XML 26 R55.htm IDEA: XBRL DOCUMENT v3.20.1
Allowance for Loan Losses - Allocation of Allowance for Loan and Lease Losses (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Dec. 31, 2019
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) $ 35,698 $ 36,072  
Charge-offs (1,436) (307)  
Recoveries 92 79  
Provision for Loan Losses 25,382 2,012  
Ending ACL Balance 115,422 37,856  
Other disclosures      
Loans Evaluated Individually for Impairment 22,300   $ 22,842
ALLL Attributed to Individually Evaluated Loans 1,900   0
Loans Evaluated Collectively for Impairment     8,699,469
ALLL Attributed to Collectively Evaluated Loans     35,698
Impact of CECL Adoption      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 55,686    
Investor loans secured by real estate | Commercial real estate (“CRE”) non-owner-occupied      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 1,899 1,624  
Charge-offs (387) 0  
Recoveries 0 0  
Provision for Loan Losses 5,961 44  
Ending ACL Balance 15,896 1,668  
Other disclosures      
Loans Evaluated Individually for Impairment     1,088
ALLL Attributed to Individually Evaluated Loans     0
Loans Evaluated Collectively for Impairment     2,069,053
ALLL Attributed to Collectively Evaluated Loans     1,899
Investor loans secured by real estate | Commercial real estate (“CRE”) non-owner-occupied | Impact of CECL Adoption      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 8,423    
Investor loans secured by real estate | Multifamily      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 729 740  
Charge-offs 0 0  
Recoveries 0 0  
Provision for Loan Losses 4,819 (71)  
Ending ACL Balance 14,722 669  
Other disclosures      
Loans Evaluated Individually for Impairment     0
ALLL Attributed to Individually Evaluated Loans     0
Loans Evaluated Collectively for Impairment     1,575,726
ALLL Attributed to Collectively Evaluated Loans     729
Investor loans secured by real estate | Multifamily | Impact of CECL Adoption      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 9,174    
Investor loans secured by real estate | Construction and land      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 4,484 5,964  
Charge-offs 0 0  
Recoveries 0 0  
Provision for Loan Losses 4,862 (4)  
Ending ACL Balance 9,222 5,960  
Other disclosures      
Loans Evaluated Individually for Impairment     0
ALLL Attributed to Individually Evaluated Loans     0
Loans Evaluated Collectively for Impairment     438,786
ALLL Attributed to Collectively Evaluated Loans     4,484
Investor loans secured by real estate | Construction and land | Impact of CECL Adoption      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) (124)    
Investor loans secured by real estate | SBA secured by real estate      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 1,915 1,827  
Charge-offs 0 0  
Recoveries 0 0  
Provision for Loan Losses 421 877  
Ending ACL Balance 935 2,704  
Other disclosures      
Loans Evaluated Individually for Impairment     390
ALLL Attributed to Individually Evaluated Loans     0
Loans Evaluated Collectively for Impairment     68,041
ALLL Attributed to Collectively Evaluated Loans     1,915
Investor loans secured by real estate | SBA secured by real estate | Impact of CECL Adoption      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) (1,401)    
Business loans secured by real estate | SBA secured by real estate      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 2,119 1,824  
Charge-offs (315) 0  
Recoveries 71 0  
Provision for Loan Losses (38) 142  
Ending ACL Balance 4,044 1,966  
Other disclosures      
Loans Evaluated Individually for Impairment     1,517
ALLL Attributed to Individually Evaluated Loans     0
Loans Evaluated Collectively for Impairment     86,864
ALLL Attributed to Collectively Evaluated Loans     2,119
Business loans secured by real estate | SBA secured by real estate | Impact of CECL Adoption      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 2,207    
Business loans secured by real estate | CRE owner-occupied      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 2,781 1,908  
Charge-offs 0 0  
Recoveries 12 8  
Provision for Loan Losses 3,834 53  
Ending ACL Balance 26,793 1,969  
Other disclosures      
Loans Evaluated Individually for Impairment     0
ALLL Attributed to Individually Evaluated Loans     0
Loans Evaluated Collectively for Impairment     1,846,554
ALLL Attributed to Collectively Evaluated Loans     2,781
Business loans secured by real estate | CRE owner-occupied | Impact of CECL Adoption      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 20,166    
Business loans secured by real estate | Franchise real estate secured      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 592 743  
Charge-offs 0 0  
Recoveries 0 0  
Provision for Loan Losses 1,712 1,430  
Ending ACL Balance 7,503 2,173  
Other disclosures      
Loans Evaluated Individually for Impairment     0
ALLL Attributed to Individually Evaluated Loans     0
Loans Evaluated Collectively for Impairment     353,240
ALLL Attributed to Collectively Evaluated Loans     592
Business loans secured by real estate | Franchise real estate secured | Impact of CECL Adoption      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 5,199    
Commercial loans | Commercial and industrial      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 13,857 13,695  
Charge-offs (490) (302)  
Recoveries 5 67  
Provision for Loan Losses 2,283 127  
Ending ACL Balance 15,742 13,587  
Other disclosures      
Loans Evaluated Individually for Impairment     7,529
ALLL Attributed to Individually Evaluated Loans     0
Loans Evaluated Collectively for Impairment     1,385,741
ALLL Attributed to Collectively Evaluated Loans     13,857
Commercial loans | Commercial and industrial | Impact of CECL Adoption      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 87    
Commercial loans | Franchise non-real estate secured      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 5,816 6,066  
Charge-offs 0 0  
Recoveries 0 0  
Provision for Loan Losses 1,586 (368)  
Ending ACL Balance 16,616 5,698  
Other disclosures      
Loans Evaluated Individually for Impairment     10,834
ALLL Attributed to Individually Evaluated Loans     0
Loans Evaluated Collectively for Impairment     553,523
ALLL Attributed to Collectively Evaluated Loans     5,816
Commercial loans | Franchise non-real estate secured | Impact of CECL Adoption      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 9,214    
Commercial loans | SBA non-real estate secured      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 445 654  
Charge-offs (236) 0  
Recoveries 4 3  
Provision for Loan Losses 85 (154)  
Ending ACL Balance 516 503  
Other disclosures      
Loans Evaluated Individually for Impairment     1,118
ALLL Attributed to Individually Evaluated Loans     0
Loans Evaluated Collectively for Impairment     16,308
ALLL Attributed to Collectively Evaluated Loans     445
Commercial loans | SBA non-real estate secured | Impact of CECL Adoption      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 218    
Retail loans | Single family residential      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 655 808  
Charge-offs 0 0  
Recoveries 0 0  
Provision for Loan Losses (59) (50)  
Ending ACL Balance 1,137 758  
Other disclosures      
Loans Evaluated Individually for Impairment     366
ALLL Attributed to Individually Evaluated Loans     0
Loans Evaluated Collectively for Impairment     254,658
ALLL Attributed to Collectively Evaluated Loans     655
Retail loans | Single family residential | Impact of CECL Adoption      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 541    
Retail loans | Consumer      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) 406 219  
Charge-offs (8) (5)  
Recoveries 0 1  
Provision for Loan Losses (84) (14)  
Ending ACL Balance 2,296 $ 201  
Other disclosures      
Loans Evaluated Individually for Impairment     0
ALLL Attributed to Individually Evaluated Loans     0
Loans Evaluated Collectively for Impairment     50,975
ALLL Attributed to Collectively Evaluated Loans     $ 406
Retail loans | Consumer | Impact of CECL Adoption      
Allocation of allowance as well as the activity in allowance      
Beginning ACL Balance (6) $ 1,982