EXHIBIT (a)(6)

                    GOLDMAN SACHS VARIABLE INSURANCE TRUST

                         AMENDMENT NO. 5 TO AGREEMENT
                           AND DECLARATION OF TRUST


     The undersigned Secretary/Assistant Secretary of Goldman Sachs Variable
Insurance Trust hereby certifies that the following resolutions were duly
adopted by the Board of Trustees of said Trust on August 1, 2000:



     RESOLVED, that the termination of the Goldman Sachs Variable
     Insurance Trust's Goldman Sachs Growth Strategy Portfolio,
     Goldman Sachs Conservative Strategy Portfolio, Goldman Sachs
     Balanced Strategy Portfolio and Goldman Sachs Aggressive Growth
     Strategy Portfolio, Goldman Sachs Growth and Income Strategy
     Portfolio, Goldman Sachs CORE International Equity Fund
     Goldman Sachs Short Duration Government Fund and Goldman Sachs
     High Yield Fund, be, and hereby is, ratified, confirmed and
     approved.


As of August 1, 2000                               /s/ Howard B. Surloff
                                                   ---------------------------
                                                       Howard B. Surloff

                                                  Title: Assistant Secretary