and

Variable Life Insurance Policies

Supported by Separate Accounts

Listed on Schedule 1

As of May 1, 2000

Multi Fund-Registered Trademark- Individual Variable Annuity Contract

(Registered and non-registered)

Multi Fund-Registered Trademark- Variable Life Insurance Contract

Group Multi Fund-Registered Trademark- Variable Annuity Contract

Delaware-Lincoln New York ChoicePlus Variable Annuity Contract

VUL I Variable Universal Life Insurance Contract

Lincoln VUL Variable Universal Life Insurance Contract

Lincoln VUL(DB) Variable Universal Life Insurance Contract

eAnnuity(TM) Variable Annuity Contract

SVUL I Variable Universal Life Insurance Contract

Lincoln SVUL Variable Universal Life Insurance Contract

Lincoln SVUL II Variable Universal Life Insurance Contract

Lincoln CVUL Variable Universal Life Insurance Contract

Lincoln CVUL Series III Variable Universal Life Insurance Contract

Group Variable Annuity (GVA) I, II, III

IN WITNESS WHEREOF, each of the parties hereto has caused this Amendment to

Schedules 1 and 2 to be executed in its name and behalf by its duly authorized

officer on the date specified below.

DELAWARE GROUP PREMIUM FUND (Fund)

Date: By: /s/ David K. Downes

---------------- -----------------------

Name: David K. Downes

Title: President/CEO

LINCOLN NATIONAL LIFE INSURANCE COMPANY

Date: 3/22/2000 By: /s/ Steven M. Kluever

---------------- -----------------------

Steven M. Kluever

Second Vice President

DELAWARE DISTRIBUTORS, LP (Distributor), by

DELAWARE DISTRIBUTORS, INC., General Partner

Date: By: /s/ Bruce Barton

---------------- -----------------------

Name: Bruce Barton

Title: President

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and Variable Life Insurance Policies

Supported by Separate Accounts Listed on Schedule 1

As of July 15, 2000

Multi Fund-Registered Trademark- Individual Variable Annuity Contract

(Registered and non-registered)

Multi Fund-Registered Trademark- Variable Life Insurance Contract

Group Multi Fund-Registered Trademark- Variable Annuity Contract

Lincoln ChoicePlus Variable Annuity Contract

Lincoln ChoicePlus Access Variable Annuity Contract

Lincoln ChoicePlus Bonus Variable Annuity Contract

VUL I Variable Universal Life Insurance Contract

Lincoln VUL Variable Universal Life Insurance Contract

Lincoln VUL-DB- Variable Universal Life Insurance Contract

eAnnuity-TM- Variable Annuity Contract

SVUL I Variable Universal Life Insurance Contract

Lincoln SVUL Variable Universal Life Insurance Contract

Lincoln SVUL II Variable Universal Life Insurance Contract

Lincoln CVUL Variable Universal Life Insurance Contract

Lincoln CVUL Series III Variable Universal Life Insurance Contract

Group Variable Annuity (GVA) I, II, III

IN WITNESS WHEREOF, each of the parties hereto has caused this Amendment

to Schedule 2 to be executed in its name and behalf by its duly authorized

officer on the date specified below.

DELAWARE GROUP PREMIUM FUND (Fund)

Date: 7-15-2000 By:

---------------- -----------------------------------

Name:

Title:

LINCOLN NATIONAL LIFE INSURANCE COMPANY

Date: 7-15-2000 By: /s/ Steven M. Kluever

---------------- ------------------------------------

Steven M. Kluever

Second Vice President

DELAWARE DISTRIBUTORS, LP (Distributor), by

DELAWARE DISTRIBUTORS, INC., General Partner

Date: 7-15-2000 By: /s/ Bruce M. Barton

---------------- ------------------------------------

Name: Bruce M. Barton

Title:

<PAGE>

AMENDMENT TO SCHEDULE 1

Separate Accounts of Lincoln National Life Insurance Company

Investing in the Fund

As of May 1, 2001

Lincoln National Variable Annuity Account C

Lincoln Life Flexible Premium Variable Life Account K

Lincoln National Variable Annuity Account L

Lincoln Life Flexible Premium Variable Life Account M

Lincoln Life Variable Annuity Account N

Lincoln Life Variable Annuity Account Q

Lincoln Life Flexible Premium Variable Life Account R

Lincoln Life Flexible Premium Variable Life Account S

Lincoln Life Variable Annuity Account W

Lincoln National Life Insurance Company Separate Account 53

Lincoln National Life Insurance Company Separate Account 55

Lincoln National Life Insurance Company Separate Account 56

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and Variable Life Insurance Policies

Supported by Separate Accounts Listed on Schedule 1

As of May 1, 2001

Multi Fund(R) Individual Variable Annuity Contract (Registered and

non-registered)

Multi Fund(R) Variable Life Insurance Policy

Group Multi Fund(R) Variable Annuity Contract

Lincoln ChoicePlus Variable Annuity Contract

Lincoln ChoicePlus Access Variable Annuity Contract

Lincoln ChoicePlus Bonus Variable Annuity Contract

Lincoln ChoicePlus II Variable Annuity Contract

Lincoln ChoicePlus II Access Variable Annuity Contract

Lincoln ChoicePlus II Bonus Variable Annuity Contract

Lincoln ChoicePlus Advance Variable Annuity Contract

VUL I Variable Universal Life Insurance Policy

Lincoln VUL(DB) Variable Universal Life Insurance Policy

Lincoln VUL(CV) Variable Universal Life Insurance Policy

Lincoln VUL(CV2) Variable Universal Life Insurance Policy

eAnnuity(TM) Variable Annuity Contract

Lincoln Money Guard Variable Universal Life Policy

Lincoln SVUL Variable Universal Life Insurance Policy

Linconl SVUL I Variable Universal Life Insurance Policy

Lincoln SVUL II Variable Universal Life Insurance Policy

Lincoln CVUL Variable Universal Life Insurance Policy

Lincoln CVUL Series III Variable Universal Life Insurance Policy

Group Variable Annuity (GVA) I, II, III

New Directions Core

New Directions Access

New Directions Access 4

Lincoln Life Director(TM)

<PAGE>

IN WITNESS WHEREOF, each of the parties hereto has caused this Amendment to

Schedules 1 and 2 to be executed in its name and behalf by its duly authorized

officer on the date specified below.

DELAWARE GROUP PREMIUM FUND (Fund)

Date: By: /s/ David K. Downes

---------------------- -----------------------------------------

Name: David K. Downes

Title: President/Chief Executive Officer/

Chief Financial Officer

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

Date: By: /s/ Steven M. Kluever

---------------------- -----------------------------------------

Steven M. Kluever

Second Vice President

DELAWARE DISTRIBUTORS, LP (Distributor), by

DELAWARE DISTRIBUTORS, INC., General Partner

Date: By: /s/ Richard J. Flannery

---------------------- -----------------------------------------

Name: Richard J. Flannery

Title: President/Chief Executive Officer

<PAGE>

AMENDMENT TO PARTICIPATION AGREEMENT

This Amendment to the Participation Agreement ("Agreement") dated the 1st

day of May, 1996, as amended, between Delaware VIP Trust (formerly Delaware

Group Premium Fund, Inc.,) a statutory trust organized under the laws of

Delaware (the "Fund"), The Lincoln National Life Insurance Company, an Indiana

life insurance company (the "Company") and Delaware Distributors, L.P., a

Delaware limited partnership (the "Distributor") is effective as of May 1, 2003.

AMENDMENT

For good and valuable consideration, the receipt of which is hereby

acknowledged, the parties agree to amend the Agreement as follows:

1. ARTICLE II: Representations and Warranties

Section 2.2 is hereby replaced with the following:

2.2 The Fund represents and warrants the Fund shares sold pursuant to

this Agreement shall be registered under the 1933 Act and duly

authorized for issuance in accordance with applicable law and that the

Fund is and shall remain registered under the 1940 Act for so long as

the Fund shares are sold. The Fund further represents and warrants

that it is a statutory trust and in good standing under the laws of

Delaware.

2. ARTICLE II: Representations and Warranties

Section 2.6 is hereby replaced with the following:

2.6 The Fund represents that the Fund's investment policies, fees and

expenses, and operations are and shall at all times remain in material

compliance with the laws of the state of Delaware, to the extent

required to perform this Agreement; and with any state-mandated

investment restrictions set forth on Schedule 3, as amended from time

to time by the Company in accordance with Section 6.6. The Fund,

however, makes no representation as to whether any aspect of its

operations (including, but not limited to, fees and expenses and

investment policies) otherwise complies with the insurance laws or

regulations of any state. The Company alone shall be responsible for

informing the Fund of any investment restrictions imposed by state

insurance law and applicable to the Fund.

