Exhibit 99.2 Investor Presentation Second Quarter 2019 Steve Gardner Chairman, President & Chief Executive Officer sgardner@ppbi.com 949-864-8000 Ronald J. Nicolas, Jr. Sr. EVP & Chief Financial Officer rnicolas@ppbi.com 949-864-8000 1

Forward Looking Statement The statements contained herein that are not historical facts are forward-looking statements based on management’s current expectations and beliefs concerning future developments and their potential effects on the Company including, without limitation, plans, strategies and goals, and statements about the Company’s expectations regarding revenue and asset growth, financial performance and profitability, loan and deposit growth, yields and returns, loan diversification and credit management, stockholder value creation, tax rates and the impact of the acquisition of Grandpoint and other acquisitions. Such statements involve inherent risks and uncertainties, many of which are difficult to predict and are generally beyond the control of the Company. There can be no assurance that future developments affecting the Company will be the same as those anticipated by management. The Company cautions readers that a number of important factors could cause actual results to differ materially from those expressed in, or implied or projected by, such forward-looking statements. These risks and uncertainties include, but are not limited to, the following: the strength of the United States economy in general and the strength of the local economies in which we conduct operations; the effects of, and changes in, trade, monetary and fiscal policies and laws, including interest rate policies of the Board of Governors of the Federal Reserve System; inflation/deflation, interest rate, market and monetary fluctuations; the effect of acquisitions we may make, including, without limitation, the failure to achieve the expected revenue growth and/or expense savings from such acquisitions, and/or the failure to effectively integrate an acquisition target into our operations; the timely development of competitive new products and services and the acceptance of these products and services by new and existing customers; the impact of changes in financial services policies, laws and regulations, including those concerning taxes, banking, securities and insurance, and the application thereof by regulatory bodies; the effectiveness of our risk management framework and quantitative models; changes in the level of our nonperforming assets and charge-offs; the effect of changes in accounting policies and practices, as may be adopted from time-to-time by bank regulatory agencies, the U.S. Securities and Exchange Commission (“SEC”), the Public Company Accounting Oversight Board, the Financial Accounting Standards Board or other accounting standards setters; possible other-than-temporary impairments of securities held by us; the impact of current governmental efforts to restructure the U.S. financial regulatory system, including any amendments to the Dodd-Frank Wall Street Reform and Consumer Protection Act; changes in consumer spending, borrowing and savings habits; the effects of our lack of a diversified loan portfolio, including the risks of geographic and industry concentrations; our ability to attract deposits and other sources of liquidity; the possibility that we may reduce or discontinue the payments of dividends on common stock; changes in the financial performance and/or condition of our borrowers; changes in the competitive environment among financial and bank holding companies and other financial service providers; geopolitical conditions, including acts or threats of terrorism, actions taken by the United States or other governments in response to acts or threats of terrorism and/or military conflicts, which could impact business and economic conditions in the United States and abroad; cybersecurity threats and the cost of defending against them, including the costs of compliance with potential legislation to combat cybersecurity at a state, national or global level; unanticipated regulatory or legal proceedings; and our ability to manage the risks involved in the foregoing. Additional factors that could cause actual results to differ materially from those expressed in the forward-looking statements are discussed in the 2018 Annual Report on Form 10-K of Pacific Premier Bancorp, Inc. filed with the SEC and available at the SEC’s Internet site (http://www.sec.gov). The Company undertakes no obligation to revise or publicly release any revision or update to these forward-looking statements to reflect events or circumstances that occur after the date on which such statements were made.

Corporate Overview Headquarters Irvine, Ca Exchange / Listing NASDAQ: PPBI Market Cap $1.92 Billion(1) Average Daily Volume 421,283 Shares(2) Outstanding Shares 60,509,844(1) Dividend Yield 2.77%(1)(3) # of Research Analysts 7 Analysts Focus Small & Mid-Market Businesses Total Assets $11.78 Billion Branch Network 42 Full-Service Branch Locations (1) Market data as of July 26, 2019 (2) 3-month average as of July 26, 2019 (3) Annualized 3

Geographic Footprint Premier banking franchise in the Western U.S. – well-positioned for further expansion . 37 branches in Southern California Franchise Footprint and Central Coast California . 3 branches in Arizona (Phoenix and Tucson) . 1 branch in Las Vegas, Nevada . 1 branch in Vancouver, Washington California Footprint 4

