The following tables summarize the allocation of the ALLL, as well as the activity in the ALLL attributed to various segments in the loan portfolio as of and for the three and six months ended for the periods indicated:



	Three Months Ended June 30, 2018
	Commercial and industrial			Franchise			Commercial owner occupied			SBA			Agribusiness			Commercial non-owner occupied			Multi-family			One-to-four family			Construction			Farmland			Land			Consumer loans			Total
	(dollars in thousands)
Balance, March 31, 2018	$	9,492		$	6,095		$	791		$	2,814		$	2,105		$	1,337		$	592		$	745		$	5,075		$	234		$	1,172		$	50		$	30,502
Charge-offs	(246		)	—			—			(27		)	—			—			—			—			—			—			—			—			(273		)
Recoveries	138			—			16			9			—			—			—			1			—			—			—			1			165
Provisions for (reduction in) loan losses	780			86			330			(221		)	589			113			(29		)	(48		)	(266		)	171			(200		)	48			1,353
Balance, June 30, 2018	$	10,164		$	6,181		$	1,137		$	2,575		$	2,694		$	1,450		$	563		$	698		$	4,809		$	405		$	972		$	99		$	31,747

	Six Months Ended June 30, 2018
	Commercial and industrial			Franchise			Commercial owner occupied			SBA			Agribusiness			Commercial non-owner occupied			Multi-family			One-to-four family			Construction			Farmland			Land			Consumer loans			Total
	(dollars in thousands)
Balance, December 31, 2017	$	9,721		$	5,797		$	767		$	2,890		$	1,291		$	1,266		$	607		$	803		$	4,569		$	137		$	993		$	95		$	28,936
Charge-offs	(911		)	—			—			(56		)	—			—			—			—			—			—			—			(52		)	(1,019		)
Recoveries	163			—			24			35			—			—			—			1			—			—			—			1			224
Provisions for (reduction in) loan losses	1,191			384			346			(294		)	1,403			184			(44		)	(106		)	240			268			(21		)	55			3,606
Balance, June 30, 2018	$	10,164		$	6,181		$	1,137		$	2,575		$	2,694		$	1,450		$	563		$	698		$	4,809		$	405		$	972		$	99		$	31,747

Amount of allowance attributed to:
Specifically evaluated impaired loans	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—
General portfolio allocation	10,164			6,181			1,137			2,575			2,694			1,450			563			698			4,809			405			972			99			31,747
Loans individually evaluated for impairment	1,062			209			—			1,423			—			1,290			589			1,445			—			—			6			15			6,039
Specific reserves to total loans individually evaluated for impairment	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%
Loans collectively evaluated for impairment	$	1,101,524		$	708,748		$	1,310,722		$	175,273		$	136,962		$	1,218,457		$	804,905		$	248,050		$	321,423		$	136,548		$	30,240		$	81,958		$	6,274,810
General reserves to total loans collectively evaluated for impairment	0.92		%	0.87		%	0.09		%	1.47		%	1.97		%	0.12		%	0.07		%	0.28		%	1.50		%	0.30		%	3.21		%	0.12		%	0.51		%
Total gross loans held for investment	$	1,102,586		$	708,957		$	1,310,722		$	176,696		$	136,962		$	1,219,747		$	805,494		$	249,495		$	321,423		$	136,548		$	30,246		$	81,973		$	6,280,849
Total allowance to gross loans held for investment	0.92		%	0.87		%	0.09		%	1.46		%	1.97		%	0.12		%	0.07		%	0.28		%	1.50		%	0.30		%	3.21		%	0.12		%	0.51		%



	Three Months Ended June 30, 2017
	Commercial and industrial			Franchise			Commercial owner occupied			SBA			Agribusiness			Commercial non-owner occupied			Multi-family			One-to-four family			Construction			Farmland			Land			Consumer loans			Total
	(dollars in thousands)
Balance, March 31, 2017	$	6,949		$	4,474		$	1,232		$	1,145		$	—		$	1,847		$	2,803		$	373		$	4,027		—			$	204		$	21		$	23,075
Charge-offs	(110		)	—			—			—			—			—			—			—			—			—			—			—			(110		)
Recoveries	33			—			70			81			—			—			—			1			—			—			—			1			186
Provisions for (reduction in) loan losses	772			893			(630		)	1,293			206			(643		)	(2,192		)	350			1,009			28			755			63			1,904
Balance, June 30, 2017	$	7,644		$	5,367		$	672		$	2,519		$	206		$	1,204		$	611		$	724		$	5,036		$	28		$	959		$	85		$	25,055

	Six Months Ended June 30, 2017
	Commercial and industrial			Franchise			Commercial owner occupied			SBA			Agribusiness			Commercial non-owner occupied			Multi-family			One-to-four family			Construction			Farmland			Land			Consumer loans			Total
	(dollars in thousands)
Balance, December 31, 2016	$	6,362		$	3,845		$	1,193		$	1,039		$	—		$	1,715		$	2,927		$	365		$	3,632		—			$	198		$	20		$	21,296
Charge-offs	(862		)	—			—			(8		)	—			—			—			—			—			—			—			—			(870		)
Recoveries	55			—			82			83			—			—			—			2			—			—			—			1			223
Provisions for (reduction in) loan losses	2,089			1,522			(603		)	1,405			206			(511		)	(2,316		)	357			1,404			28			761			64			4,406
Balance, June 30, 2017	$	7,644		$	5,367		$	672		$	2,519		$	206		$	1,204		$	611		$	724		$	5,036		$	28		$	959		$	85		$	25,055

Amount of allowance attributed to:
Specifically evaluated impaired loans	$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		$	—		—			$	—		$	—		$	—
General portfolio allocation	7,644			5,367			672			2,519			206			1,204			611			724			5,036			28			959			85			25,055
Loans individually evaluated for impairment	—			—			206			73			—			—			—			104			—			—			12			—			395
Specific reserves to total loans individually evaluated for impairment	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—		%	—			—		%	—		%	—		%
Loans collectively evaluated for impairment	$	733,852		$	565,415		$	729,270		$	101,311		$	98,842		$	1,095,184		$	746,547		$	321,944		$	289,600		136,587			$	31,787		$	7,309		$	4,857,648
General reserves to total loans collectively evaluated for impairment	1.04		%	0.95		%	0.09		%	2.49		%	0.21		%	0.11		%	0.08		%	0.22		%	1.74		%	0.02		%	3.02		%	1.16		%	0.52		%
Total gross loans held for investment	$	733,852		$	565,415		$	729,476		$	101,384		$	98,842		$	1,095,184		$	746,547		$	322,048		$	289,600		136,587			$	31,799		$	7,309		$	4,858,043
Total allowance to gross loans held for investment	1.04		%	0.95		%	0.09		%	2.48		%	0.21		%	0.11		%	0.08		%	0.22		%	1.74		%	0.02		%	3.02		%	1.16		%	0.52		%