Deposit Accounts (Tables)

12 Months Ended

Dec. 31, 2013

Deposit Accounts

Schedule of components of deposit accounts and weighted average interest rates

	2013		Weighted Average Interest Rate		2012		Weighted Average Interest Rate
	(dollars in thousands)
Transaction accounts
Noninterest-bearing checking	$	366,755	0.00	%	$	213,636	0.00	%
Interest-bearing checking	120,886		0.11	%	14,299		0.10	%
Money market	427,577		0.29	%	236,206		0.32	%
Regular passbook	76,412		0.14	%	79,420		0.22	%
Total transaction accounts	991,630		0.15	%	543,561		0.19	%
Certificates of deposit accounts
Up to $100,000	125,313		0.80	%	157,150		0.97	%
Over $100,000 to $250,000	130,711		0.93	%	148,531		1.02	%
Over $250,000	58,632		0.95	%	55,526		1.04	%
Total certificates of deposit accounts	314,656		0.88	%	361,207		1.00	%
Total deposits	$	1,306,286	0.33	%	$	904,768	0.51	%

Schedule of aggregate annual maturities of certificates of deposit accounts

	2013
	Balance		Weighted average interest rate
	(dollars in thousands)
Within 3 months	$	36,547	0.47	%
4 to 6 months	52,738		0.79	%
7 to 12 months	113,214		0.78	%
13 to 24 months	101,263		1.16	%
25 to 36 months	7,099		1.11	%
37 to 60 months	3,134		1.56	%
Over 60 months	661		0.96	%
Total	$	314,656	0.88	%

Schedule of interest expense on deposit accounts

	2013		2012		2011
	(in thousands)
Checking accounts	$	110	$	82	$	126
Passbook accounts	103		266		516
Money market accounts	1,043		727		906
Certificates of deposit accounts	2,809		4,778		6,740
Total	$	4,065	$	5,853	$	8,288