Highlights – Q2 2019 Strong, consistent financial returns and profile . Net income of $38.5 million or $0.62 per diluted share . ROAA of 1.33%, and ROATCE of 15.16% Earnings . Efficiency ratio of 51.1% and 49.3% in Q1 (1) . Net interest margin of 4.28%; core net interest margin of 4.08%(2) . Diverse loan portfolio of $8.8 billion, a decrease of $93.9 million, or 1.1%, from Q1 2019 Loans and . New loan commitments of $568.2 million; 5.42% weighted average rate Asset Quality . Nonperforming assets as a percent of total assets of 0.07% . Total delinquency of 0.15% . Non-maturity deposit growth of $178.1 million growth or 10% annualized . Noninterest-bearing deposits represent 39% of total deposits Deposits . Non-maturity deposits equal 82% of total deposits . Cost of non- maturity deposits of 0.44%, compared to 0.40% in Q1 2019 . Cost of deposits increased to 0.73% from 0.63% at March 31, 2019, driven by higher broker and retail CD’s . Tangible book value per share of $17.92, 8% annualized increase from Q1 and 11% year over year . Diversified capital structure -$125 million subordinated note offering completed in May 2019 Capital . Declared a quarterly cash dividend of $0.22 per share which is payable in Q3 2019 . Repurchased 2.2 million shares of PPBI stock during Q2 2019 at an average price of $29.70 for $65.9 million . Returned ~$80 million to shareholders in Q2 through regular dividends and stock buyback activity (1) Represents the ratio of noninterest expense less other real estate owned operations, core deposit intangible amortization and merger-related expenses to the sum of net interest income before provision for loan losses and total noninterest income, less gain / (loss) on sales of securities and gain / (loss) of other real estate owned (2) Core NIM and loan yields exclude accretion 5

Value Creation Strategy Increase EPS and TBV by growing scale and operating leverage Expand our market presence through disciplined organic and acquisitive growth . Target ROAA of 1.50% . Target ROATCE of 17% - 18% Focus on small and middle market commercial businesses . Revenues of $5 - $250 million . Emphasis on full banking relationships Organic Growth . Full suite of commercial and SMID business products and services . Complementary business centric nationwide lines of business: . HOA Management, QSR Franchise, SBA . Disciplined sales process utilizing our customized Salesforce technology Target commercial banks and specialized lines of business . Complementary geography / relationship focused / product expansion . Attractive deposit profile with emphasis on non-maturity deposits Acquisitive Growth . Disciplined acquisition criteria: . Accretive to EPS 1st full year . < 3 years TBV dilution payback . +15% IRR . Solid track record of delivering value for shareholders 6

Acquisition History PPBI acquisitions have consistently enhanced franchise value . Over the last 5 years, TBVPS has grown 13% compounded annually . Assets have grown 42% compounded annually since 2013 Acquisition Timeline Total Assets July 2018 TBV/Share Acquired April 2017 and Grandpoint Capital, $17.92 November 2017 $14,000 Inc. ($3.2B assets) $18.00 Acquired Heritage Oaks Bancorp ($2.0B assets) and Plaza February 2011 $11,784 $12,000 Acquired Canyon Bancorp ($1.3B assets) $11,487 $11,580 National Bank ($192MM assets) in FDIC-assisted deal January 2016 Acquired Security $15.50 $10,000 California Bancorp ($715MM assets) April 2012 January 2014 Acquired Palm Acquired Infinity $8,025 Desert National January 2015 $8,000 Franchise Holdings Bank ($103MM ($80MM assets), a Acquired assets) in FDIC- specialty finance Independence assisted deal company Bank ($422MM $13.00 assets) $6,000 March 2013 and June 2013 Acquired First Associations Bank ($424MM assets) and $4,036 $4,000 San Diego Trust Bank ($211MM assets) $2,790 $10.50 $2,038 $1,714 $2,000 $- $8.00 2013 2014 2015 2016 2017 2018 1Q'19 2Q'19 Non-Acquired Acquired TBV/Share Note: All dollars in millions, except per share data 7

Acquisition Execution The Company has a well established and successful track record of executing on acquisitions . Organic growth driven by dynamic and disciplined sales culture . Geographic expansion through highly accretive FDIC-assisted acquisitions 2008 - 2012 ₋ Canyon National Bank (“CNB”) - $192 million in assets, closed on 2/11/2011 (FDIC-Assisted) ₋ Palm Desert National Bank (“PDNB”) - $103 million in assets, closed on 4/27/2012 (FDIC- Assisted) . Build out of commercial banking platform through acquisitions ₋ First Associations Bank (“FAB”) - $424 million in assets, closed on 3/15/2013 (151 days) ₋ San Diego Trust Bank (“SDTB”) - $211 million in assets, closed on 6/25/2013 (110 days) ₋ Infinity Franchise Holdings (“IFH”) - $80 million in assets, closed on 1/30/2014 (73 days) 2013 - 2018 ₋ Independence Bank (“IDPK”) - $422 million in assets, closed on 1/26/2015 (96 days) ₋ Security California Bancorp (“SCAF”) - $715 million in assets, closed 1/31/2016 (120 days) ₋ Heritage Oaks Bancorp (“HEOP”) – $2 billion in assets, closed on 4/1/2017 (109 days) ₋ Plaza Bancorp (“PLZZ”) - $1.3 billion in assets, closed on 11/1/2017 (84 days) ₋ Grandpoint Capital, Inc. (“GPNC”) - $3.2 billion in assets, closed on 7/1/2018 (139 days) 2019 and . Focus on producing EPS growth from scale, efficiency and balance sheet leverage Beyond . Continue disciplined organic and acquisitive growth, increasing scarcity value 8