<PAGE>

3. ARTICLE XII. Notices If to the Fund:

Delaware VIP Trust

2005 Market Street

Philadelphia, PA 19103

Attn: President

4. Article XII NOTICES If to the Company is replaced with

The Lincoln National Life Insurance Company

1300 S. Clinton Street

Fort Wayne, IN 46802

Attn: Rise C. M. Taylor

Vice President

5. ARTICLE XII. Notices If to the Distributor:

Delaware Distributors, Inc.

2005 Market Street

Philadelphia, PA 19103

Attn: General Counsel

6. Schedule 1 of this Agreement shall be deleted and replaced with the

attached Schedule 1.

7. Schedule 2 of this Agreement shall be deleted and replaced with the

attached Schedule 2.

8. All other terms of the Agreement shall remain in full force and

effect.

<PAGE>

IN WITNESS WHEREOF, each of the parties hereto has caused this Amendment to

be executed in its name and behalf by its duly authorized officer on the date

specified below.

DELAWARE VIP TRUST (Fund)

Date: 4/3/06 By: /s/ David P. O'Connor

------------------------------------

Name: David P. O'Connor

Title:

THE LINCOLN NATIONAL LIFE

INSURANCE COMPANY

Date: 4/3/06 By: /s/ Rise C. M. Taylor

------------------------------------

Rise C.M. Taylor

Vice President

DELAWARE DISTRIBUTORS, L.P.

(Distributor), by

DELAWARE DISTRIBUTORS, INC.,

General Partner

Date: 4/3/06 By: /s/ Debra Landsman-Yaros

------------------------------------

Name: Debra Landsman-Yaros

Title: Senior Vice President

<PAGE>

AMENDMENT TO SCHEDULE 1

Separate Accounts of Lincoln National Life Insurance Company

Investing in the Fund

As of May 1, 2003

Lincoln National Variable Annuity Account C

Lincoln Life Flexible Premium Variable Life Account K

Lincoln National Variable Annuity Account L

Lincoln Life Flexible Premium Variable Life Account M

Lincoln Life Variable Annuity Account N

Lincoln Life Variable Annuity Account Q

Lincoln Life Flexible Premium Variable Life Account R

Lincoln Life Flexible Premium Variable Life Account S

Lincoln Life Variable Annuity Account T

Lincoln Life Variable Annuity Account W

Lincoln Life Flexible Premium Variable Life Account Z

Lincoln National Life Insurance Company Separate Account 53

Lincoln National Life Insurance Company Separate Account 55

Lincoln National Life Insurance Company Separate Account 56

Lincoln National Life Insurance Company Separate Account 93

Lincoln National Life Insurance Company Separate Account 94

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and Variable Life Insurance Policies

Supported by Separate Accounts Listed on Schedule 1

As of May 1, 2003

Multi Fund(R) Individual Variable Annuity Contract (Registered and

non-registered)

Multi Fund(R) 5 Individual Variable Annuity Contract

Multi Fund(R) Select Individual Variable Annuity Contract

Multi Fund(R) Variable Life Insurance Policy

Group Multi Fund(R) Variable Annuity Contract

Lincoln ChoicePlus Variable Annuity Contract

Lincoln ChoicePlus Access Variable Annuity Contract

Lincoln ChoicePlus Bonus Variable Annuity Contract

Lincoln ChoicePlus II Variable Annuity Contract

Lincoln ChoicePlus II Access Variable Annuity Contract

Lincoln ChoicePlus II Bonus Variable Annuity Contract

Lincoln ChoicePlus II Advance Variable Annuity Contract

Lincoln ChoicePlus Assurance (B Share)

Lincoln ChoicePlus Assurance (C Share)

Lincoln ChoicePlus Assurance (L Share)

Lincoln ChoicePlus Assurance (Bonus)

Lincoln VUL I Variable Universal Life Insurance Policy

Lincoln VUL(DB) Variable Universal Life Insurance Policy

Lincoln VUL(DB) II Variable Universal Life Insurance Policy

Lincoln VUL(DB) IV Variable Universal Life Insurance Policy

Lincoln VUL(CV) Variable Universal Life Insurance Policy

Lincoln VUL(CV) II Variable Universal Life Insurance Policy

Lincoln VUL(CV) III Variable Universal Life Insurance Policy

Lincoln VUL(CV) IV Variable Universal Life Insurance Policy

Lincoln VUL(ONE) Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) Variable Universal Life Insurance Policy

eAnnuity(TM) Variable Annuity Contract

Lincoln Money Guard Variable Universal Life Policy

Lincoln SVUL Variable Universal Life Insurance Policy

Lincoln SVUL I Variable Universal Life Insurance Policy

Lincoln SVUL II Variable Universal Life Insurance Policy

Lincoln SVUL III Variable Universal Life Insurance Policy

Lincoln SVUL IV Variable Universal Life Insurance Policy

Lincoln CVUL Variable Universal Life Insurance Policy

Lincoln CVUL Series III Variable Universal Life Insurance Policy

Lincoln Corporate Variable 4

Lincoln Corporate Variable Private Solutions

Group Variable Annuity (GVA) I, II, III

New Directions Core

New Directions Access

New Directions Access 4

Individual Variable Annuity B Share

Individual Variable Annuity C Share

Lincoln Life Director(TM)

<PAGE>

AMENDMENT TO SCHEDULE 1

Separate Accounts of Lincoln National Life Insurance Company

Investing in the Fund

As of May 1, 2003

Lincoln National Variable Annuity Account C

Lincoln Life Flexible Premium Variable Life Account K

Lincoln National Variable Annuity Account L

Lincoln Life Flexible Premium Variable Life Account M

Lincoln Life Variable Annuity Account N

Lincoln Life Variable Annuity Account Q

Lincoln Life Flexible Premium Variable Life Account R

Lincoln Life Flexible Premium Variable Life Account S

Lincoln Life Variable Annuity Account T

Lincoln Life Variable Annuity Account W

Lincoln Life Flexible Premium Variable Life Account Z

Lincoln National Life Insurance Company Separate Account 53

Lincoln National Life Insurance Company Separate Account 55

Lincoln National Life Insurance Company Separate Account 56

Lincoln National Life Insurance Company Separate Account 93

Lincoln National Life Insurance Company Separate Account 94

<PAGE>

AMENDMENT TO PARTICIPATION AGREEMENT

This Amendment to the Participation Agreement ("Agreement") dated the 1st

day of May, 1996, as amended, between Delaware VIP Trust (formerly Delaware

Group Premium Fund, Inc.,) a statutory trust organized under the laws of

Delaware (the "Fund"), The Lincoln National Life Insurance Company, an Indiana

life insurance company (the "Company") and Delaware Distributors, L.P., a

Delaware limited partnership (the "Distributor") is effective as of May 1, 2005.

AMENDMENT

For good and valuable consideration, the receipt of which is hereby

acknowledged, the parties agree to amend the Agreement as follows:

1. Schedule 2 of this Agreement shall be deleted and replaced with the

attached Schedule 2.

2. All other terms of the Agreement shall remain in full force and

effect.

IN WITNESS WHEREOF, each of the parties hereto has caused this Amendment to

be executed in its name and behalf by its duly authorized officer on the date

specified below.

DELAWARE VIP TRUST (Fund)

Date: 4/3/06 By: /s/ David P. O'Connor

------------------------------------

Name: David P. O'Connor

Title:

THE LINCOLN NATIONAL LIFE

INSURANCE COMPANY

Date: 4/3/06 By: /s/ Rise C. M. Taylor

------------------------------------

Rise C.M. Taylor

Vice President

DELAWARE DISTRIBUTORS, L.P.

(Distributor), by

DELAWARE DISTRIBUTORS, INC.,

General Partner

Date: 4/3/06 By: /s/ Debra Landsman-Yaros

------------------------------------

Name: Debra Landsman-Yaros

Title: Senior Vice President

<PAGE>

AMENDMENT TO SCHEDULE 1

Separate Accounts of Lincoln National Life Insurance Company

Investing in the Fund

As of May 1, 2003

Lincoln National Variable Annuity Account C

Lincoln Life Flexible Premium Variable Life Account K

Lincoln National Variable Annuity Account L

Lincoln Life Flexible Premium Variable Life Account M

Lincoln Life Variable Annuity Account N

Lincoln Life Variable Annuity Account Q

Lincoln Life Flexible Premium Variable Life Account R

Lincoln Life Flexible Premium Variable Life Account S

Lincoln Life Variable Annuity Account T

Lincoln Life Variable Annuity Account W

Lincoln Life Flexible Premium Variable Life Account Z

Lincoln National Life Insurance Company Separate Account 53

Lincoln National Life Insurance Company Separate Account 55

Lincoln National Life Insurance Company Separate Account 56

Lincoln National Life Insurance Company Separate Account 87

Lincoln National Life Insurance Company Separate Account 93

Lincoln National Life Insurance Company Separate Account 94

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and Variable Life Insurance Policies

Supported by Separate Accounts Listed on Schedule 1

As of May 1, 2005

Multi Fund(R) Individual Variable Annuity Contract (Registered and

non-registered)

