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CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Mar. 31, 2021
Dec. 31, 2020
ASSETS    
Cash and due from banks $ 118,258 $ 135,429
Interest-bearing deposits with financial institutions 1,436,410 745,337
Cash and cash equivalents 1,554,668 880,766
Interest-bearing time deposits with financial institutions 2,708 2,845
Investments held-to-maturity, at amortized cost (fair value of $23,004 and $25,013 as of March 31, 2021 and December 31, 2020, respectively) 21,931 23,732
Investment securities available-for-sale, at fair value 3,857,337 3,931,115
FHLB, FRB, and other stock, at cost 117,843 117,055
Loans held for sale, at lower of cost or fair value 7,311 601
Loans held for investment 13,117,392 13,236,433
Allowance for credit losses (266,999) (268,018)
Loans held for investment, net 12,850,393 12,968,415
Accrued interest receivable 65,098 74,574
Premises and equipment 76,329 78,884
Deferred income taxes, net 104,450 89,056
Bank owned life insurance 292,932 292,564
Intangible assets 81,364 85,507
Goodwill 900,204 898,569
Other assets 240,730 292,861
Total assets 20,173,298 19,736,544
Deposit accounts:    
Noninterest-bearing checking 6,302,703 6,011,106
Interest-bearing:    
Checking 3,155,071 2,913,260
Money market/savings 5,911,417 5,662,969
Retail certificates of deposit 1,353,431 1,471,512
Wholesale/brokered certificates of deposit 17,385 155,330
Total interest-bearing 10,437,304 10,203,071
Total deposits 16,740,007 16,214,177
FHLB advances and other borrowings 10,000 31,000
Subordinated debentures 501,611 501,511
Accrued expenses and other liabilities 218,582 243,207
Total liabilities 17,470,200 16,989,895
STOCKHOLDERS’ EQUITY    
Preferred stock, $0.01 par value; 1,000,000 authorized; none issued and outstanding 0 0
Common stock, $0.01 par value; 150,000,000 shares authorized at March 31, 2021 and December 31, 2020; 94,644,415 shares and 94,483,136 shares issued and outstanding, respectively. 931 931
Additional paid-in capital 2,348,445 2,354,871
Retained earnings 368,911 330,555
Accumulated other comprehensive (loss) income (15,189) 60,292
Total stockholders’ equity 2,703,098 2,746,649
Total liabilities and stockholders’ equity $ 20,173,298 $ 19,736,544