Net Interest Margin Strong asset yields and low cost deposits - NIM ranks in the top quartile(2) . Net interest income has grown 44% compounded annually since 2013 Loan Portfolio Reported Yields, Core Yields (1), Reported and Core Net Interest Margin (1) and Total Deposit Costs 6.00% 6.00% 5.50% 5.20% 5.59% 5.56% 5.57% 5.52% 5.45% 5.00% 5.50% 5.39% 5.32% 5.31% 4.20% 4.48% 4.43% 4.44% 5.38% 4.37% 5.34% 4.50% 4.28% 4.21% 4.25% 5.26% 5.28% 4.18% 5.17% 5.17% 3.20% 4.24% 5.00% 5.11% 4.00% 4.20% 4.18% 4.21% 4.09% 4.08% 5.02% 4.06% Loan Yields 3.93% Cost of Deposits 3.50% 2.20% 4.50% 3.00% 1.20% 0.73% 0.63% 2.50% 0.51% 0.34% 0.34% 0.32% 0.28% 0.28% 4.00% 0.20% 2.00% 2013 2014 2015 2016 2017 2018 1Q'19 2Q'19 2013 2014 2015 2016 2017 2018 1Q'19 2Q'19 Core Net Interest Margin (1) Reported Net Interest Margin Portfolio Core Loan Yields (1) Portfolio Reported Loan Yields Cost of Total Deposits (1) Core loan yields and core net interest margin exclude accretion (2) Source: SNL Financial – 1Q19 PPBI ranked 88th percentile of KRX banks 9

Strong Earnings Performance The Company has consistently delivered leading earnings growth and shareholder value Total Revenue and Efficiency Ratio Net Income and Earnings Per Share $600.0 $200.0 $2.70 $2.48 $2.50 $180.0 75.0% $2.48 $2.26 $500.0 $2.20 $467.9 $160.0 $2.05 $154.1 $154.1 $423.7 64.7% $140.0 $136.4 $400.0 65.0% $1.70 $1.58 $1.56 61.3% $123.3 $120.0 $1.34 $1.46 $100.0 $1.20 $300.0 55.9% $278.6 $1.04 $1.19 53.6% 55.0% $0.80 $79.0 Net Net Income ($MM) $80.0 $0.96 Earnings per Share ($) $0.70 $200.0 51.6% $60.1 $172.7 50.9% 51.1% $60.0 $0.54 $43.3 $120.7 45.0% $40.1 $40.0 $100.0 $87.0 $28.8 $0.20 $25.5 $67.3 $18.0 $20.0 $13.4$16.6 $9.0 $0.0 35.0% $0.0 -$0.30 2013 2014 2015 2016 2017 2018 2Q'19* 2013 2014 2015 2016 2017 2018 2Q'19* Total Revenue Efficiency Ratio Reported Net Income Operating Net Income(1) Note: All dollars in millions (1) (1) Please refer to non-U.S. GAAP reconciliation in appendix Reported Diluted EPS Operating Diluted EPS * Annualized 10

Capital Ratios / Management Capital management is a key focus of the Board and Management . Initiated $0.22 dividend quarterly in February 2019 . Repurchased 2.2 million shares at an average cost of $29.70 per share for a total cost of $65.9 million in 2Q19 Holding Company Capital Ratios Q2 2019 Q1 2019 Leverage Ratio 10.32% 10.69% Common Equity Tier-1 Ratio (CET-1) 10.82% 11.08% Tier-1 Ratio 11.07% 11.32% Risk Based Capital Ratio 13.54% 12.58% Bank Level Capital Ratios Q2 2019 Q1 2019 Leverage Ratio 11.66% 11.39% Common Equity Tier-1 Ratio (CET-1) 12.51% 12.07% Tier-1 Ratio 12.51% 12.07% Risk Based Capital Ratio 12.90% 12.49% 11

Expanding Our Capabilities Key business initiatives enhancing products and processes to drive additional revenue and balance sheet growth Product Enhancements Foreign Third Party Treasury Management Currency Escrow • Expanded International Banking • M&A Transactions • Enhanced Account Analysis Platform Group • Capital Investments • Expanded Lockbox Services • Streamlined Foreign Currency • Contractor Retention • Improved ACH Capabilities Processing • Disbursement/Fund Control • Invoice to Pay • Improved Client Experience • Qualified Escrow Accounts • Check Printing Service • Large Asset Acquisition • Dissolution of Assets Technology enabled Business Development Significant investment in customizing the Salesforce platform. • Manage and monitor all facets of client relationship • Enhanced analytics to consistently drive lead generation and new client acquisition • Robust monitoring and reporting capabilities • Productivity tracking and performance management 12

Premier API Banking & DataVault® Modernizing the exchange of data between clients and the Bank . Premier API Banking allows software developers, corporate clients and FinTechs to partner with Pacific Premier to create powerful applications and long lasting relationships Technology Advancements Industry Accounting Pacific Premier Bank Platforms Expanded Market Data Services Opportunities • HOA Software Partners • Core Banking Services • FinTech Partners • Check Images • Accounting Software Partners • Statement Images DataVault® FinTech • Subscription Companies • Transaction Details API Application • Healthcare • Account Transfers • Alternate lending models • Electronic Payments Corporate Clients Data flows through Bank systems to reach the client securely and directly. 13

