Contents

Part I 

Part II 

Part III

Additional information

Financial Statements

ING Group Annual Report 2020 on Form 20-F

1

Exhibit 13.2

Certification

Pursuant to Section 906 of the Sarbanes-Oxley Act of 2002

(Subsections (a) and (b) of Section 1350, Chapter 63 of Title 18, United States Code)

Pursuant to section 906 of the Sarbanes-Oxley Act of 2002 (subsections (a) and (b) of section

1350, chapter 63 of title 18, United States Code), the undersigned officer of ING Groep N.V., a public limited

company incorporated under the laws of the Netherlands (the “Company”), hereby certifies, to such officer’s

knowledge, that:

The Annual Report on Form 20-F for the year ended December 31, 2020 (the “Report”) of the

Company fully complies with the requirements of section 13(a) or 15(d) of the Securities Exchange Act of 1934

and information contained in the Report fairly presents, in all material respects, the financial condition and

results of operations of the Company.

Dated: March 8, 2021

/s/ Tanate Phutrakul

_________________________

Name:

Tanate Phutrak

ul

Title:

Chief Financial Officer

(Principal Financial Officer)

The foregoing certification is being furnished solely pursuant to section 906 of the Sarbanes-Oxley Act of 2002

(subsections (a) and (b) of section 1350, chapter 63 of title 18, United States Code) and is not being filed as part

of the Report or as a separate disclosure document.

A signed original of this written statement required by Section 906 has been provided to ING Groep N.V. and will

be retained by ING Groep N.V. and furnished to the Securities and Exchange Commissions or its staff upon request.