XML 60 R49.htm IDEA: XBRL DOCUMENT v3.7.0.1
Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2017
Mar. 31, 2017
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2017
Jun. 30, 2016
Dec. 31, 2016
Allocation of allowance as well as the activity in allowance              
Balance, at the beginning of the period $ 23,075 $ 21,296 $ 18,455   $ 21,296 $ 17,317  
Charge-offs (110)     $ (1,220) (870) (1,220)  
Recoveries 186     131 223 149  
Provisions for (reduction in) loan losses 1,904 2,502 1,589 1,589 4,406 2,709  
Balance, at the end of the period 25,055 23,075 18,955   25,055 18,955  
Other disclosures              
Amount of allowance attributed to: Specifically evaluated impaired loans 0   731   0 731 $ 250
Amount of allowance attributed to: General portfolio allocation 25,055   18,224   25,055 18,224  
Loans individually evaluated for impairment 395   3,481   $ 395 $ 3,481  
Specific reserves to total loans individually evaluated for impairment         0.00% 21.00%  
Loans collectively evaluated for impairment 4,857,648   2,924,073   $ 4,857,648 $ 2,924,073  
General reserves to total loans collectively evaluated for impairment         0.52% 0.62%  
Gross loans 4,864,883   2,927,554   $ 4,864,883 $ 2,927,554 3,245,694
Gross loans, excluding loan receivable held for sale 4,858,043       $ 4,858,043    
Total allowance to gross loans         0.52% 0.65%  
Commercial and industrial              
Allocation of allowance as well as the activity in allowance              
Balance, at the beginning of the period 6,949 6,362 3,023   $ 6,362 $ 3,449  
Charge-offs (110)     (710) (862) (710)  
Recoveries 33     40 55 54  
Provisions for (reduction in) loan losses 772     2,132 2,089 1,692  
Balance, at the end of the period 7,644 6,949 4,485   7,644 4,485  
Other disclosures              
Amount of allowance attributed to: Specifically evaluated impaired loans 0   0   0 0 250
Amount of allowance attributed to: General portfolio allocation 7,644   4,485   7,644 4,485  
Loans individually evaluated for impairment 0   1,051   $ 0 $ 1,051  
Specific reserves to total loans individually evaluated for impairment         0.00% 0.00%  
Loans collectively evaluated for impairment 733,852   507,090   $ 733,852 $ 507,090  
General reserves to total loans collectively evaluated for impairment         1.04% 0.88%  
Gross loans 733,852   508,141   $ 733,852 $ 508,141 563,169
Total allowance to gross loans         1.04% 0.88%  
Franchise              
Allocation of allowance as well as the activity in allowance              
Balance, at the beginning of the period 4,474 3,845 3,568   $ 3,845 $ 3,124  
Charge-offs 0     (169) 0 (169)  
Recoveries 0     0 0 0  
Provisions for (reduction in) loan losses 893     (147) 1,522 297  
Balance, at the end of the period 5,367 4,474 3,252   5,367 3,252  
Other disclosures              
Amount of allowance attributed to: Specifically evaluated impaired loans 0   731   0 731  
Amount of allowance attributed to: General portfolio allocation 5,367   2,521   5,367 2,521  
Loans individually evaluated for impairment 0   1,461   $ 0 $ 1,461  
Specific reserves to total loans individually evaluated for impairment         0.00% 50.03%  
Loans collectively evaluated for impairment 565,415   402,394   $ 565,415 $ 402,394  
General reserves to total loans collectively evaluated for impairment         0.95% 0.63%  
Gross loans 565,415   403,855   $ 565,415 $ 403,855 459,421
Total allowance to gross loans         0.95% 0.81%  
Commercial owner occupied              
Allocation of allowance as well as the activity in allowance              
Balance, at the beginning of the period 1,232 1,193 1,965   $ 1,193 $ 1,870  
Charge-offs 0     (329) 0 (329)  
Recoveries 70     0 82 0  
Provisions for (reduction in) loan losses (630)     505 (603) 600  
Balance, at the end of the period 672 1,232 2,141   672 2,141  
Other disclosures              
Amount of allowance attributed to: Specifically evaluated impaired loans 0   0   0 0 0
Amount of allowance attributed to: General portfolio allocation 672   2,141   672 2,141  
Loans individually evaluated for impairment 206   486   $ 206 $ 486  
Specific reserves to total loans individually evaluated for impairment         0.00% 0.00%  
Loans collectively evaluated for impairment 729,270   442,574   $ 729,270 $ 442,574  
General reserves to total loans collectively evaluated for impairment         0.09% 0.48%  
Gross loans 729,476   443,060   $ 729,476 $ 443,060 454,918
Total allowance to gross loans         0.09% 0.48%  
SBA              
Allocation of allowance as well as the activity in allowance              
Balance, at the beginning of the period 1,145 1,039 1,628   $ 1,039 $ 1,500  
Charge-offs 0     (5) (8) (5)  
Recoveries 81     82 83 85  
Provisions for (reduction in) loan losses 1,293     (146) 1,405 (21)  
Balance, at the end of the period 2,519 1,145 1,559   2,519 1,559  
Other disclosures              
Amount of allowance attributed to: Specifically evaluated impaired loans 0   0   0 0 0
Amount of allowance attributed to: General portfolio allocation 2,519   1,559   2,519 1,559  