Attractive Deposit Portfolio 82% non-maturity deposit composition with 39% in non-interest bearing reflects our strong client relationship based business model As of Cost of (1) (dollars in thousands) 6/30/2019 Deposits Certificates of Deposit Deposits 18% Non-interest bearing checking $ 3,480,312 N/A Interest-bearing checking 548,314 0.39% Non-interest Bearing Demand Money market and savings 3,272,511 0.92% 39% Total non-maturity deposits 7,301,137 0.44% Money Market and Retail certificates of deposit 1,065,207 1.80% Savings 37% Wholesale brokered certificates of deposit 495,578 2.49% Total certificates of deposit 1,560,785 2.04% Interest-Bearing Total deposits $ 8,861,922 0.73% Demand 6% (1) Quarterly average cost 14

Deposit Cost Trends PPBI’s focus on client relationships has resulted in a low-cost, high value deposit base Total Deposits and Weighted Average Cost at Quarter End $10,000 4.00% $8,862 $9,000 $8,658 $8,715 3.50% $8,000 3.00% $7,000 $6,086 2.50% $6,000 $5,000 2.00% $4,000 1.50% $3,146 $3,000 $2,195 1.00% 0.73% $2,000 $1,631 0.63% $1,306 0.51% 0.50% $1,000 0.34% 0.34% 0.32% 0.28% 0.28% 0.40% 0.44% 0.34% 0.19% $0 0.15% 0.16% 0.17% 0.17% 0.00% 2013 2014 2015 2016 2017 2018 1Q'19 2Q'19 Nonmaturity Deposits Certificates of Deposit Total Deposit Cost Non-maturity Cost 15

Loan Portfolio Well diversified, high yielding commercial loan portfolio Farmland Other 2% 3% As of Weighted Average Average Loan (1) (dollars in thousands) 6/30/2019 Rates Balance Business loans Const. & land Commercial and industrial $ 1,300,083 5.71% $ 605 6% Franchise 860,299 5.43% 1,028 Commercial owner occupied 1,667,912 4.97% 1,085 SBA 180,363 7.39% 303 Multi-family Commercial and industrial Agribusiness 126,857 5.55% 1,282 18% 25% Total business loans 4,135,514 5.42% 742 Real estate loans Commercial owner occupied Commercial non-owner occupied 2,121,312 4.68% 1,643 19% Multi-family 1,520,135 4.39% 1,775 One-to-four family 248,392 5.08% 322 Commercial non-owner Construction 505,401 6.67% 4,137 occupied Farmland 169,724 4.79% 2,010 24% Land 40,748 5.54% 755 Total real estate loans 4,605,712 4.84% 1,431 Consumer loans 40,680 5.07% 52 SBA Agribusiness Gross loans held for investment $ 8,781,906 5.11% $ 868 1% 2% (1) As of 6/30/19 and excluding the impact of fees, discounts and premiums 16

Loan Portfolio Trends Prudent loan portfolio growth with disciplined pricing Loan Portfolio and Weighted Average Rates 6.00% 5.67% $12,000 5.42% 5.30% 5.00% 5.02% 4.97% 4.88% 4.89% 5.00% $10,000 5.13% 5.13% 5.11% 4.90% 4.91% 4.95% 4.73% 4.81% $8,846 $8,875 $8,782 4.00% $8,000 $6,199 3.00% $6,000 $4,000 2.00% $3,238 $2,254 $2,000 $1,628 1.00% $1,240 $0 0.00% 2013 2014 2015 2016 2017 2018 1Q'19 2Q'19 Business Loans Real Estate Loans Other Loans Portfolio - WAR Originations - WAR Note: All dollars in millions 17

High Quality Loan Portfolio Balanced risk with strong underwriting Distribution of C&I Portfolio By Industry1 Manufacturing, 11% 11% 16% Real Estate, and Rental and Leasing, 11% Construction, 9% 11% Other Services (except Public Administration), 9% 6% Health Care and Social Assistance, 8% Retail Tr ade, 8% 6% 9% Accommodation and Food Services, 8% 7% Finance and Insurance, 7% 9% Wholesale Trade, 6% 8% Professional, Scientific, and Technical Services, 6% 9% 8% All Other, 16% 1 Distribution by North American Industry Classification System (NAICS) Includes C&I, Owner Occupied CRE, SBA and Agribusiness loans. Excludes Franchise loans. . Loan Balance by State 2% California, 76% Texas, 2% 6% 2% Ariz ona, 6% Nevada, 2% 4% 1% Wa shington/Oregon, 4% 76% 1% 8% New York, 1% New Jersey, 1% Other, 8% *Based on state of primary real property collateral. If primary collateral is not real property, borrower *Other category includes 24 different concepts, none of which represents more than 4% address is used. 18

CRE to Capital Concentration Ratio Experience in managing CRE concentrations in excess of 300% . CRE concentrations are well-managed across the organization, and are semi-annually stress tested CRE as a Percent of Total Capital 1000% Annualized Net Charge-Offs(1) Commercial Real Estate 0.10% Multi-family 0.05% 800% 627% 600% Managed Growth 499% Grandpoint 415% Acquisition 389% 400% 372% 365% 376% 349% 362% 352% 356% 336% 340% 336% 341% 342% 332% 310% 316% 287% 287% 275% 200% 0% 2008 2009 2010 2011 2012 2013 2014 2015 1Q'16 2Q'16 3Q'16 4Q'16 1Q'17 2Q'17 3Q'17 4Q'17 1Q'18 2Q'18 3Q'18 4Q'18 1Q'19 2Q'19 (1) January 1, 2009 – March 31, 2019 19