Multi Fund(R) 5 Individual Variable Annuity Contract

Multi Fund(R) Select Individual Variable Annuity Contract

Multi Fund(R) Variable Life Insurance Policy

Group Multi Fund(R) Variable Annuity Contract

Lincoln ChoicePlus Variable Annuity Contract

Lincoln ChoicePlus Access Variable Annuity Contract

Lincoln ChoicePlus Bonus Variable Annuity Contract

Lincoln ChoicePlus II Variable Annuity Contract

Lincoln ChoicePlus II Access Variable Annuity Contract

Lincoln ChoicePlus II Bonus Variable Annuity Contract

Lincoln ChoicePlus II Advance Variable Annuity Contract

Lincoln ChoicePlus Assurance (B Share)

Lincoln ChoicePlus Assurance (C Share)

Lincoln ChoicePlus Assurance (L Share)

Lincoln ChoicePlus Assurance (Bonus)

Lincoln ChoicePlus Momentum Income Option

Lincoln VUL I Variable Universal Life Insurance Policy

Lincoln VUL(DB) Variable Universal Life Insurance Policy

Lincoln VUL(DB) II Variable Universal Life Insurance Policy

Lincoln VUL(DB) IV Variable Universal Life Insurance Policy

Lincoln VUL(CV) Variable Universal Life Insurance Policy

Lincoln VUL(CV) II Variable Universal Life Insurance Policy

Lincoln VULFlex Variable Universal Life Insurance Policy

Lincoln VUL(CV) III Variable Universal Life Insurance Policy

Lincoln VUL(CV) IV Variable Universal Life Insurance Policy

Lincoln VUL(ONE) Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln Momentum VULONE Variable Universal Life Insurance Policy

Lincoln Momentum VULONE 2005 Variable Universal Life Insurance Policy

eAnnuity(TM) Variable Annuity Contract

Lincoln Money Guard Variable Universal Life Policy

Lincoln SVUL Variable Universal Life Insurance Policy

Lincoln SVUL I Variable Universal Life Insurance Policy

Lincoln SVUL II Variable Universal Life Insurance Policy

Lincoln SVUL III Variable Universal Life Insurance Policy

Lincoln SVUL IV Variable Universal Life Insurance Policy

Lincoln CVUL Variable Universal Life Insurance Policy

Lincoln CVUL Series III Variable Universal Life Insurance Policy

Lincoln Corporate Variable 4

Lincoln Corporate Variable Private Solutions

Group Variable Annuity (GVA) I, II, III

New Directions Core

New Directions Access

New Directions Access 4

Individual Variable Annuity B Share

Individual Variable Annuity C Share

Lincoln Life Director(TM)

<PAGE>

AMENDMENT TO PARTICIPATION AGREEMENT

This Amendment to the Participation Agreement ("Agreement") dated the

1st day of May, 1996, as amended, between Delaware Group Premium Fund, Inc.,

a corporation organized under the laws of Maryland (the "Fund"), The Lincoln

National Life Insurance Company, an Indiana life insurance company (the

"Company") and Delaware Distributors, L.P., a Delaware limited partnership

(the "Distributor") is effective as of May 1, 2006.

AMENDMENT

For good and valuable consideration, the receipt of which is hereby

acknowledged, the parties agree to amend the Agreement as follows:

1. Schedules 1 and 2 of this Agreement shall be deleted and replaced

with the attached Schedules 1 and 2.

2. All other terms of the Agreement shall remain in full force and

effect.

IN WITNESS WHEREOF, each of the parties hereto has caused this Amendment

to be executed in its name and behalf by its duly authorized officer on the

date specified below.

DELAWARE VIP TRUST (Fund)

Date: 11/6/07 By: /s/ See Yeng Quek

---------------------- -----------------------------

Name: See Yeng Quek

Title: Executive Vice President

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

Date: 12/21/07 By: /s/ Kelly D. Clevenger

---------------------- -----------------------------

Kelly D. Clevenger

Vice President

DELAWARE DISTRIBUTORS, L.P. (Distributor), by

DELAWARE DISTRIBUTORS, INC., General Partner

Date: 11/8/07 By: /s/ Theodore K. Smith

---------------------- -----------------------------

Name: Theodore K. Smith

Title: President

<PAGE>

AMENDMENT TO SCHEDULE 1

Separate Accounts of Lincoln National Life Insurance Company

Investing in the Fund

As of May 1, 2006

Lincoln National Variable Annuity Account C

Lincoln Life Flexible Premium Variable Life Account K

Lincoln National Variable Annuity Account L

Lincoln Life Flexible Premium Variable Life Account M

Lincoln Life Variable Annuity Account N

Lincoln Life Variable Annuity Account Q

Lincoln Life Flexible Premium Variable Life Account R

Lincoln Life Flexible Premium Variable Life Account S

Lincoln Life Variable Annuity Account T

Lincoln Life Variable Annuity Account W

Lincoln Life Flexible Premium Variable Life Account Z

Lincoln National Life Insurance Company Separate Account 55

Lincoln National Life Insurance Company Separate Account 56

Lincoln National Life Insurance Company Separate Account 87

Lincoln National Life Insurance Company Separate Account 93

Lincoln National Life Insurance Company Separate Account 94

Lincoln Life Separate Account 4k

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and Variable Life Insurance Policies

Supported by Separate Accounts Listed on Schedule 1

As of May 1, 2006

Multi Fund(R) Individual Variable Annuity Contract (Registered and

non-registered)

Multi Fund(R) 5 Individual Variable Annuity Contract

Multi Fund(R) Select Individual Variable Annuity Contract

Multi Fund(R) Variable Life Insurance Policy

Multi Fund(R) Group Variable Annuity Contract

Lincoln ChoicePlus Variable Annuity Contract

Lincoln ChoicePlus Access Variable Annuity Contract

Lincoln ChoicePlus Bonus Variable Annuity Contract

Lincoln ChoicePlus II Variable Annuity Contract

Lincoln ChoicePlus II Access Variable Annuity Contract

Lincoln ChoicePlus II Bonus Variable Annuity Contract

Lincoln ChoicePlus II Advance Variable Annuity Contract

Lincoln ChoicePlus Assurance (B Share)

Lincoln ChoicePlus Assurance (C Share)

Lincoln ChoicePlus Assurance (L Share)

Lincoln ChoicePlus Assurance (Bonus)

Lincoln ChoicePlus Momentum Income Option

Lincoln VUL I Variable Universal Life Insurance Policy

Lincoln VULDB Variable Universal Life Insurance Policy

Lincoln VULDB II Variable Universal Life Insurance Policy

Lincoln VULDB IV Variable Universal Life Insurance Policy

Lincoln VULCV Variable Universal Life Insurance Policy

Lincoln VULCV II Variable Universal Life Insurance Policy

Lincoln VULFlex Variable Universal Life Insurance Policy

Lincoln VULCV III Variable Universal Life Insurance Policy

Lincoln VULCV IV Variable Universal Life Insurance Policy

Lincoln VULONE Variable Universal Life Insurance Policy

Lincoln VULONE 2005 Variable Universal Life Insurance Policy

Lincoln Momentum VULONE Variable Universal Life Insurance Policy

Lincoln Momentum VULONE 2005 Variable Universal Life Insurance Policy

Lincoln Momentum SVULONE Variable Universal Life Insurance PolicyeAnnuity(TM)

Variable Annuity Contract

Lincoln Money Guard Variable Universal Life Policy

Lincoln SVUL Variable Universal Life Insurance Policy

Lincoln SVUL I Variable Universal Life Insurance Policy

Lincoln SVUL II Variable Universal Life Insurance Policy

Lincoln SVUL III Variable Universal Life Insurance Policy

Lincoln SVUL IV Variable Universal Life Insurance Policy

Lincoln SVULONE Variable Universal Life Insurance PolicyLincoln CVUL Variable

Universal Life Insurance Policy

Lincoln CVUL Series III Variable Universal Life Insurance Policy

Lincoln Corporate Variable 4

Lincoln Corporate Variable 5

Lincoln Corporate Variable Private Solutions

Group Variable Annuity (GVA) I, II, III

New Directions Core

New Directions Access

New Directions Access 4

Individual Variable Annuity B Share

Individual Variable Annuity C Share

Lincoln Life Director(TM)

Lincoln American Legacy Retirement Group Variable Annuity

<PAGE>

AMENDMENT TO PARTICIPATION AGREEMENT

This Amendment to the Participation Agreement ("Agreement") dated the

1st day of May, 1996, as amended, between Delaware VIP Trust (formerly

Delaware Group Premium Fund, Inc.), a statutory trust organized under the

laws of Delaware (the "Fund"), The Lincoln National Life Insurance Company,

an Indiana life insurance company (the "Company") and Delaware Distributors,

L.P., a Delaware limited partnership (the "Distributor") is effective as of

October 1, 2006.

AMENDMENT

For good and valuable consideration, the receipt of which is hereby

acknowledged, the parties agree to amend the Agreement as follows:

1. Schedule 2 of this Agreement shall be deleted and replaced with the

attached Schedule 2.

