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  <xsd:element id="efsc_LoansPurchasedFromFdicOutstandingBalance" name="LoansPurchasedFromFdicOutstandingBalance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="efsc_MaximumPercentageOfShareholdersEquitySecurityHoldingsHeldOfOneIssuer" name="MaximumPercentageOfShareholdersEquitySecurityHoldingsHeldOfOneIssuer" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="efsc_MiscellaneousIncomeMember" name="MiscellaneousIncomeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_MortgageBackedSecuritiesWeightedAverageLife" name="MortgageBackedSecuritiesWeightedAverageLife" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_NatureOfCommitmentsAxis" name="NatureOfCommitmentsAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_NatureOfCommitmentsDomain" name="NatureOfCommitmentsDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_NetAccretionOfLoanDiscountAndIndemnificationAsset" name="NetAccretionOfLoanDiscountAndIndemnificationAsset" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="efsc_NetCashProceedsReceivedFromFdicLossShareReceivable" name="NetCashProceedsReceivedFromFdicLossShareReceivable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_NoncoveredLoansMember" name="NoncoveredLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_NumberOfCountsFoundGuilty" name="NumberOfCountsFoundGuilty" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant" />
  <xsd:element id="efsc_NumberOfInterestRateSwapsPreviouslyHeldButNowTerminated" name="NumberOfInterestRateSwapsPreviouslyHeldButNowTerminated" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_OtherBorrowingsFairValueDisclosure" name="OtherBorrowingsFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="efsc_OtherRealEstateCoveredUnderFdicLossShare" name="OtherRealEstateCoveredUnderFdicLossShare" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="efsc_OtherRealEstateFairValueDisclosure" name="OtherRealEstateFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="efsc_OtherRealEstateMember" name="OtherRealEstateMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_OtherRealEstateNotCoveredUnderFdicLossShare" name="OtherRealEstateNotCoveredUnderFdicLossShare" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="efsc_PaymentsToAcquireStateTaxCreditsHeldForSale" name="PaymentsToAcquireStateTaxCreditsHeldForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_Pendinglitigationcasenumber1Member" name="Pendinglitigationcasenumber1Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_Pendinglitigationcasenumber2Member" name="Pendinglitigationcasenumber2Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_PortfolioLoansCoveredByFdicLossShareTextBlock" name="PortfolioLoansCoveredByFdicLossShareTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_PortfolioLoansCoveredByLossShareAbstract" name="PortfolioLoansCoveredByLossShareAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_PortfolioLoansNotCoveredByLossShareAbstract" name="PortfolioLoansNotCoveredByLossShareAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_PrepaidFdicInsurance" name="PrepaidFdicInsurance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="efsc_ProceedsFromSaleOfStateTaxCreditsHeldForSale" name="ProceedsFromSaleOfStateTaxCreditsHeldForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="efsc_ProvisionForLoanLossesCoveredUnderFdicLossShare" name="ProvisionForLoanLossesCoveredUnderFdicLossShare" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="efsc_ProvisionForLoanLossesNotCoveredUnderFdicLossShare" name="ProvisionForLoanLossesNotCoveredUnderFdicLossShare" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_QualitativeAdjustmentPortfolioSegmentMember" name="QualitativeAdjustmentPortfolioSegmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_RealEstateLoansPortfolioSegmentMember" name="RealEstateLoansPortfolioSegmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_ReferenceRateAxis" name="ReferenceRateAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_ReferenceRateDomain" name="ReferenceRateDomain" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_RemaingTermOfLettersOfCredit" name="RemaingTermOfLettersOfCredit" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_ResidentialRealEstateFinancingReceivableMember" name="ResidentialRealEstateFinancingReceivableMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_RestructuredLoanMember" name="RestructuredLoanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