Credit Risk Management The Company has a long running history of outperforming peers on asset quality . Loan delinquencies to loans held for investment of 0.15% as of 6/30/2019 . Nonperforming assets to total assets of 0.07% at 6/30/2019 Nonperforming Assets to Total Assets Comparison PPBI Peers * 5.00 4.39 4.50 4.26 4.30 4.24 4.23 4.29 4.11 4.06 3.96 4.04 4.00 3.77 3.62 3.48 3.39 3.50 3.26 3.21 2.93 CNB 2.96 3.00 PDNB Acquisition Acquisition 2/11/11 2.50 4/27/12 2.00 1.70 1.66 1.67 1.58 1.62 1.56 1.36 1.31 1.50 1.24 1.18 1.04 1.08 1.10 1.05 0.91 0.80 1.00 0.76 0.74 0.69 0.74 0.58 0.59 0.58 0.53 0.48 0.48 0.50 0.49 0.46 0.44 0.38 0.33 0.42 0.41 0.42 0.41 0.36 0.38 0.21 0.20 0.20 0.21 0.19 0.50 0.40 0.55 0.15 0.14 0.12 0.12 0.18 0.18 0.17 0.13 0.17 0.04 0.11 0.08 0.07 0.11 0.07 0.02 0.01 0.01 0.04 0.04 - 1Q'16 2Q'16 3Q'16 4Q'16 1Q'17 2Q'17 3Q'17 4Q'17 1Q'18 2Q'18 3Q'18 4Q'18 1Q'19 2Q'19 1Q '09 1Q '09 2Q '09 3Q '09 4Q '10 1Q '10 2Q '10 3Q '10 4Q '11 1Q '11 2Q '11 3Q '11 4Q '12 1Q '12 2Q '12 3Q '12 4Q '13 1Q '13 2Q '13 3Q '13 4Q '14 1Q '14 2Q '14 3Q '14 4Q '15 1Q '15 2Q '15 3Q '15 4Q * California peer group consists of all insured California institutions, from SNL Financial. 20

Asset Quality Measures Highly disciplined credit risk management, proactive loss mitigation strategies Total Delinquent Loans to Loans Held for Investment Annualized Net Charge offs to Average Loans 1.00% 1.00% 0.80% 0.80% 0.60% 0.60% 0.40% 0.40% 0.18% 0.20% 0.15% 0.15% 0.20% 0.16% 0.12% 0.09% 0.01% 0.00% 0.01% 0.01% 0.00% 0.00% 2Q'18 3Q'18 4Q'18 1Q'19 2Q'19 2Q'18 3Q'18 4Q'18 1Q'19 2Q'19 Nonperforming Loans to Loans Held for Investment Allowances for Loan Losses + Discount to Loans Held for 0.50% Investment 1.50% 0.40% 1.20% 1.10% 1.07% 0.99% 1.00% 0.86% 0.30% 0.51% 0.43% 0.20% 0.50% 0.38% 0.41% 0.40% 0.15% 0.10% 0.10% 0.08% 0.09% 0.05% 0.00% 2Q'18 3Q'18 4Q'18 1Q'19 2Q'19 0.00% ALLL to LHFI ALLL + Discount Acquired Loans to LHFI 2Q'18 3Q'18 4Q'18 1Q'19 2Q'19 Notes: - 44% of loans held for investment include a fair value net discount of $52.0 million 21

High Performing Culture & Strong Internal Controls Continue to Evolve and Strive for Superior Performance PPBI’s management team operates the Bank in a disciplined and dynamic fashion • Our business model is always evolving, transforming, and improving • Ongoing investments in technology and people • Continuously strengthening our leadership team Operational Integrity Leads to Strong Internal Controls and Risk Management PPBI’s operating environment and culture have been built over the years to be scalable • Disciplined credit culture remains a fundamental underpinning • Controls over ERM, DFAST, Compliance, BSA/AML and CRA are implemented ahead of our growth Keen Focus on Creating Maximum Shareholder Value Management consistently communicates and executes on its strategic plan • Our Board regularly evaluates capital management, strategic direction and the alternatives to maximize shareholder value • Focused on increasing earnings and building TBV through disciplined, profitable growth strategies • Our goal is to create a fundamentally sound franchise with strong operating leverage, earnings and risk management 22