2. All other terms of the Agreement shall remain in full force and

effect.

IN WITNESS WHEREOF, each of the parties hereto has caused this Amendment

to be executed in its name and behalf by its duly authorized officer on the

date specified below.

DELAWARE VIP TRUST (Fund)

Date: 11/6/07 By: /s/ See Yeng Quek

------------------------ ---------------------------------

Name: See Yeng Quek

Title: Executive Vice President

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

Date: 2/21/07 By: /s/ Kelly D. Clevenger

------------------------ ---------------------------------

Kelly D. Clevenger

Vice President

DELAWARE DISTRIBUTORS, L.P. (Distributor), by

DELAWARE DISTRIBUTORS, INC., General Partner

Date: 11/8/07 By: /s/ Theodore K. Smith

------------------------ ---------------------------------

Name: Theodore K. Smith

Title: President

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and Variable Life Insurance Policies

Supported by Separate Accounts Listed on Schedule 1

As of October 1, 2006

Multi Fund(R) Individual Variable Annuity Contract (Registered and

non-registered)

Multi Fund(R) 5 Individual Variable Annuity Contract

Multi Fund(R) Select Individual Variable Annuity Contract

Multi Fund(R) Variable Life Insurance Policy

Multi Fund(R) Group Variable Annuity Contract

Lincoln ChoicePlus Variable Annuity Contract

Lincoln ChoicePlus Access Variable Annuity Contract

Lincoln ChoicePlus Bonus Variable Annuity Contract

Lincoln ChoicePlus II Variable Annuity Contract

Lincoln ChoicePlus II Access Variable Annuity Contract

Lincoln ChoicePlus II Bonus Variable Annuity Contract

Lincoln ChoicePlus II Advance Variable Annuity Contract

Lincoln ChoicePlus Assurance (B Share)

Lincoln ChoicePlus Assurance (C Share)

Lincoln ChoicePlus Assurance (L Share)

Lincoln ChoicePlus Assurance (Bonus)

Lincoln ChoicePlus Assurance (A Share)

Lincoln ChoicePlus Momentum Income Option

Lincoln ChoicePlus Design

Lincoln VUL I Variable Universal Life Insurance Policy

Lincoln VUL(DB) Variable Universal Life Insurance Policy

Lincoln VUL(DB) II Variable Universal Life Insurance Policy

Lincoln VUL(DB) IV Variable Universal Life Insurance Policy

Lincoln VUL(CV) Variable Universal Life Insurance Policy

Lincoln VUL(CV) II Variable Universal Life Insurance Policy

Lincoln VULFlex Variable Universal Life Insurance Policy

Lincoln VUL(CV)III Variable Universal Life Insurance Policy

Lincoln VUL(CV) IV Variable Universal Life Insurance Policy

Lincoln VUL(ONE) Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln Momentum SVUL(ONE) Variable Universal Life Insurance Policy

eAnnuity(TM) Variable Annuity Contract

Lincoln Money Guard Variable Universal Life Policy

Lincoln SVUL Variable Universal Life Insurance Policy

Lincoln SVUL I Variable Universal Life Insurance Policy

Lincoln SVUL II Variable Universal Life Insurance Policy

Lincoln SVUL III Variable Universal Life Insurance Policy

Lincoln SVUL IV Variable Universal Life Insurance Policy

Lincoln SVULONE Variable Universal Life Insurance Policy

Lincoln CVUL Variable Universal Life Insurance Policy

Lincoln CVUL Series III Variable Universal Life Insurance Policy

Lincoln Corporate Variable 4

Lincoln Corporate Variable 5

Lincoln Corporate Variable Private Solutions

Group Variable Annuity (GVA) I, II, III

New Directions Core

New Directions Access

New Directions Access 4

Individual Variable Annuity B Share

Individual Variable Annuity C Share

Lincoln Life Director(TM)

Lincoln American Legacy Retirement Group Variable Annuity

<PAGE>

AMENDMENT TO PARTICIPATION AGREEMENT

This Amendment to the Participation Agreement ("Agreement") dated the

1st day of May, 1996, as amended, between Delaware VIP Trust (formerly

Delaware Group Premium Fund, Inc.), a statutory trust organized under the

laws of Delaware (the "Fund"), The Lincoln National Life Insurance Company,

an Indiana life insurance company (the "Company") and Delaware Distributors,

L.P., a Delaware limited partnership (the "Distributor") is effective as of

May 1, 2007.

AMENDMENT

For good and valuable consideration, the receipt of which is hereby

acknowledged, the parties agree to amend the Agreement as follows:

1. Jefferson Pilot Financial Insurance Company, a life insurance company

organized under the laws of the state of Nebraska, is added as a party

to this Agreement until such time as it is merged into The Lincoln

National Life Insurance Company, and together with The Lincoln National

Life Insurance Company, is referred to as the "Company."

2. Article XII Notices - The following information should be added to the

"If to the Company" section:

Jefferson Pilot Financial Insurance Company

One Granite Place

Concord, NH 03301

Attn: John Weston

3. Schedule 1 of this Agreement shall be deleted and replaced with the

attached Schedule 1.

4. Schedule 2 of this Agreement shall be deleted and replaced with the

attached Schedule 2.

5. All other terms of the Agreement shall remain in full force and effect.

IN WITNESS WHEREOF, each of the parties hereto has caused this Amendment

to be executed in its name and behalf by its duly authorized officer on the

date specified below.

DELAWARE VIP TRUST (Fund)

Date: 11/6/07 By: /s/ See Yeng Quek

----------------------- -------------------------------

Name: See Yeng Quek

Title: Executive Vice President

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

Date: 12/21/07 By: /s/ Kelly D. Clevenger

----------------------- -------------------------------

Kelly D. Clevenger

Vice President

DELAWARE DISTRIBUTORS, L.P. (Distributor), by

DELAWARE DISTRIBUTORS, INC., General Partner

Date: 11/8/07 By: /s/ Theodore K. Smith

----------------------- -------------------------------

Name: Theodore K. Smith

Title: President

JEFFERSON PILOT FINANCIAL INSURANCE COMPANY

Date: 12/27/07 By: /s/ John A. Weston

----------------------- -------------------------------

John A. Weston

Vice President

<PAGE>

AMENDMENT TO SCHEDULE 1

Separate Accounts of the Company

Investing in the Fund

As of May 1, 2007

Lincoln National Variable Annuity Account C

Lincoln Life Flexible Premium Variable Life Account K

Lincoln National Variable Annuity Account L

Lincoln Life Flexible Premium Variable Life Account M

Lincoln Life Variable Annuity Account N

Lincoln Life Variable Annuity Account Q

Lincoln Life Flexible Premium Variable Life Account R

Lincoln Life Flexible Premium Variable Life Account S

Lincoln Life Variable Annuity Account T

Lincoln Life Variable Annuity Account W

Lincoln Life Flexible Premium Variable Life Account Z

Lincoln National Life Insurance Company Separate Account 55

Lincoln National Life Insurance Company Separate Account 56

Lincoln National Life Insurance Company Separate Account 87

Lincoln National Life Insurance Company Separate Account 93

Lincoln National Life Insurance Company Separate Account 94

Lincoln Life Separate Account 4k

JPF Separate Account A

JPF Separate Account C

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and Variable Life Insurance Policies

Supported by Separate Accounts Listed on Schedule 1

As of May 1, 2007

Multi Fund(R) Individual Variable Annuity Contract (Registered and

non-registered)

Multi Fund(R) 5 Individual Variable Annuity Contract

Multi Fund(R) Select Individual Variable Annuity Contract

Multi Fund(R) Variable Life Insurance Policy

Multi Fund(R) Group Variable Annuity Contract

Lincoln ChoicePlus Variable Annuity Contract

Lincoln ChoicePlus Access Variable Annuity Contract

Lincoln ChoicePlus Bonus Variable Annuity Contract

Lincoln ChoicePlus II Variable Annuity Contract

Lincoln ChoicePlus II Access Variable Annuity Contract

Lincoln ChoicePlus II Bonus Variable Annuity Contract

Lincoln ChoicePlus II Advance Variable Annuity Contract

Lincoln ChoicePlus Assurance (B Share)

Lincoln ChoicePlus Assurance (C Share)

Lincoln ChoicePlus Assurance (L Share)

Lincoln ChoicePlus Assurance (Bonus)

Lincoln ChoicePlus Assurance (A Share)