Loans individually evaluated for impairment 73   328   $ 73 $ 328  
Specific reserves to total loans individually evaluated for impairment         0.00% 0.00%  
Loans collectively evaluated for impairment 101,311   85,748   $ 101,311 $ 85,748  
General reserves to total loans collectively evaluated for impairment         2.49% 1.82%  
Gross loans 108,224   86,076   $ 108,224 $ 86,076 96,705
Gross loans, excluding loan receivable held for sale 101,384       $ 101,384    
Total allowance to gross loans         2.48% 1.81%  
Agriculture              
Allocation of allowance as well as the activity in allowance              
Balance, at the beginning of the period 0 0     $ 0    
Charge-offs 0       0    
Recoveries         0    
Provisions for (reduction in) loan losses 206       206    
Balance, at the end of the period 206 0     206    
Other disclosures              
Amount of allowance attributed to: Specifically evaluated impaired loans 0       0    
Amount of allowance attributed to: General portfolio allocation 206       206    
Loans individually evaluated for impairment 0       $ 0    
Specific reserves to total loans individually evaluated for impairment         0.00%    
Loans collectively evaluated for impairment 98,842       $ 98,842    
General reserves to total loans collectively evaluated for impairment         0.21%    
Gross loans 98,842       $ 98,842   0
Total allowance to gross loans         0.21%    
Warehouse facilities              
Allocation of allowance as well as the activity in allowance              
Balance, at the beginning of the period     7     $ 759  
Charge-offs       0   0  
Recoveries       0   0  
Provisions for (reduction in) loan losses       (7)   (759)  
Balance, at the end of the period     0     0  
Other disclosures              
Amount of allowance attributed to: Specifically evaluated impaired loans     0     0  
Amount of allowance attributed to: General portfolio allocation     0     0  
Loans individually evaluated for impairment     0     $ 0  
Specific reserves to total loans individually evaluated for impairment           0.00%  
Loans collectively evaluated for impairment     0     $ 0  
General reserves to total loans collectively evaluated for impairment           0.00%  
Gross loans     0     $ 0  
Total allowance to gross loans           0.00%  
Commercial non-owner occupied              
Allocation of allowance as well as the activity in allowance              
Balance, at the beginning of the period 1,847 1,715 1,897   $ 1,715 $ 2,048  
Charge-offs 0     0 0 0  
Recoveries 0     0 0 0  
Provisions for (reduction in) loan losses (643)     207 (511) 56  
Balance, at the end of the period 1,204 1,847 2,104   1,204 2,104  
Other disclosures              
Amount of allowance attributed to: Specifically evaluated impaired loans 0   0   0 0  
Amount of allowance attributed to: General portfolio allocation 1,204   2,104   1,204 2,104  
Loans individually evaluated for impairment 0   0   $ 0 $ 0  
Specific reserves to total loans individually evaluated for impairment         0.00% 0.00%  
Loans collectively evaluated for impairment 1,095,184   526,362   $ 1,095,184 $ 526,362  
General reserves to total loans collectively evaluated for impairment         0.11% 0.40%  
Gross loans 1,095,184   526,362   $ 1,095,184 $ 526,362 586,975
Total allowance to gross loans         0.11% 0.40%  
Multi-family              
Allocation of allowance as well as the activity in allowance              
Balance, at the beginning of the period 2,803 2,927 2,932   $ 2,927 $ 1,583  
Charge-offs 0     0 0 0  
Recoveries 0     0 0 0  
Provisions for (reduction in) loan losses (2,192)     (598) (2,316) 751  
Balance, at the end of the period 611 2,803 2,334   611 2,334  
Other disclosures              
Amount of allowance attributed to: Specifically evaluated impaired loans 0   0   0 0  
Amount of allowance attributed to: General portfolio allocation 611   2,334   611 2,334  
Loans individually evaluated for impairment 0   0   $ 0 $ 0  
Specific reserves to total loans individually evaluated for impairment         0.00% 0.00%  
Loans collectively evaluated for impairment 746,547   613,573   $ 746,547 $ 613,573  
General reserves to total loans collectively evaluated for impairment         0.08% 0.38%  
Gross loans 746,547   613,573   $ 746,547 $ 613,573 690,955
Total allowance to gross loans         0.08% 0.38%  
One-to-four family              
Allocation of allowance as well as the activity in allowance              
Balance, at the beginning of the period 373 365 705   $ 365 $ 698  
Charge-offs 0     (7) 0 (7)  
Recoveries 1     5 2 6  
Provisions for (reduction in) loan losses 350     (96) 357 (90)  
Balance, at the end of the period 724 373 607   724 607  
Other disclosures              
Amount of allowance attributed to: Specifically evaluated impaired loans 0   0   0 0 0
Amount of allowance attributed to: General portfolio allocation 724   607   724 607  
Loans individually evaluated for impairment 104   137   $ 104 $ 137  