Enhanced Scarcity Value in Southern California PPBI is the 2nd largest publicly traded bank headquartered in Southern California(1) Total Market Price to Price to Assets Cap. Earnings TBV Company Name State Ticker Exchange ($M) ($M) (x) (%) 1 PacWest Bancorp CA PACW NASDAQ 26,344 4,547 9.9 203.6 2 Pacific Premier Bancorp, Inc. CA PPBI NASDAQ 11,784 1,921 12.8 (2) 177.2 (2) 3 CVB Financial Corp. CA CVBF NASDAQ 11,172 3,005 15.6 245.3 4 Axos Financial Inc. CA AX NYSE 10,876 1,664 11.3 185.2 5 Banc of California, Inc. CA BANC NYSE 9,360 780 32.3 116.9 6 Opus Bank CA OPB NASDAQ 7,688 789 29.9 121.5 7 Farmers & Merchants Bank of Long Beach CA FMBL OTCQB 7,530 1,058 12.4 100.9 8 First Foundation Inc. CA FFWM NASDAQ 6,001 660 14.6 140.5 9 American Business Bank CA AMBZ OTC Pink 2,191 274 14.3 156.4 10 Pacific Mercantile Bancorp CA PMBC NASDAQ 1,419 190 15.5 132.8 11 Malaga Financial Corporation CA MLGF OTC Pink 1,147 163 11.0 110.6 12 Provident Financial Holdings, Inc. CA PROV NASDAQ 1,119 154 31.2 127.2 Median 7,609 784 14.5 136.6 Market data as of July 26, 2019. Financial data for the most recently reported quarter. Peer P/E ratio uses LTM EPS. Source: SNL Financial (1) Defined as banks with shares listed on the NYSE, NASDAQ or OTC exchanges, excludes ethnically focused banking institutions, sorted by total assets 23

Enhanced Scarcity Value in the Western U.S. Listed below are banks headquartered in the West with assets between $5B and $25B (1) . PPBI ranks 2nd when measured by total assets for banks headquartered in Southern California… and 8th more broadly across the continental Western U.S. Total Market Price to Price to Assets Cap. Earnings TBV Company Name State Ticker Exchange ($M) ($M) (x) (%) 1 PacWest Bancorp CA PACW NASDAQ 26,344 4,547 9.9 203.6 2 Western Alliance Bancorporation AZ WAL NYSE 25,315 4,978 10.7 (2) 197.0(2) 3 Washington Federal, Inc. WA WAFD NASDAQ 16,469 2,865 14.0 168.3 4 First Interstate BancSystem, Inc. MT FIBK NASDAQ 13,498 1,697 14.1 217.6 5 Columbia Banking System, Inc. WA COLB NASDAQ 13,091 2,694 14.4 213.0 6 Glacier Bancorp, Inc. MT GBCI NASDAQ 12,676 3,500 17.1 268.9 7 Banner Corporation WA BANR NASDAQ 11,847 2,029 13.3 173.2 8 Pacific Premier Bancorp, Inc. CA PPBI NASDAQ 11,784 1,921 12.8 177.2 9 CVB Financial Corp. CA CVBF NASDAQ 11,172 3,005 15.6 245.3 10 Axos Financial Inc. CA AX NYSE 10,876 1,664 11.3 185.2 11 Banc of California, Inc. CA BANC NYSE 9,360 780 32.3 116.9 12 Opus Bank CA OPB NASDAQ 7,688 789 29.9 121.5 13 HomeStreet, Inc. WA HMST NASDAQ 7,201 742 39.5 108.0 14 Westamerica Bancorporation CA WABC NASDAQ 5,523 1,703 22.6 298.6 Median 11,816 1,975 14.2 191.1 Market data as of July 26, 2019. Financial data for the most recently reported quarter. Peer P/E ratio uses LTM EPS. Source: SNL Financial (1) Defined as banks headquartered in AZ, CA, ID, OR, MT, WA and WY with shares listed on the NYSE or NASDAQ exchanges, excludes ethnically focused banking institutions, sorted by total assets 24

Key Investment Highlights Building Long-term Franchise Value . Proven track record of executing on acquisitions and organic growth . Well-positioned to evaluate attractive acquisition opportunities . Ability to integrate business lines that generate higher risk adjusted returns . Continuous improvement to drive economies of scale and operating leverage . Strong profitability and returns drive capital return to shareholders . Active capital management to maximize shareholder value 25