Lincoln ChoicePlus Momentum Income Option

Lincoln ChoicePlus Design

Lincoln VUL I Variable Universal Life Insurance Policy

Lincoln VUL(DB) Variable Universal Life Insurance Policy

Lincoln VUL(DB) II Variable Universal Life Insurance Policy

Lincoln VUL(DB) IV Variable Universal Life Insurance Policy

Lincoln VUL(CV) Variable Universal Life Insurance Policy

Lincoln VUL(CV) II Variable Universal Life Insurance Policy

Lincoln VULFlex Variable Universal Life Insurance Policy

Lincoln VUL(CV) III Variable Universal Life Insurance Policy

Lincoln VUL(CV) IV Variable Universal Life Insurance Policy

Lincoln VUL(ONE) Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln Momentum SVUL(ONE) Variable Universal Life Insurance Policy

eAnnuity(TM) Variable Annuity Contract

Lincoln Money Guard Variable Universal Life Policy

Lincoln SVUL Variable Universal Life Insurance Policy

Lincoln SVUL I Variable Universal Life Insurance Policy

Lincoln SVUL II Variable Universal Life Insurance Policy

Lincoln SVUL III Variable Universal Life Insurance Policy

Lincoln SVUL IV Variable Universal Life Insurance Policy

Lincoln SVULONE Variable Universal Life Insurance Policy

Lincoln CVUL Variable Universal Life Insurance Policy

Lincoln CVUL Series III Variable Universal Life Insurance Policy

Lincoln Corporate Variable 4

Lincoln Corporate Variable 5

Lincoln Corporate Variable Private Solutions

Group Variable Annuity (GVA) I, II, III

New Directions Core

New Directions Access

New Directions Access 4

Individual Variable Annuity B Share

Individual Variable Annuity C Share

Lincoln Life Director(TM)

Lincoln American Legacy Retirement Group Variable Annuity

Lincoln Ensemble Accumulator VUL

Lincoln Ensemble Protector VUL

Lincoln Ensemble II VUL

Lincoln Ensemble III

Lincoln Ensemble Exec VUL 2006

Lincoln Ensemble Exec

Lincoln Ensemble SVUL

<PAGE>

AMENDMENT TO FUND PARTICIPATION AGREEMENT

BETWEEN

DELAWARE VIP TRUST

DELAWARE MANAGEMENT COMPANY

DELAWARE DISTRIBUTORS, L.P.

AND

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

This Amendment is made this 1st day of March, 2009, by and between

Delaware VIP Trust (the "Trust"), Delaware Management Company, a series of

Delaware Management Business Trust (the "Adviser"), Delaware Distributors,

L.P. (the "Distributor") and The Lincoln National Life Insurance Company (the

"Company").

WITNESSETH:

WHEREAS, the Trust, the Adviser, the Distributor and the Company entered

into a Fund Participation Agreement dated May 1, 1996 (the "Agreement"); and

WHEREAS, the parties to the Agreement have determined to amend said

Agreement to insert a new section to the Agreement relating to processing

orders via the National Securities Clearing Corporation ("NSCC"); and;

WHEREAS, the parties have agreed to amend the Agreement to revise the

list of separate accounts for which Funds are made available under the

Agreement, as set forth in the attached Schedule 1;

WHEREAS the parties have agreed to amend the Agreement to revise the

list of variable annuity products and variable life policies investing in the

funds on Schedule 2;

WHEREAS, the parties desire to memorialize the amendment to the

Agreement.

NOW, THEREFORE, in consideration of the mutual covenants hereinafter set

forth, and intending to be legally bound, the Agreement shall be amended as

follows:

1. A new Paragraph 1.10 shall be added to Article I as follows:

"1.10 The Trust, the Adviser, the Distributor and the Company intend

that communications, processing and settlement of purchase and redemption

transactions for Shares (collectively, "Share transactions") shall occur

via the Fund/SERV and Networking systems of the National Securities

Clearing Corporation (hereinafter, "NSCC"). Distributor represents and

warrants that it or one of its affiliates: (a) has entered into an

agreement or agreements with NSCC to process transactions via Fund/SERV and

Networking, (b) has met and will continue to meet all of the requirements

to participate in Fund/SERV and Networking, and (c) intends to remain at

all times in compliance with the then-current rules and procedures of NSCC,

all to the extent necessary or appropriate to facilitate such

communications, processing, and settlement of Share transactions. The

Company represents that one or more of its affiliates or its designee (a)

has entered into an agreement or agreements with NSCC to process

transactions via Fund/SERV and Networking and (b) has met and will continue

to meet all of the requirements to participate in Fund/SERV and Networking,

and (c) intends to remain at all times in compliance with the then-current

rules and procedures of NSCC, all to the extent necessary or appropriate

to facilitate such communications, processing, and settlement of Share

transactions. Distributor or Trust agrees to provide the Company or such

other entity as the Company directs with account positions and activity

data relating to Share

<PAGE>

transactions via Networking. The Company shall pay for Shares in the

manner and within the time as required by the Fund/SERV and Networking

rules.

For purposes of this Agreement, "Fund/SERV" shall mean NSCC's system for

automated, centralized processing of mutual fund purchase and redemption

orders, settlement, and account registration. "Networking" shall mean

NSCC's (Level Zero) system that allows mutual funds and life insurance

companies to exchange account level information electronically. In all

cases, processing and settlement of Share transactions shall be done in a

manner consistent with applicable law.

In the event that any party is prohibited or unable to communicate,

process or settle Share transactions via Fund/SERV or Networking, such

party shall provide prompt notice to the other parties. After all parties

have been notified, the original provisions contained in the Agreement

regarding process or settlement of Share transactions shall apply.

2. Schedules 1 and 2 of the Agreement is amended and replaced with the

attached Schedules 1 and 2.

3. Except as provided herein, the terms and conditions contained in the

Agreement shall remain in full force and effect.

IN WITNESS WHEREOF, the parties hereto have executed and delivered this

Amendment as of the date set forth above.

THE LINCOLN NATIONAL LIFE DELAWARE VIP TRUST

INSURANCE COMPANY

By: /s/ Daniel R. Hayes By: /s/ Patrick P. Coyne

------------------- --------------------

Name: Daniel R. Hayes Name: Patrick P. Coyne

Title: Vice President Title: President

DELAWARE DISTRIBUTORS, L.P. DELAWARE MANAGEMENT

COMPANY, A SERIES OF

DELAWARE MANAGEMENT

BUSINESS TRUST

By: /s/ Theodore K. Smith By: /s/ J. Scott Coleman

--------------------- --------------------

Name: Theodore K. Smith Name: J. Scott Coleman

Title: President Title: Executive Vice President

<PAGE>

SCHEDULE 1

Separate Accounts of the Company

Investing in the Fund

As of March 1, 2009

Lincoln National Variable Annuity Account C

Lincoln Life Flexible Premium Variable Life Account K

Lincoln National Variable Annuity Account L

Lincoln Life Flexible Premium Variable Life Account M

Lincoln Life Variable Annuity Account N

Lincoln Life Variable Annuity Account Q

Lincoln Life Flexible Premium Variable Life Account R

Lincoln Life Flexible Premium Variable Life Account S

Lincoln Life Variable Annuity Account T

Lincoln Life Variable Annuity Account W

Lincoln Life Flexible Premium Variable Life Account Z

Lincoln National Life Insurance Company Separate Account 56

Lincoln National Life Insurance Company Separate Account 61

Lincoln National Life Insurance Company Separate Account 87

Lincoln National Life Insurance Company Separate Account 93

Lincoln National Life Insurance Company Separate Account 94

Lincoln Life Separate Account 4k

JPF Separate Account A

JPF Separate Account C

Lincoln Life Variable Annuity Separate Account JF-I

Lincoln Life Variable Annuity Separate Account JF-II

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and Variable Life Insurance Policies

Supported by Separate Accounts Listed on Schedule 1

As of March 1, 2009

VARIABLE ANNUITY CONTRACTS

Multi Fund(R) Individual Variable Annuity Contract (Registered and

non-registered)

Multi Fund(R) 5 Individual Variable Annuity Contract

Multi Fund(R) Select Individual Variable Annuity Contract

Multi Fund(R) Variable Life Insurance Policy

Multi Fund(R) Group Variable Annuity Contract

Lincoln ChoicePlus Variable Annuity Contract

Lincoln ChoicePlus Access Variable Annuity Contract

Lincoln ChoicePlus Bonus Variable Annuity Contract

Lincoln ChoicePlus II Variable Annuity Contract

Lincoln ChoicePlus II Access Variable Annuity Contract

Lincoln ChoicePlus II Bonus Variable Annuity Contract

Lincoln ChoicePlus II Advance Variable Annuity Contract

Lincoln ChoicePlus Assurance (A Share/Class)

Lincoln ChoicePlus Assurance (B Share)

Lincoln ChoicePlus Assurance (B Class)

Lincoln ChoicePlus Assurance (C Share)

Lincoln ChoicePlus Assurance (L Share)

Lincoln ChoicePlus Assurance (Bonus)

Lincoln ChoicePlus Momentum Income Option

Lincoln ChoicePlus Design

eAnnuity(TM) Variable Annuity Contract

Group Variable Annuity (GVA) I, II, III

New Directions Core

New Directions Access

New Directions Access 4

Individual Variable Annuity B Share

Individual Variable Annuity C Share

Lincoln Life Director(TM)

