8-K 1 form_8k.txt FORM 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of Earliest Event Reported): January 28, 2004 (January 28, 2004) -------------------- ENTERPRISE BANCORP, INC. (exact name of registrant as specified in charter) Massachusetts 0-21021 04-3308902 (State or Other Jurisdiction (Commission (IRS Employer of Incorporation) File Number) Identification No.) 222 Merrimack Street 01852 Lowell, Massachusetts (Zip Code) (address of principal office) (978) 459-9000 (Registrant's telephone number, including area code) Item 7. Financial Statements, Pro Forma Financial Information and Exhibits (a) Not applicable (b) Not applicable (c) The following exhibit is included with this report: Exhibit 99 Quarterly report to stockholders for the fiscal quarter ended on December 31, 2003 Items 9 and 12. Regulation FD Disclosure Results of Operations and Financial Condition The registrant has provided information concerning its results of operations and financial condition for the three and twelve months ended on December 31, 2003. This information is contained in the first three paragraphs of the registrant's quarterly report to stockholders for the fiscal quarter ended on December 31, 2003, together with the registrant's consolidated balance sheet at, and statements of income for the three and twelve months ended on, December 31, 2003 included in such report. A copy of this quarterly report to stockholders, which was mailed to stockholders on or about January 28, 2004, is included as Exhibit 99 to this report. [Remainder of Page Intentionally Blank] Signatures Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. ENTERPRISE BANCORP, INC. Date: January 28, 2004 By: /s/ James A. Marcotte -------------------------------- James A. Marcotte Senior Vice President and Chief Financial Officer