Specific reserves to total loans individually evaluated for impairment         0.00% 0.00%  
Loans collectively evaluated for impairment 321,944   106,401   $ 321,944 $ 106,401  
General reserves to total loans collectively evaluated for impairment         0.22% 0.57%  
Gross loans 322,048   106,538   $ 322,048 $ 106,538 100,451
Total allowance to gross loans         0.22% 0.57%  
Construction              
Allocation of allowance as well as the activity in allowance              
Balance, at the beginning of the period 4,027 3,632 2,504   $ 3,632 $ 2,030  
Charge-offs 0     0 0 0  
Recoveries 0     0 0 0  
Provisions for (reduction in) loan losses 1,009     (259) 1,404 215  
Balance, at the end of the period 5,036 4,027 2,245   5,036 2,245  
Other disclosures              
Amount of allowance attributed to: Specifically evaluated impaired loans 0   0   0 0  
Amount of allowance attributed to: General portfolio allocation 5,036   2,245   5,036 2,245  
Loans individually evaluated for impairment 0   0   $ 0 $ 0  
Specific reserves to total loans individually evaluated for impairment         0.00% 0.00%  
Loans collectively evaluated for impairment 289,600   215,786   $ 289,600 $ 215,786  
General reserves to total loans collectively evaluated for impairment         1.74% 1.04%  
Gross loans 465,295   215,786   $ 465,295 $ 215,786 269,159
Gross loans, excluding loan receivable held for sale 289,600       $ 289,600    
Total allowance to gross loans         1.74% 1.04%  
Farmland              
Allocation of allowance as well as the activity in allowance              
Balance, at the beginning of the period 0 0     $ 0    
Charge-offs 0       0    
Recoveries         0    
Provisions for (reduction in) loan losses 28       28    
Balance, at the end of the period 28 0     28    
Other disclosures              
Amount of allowance attributed to: Specifically evaluated impaired loans 0       0    
Amount of allowance attributed to: General portfolio allocation 28       28    
Loans individually evaluated for impairment 0       $ 0    
Specific reserves to total loans individually evaluated for impairment         0.00%    
Loans collectively evaluated for impairment 136,587       $ 136,587    
General reserves to total loans collectively evaluated for impairment         0.02%    
Gross loans 136,587       $ 136,587   0
Total allowance to gross loans         0.02%    
Land              
Allocation of allowance as well as the activity in allowance              
Balance, at the beginning of the period 204 198 204   $ 198 $ 233  
Charge-offs 0     0 0 0  
Recoveries 0     0 0 0  
Provisions for (reduction in) loan losses 755     0 761 (29)  
Balance, at the end of the period 959 204 204   959 204  
Other disclosures              
Amount of allowance attributed to: Specifically evaluated impaired loans 0   0   0 0 0
Amount of allowance attributed to: General portfolio allocation 959   204   959 204  
Loans individually evaluated for impairment 12   18   $ 12 $ 18  
Specific reserves to total loans individually evaluated for impairment         0.00% 0.00%  
Loans collectively evaluated for impairment 31,787   18,323   $ 31,787 $ 18,323  
General reserves to total loans collectively evaluated for impairment         3.02% 1.11%  
Gross loans 31,799   18,341   $ 31,799 $ 18,341 19,829
Total allowance to gross loans         3.02% 1.11%  
Other loans              
Allocation of allowance as well as the activity in allowance              
Balance, at the beginning of the period 21 20 22   $ 20 $ 23  
Charge-offs 0     0 0 0  
Recoveries 1     4 1 4  
Provisions for (reduction in) loan losses 63     $ (2) 64 (3)  
Balance, at the end of the period 85 $ 21 24   85 24  
Other disclosures              
Amount of allowance attributed to: Specifically evaluated impaired loans 0   0   0 0  
Amount of allowance attributed to: General portfolio allocation 85   24   85 24  
Loans individually evaluated for impairment 0   0   $ 0 $ 0  
Specific reserves to total loans individually evaluated for impairment         0.00% 0.00%  
Loans collectively evaluated for impairment 7,309   5,822   $ 7,309 $ 5,822  
General reserves to total loans collectively evaluated for impairment         1.16% 0.41%  
Gross loans $ 7,309   $ 5,822   $ 7,309 $ 5,822 $ 4,112
Total allowance to gross loans         1.16% 0.41%  
Owner Occupied Commercial Real Estate Loans, Commercial And Industrial Loans And SBA Loans              
Allowance for Loan Losses              
Annualized trailing period six considered for determination of allowance for loan losses factor (in months)         8 months    
Period considered for comparison of allowance for loan losses factor (in years)         1 year    
Period considered for comparison of entity's allowance for loan losses factor (in years)         1 year 4 months 24 days    
Multi Family And Non-Owner Occupied Commercial Real Estate Loans              
Allowance for Loan Losses              
Annualized trailing period one considered for determination of allowance for loan losses factor (in months)         87 months