SEC FORM 3

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Drahozal Christopher R

(Last)

(First)

(Middle)

118 SECOND AVENUE SE

P.O. BOX 73909

(Street)

CEDAR RAPIDS

52407-3909

(City)

(State)

(Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
02/25/2009

3. Issuer Name and Ticker or Trading Symbol
UNITED FIRE & CASUALTY CO [ UFCS ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	2,674	D
Common Stock	217,774	I	By spouse
Common Stock	74,714	I	By children
Common Stock	50,624	I	By spouse as trustee for J. Scott McIntyre Jr.
Common Stock	519,240⁽¹⁾	I	By family foundation

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
1. Title of Derivative Security (Instr. 4)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
Stock Option (right to buy)	⁽²⁾	05/21/2013	Common Stock	2,000	$16.13	D
Stock Option (right to buy)	⁽³⁾	05/19/2014	Common Stock	2,000	$27.32	D
Stock Option (right to buy)	⁽⁴⁾	02/17/2016	Common Stock	2,000	$39.13	D
Stock Option (right to buy)	⁽⁵⁾	05/17/2016	Common Stock	1,333	$31.05	D
Stock Option (right to buy)	⁽⁶⁾	11/16/2017	Common Stock	2,000	$29.28	D
Stock Option (right to buy)	⁽⁷⁾	05/21/2018	Common Stock	3,000	$33.78	D

Explanation of Responses:

1. The reporting person disclaims ownership of these securities, and this report shall not be deemed an admission that the reporting person is the beneficial owner of such securities for purposes of Section 16 or an other purpose.

2. 2,000 options currently exercisable.

3. 1,600 options currently exercisable and 400 options become exercisable on 05/19/2009.

4. 800 options currently exercisable and 1,200 options become exercisable in three equal installments of 400 options each on 02/17/2009, 02/17/2010 and 02/17/2011.

5. 534 options currently exercisable; 267 options become exercisable on 05/17/2009; and 532 options become exercisable in two equal installments of 266 options each on 05/17/2010 and 05/17/2011.

6. 400 options currently exercisable and 1,600 options become exercisable in four equal installments of 400 options each on 11/16/2009, 11/16/2010, 11/16/2011 and 11/16/2012.

7. 3,000 options become exercisable in five equal installments of 600 options each on 05/21/2009, 05/21/2010, 05/21/2011, 05/21/2012 and 05/21/2013.

Remarks:

	Christopher R. Drahozal by Dianne M. Lyons, Attorney-in-Fact	02/25/2009
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.