The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC com 037833100   67,745,531 351,870 SH   SOLE   351,870 0 0
AMAZON.COM INC com 023135106   44,105,599 290,283 SH   SOLE   290,283 0 0
ALPHABET CLASS C com 02079k107   33,941,158 240,837 SH   SOLE   240,837 0 0
ALPHABET CLASS A com 02079k305   24,864,820 178,000 SH   SOLE   178,000 0 0
NESTLE ADR com 641069406   18,736,454 162,038 SH   SOLE   162,038 0 0
CITIGROUP INC com 172967424   8,115,123 157,759 SH   SOLE   157,759 0 0
MICROSOFT CORP com 594918104   56,906,937 151,332 SH   SOLE   151,332 0 0
PRIMERICA INC com 74164m108   28,964,214 140,767 SH   SOLE   140,767 0 0
COMCAST CORP com 20030n101   6,152,769 140,314 SH   SOLE   140,314 0 0
MASTERCARD INC CLASS A com 57636q104   52,307,994 122,642 SH   SOLE   122,642 0 0
META PLATFORMS INC CLASS A com 30303m102   35,500,772 100,296 SH   SOLE   100,296 0 0
BERKSHIRE B com 084670702   30,863,930 86,536 SH   SOLE   86,536 0 0
PEPSICO INC com 713448108   13,746,510 80,938 SH   SOLE   80,938 0 0
TAIWAN SEMICONDUCTR ADR com 874039100   6,400,056 61,539 SH   SOLE   61,539 0 0
TILT HOLDINGS INC F com 88688r104   1,445 61,500 SH   SOLE   61,500 0 0
LVMH MOET HENNESSY ADR com 502441306   8,163,600 50,253 SH   SOLE   50,253 0 0
BAUSCH HEALTH com 071734107   342,983 42,766 SH   SOLE   42,766 0 0
STELLAR BANCORP INC com 858927106   1,064,769 38,246 SH   SOLE   38,246 0 0
ALIBABA GROUP ADR com 01609w102   2,954,139 38,113 SH   SOLE   38,113 0 0
IDEXX LABS INC com 45168d104   19,125,358 34,457 SH   SOLE   34,457 0 0
BERKSHIRE B com 084670702   9,585,951 26,877 SH   SOLE   26,877 0 0
NORTHSTAR HEALTHCARE com 66705T105   60,442 22,895 SH   SOLE   22,895 0 0
CADENCE BK com 12740c103   619,911 20,950 SH   SOLE   20,950 0 0
PROVECTUS BIOPHARMA com 74373p108   1,920 20,000 SH   SOLE   20,000 0 0
S&P GLOBAL INC com 78409v104   8,203,423 18,622 SH   SOLE   18,622 0 0
POOL CORP com 73278l105   6,773,684 16,989 SH   SOLE   16,989 0 0
CME GROUP INC com 12572q105   2,548,260 12,100 SH   SOLE   12,100 0 0
EXXON MOBIL CORP com 30231g102   1,015,197 10,154 SH   SOLE   10,154 0 0
NEXTERA ENERGY INC com 65339f101   586,020 9,648 SH   SOLE   9,648 0 0
TRAVELERS COMPANIES com 89417E109   1,435,342 7,535 SH   SOLE   7,535 0 0
JPMORGAN EQUITY ETF com 46641q332   242,517 4,411 SH   SOLE   4,411 0 0
SPDR S&P 500 ETF com 78462f103   413,601 870 SH   SOLE   870 0 0
VISA INC CLASS A com 92826c839   209,061 803 SH   SOLE   803 0 0
NETFLIX INC com 64110l106   282,390 580 SH   SOLE   580 0 0
UNITEDHEALTH GRP INC com 91324p102   227,435 432 SH   SOLE   432 0 0