Lincoln American Legacy Retirement Group Variable Annuity

VARIABLE LIFE INSURANCE POLICIES

Lincoln VUL I Variable Universal Life Insurance Policy

Lincoln VUL(DB) Variable Universal Life Insurance Policy

Lincoln VUL(DB) II Variable Universal Life Insurance Policy

Lincoln VUL(DB) IV Variable Universal Life Insurance Policy

Lincoln VUL(CV) Variable Universal Life Insurance Policy

Lincoln VUL(CV) II Variable Universal Life Insurance Policy

Lincoln VULFlex Variable Universal Life Insurance Policy

Lincoln VUL(CV) III Variable Universal Life Insurance Policy

Lincoln VUL(CV) IV Variable Universal Life Insurance Policy

Lincoln VUL(ONE) Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2007 Variable Universal Life Insurance Policy

<PAGE>

Lincoln Momentum VUL(ONE) Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln Momentum SVUL(ONE) Variable Universal Life Insurance Policy

Lincoln Momentum SVUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln Money Guard Variable Universal Life Policy

Lincoln SVUL Variable Universal Life Insurance Policy

Lincoln SVUL I Variable Universal Life Insurance Policy

Lincoln SVUL II Variable Universal Life Insurance Policy

Lincoln SVUL III Variable Universal Life Insurance Policy

Lincoln SVUL IV Variable Universal Life Insurance Policy

Lincoln SVUL(ONE) Variable Universal Life Insurance Policy

Lincoln SVUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln CVUL Variable Universal Life Insurance Policy

Lincoln CVUL Series III Variable Universal Life Insurance Policy

Lincoln Corporate Variable 4

Lincoln Corporate Variable 5

Lincoln Corporate Variable Private Solutions

Lincoln Ensemble Accumulator VUL

Lincoln Ensemble Protector VUL

Lincoln Ensemble II VUL

Lincoln Ensemble III

Lincoln Ensemble Exec VUL 2006

Lincoln Ensemble Exec

Lincoln Ensemble SVUL

AssetEdge VUL

AssetEdge SVUL

Lincoln Corporate Commitment VUL VUL

Pilot Classic Variable Annuity

Pilot Elite Variable Annuity

Allegiance Variable Annuity

<PAGE>

AMENDMENT TO FUND PARTICIPATION AGREEMENT

BETWEEN

DELAWARE VIP TRUST

DELAWARE MANAGEMENT COMPANY

DELAWARE DISTRIBUTORS, L.P.

AND

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

This Amendment is made this 1st day of May, 2011, by and between

Delaware VIP Trust (the "Trust"), Delaware Management Company, a series of

Delaware Management Business Trust (the "Adviser"), Delaware Distributors,

L.P. (the "Distributor") and The Lincoln National Life Insurance Company (the

"Company").

WITNESSETH:

WHEREAS, the Trust, the Adviser, the Distributor and the Company entered

into a Fund Participation Agreement dated May 1, 1996 (the "Agreement"); and

WHEREAS the parties have agreed to amend the Agreement to revise the

list of variable annuity products and variable life policies investing in the

funds on Schedule 2;

WHEREAS, the parties desire to memorialize the amendment to the

Agreement.

NOW, THEREFORE, in consideration of the mutual covenants hereinafter set

forth, and intending to be legally bound, the Agreement shall be amended as

follows:

1. Schedule 2 of the Agreement is amended and replaced with the

attached Schedule

2. Except as provided herein, the terms and conditions contained in

the Agreement shall remain in full force and effect.

IN WITNESS WHEREOF, the parties hereto have executed and delivered this

Amendment as of the date set forth above.

THE LINCOLN NATIONAL LIFE DELAWARE VIP TRUST

INSURANCE COMPANY

By: /s/ Daniel R. Hayes By: /s/ Patrick P. Coyne

Name: Daniel R. Hayes Name: Patrick P. Coyne

Title: Vice President Title: President

DELAWARE DISTRIBUTORS, L.P. DELAWARE MANAGEMENT COMPANY,

A SERIES OF DELAWARE MANAGEMENT

BUSINESS TRUST

By: /s/ Theodore K. Smith By: /s/ Partick P. Coyne

Name: Theodore K. Smith Name: Patrick P. Coyne

Title: Executive Vice President Title: President

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and Variable Life Insurance Policies

Supported by Separate Accounts Listed on Schedule 1

As of May 1, 2011

VARIABLE ANNUITY CONTRACTS

Multi Fund(R) Individual Variable Annuity Contract

(Registered and non-registered)

Multi Fund(R) 5 Individual Variable Annuity Contract

Multi Fund(R) Select Individual Variable Annuity Contract

Multi Fund(R) Variable Life Insurance Policy

Multi Fund(R) Group Variable Annuity Contract

Lincoln ChoicePlus Variable Annuity Contract

Lincoln ChoicePlus Access Variable Annuity Contract

Lincoln ChoicePlus Bonus Variable Annuity Contract

Lincoln ChoicePlus II Variable Annuity Contract

Lincoln ChoicePlus II Access Variable Annuity Contract

Lincoln ChoicePlus II Bonus Variable Annuity Contract

Lincoln ChoicePlus II Advance Variable Annuity Contract

Lincoln ChoicePlus Assurance (A Share/Class)

Lincoln ChoicePlus Assurance (B Share)

Lincoln ChoicePlus Assurance (B Class)

Lincoln ChoicePlus Assurance (C Share)

Lincoln ChoicePlus Assurance (L Share)

Lincoln ChoicePlus Assurance (Bonus)

Lincoln ChoicePlus Design

Lincoln ChoicePlus Momentum Income Option

Lincoln ChoicePlus Rollover

Lincoln ChoicePlus Signature

Lincoln InvestmentSolutions

eAnnuity(TM) Variable Annuity Contract

Group Variable Annuity (GVA) I, II, III

New Directions Core

New Directions Access

New Directions Access 4

Individual Variable Annuity B Share

Individual Variable Annuity C Share

Lincoln Life Director(TM)

Lincoln American Legacy Retirement Group Variable Annuity

VARIABLE LIFE INSURANCE POLICIES

Lincoln VUL I Variable Universal Life Insurance Policy

Lincoln VUL(DB) Variable Universal Life Insurance Policy

Lincoln VUL(DB) II Variable Universal Life Insurance Policy

Lincoln VUL(DB) IV Variable Universal Life Insurance Policy

Lincoln VUL(CV) Variable Universal Life Insurance Policy

Lincoln VUL(CV) II Variable Universal Life Insurance Policy

Lincoln VULFlex Variable Universal Life Insurance Policy

Lincoln VUL(CV) III Variable Universal Life Insurance Policy

Lincoln VUL(CV) IV Variable Universal Life Insurance Policy

Lincoln VUL(ONE) Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln Momentum SVUL(ONE) Variable Universal Life Insurance Policy

Lincoln Momentum SVUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln Money Guard Variable Universal Life Policy

Lincoln SVUL Variable Universal Life Insurance Policy

Lincoln SVUL I Variable Universal Life Insurance Policy

Lincoln SVUL II Variable Universal Life Insurance Policy

Lincoln SVUL III Variable Universal Life Insurance Policy

Lincoln SVUL IV Variable Universal Life Insurance Policy

Lincoln SVUL(ONE) Variable Universal Life Insurance Policy

Lincoln SVUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2010

Lincoln CVUL Variable Universal Life Insurance Policy

Lincoln CVUL Series III Variable Universal Life Insurance Policy

Lincoln Corporate Variable 4

Lincoln Corporate Variable 5

Lincoln Corporate Variable Private Solutions

Lincoln Ensemble Accumulator VUL

Lincoln Ensemble Protector VUL

Lincoln Ensemble II VUL

Lincoln Ensemble III

Lincoln Ensemble Exec VUL 2006

Lincoln Ensemble Exec

Lincoln Ensemble SVUL

AssetEdge VUL

AssetEdge SVUL

Lincoln Corporate Commitment Variable Universal Life

Pilot Classic Variable Annuity

Pilot Elite Variable Annuity

Allegiance Variable Annuity

Private Placement Variable Universal Life

<PAGE>

AMENDMENT TO FUND PARTICIPATION AGREEMENT

BETWEEN

DELAWARE VIP TRUST

DELAWARE MANAGEMENT COMPANY

DELAWARE DISTRIBUTORS, L.P.

AND

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

This Amendment is made this 31st day of October, 2011, by and between

Delaware VIP Trust (the "Trust"), Delaware Management Company, a series of

Delaware Management Business Trust (the "Adviser"), Delaware Distributors,

L.P. (the "Distributor") and The Lincoln National Life Insurance Company (the

"Company").

WITNESSETH:

WHEREAS, the Trust, the Adviser, the Distributor and the Company entered

into a Fund Participation Agreement dated May 1, 1996 (the "Agreement"); and

WHEREAS the parties have agreed to amend the Agreement to revise the

list of variable annuity products and variable life policies investing in the

funds on Schedule 2;

WHEREAS, the parties desire to memorialize the amendment to the

Agreement.

