-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, S8wFg9M80UZs+bzlJVlmR75yiwNpS/4wDIkHR5tmkL6Yvx8B2R3pEn8dS3UNFfxj MoWkvtKuGC/cYYVm2j/hjA== 0000950129-99-000353.txt : 19990204 0000950129-99-000353.hdr.sgml : 19990204 ACCESSION NUMBER: 0000950129-99-000353 CONFORMED SUBMISSION TYPE: SC 13G PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 19990203 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: R&G FINANCIAL CORP CENTRAL INDEX KEY: 0001016933 STANDARD INDUSTRIAL CLASSIFICATION: INVESTORS, NEC [6799] IRS NUMBER: 660532217 STATE OF INCORPORATION: PR FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G SEC ACT: SEC FILE NUMBER: 005-46753 FILM NUMBER: 99520146 BUSINESS ADDRESS: STREET 1: 280 JESUS T. PINERO AVE CITY: HATO REY, SAN JUAN STATE: PR ZIP: 00918 MAIL ADDRESS: STREET 1: 280 JESUS T PINERO AVE CITY: HATO REY, SAN JUAN STATE: PR ZIP: 00918 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: GARITY THOMAS MALCOLM /ADV CENTRAL INDEX KEY: 0001054621 STANDARD INDUSTRIAL CLASSIFICATION: [] STATE OF INCORPORATION: PR FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13G BUSINESS ADDRESS: STREET 1: 1414 BANCO POPULAR CENTER CITY: HATO REY STATE: PR ZIP: 00918 BUSINESS PHONE: 7877632268 MAIL ADDRESS: STREET 1: 1414 BANCO POPULAR CENTER CITY: HATO REY STATE: PR ZIP: 00918 FORMER COMPANY: FORMER CONFORMED NAME: GARITY THOMAS MALCOLM /ADV DATE OF NAME CHANGE: 19990202 SC 13G 1 THOMAS GARITY FOR R&G FINANCIAL CORP. 1 ------------------------------ OMB APPROVAL ------------------------------ OMB Number 3235-0145 Expires: August 31, 1999 Estimated average burden hours per response...... 14.90 ------------------------------ SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULES 13d-1(b)(c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) (Amendment No. )* R & G FINANCIAL CORP. - -------------------------------------------------------------------------------- (Name of Issuer) CLASS B COMMON STOCK - -------------------------------------------------------------------------------- (Title of Class of Securities) 749136107 - -------------------------------------------------------------------------------- (CUSIP Number) DECEMBER 31, 1998 - -------------------------------------------------------------------------------- (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: [_] Rule 13d-1(b) [_] Rule 13d-(c) [_] Rule 13d-1(d) - ---------- * The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page. The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). 2 CUSIP No. 749136107 13G ________________________________________________________________________________ 1. NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY) Thomas Garity dba Garity & Co. Capital Management ________________________________________________________________________________ 2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [_] (b) [_] ________________________________________________________________________________ 3. SEC USE ONLY ________________________________________________________________________________ 4. CITIZENSHIP OR PLACE OF ORGANIZATION USA ________________________________________________________________________________ NUMBER OF 5. SOLE VOTING POWER SHARES -0- _________________________________________________________________ BENEFICIALLY 6. SHARED VOTING POWER OWNED BY 1,605,722 _________________________________________________________________ EACH 7. SOLE DISPOSITIVE POWER REPORTING -0- _________________________________________________________________ PERSON 8. SHARED DISPOSITIVE POWER WITH 1,605,722 ________________________________________________________________________________ 9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 1,605,722 ________________________________________________________________________________ 10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES* [_] ________________________________________________________________________________ 11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 15.8% ________________________________________________________________________________ 12. TYPE OF REPORTING PERSON* IA ________________________________________________________________________________ *SEE INSTRUCTIONS BEFORE FILLING OUT! 3 CUSIP No. 749136107 13G ________________________________________________________________________________ Item 1(a). Name of Issuer: R & G Financial Corp. ________________________________________________________________________________ Item 1(b). Address of Issuer's Principal Executive Offices: 280 Jesus T. Pinero Ave., Hato Rey, San Juan, PR 00918 ________________________________________________________________________________ Item 2(a). Name of Person Filing: Thomas Garity dba Garity & Co. Capital Management ________________________________________________________________________________ Item 2(b). Address of Principal Business Office, or if None, Residence: 1414 Banco Popular Center San Juan, PR 00918 ________________________________________________________________________________ Item 2(c). Citizenship: USA ________________________________________________________________________________ Item 2(d). Title of Class of Securities: Class B Common Stock ________________________________________________________________________________ Item 2(e). CUSIP Number: 749136107 ________________________________________________________________________________ Item 3. If This Statement is Filed Pursuant to Rule 13d-1(b), or 13d-2(b) or (c), Check Whether the Person Filing is a: (a) [_] Broker or dealer registered under Section 15 of the Exchange Act. (b) [_] Bank as defined in Section 3(a)(6) of the Exchange Act. (c) [_] Insurance company as defined in Section 3(a)(19) of the Exchange Act. (d) [_] Investment company registered under Section 8 of the Investment Company Act. (e) [X] An investment adviser in accordance with Rule 13d-1(b)(1)(ii)(E); (f) [_] An employee benefit plan or endowment fund in accordance with Rule 13d-1(b)(1)(ii)(F); (g) [_] A parent holding company or control person in accordance with Rule 13d-1(b)(1)(ii)(G); (h) [_] A savings association as defined in Section 3(b) of the Federal Deposit Insurance Act; (i) [_] A church plan that is excluded from the definition of an investment company under Section 3(c)(14) of the Investment Company Act; (j) [_] Group, in accordance with Rule 13d-1(b)(1)(ii)(J). If this statement is filed pursuant to Rule 13d-1(c), check this box. [_] 4 CUSIP No. 749136107 13G Item 4. Ownership. Provide the following information regarding the aggregate number and percentage of the class of securities of the issuer identified in Item 1. (a) Amount beneficially owned: 1,605,722 (b) Percent of class: 15.8% (c) Number of shares as to which such person has: (i) Sole power to vote or to direct the vote , -0- (ii) Shared power to vote or to direct the vote , 1,605,722 (iii) Sole power to dispose or to direct the disposition of , -0- (iv) Shared power to dispose or to direct the disposition of 1,605,722 ________________________________________________________________________________ Item 5. Ownership of Five Percent or Less of a Class. N/A ________________________________________________________________________________ Item 6. Ownership of More Than Five Percent on Behalf of Another Person. N/A ________________________________________________________________________________ Item 7. Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company. N/A ________________________________________________________________________________ Item 8. Identification and Classification of Members of the Group. N/A ________________________________________________________________________________ Item 9. Notice of Dissolution of Group. N/A ________________________________________________________________________________ Item 10. Certifications. (a) The following certification shall be included if the statement is filed pursuant to Rule 13d-1(b): "By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having such purpose or effect." (b) The following certification shall be included if the statement is filed pursuant to Rule 13d-1(c): "By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having such purpose or effect." 5 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. February 03, 1999 --------------------------------------- (Date) /s/ THOMAS GARITY --------------------------------------- (Signature) Thomas Garity --------------------------------------- (Name/Title) Note. Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. See Rule 13d-7(b) for other parties for whom copies are to be sent. Attention. Intentional misstatements or omissions of fact constitute federal criminal violations (see 18 U.S.C. 1001). -----END PRIVACY-ENHANCED MESSAGE-----