InvestorAppendix Presentation Material

Consolidated Quarterly Financial Highlights June 30, September 30, December 31, March 31, June 30, 2018 2018 2018 2019 2019 Summary Balance Sheet Total Assets $8,158,131 $11,503,881 $11,487,387 $11,580,495 $11,783,781 Loans Held for Investment 6,277,586 8,759,204 8,836,818 8,865,855 8,771,938 Total Deposits 6,308,350 8,502,145 8,658,351 8,715,175 8,861,922 Loans Held for Investment/Total Deposits 99.5% 103.0% 102.1% 101.7% 99.0% Summary Income Statement Total Revenue $89,322 $120,953 $124,516 $119,087 $116,965 Total Noninterest Expense 50,076 82,782 67,239 63,577 63,936 Provision for Credit Losses 1,761 1,981 2,258 1,526 334 Net Income 27,303 28,392 39,643 38,718 38,527 Diluted EPS $0.58 $0.46 $0.63 $0.62 $0.62 Performance Ratios Return on Average Assets (4) 1.35% 1.00% 1.37% 1.34% 1.33% Return on Average Tangible Common Equity (4) 15.4% 12.9% 16.7% 15.5% 15.2% Efficiency Ratio (1)* 53.0% 53.5% 48.3% 49.3% 51.1% Net Interest Margin 4.41% 4.38% 4.49% 4.37% 4.28% Asset Quality Delinquent Loans to Loans Held for Investment 0.12% 0.09% 0.15% 0.18% 0.15% Allowance for Loan Losses to Loans Held for Investment 0.51% 0.38% 0.41% 0.43% 0.40% Nonperforming Loans to Loans Held for Investment 0.10% 0.08% 0.05% 0.15% 0.09% Nonperforming Assets to Total Assets (2) 0.08% 0.07% 0.04% 0.11% 0.07% Classified Assets to Total Risk-Based Capital (3) 4.69% 6.31% 4.98% 4.03% 2.81% Classified Assets to Total Assets (3) 0.52% 0.66% 0.54% 0.44% 0.32% Capital Ratios Tangible Common Equity/Tangible Assets * 9.91% 9.47% 10.02% 10.32% 9.96% Tangible Book Value Per Share * $16.21 $16.06 $16.97 $17.56 $17.92 Common Equity Tier 1 Risk-based Capital Ratio 10.80% 10.55% 10.88% 11.08% 10.82% Tier 1 Risk-based Ratio 11.09% 10.81% 11.13% 11.32% 11.07% Risk-based Capital Ratio 12.75% 12.05% 12.39% 12.58% 13.54% (1) Represents the ratio of noninterest expense less other real estate owned operations, core deposit intangible amortization and merger-related expense to the sum of net interest income before provision for credit losses and total noninterest income, less gains/(loss) on sale of securities, other-than-temporary impairment recovery/(loss) on investment securities and gain/(loss) from other real estate owned. (2) Nonperforming assets excludes nonperforming investment securities. (3) Classified assets includes substandard loans, doubtful, substandard investment securities, and OREO. (4) Annualized * Please refer to non-U.S. GAAP reconciliation in appendix Note: All dollars in thousands, except per share data 27

Non-U.S. GAAP Financial Measures Tangible common equity to tangible assets (the "tangible common equity ratio") and tangible book value per share are a non-U.S. GAAP financial measures derived from U.S. GAAP-based amounts. We calculate the tangible common equity ratio by excluding the balance of intangible assets from common stockholders' equity and dividing by tangible assets. We calculate tangible book value per share by dividing tangible common equity by common shares outstanding, as compared to book value per common share, which we calculate by dividing common stockholders’ equity by common shares outstanding. We believe that this information is consistent with the treatment by bank regulatory agencies, which exclude intangible assets from the calculation of risk-based capital ratios. Accordingly, we believe that these non-U.S. GAAP financial measures provide information that is important to investors and that is useful in understanding our capital position and ratios. However, these non-U.S. GAAP financial measures are supplemental and are not a substitute for an analysis based on U.S. GAAP measures. As other companies may use different calculations for these measures, this presentation may not be comparable to other similarly titled measures reported by other companies. A reconciliation of the non-U.S. GAAP measure of tangible common equity ratio to the U.S. GAAP measure of common equity ratio and tangible book value per share to the U.S. GAAP measure of book value per share are set forth below. December 31, December 31, December 31, December 31, December 31, December 31, March 31, June 30, 2013 2014 2015 2016 2017 2018 2019 2019 Total stockholders' equity $ 175,226 $ 199,592 $ 298,980 $ 459,740 $ 1,241,996 $ 1,969,697 $ 2,007,064 $ 1,984,456 Less: Intangible assets (24,056) (28,564) (58,002) (111,941) (536,343) (909,282) (904,846) (900,162) Tangible common equity $ 151,170 $ 171,028 $ 240,978 $ 347,799 $ 705,653 $ 1,060,415 $ 1,102,218 $ 1,084,294 Total assets $ 1,714,187 $ 2,037,731 $ 2,789,599 $ 4,036,311 $ 8,024,501 $ 11,487,387 $ 11,580,495 $ 11,783,781 Less: Intangible assets (24,056) (28,564) (58,002) (111,941) (536,343) (909,282) (904,846) (900,162) Tangible assets $ 1,690,131 $ 2,009,167 $ 2,731,597 $ 3,924,370 $ 7,488,158 $ 10,578,105 $ 10,675,649 $ 10,883,619 Common Equity ratio 10.22% 9.79% 10.72% 11.39% 15.48% 17.15% 17.33% 16.84% Less: Intangible equity ratio (1.28%) (1.28%) (1.90%) (2.53%) (6.06%) (7.13%) (7.01%) (6.88%) Tangible common equity ratio 8.94% 8.51% 8.82% 8.86% 9.42% 10.02% 10.32% 9.96% Basic shares outstanding 16,656,279 16,903,884 21,570,746 27,798,283 46,245,050 62,480,755 62,773,147 60,509,994 Book value per share $ 10.52 $ 11.81 $ 13.86 $ 16.54 $ 26.86 $ 31.52 $ 31.97 $ 32.80 Less: Intangible book value per share (1.44) (1.69) (2.69) (4.03) (11.60) (14.55) (14.41) (14.88) Tangible book value per share $ 9.08 $ 10.12 $ 11.17 $ 12.51 $ 15.26 $ 16.97 $ 17.56 $ 17.92 Note: All dollars in thousands, except per share data 28