NOW, THEREFORE, in consideration of the mutual covenants hereinafter set

forth, and intending to be legally bound, the Agreement shall be amended as

follows:

3. Schedule 2 of the Agreement is amended and replaced with the

attached Schedule 2.

4. Except as provided herein, the terms and conditions contained in

the Agreement shall remain in full force and effect.

IN WITNESS WHEREOF, the parties hereto have executed and delivered this

Amendment as of the date set forth above.

THE LINCOLN NATIONAL LIFE DELAWARE VIP TRUST

INSURANCE COMPANY

By: /s/ Daniel R. Hayes By: /s/ Patrick P. Coyne

Name: Daniel R. Hayes Name: Patrick P. Coyne

Title: Vice President Title: President

DELAWARE DISTRIBUTORS, L.P. DELAWARE MANAGEMENT COMPANY,

a series of Delaware Management

Business Trust

By: /s/ J. Scott Coleman By: /s/ David P. O'Connor

Name: J. Scott Coleman Name: David P. O'Connor

Title: President Title: Senior Vice President

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and Variable Life Insurance Policies

Supported by Separate Accounts Listed on Schedule 1

As of October 31, 2011

VARIABLE ANNUITY CONTRACTS

Multi Fund(R) Individual Variable Annuity Contract

(Registered and non-registered)

Multi Fund(R) 5 Individual Variable Annuity Contract

Multi Fund(R) 5 Retirement Annuity Contract

Multi Fund(R) Select Individual Variable Annuity Contract

Multi Fund(R) Variable Life Insurance Policy

Multi Fund(R) Group Variable Annuity Contract

Lincoln ChoicePlus Variable Annuity Contract

Lincoln ChoicePlus Access Variable Annuity Contract

Lincoln ChoicePlus Bonus Variable Annuity Contract

Lincoln ChoicePlus II Variable Annuity Contract

Lincoln ChoicePlus II Access Variable Annuity Contract

Lincoln ChoicePlus II Bonus Variable Annuity Contract

Lincoln ChoicePlus II Advance Variable Annuity Contract

Lincoln ChoicePlus Assurance (A Share/Class)

Lincoln ChoicePlus Assurance (B Share)

Lincoln ChoicePlus Assurance (B Class)

Lincoln ChoicePlus Assurance (C Share)

Lincoln ChoicePlus Assurance (L Share)

Lincoln ChoicePlus Assurance (Bonus)

Lincoln ChoicePlus Design

Lincoln ChoicePlus Fusion

Lincoln ChoicePlus Momentum Income Option

Lincoln ChoicePlus Rollover

Lincoln ChoicePlus Signature

Lincoln InvestmentSolutions

eAnnuity(TM) Variable Annuity Contract

Group Variable Annuity (GVA) I, II, III

New Directions Core

New Directions Access

New Directions Access 4

Individual Variable Annuity B Share

Individual Variable Annuity C Share

Lincoln Life Director(TM)

Lincoln American Legacy Retirement Group Variable Annuity

VARIABLE LIFE INSURANCE POLICIES

Lincoln VUL I Variable Universal Life Insurance Policy

Lincoln VUL(DB) Variable Universal Life Insurance Policy

Lincoln VUL(DB) II Variable Universal Life Insurance Policy

Lincoln VUL(DB) IV Variable Universal Life Insurance Policy

Lincoln VUL(CV) Variable Universal Life Insurance Policy

Lincoln VUL(CV) II Variable Universal Life Insurance Policy

Lincoln VULFlex Variable Universal Life Insurance Policy

Lincoln VUL(CV) III Variable Universal Life Insurance Policy

Lincoln VUL(CV) IV Variable Universal Life Insurance Policy

Lincoln VUL(ONE) Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln Momentum SVUL(ONE) Variable Universal Life Insurance Policy

Lincoln Momentum SVUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln Money Guard Variable Universal Life Policy

Lincoln SVUL Variable Universal Life Insurance Policy

Lincoln SVUL I Variable Universal Life Insurance Policy

Lincoln SVUL II Variable Universal Life Insurance Policy

Lincoln SVUL III Variable Universal Life Insurance Policy

Lincoln SVUL IV Variable Universal Life Insurance Policy

Lincoln SVUL(ONE) Variable Universal Life Insurance Policy

Lincoln SVUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2010

Lincoln CVUL Variable Universal Life Insurance Policy

Lincoln CVUL Series III Variable Universal Life Insurance Policy

Lincoln Corporate Variable 4

Lincoln Corporate Variable 5

Lincoln Corporate Variable Private Solutions

Lincoln Ensemble Accumulator VUL

Lincoln Ensemble Protector VUL

Lincoln Ensemble II VUL

Lincoln Ensemble III

Lincoln Ensemble Exec VUL 2006

Lincoln Ensemble Exec

Lincoln Ensemble SVUL

AssetEdge VUL

AssetEdge SVUL

Lincoln Corporate Commitment Variable Universal Life

Pilot Classic Variable Annuity

Pilot Elite Variable Annuity

Allegiance Variable Annuity

Private Placement Variable Universal Life

<PAGE>

AMENDMENT TO FUND PARTICIPATION AGREEMENT

BETWEEN

DELAWARE VIP TRUST

DELAWARE MANAGEMENT COMPANY

DELAWARE DISTRIBUTORS, L.P.

AND

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

This Amendment is made this 1st day of July, 2013, by and between Delaware

VIP Trust (the "Trust"), Delaware Management Company, a series of Delaware

Management Business Trust (the "Adviser"), Delaware Distributors, L.P. (the

"Distributor") and The Lincoln National Life Insurance Company (the "Company").

WITNESSETH:

WHEREAS, the Trust, the Adviser, the Distributor and the Company entered

into a Fund Participation Agreement dated May 1, 1996 (the "Agreement"); and

WHEREAS the parties have agreed to amend the Agreement to revise the list

of variable annuity products and variable life policies investing in the funds

on Schedule 2;

WHEREAS, the parties desire to memorialize the amendment to the Agreement.

NOW, THEREFORE, in consideration of the mutual covenants hereinafter set

forth, and intending to be legally bound, the Agreement shall be amended as

follows:

1. Schedule 2 of the Agreement is amended and replaced with the attached

Schedule 2.

2. Except as provided herein, the terms and conditions contained in the

Agreement shall remain in full force and effect.

IN WITNESS WHEREOF, the parties hereto have executed and delivered this

Amendment as of the date set forth above.

THE LINCOLN NATIONAL LIFE DELAWARE VIP TRUST

INSURANCE COMPANY

By:/s/ Daniel R. Hayes By:/s/ Patrick P. Coyne

------------------- ------------------------

Name: Daniel R. Hayes Name: Patrick P. Coyne

Title: Vice President Title: President

<PAGE>

DELAWARE DISTRIBUTORS, L.P. DELAWARE MANAGEMENT COMPANY,

A SERIES OF DELAWARE MANAGEMENT BUSINESS

TRUST

By: /s/ J. Scott Coleman By: /s/ Patrick P. Coyne

--------------------- -----------------------

Name: J. Scott Coleman Name: Patrick P. Coyne

Title: President Title: President

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and Variable Life Insurance Policies

Supported by Separate Accounts Listed on Schedule 1

As of July 1, 2013

VARIABLE ANNUITY CONTRACTS

Multi Fund(R) Individual Variable Annuity Contract (Registered and

non-registered)

Multi Fund(R) 5 Individual Variable Annuity Contract

Multi Fund(R) 5 Retirement Annuity Contract

Multi Fund(R) Select Individual Variable Annuity Contract

Multi Fund(R) Variable Life Insurance Policy

Multi Fund(R) Group Variable Annuity Contract

Lincoln ChoicePlus Variable Annuity Contract

Lincoln ChoicePlus Access Variable Annuity Contract

Lincoln ChoicePlus Bonus Variable Annuity Contract

Lincoln ChoicePlus II Variable Annuity Contract

Lincoln ChoicePlus II Access Variable Annuity Contract

Lincoln ChoicePlus II Bonus Variable Annuity Contract

Lincoln ChoicePlus II Advance Variable Annuity Contract

Lincoln ChoicePlus Assurance (A Share/Class)

Lincoln ChoicePlus Assurance (B Share)

Lincoln ChoicePlus Assurance (B Class)

Lincoln ChoicePlus Assurance (C Share)

Lincoln ChoicePlus Assurance (L Share)

Lincoln ChoicePlus Assurance (Bonus)

Lincoln ChoicePlus Assurance (Prime)

Lincoln ChoicePlus Assurance (Series)

Lincoln ChoicePlus Design

Lincoln ChoicePlus Fusion

Lincoln ChoicePlus Momentum Income Option

Lincoln ChoicePlus Rollover

Lincoln ChoicePlus Signature

Lincoln InvestmentSolutions

eAnnuity(TM) Variable Annuity Contract

Group Variable Annuity (GVA) I, II, III

New Directions Core

New Directions Access

New Directions Access 4

Individual Variable Annuity B Share

Individual Variable Annuity C Share

Lincoln Life Director(TM)