_RiskManagementMember" name="RiskManagementMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_SalesOfOtherRealEstateFinanced" name="SalesOfOtherRealEstateFinanced" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="efsc_ScheduleOfAccountsNotesLoansAndFinancingReceivableExcludingAllowanceForCreditLossesTableTextBlock" name="ScheduleOfAccountsNotesLoansAndFinancingReceivableExcludingAllowanceForCreditLossesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_ScheduleOfCommitmentsLineItems" name="ScheduleOfCommitmentsLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_ScheduleOfCommitmentsTable" name="ScheduleOfCommitmentsTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_ScheduleOfCommitmentsTableTextBlock" name="ScheduleOfCommitmentsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_ScheduleOfDerivativesNotDesignatedAsHedgingInstrumentsNotionalAmountAndStatementsOfFinancialPositionLocationTableTextBlock" name="ScheduleOfDerivativesNotDesignatedAsHedgingInstrumentsNotionalAmountAndStatementsOfFinancialPositionLocationTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_ScheduleOfFinancingReceivableTroubledDebtRestructuringsSubsequentDefaultsTableTextBlock" name="ScheduleOfFinancingReceivableTroubledDebtRestructuringsSubsequentDefaultsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_StateTaxCreditFairValueInputDiscountRateBasisPointSpread" name="StateTaxCreditFairValueInputDiscountRateBasisPointSpread" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_StateTaxCreditTerm" name="StateTaxCreditTerm" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_StateTaxCreditsHeldForSale" name="StateTaxCreditsHeldForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="efsc_StateTaxCreditsHeldForSaleFairValueDisclosure" name="StateTaxCreditsHeldForSaleFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="efsc_StateTaxCreditsHeldForSaleMember" name="StateTaxCreditsHeldForSaleMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_SummaryOfActivityInAllowanceForLoanLossesByPortfolioClassAndCategoryBasedOnImpairmentMethodLineItems" name="SummaryOfActivityInAllowanceForLoanLossesByPortfolioClassAndCategoryBasedOnImpairmentMethodLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_SummaryOfActivityInAllowanceForLoanLossesByPortfolioClassAndCategoryBasedOnImpairmentMethodTable" name="SummaryOfActivityInAllowanceForLoanLossesByPortfolioClassAndCategoryBasedOnImpairmentMethodTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_SummaryOfActivityInAllowanceForLoanLossesForCoveredLoansRollForward" name="SummaryOfActivityInAllowanceForLoanLossesForCoveredLoansRollForward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_SummaryOfChangesInAccretableYieldForPurchasedLoansTableTextBlock" name="SummaryOfChangesInAccretableYieldForPurchasedLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_SummaryOfCoveredLoansByCategoryTableTextBlock" name="SummaryOfCoveredLoansByCategoryTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_SummaryOfRecordedInvestmentInImpairedNonCoveredLoansByCategoryTable" name="SummaryOfRecordedInvestmentInImpairedNonCoveredLoansByCategoryTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_SummaryOfRecordedInvestmentInNonCoveredLoansByPortfolioClassAndCategoryBasedOnImpairmentMethodLineItems" name="SummaryOfRecordedInvestmentInNonCoveredLoansByPortfolioClassAndCategoryBasedOnImpairmentMethodLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_SummaryOfRecordedInvestmentInNonCoveredLoansByPortfolioClassAndCategoryBasedOnImpairmentMethodTable" name="SummaryOfRecordedInvestmentInNonCoveredLoansByPortfolioClassAndCategoryBasedOnImpairmentMethodTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_TotalGainsLossesAbstract" name="TotalGainsLossesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="efsc_UnadvancedCommitmentOnImpairedLoanMember" name="UnadvancedCommitmentOnImpairedLoanMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_UnrealizedGainDerivativeInstruments" name="UnrealizedGainDerivativeInstruments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="efsc_WealthManagementMember" name="WealthManagementMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="efsc_WeightedAverageRiskRating" name="WeightedAverageRiskRating" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant" />
  <xsd:element id="efsc_YearsOfTaxCreditsGenerated" name="YearsOfTaxCreditsGenerated" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
</xsd:schema>
