Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2019

Provision for Loan and Lease Losses [Abstract]

Summary of allocation of the allowance as well as the activity in the allowance attributed to various segments in the loan portfolio

The following tables summarize the allocation of the ALLL as well as the activity in the ALLL attributed to various segments in the loan portfolio as of and for the periods indicated:

	Commercial  and Industrial			Franchise			Commercial  Owner Occupied			SBA			Agribusiness			Commercial  Non-owner Occupied			Multi-family			One-to-four Family			Construction			Farmland			Land			Consumer Loans			Total
	(dollars in thousands)
Balance, December 31, 2018	$	10,821		$	6,500		$	1,386		$	4,288		$	3,283		$	1,604		$	725		$	805		$	5,166		$	503		$	772		$	219		$	36,072
Charge-offs	(2,318		)	(2,531		)	(125		)	(2,238		)	—			(625		)	—			—			—			—			—			(16		)	(7,853		)
Recoveries	189			18			46			78			—			—			—			2			—			—			—			11			344
Provisions for (reduction in) loan losses	2,642			2,421			616			2,351			(760		)	920			4			(152		)	(1,357		)	355			(97		)	192			7,135
Balance, December 31, 2019	$	11,334		$	6,408		$	1,923		$	4,479		$	2,523		$	1,899		$	729		$	655		$	3,809		$	858		$	675		$	406		$	35,698
Amount of allowance attributed to:
Specifically evaluated impaired loans	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
General portfolio allocation	11,334			6,408			1,923			4,479			2,523			1,899			729			655			3,809			858			675			406			35,698
Loans individually evaluated for impairment	7,529			10,834			—			3,132			—			1,128			—			366			—			—			—			—			22,989
Specific reserves to total loans individually evaluated for impairment	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%
Loans collectively evaluated for impairment	$	1,257,656		$	906,041		$	1,674,092		$	172,683		$	127,834		$	2,071,246		$	1,576,870		$	254,413		$	410,065		$	175,997		$	31,090		$	50,922		$	8,708,909
General reserves to total loans collectively evaluated for impairment	0.90		%	0.71		%	0.11		%	2.59		%	1.97		%	0.09		%	0.05		%	0.26		%	0.93		%	0.49		%	2.17		%	0.80		%	0.41		%
Total gross loans	$	1,265,185		$	916,875		$	1,674,092		$	175,815		$	127,834		$	2,072,374		$	1,576,870		$	254,779		$	410,065		$	175,997		$	31,090		$	50,922		$	8,731,898
Total allowance to gross loans	0.90		%	0.70		%	0.11		%	2.55		%	1.97		%	0.09		%	0.05		%	0.26		%	0.93		%	0.49		%	2.17		%	0.80		%	0.41		%

	Commercial  and Industrial			Franchise			Commercial  Owner Occupied			SBA			Agribusiness			Commercial  Non-owner Occupied			Multi-family			One-to-four Family			Construction			Farmland			Land			Consumer Loans			Total
	(dollars in thousands)
Balance, December 31, 2017	$	9,721		$	5,797		$	767		$	2,890		$	1,291		$	1,266		$	607		$	803		$	4,569		$	137		$	993		$	95		$	28,936
Charge-offs	(1,411		)	—			(33		)	(102		)	—			—			—			—			—			—			—			(409		)	(1,955		)
Recoveries	698			—			47			169			—			—			—			13			—			—			—			8			935
Provisions for (reduction in) loan losses	1,813			703			605			1,331			1,992			338			118			(11		)	597			366			(221		)	525			8,156
Balance, December 31, 2018	$	10,821		$	6,500		$	1,386		$	4,288		$	3,283		$	1,604		$	725		$	805		$	5,166		$	503		$	772		$	219		$	36,072
Amount of allowance attributed to:
Specifically evaluated impaired loans	$	118		$	—		$	—		$	466		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	584
General portfolio allocation	10,703			6,500			1,386			3,822			3,283			1,604			725			805			5,166			503			772			219			35,488
Loans individually evaluated for impairment	1,023			189			599			2,739			7,500			—			—			408			—			—			—			—			12,458
Specific reserves to total loans individually evaluated for impairment	11.53		%	—		%	—		%	17.01		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	4.69		%
Loans collectively evaluated for impairment	$	1,363,400		$	765,227		$	1,678,523		$	191,143		$	131,019		$	2,003,174		$	1,535,289		$	355,856		$	523,643		$	150,502		$	46,628		$	89,424		$	8,833,828
General reserves to total loans collectively evaluated for impairment	0.79		%	0.85		%	0.08		%	2.00		%	2.51		%	0.08		%	0.05		%	0.23		%	0.99		%	0.33		%	1.66		%	0.24		%	0.40		%
Total gross loans	$	1,364,423		$	765,416		$	1,679,122		$	193,882		$	138,519		$	2,003,174		$	1,535,289		$	356,264		$	523,643		$	150,502		$	46,628		$	89,424		$	8,846,286
Total allowance to gross loans	0.79		%	0.85		%	0.08		%	2.21		%	2.37		%	0.08		%	0.05		%	0.23		%	0.99		%	0.33		%	1.66		%	0.24		%	0.41		%

	Commercial  and Industrial			Franchise			Commercial  Owner Occupied			SBA			Agribusiness			Commercial  Non-owner Occupied			Multi-family			One-to-four Family			Construction			Farmland			Land			Consumer Loans			Total
Balance, December 31, 2016	$	6,362		$	3,845		$	1,193		$	1,039		$	—		$	1,715		$	2,927		$	365		$	3,632		$	—		$	198		$	20		$	21,296
Charge-offs	(1,344		)	—			—			(8		)	—			—			—			(10		)	—			—			—			—			(1,362		)
Recoveries	94			—			105			127			—			—			—			35			—			—			—			1			362
Provisions for (reduction in) loan losses	4,609			1,952			(531		)	1,732			1,291			(449		)	(2,320		)	413			937			137			795			74			8,640
Balance, December 31, 2017	$	9,721		$	5,797		$	767		$	2,890		$	1,291		$	1,266		$	607		$	803		$	4,569		$	137		$	993		$	95		$	28,936
Amount of allowance attributed to:
Specifically evaluated impaired loans	$	—		$	—		$	55		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	55
General portfolio allocation	9,721			5,797			712			2,890			1,291			1,266			607			803			4,569			137			993			95			28,881
Loans individually evaluated for impairment	1,160			—			97			1,201			—			—			—			817			—			—			9			—			3,284
Specific reserves to total loans individually evaluated for impairment	—		%	—		%	56.70		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	1.67		%
Loans collectively evaluated for impairment	$	1,085,499		$	660,414		$	1,289,116		$	184,313		$	116,066		$	1,243,115		$	794,384		$	270,077		$	282,811		$	145,393		$	31,224		$	92,931		$	6,195,343
General reserves to total loans collectively evaluated for impairment	0.90		%	0.88		%	0.06		%	1.57		%	1.11		%	0.10		%	0.08		%	0.30		%	1.62		%	0.09		%	3.18		%	0.10		%	0.47		%
Total gross loans	$	1,086,659		$	660,414		$	1,289,213		$	185,514		$	116,066		$	1,243,115		$	794,384		$	270,894		$	282,811		$	145,393		$	31,233		$	92,931		$	6,198,627
Total allowance to gross loans	0.89		%	0.88		%	0.06		%	1.56		%	1.11		%	0.10		%	0.08		%	0.30		%	1.62		%	0.09		%	3.18		%	0.10		%	0.47		%