Non-U.S. GAAP Financial Measures For quarter period presented below, adjusted net income and adjusted diluted earnings per share are non-U.S. GAAP financial measures derived from U.S. GAAP-based amounts. We calculate these figures by excluding merger related expenses and DTA revaluations in the period results. Management believes that the exclusion of such items from these financial measures provides useful information to an understanding of the operating results of our core business. For the quarter period presented below, adjusted net income for return on average tangible common equity and average tangible common equity are non-U.S. GAAP financial measures derived from U.S. GAAP-based amounts. We calculate return on average tangible common equity by adjusting net income for the effect of CDI amortization and exclude the average CDI and average goodwill from the average stockholders' equity during the period. We calculate adjusted return on average tangible common equity by adjusting net income for the effect of CDI amortization and merger related expense and exclude the average CDI and average goodwill from the average stockholders' equity during the period. We believe that this is consistent with the treatment by bank regulatory agencies, which exclude intangible assets from the calculation of risk-based capital ratios. Accordingly, we believe that these non-U.S. GAAP financial measures provide information that is important to investors and that is useful in understanding our capital position and ratios. However, these non-U.S. GAAP financial measures are supplemental and are not a substitute for an analysis based on U.S. GAAP measures. As other companies may use different calculations for these adjusted measures, this presentation may not be comparable to other similarly titled adjusted measures reported by other companies. A reconciliation of the non-U.S. GAAP measures of return on average tangible common equity and adjusted return on average tangible common equity to the U.S. GAAP measure of return on common stockholders’ equity is set forth below. June 30, 2019 Net income $38,527 Add: Merger-related expense 5 Less: Merger-related expense tax adjustment (1) Operating net income $38,531 Less: Net income allocated to participating securities (444) Operating net income for earnings per share(2) $38,087 Weighted average shares outstanding - diluted 61,661,773 Diluted earnings per share $0.62 Average assets $11,585,973 Operating return on average assets(1) 1.33% Operating net income $38,531 Add: CDI amortization 4,281 Less: CDI amortization expense tax adjustment (1,240) Operating net income for return on average tangible common equity $41,572 Average stockholders' equity $1,999,986 Less: Average core deposit intangible 94,460 Less: Average goodwill 808,778 Average tangible common equity $1,096,748 Operating return on average tangible common equity(1) 15.16% Note: All dollars in thousands, except per share data (1) Annualized (2) EPS presented using the two-class method beginning Q1 2019 29

Non-U.S. GAAP Financial Measures For periods presented below, efficiency ratio is a non-U.S. GAAP financial measure derived from U.S. GAAP-based amounts. This figure represents the ratio of noninterest expense less other real estate owned operations, core deposit intangible amortization and merger-related expense to the sum of net interest income before provision for loan losses and total noninterest income, less gains/(loss) on sale of securities and gain/(loss) on sale of other real estate owned. Management believes that the exclusion of such items from this financial measures provides useful information to gain an understanding of the operating results of our core business. June 30, September 30, December 31, March 31, June 30, 2018 2018 2018 2019 2019 Total noninterest expense $ 50,076 $ 82,782 $ 67,239 $ 63,577 $ 63,936 Less: CDI amortization 1,996 4,693 4,631 4,436 4,281 Less: Merger-related expense 943 13,978 2,597 655 5 Less: Other real estate owned operations, net 2 - 1 3 62 Noninterest expense, adjusted $ 47,135 $ 64,111 $ 60,010 $ 58,483 $ 59,588 Net interest income $ 81,171 $ 112,713 $ 117,546 $ 111,406 $ 110,641 Add: Total noninterest income (loss) 8,151 8,240 6,970 7,681 6,324 Less: Net gain (loss) from investment securities 330 1,063 - 427 212 Less: OTTI impairment - securities 4 - - - - Less: Net gain (loss) from other real estate owned (10) (6) 305 - 72 Revenue, adjusted $ 88,998 $ 119,896 $ 124,211 $ 118,660 $ 116,681 Efficiency Ratio 53.0% 53.5% 48.3% 49.3% 51.1% FY 2013 FY 2014 FY 2015 FY 2016 FY 2017 FY 2018 Total noninterest expense $ 50,815 $ 54,993 $ 73,538 $ 98,583 $ 167,750 $ 249,905 Less: CDI amortization 764 75 1,350 2,039 6,144 13,594 Less: Merger-related expense 6,926 1,014 4,799 4,388 21,002 18,454 Less: Other real estate owned operations, net 618 1,490 121 385 72 4 Noninterest expense, adjusted $ 42,507 $ 52,414 $ 67,268 $ 91,771 $ 140,532 $ 217,853 Net interest income $ 58,444 $ 73,635 $ 106,299 $ 153,075 $ 247,502 $ 392,711 Add: Total noninterest income (loss) 8,811 13,377 14,388 19,602 31,114 31,027 Less: Net gain (loss) from investment securities 1,544 1,547 290 1,797 2,737 1,399 Less: OTTI impairment - securities (4) (29) - (205) 1 4 Less: Net gain (loss) from other real estate owned - - - - 46 281 Revenue, adjusted $ 65,715 $ 85,494 $ 120,397 $ 171,085 $ 275,832 $ 422,054 Efficiency Ratio 64.7% 61.3% 55.9% 53.6% 50.9% 51.6% Note: All dollars in thousands 30