SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934

      Date of Report (Date of Earliest Event Reported): September 21, 2004

                          PACIFIC PREMIER BANCORP, INC.
             (Exact Name of Registrant as Specified in its Charter)

                                     0-22193
                              (Commission File No.)

         DELAWARE                                    33-0743196
(State or Other Jurisdiction                        (IRS Employer
      of Incorporation)                           Identification No.)


             1600 Sunflower Ave, Second Floor, Costa Mesa, CA 92626
               (Address of Principal Executive Offices) (Zip Code)

                                 (714) 431-4000
              (Registrant's Telephone Number, Including Area Code)

                                 Not Applicable
          (Former Name or Former Address, If Changed Since Last Report)







ITEM 5.02 DEPARTURE OF DIRECTORS OR PRINCIPAL  OFFICERS;  ELECTION OF DIRECTORS;
          APPOINTMENT OF PRINCIPAL OFFICERS

         On September 22, 2004, Pacific Premier Bank (the "Bank"), the primary
         subsidiary of Pacific Premier Bancorp, Inc. (PPBI) (the "Company"),
         issued a press release announcing changes within the executive officers
         of the Bank. The Bank announced the departure of Mr. Andrew Anderson as
         of September 21, 2004. Mr. Anderson had been Senior Vice President and
         Director of Retail Banking since joining the Bank in January 2001. The
         Bank also announced that Mr. Edward Wilcox was promoted to the position
         of Executive Vice President and Chief Lending Officer effective
         September 21, 2004.

         Mr. Wilcox, 37, was hired in August 2003 as the Bank's Senior Vice
         President and Chief Credit Officer and has been responsible for
         overseeing all of the Bank's lending activities. Prior to joining the
         Bank, Mr. Wilcox served as Loan Production Manager at Hawthorne Savings
         for two years and as the Secondary Marketing Manager at First Fidelity
         Investment & Loan, which was acquired by Hawthorne Savings, for seven
         years. Mr. Wilcox has 15 years of experience in real estate banking
         including positions as Asset Manager, REO Manager and Real Estate
         Analyst at various financial institutions.

         There are no employment agreements between the Company or the
         Bank and Mr. Wilcox.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

         A copy of PPBI's press release is attached hereto as Exhibit 99.1 and
hereby incorporated by reference.


SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                                           PACIFIC PREMIER BANCORP, INC.



Dated:  September 24, 2004                 By: /s/ STEVEN R. GARDNER
                                               ---------------------
                                               Steven R. Gardner
                                               President and Chief
                                               Executive Officer