Lincoln American Legacy Retirement Group Variable Annuity

<PAGE>

VARIABLE LIFE INSURANCE POLICIES

Lincoln VUL I Variable Universal Life Insurance Policy

Lincoln VUL(DB) Variable Universal Life Insurance Policy

Lincoln VUL(DB) II Variable Universal Life Insurance Policy

Lincoln VUL(DB) IV Variable Universal Life Insurance Policy

Lincoln VUL(CV) Variable Universal Life Insurance Policy

Lincoln VUL(CV) II Variable Universal Life Insurance Policy

Lincoln VULFlex Variable Universal Life Insurance Policy

Lincoln VUL(CV) III Variable Universal Life Insurance Policy

Lincoln VUL(CV) IV Variable Universal Life Insurance Policy

Lincoln VUL(ONE) Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln Momentum SVUL(ONE) Variable Universal Life Insurance Policy

Lincoln Momentum SVUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln Money Guard Variable Universal Life Policy

Lincoln SVUL Variable Universal Life Insurance Policy

Lincoln SVUL I Variable Universal Life Insurance Policy

Lincoln SVUL II Variable Universal Life Insurance Policy

Lincoln SVUL III Variable Universal Life Insurance Policy

Lincoln SVUL IV Variable Universal Life Insurance Policy

Lincoln SVUL(ONE) Variable Universal Life Insurance Policy

Lincoln SVUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2010

Lincoln CVUL Variable Universal Life Insurance Policy

Lincoln CVUL Series III Variable Universal Life Insurance Policy

Lincoln Corporate Variable 4

Lincoln Corporate Variable 5

Lincoln Corporate Variable Private Solutions

Lincoln Ensemble Accumulator VUL

Lincoln Ensemble Protector VUL

Lincoln Ensemble II VUL

Lincoln Ensemble III

Lincoln Ensemble Exec VUL 2006

Lincoln Ensemble Exec

Lincoln Ensemble SVUL

AssetEdge VUL

AssetEdge SVUL

Lincoln Corporate Commitment Variable Universal Life

Pilot Classic Variable Annuity

Pilot Elite Variable Annuity

Allegiance Variable Annuity

Private Placement Variable Universal Life

<PAGE>

AMENDMENT TO FUND PARTICIPATION AGREEMENT

BETWEEN

DELAWARE VIP TRUST

DELAWARE MANAGEMENT COMPANY

DELAWARE DISTRIBUTORS, L.P.

AND

THE LINCOLN NATIONAL LIFE INSURANCE COMPANY

This Amendment is made this 1st day of May, 2014, by and between Delaware

VIP Trust (the "Trust"), Delaware Management Company, a series of Delaware

Management Business Trust (the "Adviser"), Delaware Distributors, L.P. (the

"Distributor") and The Lincoln National Life Insurance Company (the "Company").

WITNESSETH:

WHEREAS, the Trust, the Adviser, the Distributor and the Company entered

into a Fund Participation Agreement dated May 1, 1996 (the

"Agreement"); and

WHEREAS the parties have agreed to amend the Agreement to revise the list

of variable annuity products and variable life policies investing in the funds

on Schedule 2;

WHEREAS, the parties desire to memorialize the amendment to the Agreement.

NOW, THEREFORE, in consideration of the mutual covenants hereinafter set

forth, and intending to be legally bound, the Agreement shall be amended as

follows:

1. Schedule 2 of the Agreement is amended and replaced with the

attached Schedule 2.

2. Except as provided herein, the terms and conditions contained in the

Agreement shall remain in full force and effect.

IN WITNESS WHEREOF, the parties hereto have executed and delivered this

Amendment as of the date set forth above.

THE LINCOLN NATIONAL LIFE DELAWARE VIP TRUST

INSURANCE COMPANY

By: /s/ Daniel R. Hayes By: /s/ Patrick P. Coyne

-------------------------- --------------------------

Name: Daniel R. Hayes Name: Patrick P. Coyne

Title: Vice President Title: President

<PAGE>

DELAWARE DISTRIBUTORS, L.P. DELAWARE MANAGEMENT COMPANY,

A SERIES OF DELAWARE MANAGEMENT BUSINESS

TRUST

By: /s/ J. Scott Coleman By: /s/ Patrick P. Coyne

-------------------------- --------------------------

Name: J. Scott Coleman Name: Patrick P. Coyne

Title: President Title: President

<PAGE>

AMENDMENT TO SCHEDULE 2

Variable Annuity Contracts and Variable Life Insurance Policies

Supported by Separate Accounts Listed on Schedule 1

As of May 1, 2014

VARIABLE ANNUITY CONTRACTS

Multi Fund(R) Individual Variable Annuity Contract (Registered and

non-registered)

Multi Fund(R) 5 Individual Variable Annuity Contract

Multi Fund(R) 5 Retirement Annuity Contract

Multi Fund(R) Select Individual Variable Annuity Contract

Multi Fund(R) Variable Life Insurance Policy

Multi Fund(R) Group Variable Annuity Contract

Lincoln ChoicePlus Variable Annuity Contract

Lincoln ChoicePlus Access Variable Annuity Contract

Lincoln ChoicePlus Bonus Variable Annuity Contract

Lincoln ChoicePlus II Variable Annuity Contract

Lincoln ChoicePlus II Access Variable Annuity Contract

Lincoln ChoicePlus II Bonus Variable Annuity Contract

Lincoln ChoicePlus II Advance Variable Annuity Contract

Lincoln ChoicePlus Assurance (A Share/Class)

Lincoln ChoicePlus Assurance (B Share)

Lincoln ChoicePlus Assurance (B Class)

Lincoln ChoicePlus Assurance (C Share)

Lincoln ChoicePlus Assurance (L Share)

Lincoln ChoicePlus Assurance (Bonus)

Lincoln ChoicePlus Assurance (Prime)

Lincoln ChoicePlus Assurance (Series)

Lincoln ChoicePlus Design

Lincoln ChoicePlus Fusion

Lincoln ChoicePlus Momentum Income Option

Lincoln ChoicePlus Rollover

Lincoln ChoicePlus Signature

Lincoln InvestmentSolutions

Lincoln Investor Advantage(SM)

Lincoln Investor Advantage(SM) Fee-Based

Lincoln Investor Advantage(SM) RIA

eAnnuity(TM) Variable Annuity Contract

Group Variable Annuity (GVA) I, II, III

New Directions Core

New Directions Access

New Directions Access 4

Individual Variable Annuity B Share

Individual Variable Annuity C Share

Lincoln Life Director(TM)

Lincoln American Legacy Retirement Group Variable Annuity

<PAGE>

VARIABLE LIFE INSURANCE POLICIES

Lincoln VUL I Variable Universal Life Insurance Policy

Lincoln VUL(DB) Variable Universal Life Insurance Policy

Lincoln VUL(DB) II Variable Universal Life Insurance Policy

Lincoln VUL(DB) IV Variable Universal Life Insurance Policy

Lincoln VUL(CV) Variable Universal Life Insurance Policy

Lincoln VUL(CV) II Variable Universal Life Insurance Policy

Lincoln VULFlex Variable Universal Life Insurance Policy

Lincoln VUL(CV) III Variable Universal Life Insurance Policy

Lincoln VUL(CV) IV Variable Universal Life Insurance Policy

Lincoln VUL(ONE) Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) 2005 Variable Universal Life Insurance Policy

Lincoln Momentum VUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln Momentum SVUL(ONE) Variable Universal Life Insurance Policy

Lincoln Momentum SVUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln Money Guard Variable Universal Life Policy

Lincoln SVUL Variable Universal Life Insurance Policy

Lincoln SVUL I Variable Universal Life Insurance Policy

Lincoln SVUL II Variable Universal Life Insurance Policy

Lincoln SVUL III Variable Universal Life Insurance Policy

Lincoln SVUL IV Variable Universal Life Insurance Policy

Lincoln SVUL(ONE) Variable Universal Life Insurance Policy

Lincoln SVUL(ONE) 2007 Variable Universal Life Insurance Policy

Lincoln VUL(ONE) 2010

Lincoln CVUL Variable Universal Life Insurance Policy

Lincoln CVUL Series III Variable Universal Life Insurance Policy

Lincoln Corporate Variable 4

Lincoln Corporate Variable 5

Lincoln Corporate Variable Private Solutions

Lincoln Ensemble Accumulator VUL

Lincoln Ensemble Protector VUL

Lincoln Ensemble II VUL

Lincoln Ensemble III

Lincoln Ensemble Exec VUL 2006

Lincoln Ensemble Exec

Lincoln Ensemble SVUL

AssetEdge VUL

AssetEdge SVUL

Lincoln Corporate Commitment Variable Universal Life

Pilot Classic Variable Annuity

Pilot Elite Variable Annuity

Allegiance Variable Annuity

Private Placement Variable Universal Life